MIRA INFORM REPORT

 

 

Report No. :

344032

Report Date :

13.10.2015

 

IDENTIFICATION DETAILS

 

Name :

BOART E WIRE S.R.L.

 

 

Registered Office :

Via  Astico,  40,

36030   - Fara Vicentino, (VI)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

22.11.2005

 

 

Legal Form :

Limited liability company

 

 

Line of Business :

Subject is manufacture of interchangeable parts for machne tools

 

 

No. of Employee :

from 91 to 110

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Italy

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.

 

Source : CIA

 

 

Company name and address

 

BOART E WIRE S.R.L.

 

 

Via  Astico,  40,

36030  - Fara Vicentino, (VI), - IT -          

 

 

Summary

 

Fiscal Code

:

03273840243

Legal Form

:

Limited liability company

start of Activities

:

22/11/2005

Equity

:

Over 2.582.254

Turnover Range

:

25.000.000/35.000.000

Number of Employees

:

from 91 to 110

 

 

Activity

 

Manufacture of interchangeable parts for machne tools



Legal Data

 

Legal Form : Limited liability company

Fiscal Code : 03273840243

 

Foreign Trade Reg. no. : VI056437 since 12/02/2007

 

Chamber of Commerce no. : 312363 of Vicenza since 05/12/2005

 

V.A.T. Code : 03273840243

 

Establishment date

: 22/11/2005

Start of Activities

: 22/11/2005

Legal duration

: 31/12/2050

Nominal Capital

: 50.000

Subscribed Capital

: 50.000

Paid up Capital

: 50.000

 

Legal mail :

BOARTANDWIRESRL@LEGALMAIL.IT

 

 


Members

 

Job Finance Development- Group S.p.a.

 

 

Residence:

Della Concordia

, 1

- 36024

Nanto

(VI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Partner

 

No Prejudicial events are reported

 

No Protests registered

 

Toncelli

Dario

 

Born in Bassano del Grappa

(VI)

on 10/08/1960

- Fiscal Code : TNCDRA60M10A703Y

 

Residence:

San Pancrazio

, 1

- 36061

Bassano del Grappa

(VI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

15/05/2014

 

Iseppi

Massimo

 

Born in Vicenza

(VI)

on 04/10/1968

- Fiscal Code : SPPMSM68R04L840L

 

Residence:

Don Paolo Zolin

, 1

- 36042

Breganze

(VI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Board Chairman

15/05/2014

Director

15/05/2014

 

No Prejudicial events are reported

 

No Protests registered

 

Ruaro

Carlo

 

Born in Thiene

(VI)

on 18/10/1974

- Fiscal Code : RRUCRL74R18L157O

 

Residence:

Citta' Di Heves

, 23

- 36042

Breganze

(VI)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

15/05/2014



Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

Iseppi

Massimo

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Job Finance Development- Group S.p.a.

Nanto (VI) - IT -

02228280240

Director

Active

Registered

Job Finance Development- Group S.p.a.

Nanto (VI) - IT -

02228280240

Board Chairman

Active

Registered

Iseppi Massimo

Castegnero (VI) - IT -

SPPMSM68R04L840L

Proprietor

Active

Registered

Emmeesse Immobiliare S.r.l.

Dueville (VI) - IT -

03079670240

Sole Director

Withdrawn

Registered

Giu.ma.r. Srl

Sandrigo (VI) - IT -

03373880248

Director

Active

Registered

Pria Costruzioni S.r.l.

Zane' (VI) - IT -

03553620240

Sole Director

Active

Registered

S.i.l.a. Servizi Integrati Logistica Autotrasporto S.r.l.

Nanto (VI) - IT -

03154780245

Director

Active

Registered

S.i.l.a. Servizi Integrati Logistica Autotrasporto S.r.l.

Nanto (VI) - IT -

03154780245

Board Chairman

Active

Registered

Lode S.r.l.

Nanto (VI) - IT -

03271660247

Director

Active

Registered

Lode S.r.l.

