MIRA INFORM REPORT

 

 

Report No. :

344901

Report Date :

12.10.2015

 

IDENTIFICATION DETAILS

 

Name :

MORUBEL  NV 

 

 

Registered Office :

Ankerstraat  2, 8400 Oostende

 

 

Country :

Belgium

 

 

Financials (as on) :

31.03.2015

 

 

Date of Incorporation :

24.11.1999

 

 

Com. Reg. No.:

468144665

 

 

Legal Form :

Public  Limited  Liability

 

 

Line of Business :

Subject is engaged in business of processing  and  preserving  of fish,  crustaceans  and molluscs.

 

 

No. of Employee :

100

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Belgium

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to shifts in foreign demand, particularly in Belgium’s EU trade partners. Roughly three-quarters of Belgium's trade is with other EU countries. In 2014 Belgian GDP grew by 0.9%, the unemployment rate stabilized at 8.5%, and the the budget deficit was 3.2% of GDP. Prime Minister Charles MICHEL’s center-right government has pledged to further reduce the deficit in response to EU pressure to reduce Belgium’s high public debt, which remains above 100% of GDP, but such efforts could also dampen economic growth. In addition to restrained public spending, low wage growth and high unemployment promise to curtail a more robust recovery in private consumption. The government has pledged to pursue an reform program to improve Belgium’s competitiveness, including changes to tax policy, labor market rules, and welfare benefits. These changes risk worsening tensions with trade unions and triggering extended strikes.

Source : CIA

Company name

 

MORUBEL  NV 

 

 

Company  summary                              

 

Business  number

468144665

Branche  Unit  Number

2097285597

Company  name

MORUBEL  NV

Address

ANKERSTRAAT  2

 

8400 OOSTENDE

Number  of  staff

100

Date  of  establishment

24/11/1999

Telephone  number

059322868

Fax  number

059324660

 

 

ULTIMATE  HOLDING  COMPANY

 

Company  name

Company  Number

Morubel  NV

468144665

 

 

Commentary

 

The  business  was  established  over  15  years  ago. The  business  has  100  employees.

The  business  is  part  of  a  group.

This  business  has  a  foreign  parent  business. The  business  has  been  at  the  address  for  over  13  years. Operating  Result  in  the  latest  trading  period  decreased  41%  on  the  previous  trading  period. Pre-tax  profits  decreased  by  37%  compared  to  the  previous  trading  period. The  business  saw  an  increase  in  their  Cash  Balance  of  59%  during  the  latest  trading  period.

 

 

Accounts

 

DATE  OF  LATEST  ACCOUNTS

TURNOVER

PROFIT  BEFORE  TAX

NET  WORTH

WORKING  CAPITAL

31/03/2015

67,066,504

2,543,000

20,116,967

19,131,712

31/03/2014

81,606,515

4,062,026

19,002,359

18,157,361

31/03/2013

80,900,643

5,532,426

44,491,226

43,297,216

Accounts

 

 

 

 

DATE  OF  LATEST  ACCOUNTS

BALANCE  TOTAL

NUMBER  OF  EMPLOYEES

CAPITAL

CASHFLOW

31/03/2015

48,366,593

100

61,988

1,431,801

31/03/2014

44,788,758

107

61,988

-25,110,604

31/03/2013

76,831,249

106

61,988

4,398,231

 

 

Payment  expectations

 

Past  payments

 

Payment  expectation  days

90.63

Industry  average  payment

178.28

Industry  average  day  sales

97.80

expectation  days

 

outstanding

 

Day  sales  outstanding

44.44

 

 

 

 

Court  data  summary

 

BANKRUPTCY  DETAILS

Court  action  type                    no

PROTESTED  BILLS

Bill  amount                             -

NSSO  DETAILS

Date  of  summons                  -

 

 

Company  information

 

Business  number

468144665

Company  name

MORUBEL  NV

Fax  number

059324660

Date  founded

24/11/1999

Company  status

active

Company  type

Public  Limited  Liability

 

 

 

Company  (BE)

Currency

Euro  (€)

Date  of  latest  accounts

31/03/2015

Activity  code

10200

Liable  for  VAT

yes

Activity  description

Processing  and  preserving  of fish,  crustaceans  and molluscs

VAT  Number

BE.0468.144.665  Check  VAT Number

Belgian  Bullettin  of  Acts

Publications

moniteur  belge

 

 

 

 


Contractor  details

 

Registered  contractor

-

number

 

