MIRA INFORM REPORT

 

 

Report No. :

343782

Report Date :

12.10.2015

 

IDENTIFICATION DETAILS

 

Name :

MOHAMED MOHAMED ISSA RASHIDY CO

 

 

Registered Office :

Abou Al Fadel Old Abassi Street, Gharbeya, Al Mahalla Al Kobra

 

 

Country :

Egypt

 

 

Date of Incorporation :

01.01.2002

 

 

Legal Form :

General Partnership

 

 

Line of Business :

Engaged in the wholesale and retail of perfumes.

 

 

No. of Employees :

10

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Unknown

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA

 


SUMMARY

 

Company Name                                    : MOHAMED MOHAMED ISSA RASHIDY CO

Country of Origin                                   : Egypt

Legal Form                                           : General Partnership

Registration Date                                  : 1st January 2002

Partners Capital                                     : £E 60,000

Total Workforce                         : 10

Activities                                               : Wholesalers and retailers of perfumes.

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered

 

COMPANY NAME

 

MOHAMED MOHAMED ISSA RASHIDY CO

 

 

ADDRESS

 

Registered & Physical Address

 

Street               : Abou Al Fadel Old Abassi Street

Area                 : Gharbeya

Town                : Al Mahalla Al Kobra

Country : Egypt

Telephone         : (20-40) 2237010 / 2247010

 

Premises

 

Subject operates from a small suite of offices and a warehouse that are rented and located in the Central Business Area of Al Mahalla Al Kobra.

 

 

KEY PRINCIPALS

 

Name                                                                                       Position

 

Mohamed Mohamed Issa                                                           Managing Partner

 

Abd El Hany Mohamed                                                              Partner

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st January 2002

 

Legal Form                  : General Partnership

 

Partners Capital           : £E 60,000

 

Name of Partner (s)                                                 Percentage

 

Mohamed Mohamed Issa                                               60%

 

Abd El Hany Mohamed                                                  40%

 

 

OPERATIONS

 

Activities: Engaged in the wholesale and retail of perfumes.

 

Import Countries: Europe and the Far East.

 

Subject has a workforce of 10 employees.

 

 

FINANCIAL DATA

 

Companies registered in Egypt are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

National Bank of Egypt

Main Branch

Al Mahalla Al Kobra

 

Banque Misr

Main Branch

Al Mahalla Al Kobra

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

Please note that we were unable to contact the subject directly during our investigation.

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the business is considered to be a fair trade risk.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.78

UK Pound

1

Rs.99.54

Euro

1

Rs.73.08

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.