Nanto (VI) - IT -

03271660247

Board Chairman

Withdrawn

Registered

Sun Victory Srl

Vittoria (RG) - IT -

01459270888

Director

Withdrawn

Registered

Sun Victory Srl

Vittoria (RG) - IT -

01459270888

Sole Director

Active

Registered

Sun Victory Srl

Vittoria (RG) - IT -

01459270888

Board Chairman

Withdrawn

Registered

Galvani Immobiliare S.r.l.

Sandrigo (VI) - IT -

03312480241

Director

Withdrawn

Registered

Epta S.r.l.

Sandrigo (VI) - IT -

03341270241

Sole Director

Active

Registered

Bew Holding S.r.l.

Fara Vicentino (VI) - IT -

03771140245

Sole Director

Withdrawn

Registered

C.l.i. Holding S.r.l.

Sandrigo (VI) - IT -

03816980241

Director

Active

Registered

C.l.i. Holding S.r.l.

Sandrigo (VI) - IT -

03816980241

Board Chairman

Active

Registered

Job Finance Development Service S.r.l.

Monticello Conte Otto (VI) - IT -

03873380244

Sole Director

Active

Registered


The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.

 

 


Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Breton S.p.a.

Castello di Godego - IT -

01880270267

4.999 .Eur

9,99

Job Finance Development- Group S.p.a.

Nanto - IT -

02228280240

45.000 .Eur

90,00



Direct Participations

 

The Company under review has no participations in other Companies.

 


Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

Legal and operative seat

 

Astico

, 40

- 36030

- Fara Vicentino

(VI)

- IT -

 

Legal mail

: BOARTANDWIRESRL@LEGALMAIL.IT

 

Employees

: 110

 

Fittings and Equipment for a value of 1.210.000

Eur

 

Stocks for a value of 2.760.000

Eur

 

 

Historical Information and/or Firm's Status

 

CEASINGS/INCORPORATIONS/MERGES:

 

Project of merging by taking over of

 

Bew Holding S.r.l.

 

Astico

, 50

, 36030

, Fara Vicentino

(VI)

- IT -

 

Fiscal Code: 03771140245

 

Date

Merging/splitting-up project:

08/10/2013

 

The firm absorbed by merging of

 

Bew Holding S.r.l.

 

Astico

, 50

, 36030

, Fara Vicentino

(VI)

- IT -

 

Fiscal Code: 03771140245

 

Date

:

23/12/2013

 

 

Protests

 

Protests checking on the subject firm has given a negative result.



Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.



Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.



Financial and Economical Analysis

 

Company's starting of activities dates back to 2005.

The economic-financial analysis has been made on the base of the b/s of the latests three years.

Under an economic point of view, profits were registered during the last years with a r.o.e. of 31,58% in 2014 with a remarkable upward trend (+25,35% on 2014 compared to 2013 and +78,66% on 2013 compared to 2012).

The operating result was positive in the last financial year (19,11%) falling within the field's average.

The operating result is positive and amounts to Eur. 5.114.149 with an increase of 59,19% if the compared to the previous financial year.

During the latest financial year the gross operating margin amounted to Eur. 6.021.010 showing an upward trend if compared to 2013.

Company's financial status is balanced since indebtedness is not high (1,43) and decreasing as against 2013.

Subject can manage an equity capital funds for an amount of Eur. 9.442.913 , increasing by 46,16% if compared to the year before.

During the last financial year total debts volume reached Eur. 16.475.035 (Eur. 2.728.903 were m/l term ones) while during the financial year 2013 the amount was equal to Eur. 12.841.200.

Bank and suppliers credit recourse is limited, 88,03 gg. is payment average period below field's average.

Payments are supported by good current assets.

As far as the collection of credit goes, the average is high (122,62 days). within the standard level of the average of the sector.

2014 financial year closed with a cash flow of Eur. 3.889.341

Labour cost amounts to Eur. 5.759.944, with a 23,28% incidence on production costs. , whereas the incidence on sales revenues is of 19,4%.

The incidence percentage of financial charges on sales volume is equal to -1,77%.