Contractor  description

-

Date  struck  off  register

 

Personnel  (NSSO  classification)

 

Code

-

Description

-

Joint  Industrial  Committee  (JIC)

 

JIC  Code

118

Description

Joint  committee  for  the  food  industry

category

 

JIC  Code

220

Description

Joint  committee  for  the  employees  in  the  food  industry

category

 

Significant  Events

 

Event  Date

14/07/2014

Event  Description

 

Event  Details

Neerlegging  van  de  schriftelijk  besluitvorming  van  de  aandeelhouders  dd.  30/05/2014  houdende  de wijziging  van  controle  overeenkomstig  artikel  556  van  het  Wetboek  van  Vennootschappen.

 

 

Company  accounts

 

ASSETS

 

 

 

 

 

 

 

 

 

Annual  accounts

31-03-2015

%

31-03-2014

%

31-03-2013

%

31-03-2012

%

31-03-2011

Weeks

52

 

52

 

52

 

52

 

52

Currency

EUR

 

EUR

 

EUR

 

EUR

 

EUR

Total  fixed  assets

1,109,528

-2.65

1,139,771

-11.89

1,293,641

-11.91

1,468,516

-0.87

1,481,384

Intangible  fixed  assets

57,621

0.45

57,362

831

6,157

397

1,237

-55.90

2,805

Tangible  fixed  assets

1,037,634

-2.25

1,061,570

-8.28

1,157,359

-14.67

1,356,338

-1.47

1,376,525

Land  &  building

131,335

12.67

116,565

-

-

-

-

-

-

Plant  &  machinery

794,949

-10.12

884,450

-17.94

1,077,773

-12.27

1,228,563

2.68

1,196,490

Furniture  &  Vehicles

111,350

98.79

56,015

66.77

33,589

-2.61

34,489

-12.88

39,589

Leasing  &  Other  Similar  Rights

-

-

0

-100

45,997

-50.69

93,286

-33.58

140,446

Other  tangible  assets

0

-100

4,540

-

0

-

0

-

0

Financial  fixed  assets

14,273

-31.51

20,839

-83.99

130,125

17.29

110,941

8.71

102,054

Total  current  assets

47,257,065

8.27

43,648,987

-42.22

75,537,608

-16.60

90,568,869

4.40

86,750,267

Inventories

34,254,103

16.71

29,350,517

3.97

28,229,768

17.30

24,067,126

13.66

21,174,401

Raw  materials  &  consumables

24,216,604

37.38

17,627,611

-14.66

20,655,670

31.00

15,767,501

23.18

12,800,621

Work  in  progress

645,812

-35.13

995,607

51.23

658,359

189

227,693

-45.87

420,665

Finished  goods

9,391,687

-12.45

10,727,299

55.11

6,915,739

-14.32

8,071,932

1.49

7,953,115

Other  stocks

0

-

0

-

0

-

0

-

0

Trade  debtors

8,165,232

-32.42

12,083,012

-16.27

14,430,702

21.87

11,841,108

2.08

11,599,970

Other  amounts  receivable

720,271

36.57

527,417

-96.92

17,097,401

-26.77

23,346,402

-1.12

23,611,189

Cash

2,304,893

59.35

1,446,457

-90.56

15,320,422

-50.09

30,698,586

3.60

29,632,108

Miscellaneous  current  assets

1,812,566

650

241,584

-47.40

459,315

-25.39

615,647

-15.96

732,599

Total  Assets

48,366,593

7.99

44,788,758

-41.71

76,831,249

-16.52

92,037,385

4.31

88,231,651

 

 

LIABILITIES

 

 

 

 

 

 

 

 

 

Total  shareholders  equity

20,174,588

5.85

19,059,721

-57.17

44,497,383

-16.71

53,427,439

10.54

48,330,944

Issued  share  capital

61,988

0

61,988

0

61,988

0

61,988

0

61,988

Share  premium  account

-

-

-

-

-

-

-

-

-

Revaluation  reserve

-

-

-

-

-

-

-

-

-

Reserves

20,112,600

5.87

18,997,733

-57.25

44,435,395

-16.73

53,365,451

10.56

48,268,956

Provisions  for  Liabilities  &

66,652

-71.93

237,411

328

55,451

-39.98

92,381

-86.86

702,877

Charges

 

 

 

 

 

 

 

 

 

