MIRA INFORM REPORT

 

 

Report No. :

344785

Report Date :

14.10.2015

 

IDENTIFICATION DETAILS

 

Name :

NATURAL EXTRACT COMPANY MANUFACTURING PLANT NUTRIENTS

 

 

Registered Office :

Al Diyaa Commercial Complex, Building No. 100, Haroon Al Rasheed Street, Block No. 3, Arjan, PO Box 213858, Amman 11121

 

 

Country :

Jordan

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

26.05.2004

 

 

Com. Reg. No.:

113985

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Engaged in the manufacture of organic and chemical fertilizers through third party facilities.

 

 

No. of Employees :

15

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Jordan

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

JORDAN - ECONOMIC OVERVIEW

 

Jordan's economy is among the smallest in the Middle East, with insufficient supplies of water, oil, and other natural resources underlying the government's heavy reliance on foreign assistance. Other economic challenges for the government include chronic high rates of poverty, unemployment, inflation, and a large budget deficit and resulting government debt. King ABDALLAH, during the first decade of the 2000s, implemented significant economic reforms, such as opening up foreign trade and privatizing state-owned companies, that attracted foreign investment and contributed to average annual economic growth of 8% for 2004 through 2008. The global economic slowdown and regional turmoil since, however, reduced the average annual growth rate to 2.6% for the 2010-2013 period and hurt export-oriented sectors, construction, and tourism. Jordan's finances have been strained by a series of natural gas pipeline attacks in Egypt, causing Jordan to substitute more expensive diesel imports, primarily from Saudi Arabia, to generate electricity. To diversify its energy mix, Jordan is currently exploring nuclear power generation, exploitation of abundant oil shale reserves and renewable technologies, as well as the import of Israeli offshore gas. In August 2012, to correct budgetary and balance of payments imbalances, Jordan entered into a $2.1 billion, three year International Monetary Fund Stand-By Arrangement. In 2014, fiscal reform measures enacted in the previous few years continued to boost government revenues and reduced the budget deficit even as an influx of over 620,000 Syrian refugees since 2011 put additional pressure on expenditures.

 

Source : CIA

 


SUMMARY

 

Company Name                                    : NATURAL EXTRACT COMPANY MANUFACTURING PLANT

  NUTRIENTS

Country of Origin                                   : Jordan

Legal Form                                           : Limited Liability Company

Registration Date                                  : 26th May 2004

Commercial Registration Number           : 113985

National ID Number                               : 200108819

Issued Capital                                       : JD 30,000

Paid up Capital                                     : JD 30,000

Total Workforce                                     : 15

Activities                                               : Manufacturers of organic and chemical fertilizers

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

Person Interviewed                                : Issa Abu Shariha, Financial Controller

 


COMPANY NAME

 

NATURAL EXTRACT COMPANY MANUFACTURING PLANT NUTRIENTS

 

 

ADDRESS

 

Registered & Physical Address

 

Building            : Al Diyaa Commercial Complex, Building No. 100

Street               : Haroon Al Rasheed Street

Area                 : Block No. 3, Arjan

PO Box            : 213858

Town                : Amman 11121

Country             : Jordan

Telephone         : (962-6) 5605008

Facsimile          : (962-6) 5689777

Mobile              : (962-79) 5618669

Email                : info@necfert.com / sales@necfert.com / mohanned@necfert.com

 

Please note that the subject’s correct PO Box number is 213858 and not 21385.

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Amman.

 

 

KEY PRINCIPALS

 

Name                                                                                                   Position

 

Mohamed Saleh Mohamed Al Biss                                                         Managing Director

 

Ahmed Saleh Mohamed Al Biss                                                             Director

 

Yousef Al Biss                                                                                      Commercial Manager

 

Issa Abu Shariha                                                                                   Financial Controller

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 26th May 2004

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.   : 113985

 

National ID No.             : 200108819

 

Issued Capital              : JD 30,000

 

Paid up Capital            : JD 30,000

 

Name of Shareholder (s)                                                    

 

Mohamed Saleh Mohamed Al Biss                                                                    

 

Ahmed Saleh Mohamed Al Biss

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of organic and chemical fertilizers through third party facilities.

 

Import Countries: Europe and the Far East

 

Operating Trend: Steady

 

Subject has a workforce of 15 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Jordanian Dinars (JD)

 

                                                Year Ending 31/12/13:              Year Ending 31/12/14:

 

Total Sales                                JD 650,000                               JD 710,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above figures were provided by Mr Issa Abu Shariha, Financial Controller

 

 

BANKERS

 

Arab Jordan Investment Bank

Ibn Hani Street

Shmeisani

PO Box: 8797

Amman 11121

Tel: (962-6) 5607126 / 5607138

Fax: (962-6) 5681482 / 5690646

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

According to local sources, subject enjoys a good reputation for the quality of its products with nothing detrimental uncovered regarding the manner in which operations are conducted. As such the company is considered to be a fair trade risk.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.02

UK Pound

1

Rs.99.89

Euro

1

Rs.73.92

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TPT

 

               


 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.