MIRA INFORM REPORT

 

 

Report No. :

343756

Report Date :

09.10.2015

 

IDENTIFICATION DETAILS

 

Name :

EXOTICA COR MULDER GMBH

 

 

Registered Office :

Reutwiesenstr. 45, D 71665 Vaihingen

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

06.08.1973

 

 

Com. Reg. No.:

HRB 290069

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

·         Wholesale of furniture, carpets and rugs and lighting

·         Wholesale of other household goods

 

 

No. of Employees :

25

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

Company name & address

 

EXOTICA COR MULDER GMBH

 

 Company Status:         active

                                    Reutwiesenstr. 45

                                    D 71665 Vaihingen

                                    Telephone:07042/8213-0

                                    Telefax:  07042/8213-20

                                    Homepage: www.cormulder.de

                                    E-mail:   info@cormulder.de

 

 VAT no.:                      DE811195022

 Tax ID number:             55081/10529

 

 

CONCLUSION

 

 Business relations are permissible.

 

 LEGAL FORM           Private limited company

 Date of foundation:  06.08.1973

 Shareholders'

 agreement:           06.08.1973

 Registered on:       24.08.1973

 Commercial Register: Local court 70190 Stuttgart

 under:               HRB 290069

 

 Share capital:                          EUR            600,000.00

 

 Shareholder:

                      Ferry Mulder

                      Weinsteige 5

                      D 71665 Vaihingen

                      born: 28.08.1973

                      Share:             EUR            300,000.00

 Shareholder:

                      Cornelius Mulder

                      Weinsteige 5

                      D 71665 Vaihingen

                      born: 26.11.1971

                      Share:             EUR            300,000.00

 Manager:

                      Ferry Mulder

                      Weinsteige 5

                      D 71665 Vaihingen

                      having sole power of representation

                      born: 28.08.1973

                      Profession: Businessman

                      Marital status: single

 Manager:

                      Cornelius Mulder

                      Weinsteige 5

                      D 71665 Vaihingen

                      having sole power of representation

                      born: 26.11.1971

                      Profession: Businessman

                      Marital status: single

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 4647   Wholesale of furniture, carpets and rugs and lighting

4649    Wholesale of other household goods

 

 

FINANCIAL INFORMATION

 

Payment experience:  within agreed terms

 

 Negative information  We have no negative information at hand.

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Reutwiesenstr. 45

                      D 71665 Vaihingen

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 KREISSPARKASSE LUDWIGSBURG, 71606 LUDWIGSBURG, WÜRTT

 Sort. code: 60450050

 BIC: SOLADES1LBG

 

 Further banks

 COMMERZBANK VORMALS DRESDNER BANK, 71603 LUDWIGSBURG, WÜRTT

 Sort. code: 60480008

 BIC: DRESDEFF604

 POSTBANK, 70148 STUTTGART

 Sort. code: 60010070

 BIC: PBNKDEFFXXX

 

 

FINANCIAL FIGURES

 

 Turnover:            2013              *EUR          4,375,000.00

                      2014              *EUR          4,375,000.00

 Expected turnover:                      EUR          4,375,000.00

 further business figures:

 Ac/ts receivable:                       EUR            894,374.00

 Liabilities:                            EUR            288,402.00

 Total numbers of vehicles:                                      3

 Employees:                                                     25

 

 The business figures marked with an asterisk are estimates based on average values in the line of business.

 

 

BALANCE SHEETS

 

 Balance sheet ratios 01.01.2014 - 31.12.2014

 Equity ratio [%]:                 66.35

 Liquidity ratio:                   3.80

 Return on total capital [%]:       1.26

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 68.54

 Liquidity ratio:                  10.00

 Return on total capital [%]:       0.55

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 61.80

 Liquidity ratio:                   1.79

 Return on total capital [%]:      -7.28

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 65.71

 Liquidity ratio:                  10.00

 Return on total capital [%]:      11.32

 

 EQUITY RATIO

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 LIQUIDITY RATIO

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 RETURN ON TOTAL CAPITAL

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2014 - 31.12.2014

 

 ASSETS                                  EUR          4,642,723.93

  Fixed assets                           EUR          1,098,093.63

   Tangible assets                       EUR            585,575.06

   Financial assets                      EUR            512,518.57

    Other / unspecified financial assets EUR            512,518.57

  Current assets                         EUR          3,204,008.69

   Stocks                                EUR          2,256,900.00

   Accounts receivable                   EUR            894,373.53

   Liquid means                          EUR             52,735.16

  Remaining other assets                 EUR            340,621.61

   Accruals (assets)                     EUR            340,621.61

 

 LIABILITIES                             EUR          4,642,723.93

  Shareholders' equity                   EUR          3,080,365.96

   Capital                               EUR            600,000.00

    Subscribed capital (share capital)   EUR            600,000.00

   Reserves                              EUR            255,645.94

    Capital reserves                     EUR            255,645.94

   Balance sheet profit/loss (+/-)       EUR          2,224,720.02

    Balance sheet profit / loss          EUR          2,224,720.02

  Provisions                             EUR          1,273,956.00

  Liabilities                            EUR            288,401.97

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          4,409,148.64

  Fixed assets                           EUR          1,233,961.05

   Tangible assets                       EUR            656,266.18

   Financial assets                      EUR            577,694.87

    Other / unspecified financial assets EUR            577,694.87

  Current assets                         EUR          2,842,304.52

   Stocks                                EUR          1,944,200.00

   Accounts receivable                   EUR            725,789.00

   Liquid means                          EUR            172,315.52

  Remaining other assets                 EUR            332,883.07

   Accruals (assets)                     EUR            332,883.07

 

 LIABILITIES                             EUR          4,409,148.64

  Shareholders' equity                   EUR          3,021,882.66

   Capital                               EUR            600,000.00

    Subscribed capital (share capital)   EUR            600,000.00

   Reserves                              EUR            255,645.94

    Capital reserves                     EUR            255,645.94

   Balance sheet profit/loss (+/-)       EUR          2,166,236.72

    Balance sheet profit / loss          EUR          2,166,236.72

  Provisions                             EUR          1,203,209.00

  Liabilities                            EUR            184,056.98

 

 

 

 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.16

UK Pound

1

Rs.99.78

Euro

1

Rs.73.33

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.