Deffered  taxes

-

-

-

-

-

-

-

-

-

Creditors

28,125,353

10.33

25,491,626

-21.03

32,278,415

-16.20

38,517,565

-1.74

39,197,830

Other  long  term  loans

-

-

-

-

38,023

-50.57

76,930

-33.59

115,837

Long  term  group  loans

-

-

-

-

-

-

-

-

-

Other  long  term  liabilities

0

-

0

-

0

-

0

-

0

Total  long  term  debts

66,652

-71.93

237,411

153

93,474

-44.79

169,311

-79.32

818,714

Current  portion  of  long  term  debt

-

-

38,023

-2.27

38,907

0

38,907

0

38,907

Financial  debts

11,057,026

266

3,018,549

-82.68

17,430,135

-24.15

22,979,502

8.81

21,119,721

Trade  creditors

15,965,634

-23.64

20,909,005

57.87

13,244,531

-5.26

13,979,831

-14.14

16,282,720

Amounts  Payable  for  Taxes,

1,098,362

-22.27

1,413,062

-6.86

1,517,216

16.87

1,298,225

14.92

1,129,641

Remuneration  &  Social  Security

 

 

 

 

 

 

 

 

 

Miscellaneous  current  liabilities

4,331

-96.17

112,987

1076

9,603

-93.34

144,170

-71.79

511,004

Total  current  liabilities

28,125,353

10.33

25,491,626

-20.93

32,240,392

-16.13

38,440,635

-1.64

39,081,993

Total  Liabilities

48,366,593

7.99

44,788,758

-41.71

76,831,249

-16.52

92,037,385

4.31

88,231,651

 

 

RATIO  ANALYSIS

 

TRADING  PERFORMANCE

 

 

 

 

 

 

 

 

 

Profit  Before  Tax

3.79

-23.90

4.98

-27.19

6.84

-19.43

8.49

10.69

7.67

Return  on  capital  employed

12.56

-40.33

21.05

69.62

12.41

-2.59

12.74

11.66

11.41

Return  on  total  assets  employed

5.26

-42.01

9.07

25.97

7.20

-2.96

7.42

16.67

6.36

Return  on  net  assets  employed

12.60

-40.87

21.31

71.44

12.43

-2.74

12.78

10.17

11.60

Sales  /  net  working  capital

3.51

-21.83

4.49

140

1.87

21.43

1.54

0.65

1.53

Stock  turnover  ratio

51.07

41.98

35.97

3.10

34.89

16.61

29.92

3.28

28.97

Creditor  days

90.63

-8.66

99.22

54.24

64.33

-5.48

68.06

-22.01

87.27

Debtor  days

44.44

-17.76

54.04

-17.00

65.11

21.18

53.73

-7.23

57.92

SHORT  TERM  STABILITY

 

 

 

 

 

 

 

 

 

Current  ratio

1.68

-1.75

1.71

-26.92

2.34

-0.85

2.36

6.31

2.22

Liquidity  ratio  /  acid  ratio

0.46

-17.86

0.56

-61.90

1.47

-15.03

1.73

2.98

1.68

Current  debt  ratio

1.39

3.73

1.34

86.11

0.72

0

0.72

-11.11

0.81

Liquidity  ratio  reprocessed

-

-

-

-

-

-

-

-

-

Cashflow

1,431,801

5.70

-25,110,604

-670

4,398,231

-19.04

5,432,284

11.72

4,862,365

Net  worth

20,116,967

5.87

19,002,359

-57.29

44,491,226

-16.72

53,426,202

10.55

48,328,139

LONG  TERM  STABILITY

 

 

 

 

 

 

 

 

 

Gearing

54.81

241

16.04

-59.23

39.34

-9.00

43.23

-1.79

44.02

Equity  in  percentage

41.76

-1.99

42.61

-26.43

57.92

-0.22

58.05

5.97

54.78

Total  debt  ratio

1.40

3.70

1.35

84.93

0.73

1.39

0.72

-13.25

0.83

Working  capital

19,131,712

5.37

18,157,361

-58.06

43,297,216

-16.94

52,128,234

9.36

47,668,274

 

 

PROFIT  &  LOSS

 

 

 

 

 

 

 

 