Financial Data

 

Complete balance-sheet for the year

al 31/12/2014

(in Eur

x 1)

 

Item Type

Value

Sales

29.683.089

Profit (Loss) for the period

2.982.480

 

Complete balance-sheet for the year

al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

23.680.044

Profit (Loss) for the period

1.818.690

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Sales

13.253.843

Profit (Loss) for the period

2.039.328

 

Complete balance-sheet for the year

al 31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

10.722.131

Profit (Loss) for the period

948.493

 

Complete balance-sheet for the year

al 31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

7.219.277

Profit (Loss) for the period

705.445



Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2014 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

Years

2014

2013

2012

BALANCE SHEET ACCOUNTS

 

ASSETS

CREDITS VS PARTNERS

. Deposits not yet withdrawn

. Deposits already withdrawn

Total credits vs partners

FIXED ASSETS

. INTANGIBLE FIXED ASSETS

. . Start-up and expansion expenses

6.100

7.773

. . Research,develop. and advert.expens.

. . Industrial patent rights

15.814

7.823

8.806

. . Concessions,licenses,trademarks,etc.

3.786

. . Goodwill

400.000

500.000

. . Assets in formation and advance paymen.

. . Other intangible fixed assets

470

587

705

. Total Intangible Fixed Assets

426.170

516.183

9.511

. TANGIBLE FIXED ASSETS

. . Real estate

1.970

2.501

1.516

. . Plant and machinery

954.449

1.279.267

671.873

. . Industrial and commercial equipment

254.841

304.779

181.711

. . Other assets

151.076

103.179

68.290

. . Assets under construction and advances

. Total Tangible fixed assets

1.362.336

1.689.726

923.390

. FINANCIAL FIXED ASSETS

. . Equity investments

1.623.872

1.457.140

1.390.640

. . . Equity invest. in subsidiary companies

1.623.440

1.456.940

1.390.440

. . . Equity invest. in associated companies

. . . Equity invest. in holding companies

. . . Equity invest. in other companies

432

200

200

. . Financial receivables

207.501

125.001

273.596

. . . . Within 12 months

. . . . Beyond 12 months

207.501

125.001

273.596

. . . Receivab due from subsidiaries

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from assoc.comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from holding comp.

200.000

. . . . Within 12 months

. . . . Beyond 12 months

200.000

. . . Receivables due from third parties

207.501

125.001

73.596

. . . . Within 12 months

. . . . Beyond 12 months

207.501

125.001

73.596

. . Other securities

. . Own shares

. . . Total nominal value

. Total financial fixed assets

1.831.373

1.582.141

1.664.236

Total fixed assets

3.619.879

3.788.050

2.597.137

CURRENT ASSETS

. INVENTORIES

. . Raw materials and other consumables

997.427

393.603

660.186

. . Work in progress and semimanufactured

1.365.124

1.276.514

217.775

. . Work in progress on order

. . Finished goods

220.489

250.253

356.943

. . Advance payments

177.207

54.002

. Total Inventories

2.760.247

1.974.372

1.234.904

. CREDITS NOT HELD AS FIXED ASSETS

. . Within 12 months

17.129.937

11.741.942

7.329.681

. . Beyond 12 months

1.813.056

1.813.056

1.813.056

. . Trade receivables

10.110.633

6.666.018

5.078.154

. . . . Within 12 months

10.110.633

6.666.018

5.078.154

. . . . Beyond 12 months

. . Receivables due from subsid. comp.

8.791.025

6.871.839

3.920.944

. . . . Within 12 months

6.977.969

5.058.783

2.107.888

. . . . Beyond 12 months

1.813.056

1.813.056

1.813.056

. . Receivables due from assoc. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from holding comp.

84.595

. . . . Within 12 months

84.595

. . . . Beyond 12 months

. . Fiscal Receivables

12.173

. . . . Within 12 months

12.173

. . . . Beyond 12 months

. . Receivables for anticipated taxes

16

. . . . Within 12 months

16

. . . . Beyond 12 months

. . Receivables due from third parties

29.162

17.141

59.028

. . . . Within 12 months

29.162

17.141

59.028

. . . . Beyond 12 months

. Total Credits not held as fixed assets

18.942.993

13.554.998

9.142.737

. FINANCIAL ASSETS

. . Equity invest. in subsidiary comp.

