MIRA INFORM REPORT

 

 

Report No. :

344509

Report Date :

14.10.2015

 

IDENTIFICATION DETAILS

 

Name :

JOSEPHON LTD.

 

 

Registered Office :

5 Yochanan Hasandlar Street, Herzliya Pituach Industrial Zone, Herzliya 4685203

 

 

Country :

Israel

 

 

Date of Incorporation :

05.01.2009

 

 

Com. Reg. No.:

51-422274-4

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

  • Importers and markets of carpets of high quality, mainly handmade
  • Providing carpet cleaning and mending services.

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Israel

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


Company name and address

 

JOSEPHON LTD.

 

Telephone                         972 9 767 57 67

Mobile                              972 54 592 99 69

Fax                                   972 9 767 57 67

Email:                               josephon@josephon.co.il

 

5 Yochanan Hasandlar Street

Herzliya Pituach Industrial Zone

HERZLIYA 4685203 ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

A private limited company, incorporated as per file No. 51-422274-4 on the 05.01.2009, continuing family activities which began many years earlier in the UK.

 

 

SHARE CAPITAL

 

Authorized share capital NIS 10,000.00, divided into - 10,000 ordinary shares of NIS 1.00 each, of which 100 shares amounting to NIS 100.00 were issued.

 

 

SHAREHOLDERS

 

1.    Avikam (Avi) Josephon, 50%,

2.    Mrs. Tali Timsit Josephon, 50%, wife of Avi.

 

 

DIRECTORS

 

1.    Avikam (Avi) Josephon, General Manager,

2.    Mrs. Tali Timsit Josephon.

 

 


BUSINESS

 

Importers and markets of carpets of high quality, mainly handmade (Afghan, Persian, Uzbek, China, India, Nepal, etc.).

 

Also providing carpet cleaning and mending services.

 

Operating from rented premises (office and sales store) in 5 Yochanan Hasandlar Street, Herzliya Pituach Industrial & High-Tech Zone, Herzliya, and from additional branch in 20 Yedidya Frenkel Street, Tel Aviv.

 

Note: subject also uses 28 Kosovsky Street, Tel Aviv – Josephon family's private residence as a mailing address.

 

Number of employees not forthcoming.

 

                                                                                                                            

MEANS

 

Financial data not forthcoming.

 

There are 2 charges for the total sum of NIS 155,000 registered on the company's assets (financial assets and a vehicle), in favor of Bank Hapoalim Ltd. Charges placed October 2011 on a bank account and September 2012 on a vehicle.

 

 

REVENUES

 

Sales figures not forthcoming.

 

 

BANKERS

 

According to our:

Bank Hapoalim Ltd., Branch data not forthcoming.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learned.

 

Avi Josephson, subject's General Manager, refused to disclose data without receiving the name of the supplier on behalf the inquiry was made.

 

Avi Josephson is a veteran in the carpet field, continuing his family business activities in this field which started many years earlier.

 

The local floor covers market (carpets, rugs, wall-to-wall carpets, parquets floor) is estimated well over at US$ 100 million per annum.

 

 

SUMMARY

 

Considering the refusal to disclose data, dealings are recommended on secured basis.

 

Note: Since February 2013 Israel Post has started using a new area code method of 7 digits (the old method of 5 digits is no longer valid).

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.02

UK Pound

1

Rs.99.89

Euro

1

Rs.73.92

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.