Operating  Income

67,419,482

-18.59

82,814,849

5.70

78,345,358

-2.62

80,452,929

4.66

76,869,428

Turnover

67,066,504

-17.82

81,606,515

0.87

80,900,643

0.58

80,436,467

10.04

73,095,345

Total  operating  expenses

64,301,715

-16.40

76,920,140

2.35

75,151,847

0.24

74,975,459

10.10

68,098,925

Gross  Operating  Margin

-

-

-

-

-

-

-

-

-

Operating  Charges

64,654,693

-17.25

78,128,474

7.62

72,596,562

-3.19

74,991,921

4.34

71,873,008

Employee  costs

5,575,982

-1.30

5,649,171

-1.20

5,717,586

0.84

5,669,741

9.89

5,159,378

Wages  and  salary

3,939,011

0.07

3,936,161

-0.48

3,955,302

-0.49

3,974,672

8.78

3,653,761

Employee  pension  costs

11,300

10.29

10,246

4.73

9,783

113

4,590

161

1,753

Social  security  contributions

1,201,151

-6.69

1,287,308

-1.79

1,310,827

-1.07

1,324,949

10.44

1,199,744

Other  employee  costs

424,520

2.18

415,456

-5.94

441,674

20.83

365,530

20.19

304,120

Director  remuneration

-

-

-

-

-

-

-

-

-

Amortization  and  depreciation

316,934

-3.10

327,058

-0.37

328,287

-2.23

335,789

-26.22

455,131

Operating  result

2,764,789

-41.00

4,686,375

-18.48

5,748,796

5.27

5,461,008

9.30

4,996,420

Total  financial  income

16,922

-99

2,312,192

-14.23

2,695,850

-0.46

2,708,344

14.60

2,363,380

Total  financial  expenses

238,711

-91.87

2,936,541

0.84

2,912,220

117

1,339,894

-23.52

1,751,876

Results  on  ordinary  operations

before  taxation

2,543,000

-37.40

4,062,026

-26.58

5,532,426

-18.99

6,829,458

21.78

5,607,924

Extraordinary  Income

-

-

10,035,430

-

-

-

77,134

-66.64

231,247

Extraordinary  Charges

1,428,133

-96.39

39,512,822

-

-

-

1

-99

63,525

Extraordinary  items

-1,428,133

4.84

-29,477,392

-

0

-100

77,133

-54.01

167,722

Results  for  the  Year  Before

1,114,867

4.39

-25,415,366

-559

5,532,426

-19.90

6,906,591

19.58

5,775,646

Taxation

 

 

 

 

 

 

 

 

 

Other  appropriations

-

-

-

-

-

-

-

-

-

Taxation

-

-

22,296

-98.48

1,462,482

-19.20

1,810,096

32.28

1,368,412

Results  on  ordinary  operations

2,543,000

-37.05

4,039,730

-0.74

4,069,944

-18.92

5,019,362

18.39

4,239,512

after  taxation

 

 

 

 

 

 

 

 

 

Net  result

1,114,867

4.38

-25,437,662

-725

4,069,944

-20.14

5,096,495

15.64

4,407,234

Profit  (Loss)  for  the  Year  to  be

appropiated

1,114,867

4.38

-25,437,662

-725

4,069,944

-20.14

5,096,495

15.64

4,407,234

Dividends

-

-

-

-

13,000,000

-

-

-

-

 

 

Social  Balance  Sheet  Details

 

Social  Balance  Sheet  Details

 

 

 

Social  Balance  Sheet

 

Total

 

During  the  reporting  year

 

 

 

ended  31-03-2015

 

 

 

Full-time  Employees

 

86

 

Part-time  Employees

 

22

 

Total  Fte  Employees

 

103

 

Number  of  hours  worked

 

 

 

Full-time  Employees

 

123,486

 

Part-time  Employees

 

23,022

 

Total

 

146,508

 

Personnel  Charges

 

 

 

Full-time  Employees

 

4,887,719

 

Part-time  Employees

 

676,963

 

Total

 

5,564,682

 

Benefits  In  Addition  To  Wages

 

-

 

During  the  previous  reporting  year

 

 

 

Average  number  employees  in  Fte

 

102

 

Actual  working  hours

 

155,597

 

Personnel  Charges

 

5,638,925

 

Benefits  In  Addition  To  Wages

 

-

 

Type  of  Contract

Full-Time

Part-Time

Total  Fte

Unlimited  Duration

85

21

101

Contracts

 

 

 

Limited  Duration  Contracts

-

-

-

Contracts  For  Specific  Work

-

-

-

Contracts  Regarding

-

-

-

Substitution

 

 

 

Gender  and  Education

 

 

 

Level

 

 

 