. . Equity invest. in associated companies

. . Equity invest. in holding companies

. . Other equity investments

. . Own shares

. . . Total nominale value

. . Other securities

799.131

772.348

589.644

. Total Financial Assets

799.131

772.348

589.644

. LIQUID FUNDS

. . Bank and post office deposits

217.612

194.114

29.771

. . Checks

11.000

. . Banknotes and coins

938

1.618

357

. Total Liquid funds

218.550

206.732

30.128

Total current assets

22.720.921

16.508.450

10.997.413

ADJUSTMENT ACCOUNTS

. Discount on loans

416.854

222.738

. Other adjustment accounts

245.546

Total adjustments accounts

416.854

222.738

245.546

TOTAL ASSETS

26.757.654

20.519.238

13.840.096

LIABILITIES

STOCKHOLDERS' EQUITY

. Capital stock

50.000

50.000

50.000

. Additional paid-in capital

. Revaluation reserves

. Legal reserve

10.000

10.000

10.000

. Reserve for Own shares

. Statute reserves

. Other reserves

6.400.433

4.581.741

2.542.269

. Accumulated Profits (Losses)

. Profit( loss) of the year

2.982.480

1.818.690

2.039.328

. Advances on dividends

. Partial loss of the year Coverage

Total Stockholders'Equity

9.442.913

6.460.431

4.641.597

RESERVES FOR RISKS AND CHARGES

. . Reserve for employee termination indem.

. . Taxation fund, also differed

. . Other funds

25.000

500.000

Total Reserves for Risks and Charges

25.000

500.000

Employee termination indemnities

508.685

394.868

255.899

ACCOUNTS PAYABLE

. . . . Within 12 months

13.746.132

11.152.115

7.607.228

. . . . Beyond 12 months

2.728.903

1.689.085

1.198.246

. . Bonds

. . . . Within 12 months

. . . . Beyond 12 months

. . Convertible bonds repayable

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to shareholders for financing

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to banks

8.269.799

5.319.117

4.442.274

. . . . Within 12 months

6.248.070

4.297.560

3.705.921

. . . . Beyond 12 months

2.021.729

1.021.557

736.353

. . Due to other providers of finance

218.843

215.390

187.804

. . . . Within 12 months

218.843

215.390

187.804

. . . . Beyond 12 months

. . Advances from customers

. . . . Within 12 months

. . . . Beyond 12 months

. . Trade payables

4.443.545

3.942.852

2.445.586

. . . . Within 12 months

4.443.545

3.942.852

2.445.586

. . . . Beyond 12 months

. . Securities issued

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to subsidiary companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to associated companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to holding companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to the tax authorities

2.061.681

1.324.438

750.272

. . . . Within 12 months

2.061.681

1.324.438

750.272

. . . . Beyond 12 months

. . Due to social security and welfare inst.

277.023

396.279

185.454

. . . . Within 12 months

277.023

396.279

185.454

. . . . Beyond 12 months

. . Other payables

1.204.144

1.643.124

794.084

. . . . Within 12 months

496.970

975.596

332.191

. . . . Beyond 12 months

707.174

667.528

461.893

Total accounts payable

16.475.035

12.841.200

8.805.474

ADJUSTMENT ACCOUNTS

. Agio on loans

. Other adjustment accounts

306.021

322.739

137.126

Total adjustment accounts

306.021

322.739

137.126

TOTAL LIABILITIES

26.757.654

20.519.238

13.840.096

 

MEMORANDUM ACCOUNTS

 

Third party goods

Investment accounts

1.803.179

1.452.241

Risk accounts

1.012.300

Civil and fiscal norms relation

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

. Revenues from sales and services

29.683.089

23.680.044

13.253.843

. Changes in work in progress

58.847

952.048

574.719

. Changes in semi-manufact. products

. Capitalization of internal work

. Other income and revenues

115.684

147.059

179.363

. . Contributions for operating expenses

. . Different income and revenues

115.684

147.059

179.363

Total value of production

29.857.620

24.779.151

14.007.925

PRODUCTION COSTS

. Raw material,other materials and consum.

