MIRA INFORM REPORT

 

 

Report No. :

344169

Report Date :

13.10.2015

                       

IDENTIFICATION DETAILS

 

Name :

TOP DRAGON  INTERNATIONAL  LTD.

 

 

Registered Office :

Front Portion, 4/F., Ocean View Court, 25A Chatham Road South, Tsimshatsui, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

04.08.2006

 

 

Com. Reg. No.:

37053494

 

 

Legal Form :

Private Limited Company

 

 

LINE OF BUSINESS :

SUBJECT IS TRADER OF ALL KINDS OF GEMSTONES

 

 

No. of Employee :

1

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Small Company

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company name

 

TOP  DRAGON  INTERNATIONAL  LTD.

 

 

Address

 

Front Portion, 4/F., Ocean View Court, 25A Chatham Road South, Tsimshatsui, Kowloon, Hong Kong.

 

PHONE:                  852-2303 0064

 

FAX:                       852-3743 6669

 

E-MAIL:                  enquiry@topdragonltd.com

 

 

MANAGEMENT

 

Managing Director:  Mr. Rajesh Borar

 

 

SUMMARY

 

Incorporated on:                        4th August, 2006.

 

Organization:                             Private Limited Company.

 

Issued Share Capital:                  HK$10,000.00

 

Business Category:                    Gemstone trader.

 

Employee:                                1.

 

Main Dealing Banker:                   The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:                      Satisfactory.


Registered Head Office:-

 

Front Portion, 4/F., Ocean View Court, 25A Chatham Road South, Tsimshatsui, Kowloon, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER 

 

37053494

 

 

COMPANY FILE NUMBER

 

1064680

 

 

MANAGEMENT

 

Managing Director:  Mr. Rajesh Borar

 

 

ISSUED SHARE CAPITAL

 

HK$10,000.00

 

 

SHAREHOLDER

 

(As per registry dated 04-08-2015)

Name

 

No. of shares

Rajesh BORAR

 

10,000

=====

 

 

DIRECTOR

 

(As per registry dated 04-08-2015)

Name

(Nationality)

 

Address

Rajesh BORAR

H. No. 21, Ganesh Nagar, Moti Dungari Road, Moti Doongari, Jaipur (Raj) India.

 

 

SECRETARY

 

(As per registry dated 04-08-2015)

Name

Address

Co. No.

Lodestar Secretaries Ltd.

13/F., Wah Kit Commercial Centre, 302 Des Voeux Road Central, Hong Kong.

0113023

 

 

HISTORY

 

The subject was incorporated on 4th August, 2006 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                Gemstone trader.

 

Lines:                     All kinds of gemstones

 

Employee:              1.

 

Commodities

Imported:                India, Thailand, Sri-Lanka

                        

Markets:                  Hong Kong, China, India, other Asian countries

 

Terms/Sales:           CAD or as per contracted.

 

Terms/Buying:         Various terms.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:   HK$10,000.00

 

Profit or Loss:              Making a small profit every year.

 

Condition:                    Keeping in a satisfactory manner.

 

Facilities:                     Making rather active use of general banking facilities.

 

Payment:                     Met trade commitments as required.

 

Commercial Morality:    Satisfactory.

 

Banker:                         The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued 10,000 ordinary shares of HK$1.00 each, Top Dragon International Ltd. is wholly owned by Rajesh Borar who is an India merchant.

 

He is an India passport holder and does not have the right to reside in Hong Kong permanently.  He is also the only director of the subject.

 

The registered address of the subject is located at ‘Front Portion, 4/F., Ocean View Court, 25A Chatham Road South, Tsimshatsui, Kowloon, Hong Kong’ where is a residential building.  The residential building is not trespassed by outsiders.

 

The subject is carrying the following precious and semi-precious stones: Tourmaline, Aquamarine, Moonstone, Rhodolite, Iolite, Citrine.

 

It also trades in the following gem stones: Amethyst, Rubylite, Green Amethyst, Blue Topaz, Lemon Topaz, Smokey Topaz, Kunzite, Peridot, Morganite, Pink Tourmalines, Amethyst, Pink Topaz, Emerald, Garnet, Lapis-lazuli, Ruby, Sapphire, Rose Quartz.

 

Products are imported from Thailand, Burma, Sri-Lanka, Kanchanapuri, etc.  Products are marketed in Hong Kong, China and exported to India, other Asian countries, Europ.

 

The business of the subject is chiefly handled by Mr. Rajesh Borar.  History in Hong Kong is over nine years and two months.

 

On the whole, consider the subject good for normal business engagements in small credit amounts.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.73

UK Pound

1

Rs.99.30

Euro

1

Rs.73.60

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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