Men

Full-Time

Part-Time

Total  Fte

Primary  education

14

3

16

Secondairy  education

32

4

35

Higher  education  (non

12

1

12

university)

 

 

 

Higher  education

5

-

5

(university)

 

 

 

Women

Full-Time

Part-Time

Total  Fte

Primary  education

1

2

2

Secondairy  education

13

8

20

Higher  education  (non

6

3

8

university)

 

 

 

Higher  education

2

-

2

(university)

 

 

 

Working  Category

Full-Time

Part-Time

Total  Fte

Management

2

-

2

White  collar  worker

31

10

38

Blue  collar  worker

52

11

61

Other

-

-

-

Temporary  personnel

 

Total

 

Average  number  of  temporary  staff

 

7

 

Actual  working  hours

 

12,824

 

Cost  of  temporary  staff

 

338,715

 

New  staff  and  leavers

Full-Time

Part-Time

Total  Fte

New  Starters

8

-

8

Leavers

12

2

14

 

 

Total  of  formal  continuing  vocational  training  initiatives

 

 

for  workers  paid  by  the  employer

Male

Female

Number  of  employees

70

30

Number  of  training  hours

861

592

Net  costs  for  enterprise

51,691

25,294

Total  of  less  formal  and  informal  continuing  vocational

 

 

training  initiatives  for  workers  paid  by  the  employer

Male

Female

Number  of  employees

-

-

Number  of  training  hours

-

-

Net  costs  for  enterprise

-

-

Total  of  initial  training  initiatives  at  the  expense  of  the

 

 

employer

Male

Female

Number  of  employees

-

-

Number  of  training  hours

-

-

Net  costs  for  enterprise

-

-

 

INDUSTRY  COMPARISON

 

Activity  code

10200

Activity  description

Processing  and  preserving  of  fish,  crustaceans  and  molluscs

 

PAYMENT  INFORMATION

 

Suspension  of  payments  /  moratorium  history

 

Amount

-

Details

-

Payment  Information  Summary

 

Total  number  of  Invoices  available

220

Total  number  of  Invoices  paid  within  or  up  to  30  days  after  the  due  date

208

Total  number  of  Invoices  paid  more  than  30  days  after  the  due  date

1

Total  number  of  Invoices  currently  outstanding  where  the  due  date  has  not  yet  been  reached

0

Total  number  of  Invoices  currently  outstanding  beyond  the  due  date

11

 

Payment  expectations

 

Payment  expectation  days

90.63

Day  sales  outstanding

44.44

Industry  comparison

 

Activity  code

10200

Activity  description

Processing  and  preserving  of  fish,  crustaceans  and  molluscs

Industry  average  payment

178.28

expectation  days

 

Industry  average  day  sales

97.80

outstanding

 

 

INDUSTRY  QUARTILE  ANALYSIS

 

Payment  expectations

 

Company  result

90.63

Lower

95.34

Median

61.01

Upper

48.26

 

DAY  SALES  OUTSTANDING

 

Company  result

44.44

Lower

100.95

Median

59.43

Upper

40.12

 

 

Shareholder  Details             

 

Summary

 

Group  -  Number  of  Companies

2

Linkages  -  Number  of  Companies

0

Number  of  Countries

0

 

GROUP  STRUCTURE

 

 

Company  name

Number

Latest

 

 

financials

- MORUBEL  NV

468144665

31-03-2015

- - MORUBEL  DEUTSCHLAND  GMBH

HRB  120877

31-03-2011

 

 

MINORITY  SHAREHOLDERS

 

No  minority  shareholders  found

 

MINORITY  INTERESTS

 

No  minority  interests  found

 

 

LINKED  COMPANIES

 

Summary

 

Group  -  Number  of  Companies

2

Linkages  -  Number  of  Companies

0

Number  of  Countries

0

 

SUMMONS

 

there  is  no  data  for  this  company

 

PROTESTED  BILLS

 

there  is  no  data  for  this  company

 

BANKRUPTCY  AND  OTHER  LEGAL  EVENTS

 

there  is  no  data  for  this  company

 

Director  details

 

CURRENT  DIRECTOR  DETAILS

 

Position

Chairman  of  the  Board

Start  Date

29/09/2014

Date  of  birth

03/06/2014

Street

2 CULLIGANLAAN  MACHELEN

Post  code

1831

Country

Belgium

Name

GBC  NV

Position

Managing  Director

Start  Date

29/09/2014

Date  of  birth

03/06/2014

Street

2 CULLIGANLAAN  MACHELEN

Post  code

1831

Country

Belgium

Position

Legal  Representative

Start  Date

29/09/2014

Date  of  birth

03/06/2014

Street

2 CULLIGANLAAN  MACHELEN

Post  code

1831

Country

Belgium

 