12.126.187

12.052.492

6.902.191

. Services received

1.910.622

. Leases and rentals

6.045.356

3.809.305

444.618

. Payroll and related costs

5.759.944

4.282.532

2.409.555

. . Wages and salaries

3.475.513

3.043.347

1.719.481

. . Social security contributions

1.167.754

1.041.345

574.755

. . Employee termination indemnities

196.981

159.864

98.054

. . Pension and similar

. . Other costs

919.696

37.976

17.265

. Amortization and depreciation

906.861

1.062.487

310.718

. . Amortization of intangible fixed assets

113.441

226.159

38.993

. . Amortization of tangible fixed assets

698.437

761.987

225.008

. . Depreciation of tangible fixed assets

. . Writedown of current receiv.and of liquid

94.983

74.341

46.717

. Changes in raw materials

-603.824

266.583

169.067

. Provisions to risk reserves

. Other provisions

. Other operating costs

508.947

93.207

68.011

Total production costs

24.743.471

21.566.606

12.214.782

Diff. between value and cost of product.

5.114.149

3.212.545

1.793.143

FINANCIAL INCOME AND EXPENSE

. Income from equity investments

. . In subsidiary companies

. . In associated companies

. . In other companies

. Other financial income

6.568

23.352

4.261

. . Financ.income from receivables

. . . Towards subsidiary companies

. . . Towards associated companies

. . . Towards holding companies

. . . Towards other companies

. . Financ.income from secur. t.f.assets

2.627

23.157

2.713

. . Financ.income from secur. cur.assets

. . Financ.income other than the above

3.941

195

. . . - Subsidiary companies

. . . - Associated companies

. . . - Holding companies

. . . - Other companies

3.941

195

. Interest and other financial expense

-532.837

-405.716

-277.505

. . Towards subsidiary companies

. . Towards associated companies

. . Towards holding companies

. . Towards other companies

532.837

405.716

Total financial income and expense

-526.269

-382.364

-273.244

ADJUSTMENTS TO FINANCIAL ASSETS

. Revaluations

1.070.440

. . Of equity investments

1.070.440

. . Of financ.fixed assets not repres.E.I.

. . Of securities incl.among current assets

. Devaluation

. . Of equity investments

. . Of financial fixed assets (no equity inv)

. . Of securities included among current ass

Total adjustments to financial assets

1.070.440

EXTRAORDINARY INCOME AND EXPENSE

. Extraordinary income

. . Gains on disposals

. . Other extraordinary income

. Extraordinary expense

-1

-3.809

. . Losses on disposals

. . Taxes relating to prior years

. . Other extraordinary expense

-1

-3.809

Total extraordinary income and expense

-1

-3

-3.809

Results before income taxes

4.587.879

2.830.178

2.586.530

. Taxes on current income

1.605.399

1.011.488

547.202

. . current taxes

1.605.399

1.011.488

547.202

. . differed taxes(anticip.)

. Net income for the period

2.982.480

1.818.690

2.039.328

. Adjustments in tax regulations pursuance

. Provisions in tax regulations pursuance

. Profit (loss) of the year

2.982.480

1.818.690

2.039.328

 

RATIOS

Value Type

as at 31/12/2014

as at 31/12/2013

as at 31/12/2012

Sector Average

COMPOSITION ON INVESTMENT

Rigidity Ratio

Units

0,14

0,18

0,19

0,25

Elasticity Ratio

Units

0,85

0,80

0,79

0,72

Availability of stock

Units

0,10

0,10

0,09

0,17

Total Liquidity Ratio

Units

0,75

0,71

0,71

0,50

Quick Ratio

Units

0,04

0,05

0,04

0,02

COMPOSITION ON SOURCE

Net Short-term indebtedness

Units

1,43

1,69

1,63

2,61

Self Financing Ratio

Units

0,35

0,31

0,34

0,21

Capital protection Ratio

Units

0,68

0,71

0,55

0,71

Liabilities consolidation quotient

Units

0,24

0,19

0,19

0,24

Financing

Units

1,74

1,99

1,90

3,54

Permanent Indebtedness Ratio

Units

0,47

0,42

0,44

0,40

M/L term Debts Ratio

Units

0,12

0,10

0,11

0,12

Net Financial Indebtedness Ratio

Units

0,88

0,82

0,99

0,84

CORRELATION

Fixed assets ratio

Units

3,50

2,26

2,35

1,46

Current ratio

Units

1,65

1,48

1,45

1,20

Acid Test Ratio-Liquidity Ratio

Units

1,45

1,30

1,28

0,85

Structure's primary quotient

Units

2,61

1,71

1,79

0,86

Treasury's primary quotient

Units

0,07

0,09

0,08

0,04

Rate of indebtedness ( Leverage )

%

283,36

317,61

298,18

477,50

Current Capital ( net )

Value

8.974.789

5.356.335

3.390.185

239.373

RETURN

Return on Sales

%

13,10

12,17

17,73

4,32

Return on Equity - Net- ( R.O.E. )

%

31,58

28,15

43,94

4,61

Return on Equity - Gross - ( R.O.E. )

%

48,59

43,81

55,73

17,61

Return on Investment ( R.O.I. )

%

19,11

15,66

12,96

4,75

Return/ Sales

%

17,23

13,57

13,53

4,25

Extra Management revenues/charges incid.

%

58,32

56,61

113,73

18,91

Cash Flow

Value

3.889.341

2.881.177

2.350.046

138.084

Operating Profit

Value

5.114.149

3.212.545

1.793.143

154.078

Gross Operating Margin

Value

6.021.010

4.275.032

2.103.861

301.188

MANAGEMENT

Credits to clients average term

Days

122,62

101,34

137,93

110,83

Debts to suppliers average term

Days

88,03

89,49

95,10

121,75

Average stock waiting period

Days

33,48

30,02

33,54

60,34

Rate of capital employed return ( Turnover )

Units

1,11

1,15

0,96

1,12

Rate of stock return

Units

10,75

11,99

10,73

5,95

Labour cost incidence

%

19,40

18,08

18,18

21,94

Net financial revenues/ charges incidence

%

-1,77

-1,61

-2,06

-1,47

Labour cost on purchasing expenses

%

23,28

19,86

19,73

22,33

Short-term financing charges

%

3,23

3,16

3,15

2,84

Capital on hand

%

90,14

86,65

104,42

89,18

Sales pro employee

Value

165.827

178.045

189.340

165.709

Labour cost pro employee

Value

32.178

32.199

34.422

32.656

 

 

Remarks

 

1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.

 

2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.

 

3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.

 

 

Market / Territory Data

 

Population living in the province

:

831.356

Population living in the region

:

4.699.950

Number of families in the region

:

1.813.210

 

Monthly family expences average in the region (in Eur..) :

 

- per food products

:

456

- per non food products

:

2.052

- per energy consume

:

127



Sector Data

 

The values are calculated on a base of 1.023 significant companies.

The companies cash their credits on an average of 111 dd.

The average duration of suppliers debts is about 122 dd.

The sector's profitability is on an average of 4,32%.

The labour cost affects the turnover in the measure of 21,94%.

Goods are held in stock in a range of 60 dd.

The difference between the sales volume and the resources used to realize it is about 1,12.

The employees costs represent the 22,33% of the production costs.



Statistical Detrimental Data

 

Statistcally the trade activity shows periods of crisis.

The area is statistically considered lowly risky.

In the region 13.782 protested subjects are found; in the province they count to 2.234.

The insolvency index for the region is 0,30, , while for the province it is 0,27.

Total Bankrupt companies in the province : 2.546.

Total Bankrupt companies in the region : 16.714.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.73

UK Pound

1

Rs.99.30

Euro

1

Rs.73.60

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.