FORMER  DIRECTOR  DETAILS

 

Name

GBC  NV

Position

Director

Start  Date

30/06/2014

End  Date

03/09/2014

Date  of  birth

03/06/2014

Street

2 CULLIGANLAAN  MACHELEN

Post  code

1831

Country

Belgium

Name

GINO  MAUS

Position

Director

Start  Date

15/10/2004

End  Date

Unknown  date

Street

5 MOLENDREEF  ZEDELGEM

Post  code

8210

Country

Belgium

Name

BART  RABAEY  CONSULTING  VOF

Position

Director

Start  Date

30/06/2014

End  Date

29/09/2014

Date  of  birth

21/08/2006

Street

170 NIEUWELAAN  MEISE

Post  code

1860

Country

Belgium

Position

Legal  Representative

Start  Date

30/06/2014

End  Date

29/09/2014

Date  of  birth

21/08/2006

Street

170 NIEUWELAAN  MEISE

Post  code

1860

Country

Belgium

Name

HUGO  MARINUS  FLORIMOND  DE  GROOTE

Position

Managing  Director

Start  Date

20/10/2005

End  Date

31/03/2011

Street

6 OUDE  KASTEELDREEF  MALDEGEM

Post  code

9990

Country

Belgium

Position

Director

Start  Date

24/11/1999

End  Date

30/09/2010

Street

6 OUDE  KASTEELDREEF  MALDEGEM

Post  code

9990

Country

Belgium

Name

HERMAN  HEIJTMEIJER

Position

Director

Start  Date

19/11/2012

End  Date

31/03/2014

Street

21 MOLENWEG  HAREN

Post  code

9751 AE

Country

Belgium

Name

JAN  ERNST  VEENMAN

Position

Managing  Director

Start  Date

30/09/2010

End  Date

Unknown  date

Street

48 WESTERSE  DRIFT  HAREN

Post  code

9752 LJ

Country

Germany

Position

Director

Start  Date

01/11/2009

End  Date

Unknown  date

Street

48 WESTERSE  DRIFT  HAREN

Post  code

9752 LJ

Country

Germany

Name

MICHEL  VEERMAN

Position

Managing  Director

Start  Date

30/09/2010

End  Date

24/02/2014

Street

36 JOOST  VAN  DE  VONDELSTRAAT  VOLENDAM

Post  code

1132 SC

Country

The  Netherlands

Position

Director

Start  Date

30/09/2010

End  Date

24/02/2014

Street

36 JOOST  VAN  DE  VONDELSTRAAT  VOLENDAM

Post  code

1132 SC

Country

The  Netherlands

Name

JASPER  SCHRIJVER

Position

Managing  Director

Start  Date

24/02/2014

End  Date

30/06/2014

Street

 

Post  code

 

Country

The  Netherlands

Position

Director

Start  Date

24/02/2014

End  Date

30/06/2014

Street

 

Post  code

 

Country

The  Netherlands

Name

HAN  CORNELISSEN

Position

Director

Start  Date

14/02/2013

End  Date

31/03/2014

Street

 

Post  code

 

Country

The  Netherlands

Name

NICO  MOOIJER

Position

Director

Start  Date

30/09/2010

End  Date

Unknown  date

Street

 

Post  code

 

Country

The  Netherlands

Name

RAMON  MENDES  DE  LEON

Position

Director

Start  Date

30/09/2010

End  Date

31/03/2012

Street

 

Post  code

 

Country

The  Netherlands

Name

FREDERICUS  PETRUS  MARIA  MAAS

Position

Chairman  of  the  Board

Start  Date

24/11/1999

End  Date

Unknown  date

Street

68 PEURSSENSTRAAT  AARDENBURG

Post  code

4547 BM

Country

The  Netherlands

Position

Director

Start  Date

24/11/1999

End  Date

Unknown  date

Street

68 PEURSSENSTRAAT  AARDENBURG

Post  code

4547 BM

Country

The  Netherlands

Name

NICOLAAS  MOOIJER

Position

Director

Start  Date

15/10/2004

End  Date

19/11/2012

Street

 

Post  code Country

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.78

UK Pound

1

Rs.99.54

Euro

1

Rs.73.08

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.