MIRA INFORM REPORT

 

 

Report No. :

345125

Report Date :

15.10.2015

 

IDENTIFICATION DETAILS

 

Name :

LUMILEDS POLAND SA

 

 

Registered Office :

ul. Partyzancka 66-72 95-200 Pabianice

 

 

Country :

Poland

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

1958

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacture and sale of lighting equipment, lamps and lightning and electrical devices

 

 

No. of Employees :

4537 (2014)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Poland

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

POLAND - ECONOMIC OVERVIEW

 

Poland has pursued a policy of economic liberalization since 1990 and Poland's economy was the only one in the EU to avoid a recession through the 2008-09 economic downturn. Although EU membership and access to EU structural funds have provided a major boost to the economy since 2004, GDP per capita remains significantly below the EU average. The unemployment rate is now below the EU average. The government of Prime Minister Donald TUSK steered the Polish economy through the economic downturn by skillfully managing public finances and adopting controversial pension and tax reforms to further shore up public finances. While the Polish economy has performed well over the past five years, growth slowed in 2013 and picked back up in 2014. Short-term, the key policy challenge will be to consolidate debt and spending without stifling economic growth. Over the longer term, Poland's economic performance could improve if the country addresses some of the remaining deficiencies in its road and rail infrastructure, business environment, rigid labor code, commercial court system, government red tape, and burdensome tax system, especially for entrepreneurs. Poland’s long-term challenges include diversifying Poland’s energy mix and sources of supply, as well as stemming the outflow of educated young Poles to other EU Member States, especially in light of a coming demographic contraction as the Solidarity-era baby boom generation ages.

 

Source : CIA

 


Company name and address

 

LUMILEDS POLAND SA

 

ul. Partyzancka 66-72
95-200 Pabianice

Phone:    67 3513000

Fax:      67 3513101

Website:  www.lighting.philips.pl

 

 

 

Company summery

 

Legal form

Joint Stock Company

(6)

Stat.no.

570007259

 

Tax ID

PL 7640001443

 

 

 

 

 

 

 

 

Establishment

1958 as State-owned enterprise

(9)

 

28.11.1990  as Joint Stock Company

(6)

Changes of names and addresses

ul. Kossaka 150, 64-920 Piła

 

 

1958 Zakłady Sprzętu Oświetleniowego POLAM-PIŁA

 

 

28.11.1990 Philips Lighting Poland SA

 

 

01.07.2015 LUMILEDS POLAND SA
 ul. Partyzancka 66-72, 95-200 Pabianice

 

 

 

 

 

 

 

Registration:

14.11.2001, District Court Poznań IX Department, KRS 60888

Data concerning previous registrations:

District Court Piła, RPP 34

21.06.1991, District Court Piła, RHB 554

 

 

 

 

 

 

 

Shareholders

LUMILEDS HOLDING POLAND sp. z o.o., ul. Partyzancka 66-72, 95-200 Pabianice

 

 

 

Percent of owned shares

 

100.00%

 

 

 

 

 

shareholders' list as at 15.06.2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Share capital

 

PLN 40 614 299,00

 

Share capital divided into 162457196 shares of PLN 0,25 each

 

 

Series of shares
32457196 C

 

 

Changes of share capital

 

 

- since 30.09.2005  until 01.06.2015  the capital estimated

PLN 162 457 300,00

 

-  until 30.09.2005  the capital estimated

PLN 130 000 000,00

 

 

 

 

 

 

 

 

 

Management

Marek Antoni Sobieraj , personal ID no. (PESEL) 63061109037

 - president

Dariusz Mikołaj Pięta , personal ID no. (PESEL) 69120606215

 - vice president

Marek Franciszek Huzarewicz , personal ID no. (PESEL) 61102505477, Wolica, ul. Sowia 4, 05-

830 Nadarzyn

 - vice president

 

 

 

Representation:
President and member of the board of directors jointly, two members of the board of directors jointly or member of the board of directors and proxy jointly.

 

 

 

 

 

 

 

Supervisory board

Juan Jose Romero 

Geert Van Bockstal 

Mircea Irimia Buzgar Nazare

 

 

 

 

 

 

Main activity

Manufacture and sale of lighting equipment, lamps and lightning and electrical devices

 

 

 

 

 

Export Netherlands, Czech Republic, Denmark, France, United Kingdom, Germany

 

 

Branches NACE 2007:

 

 

Manufacture of electrical lighting equipment

(C.27.40.Z)

 

Manufacture and processing of other glass, including technical glassware

(C.23.19.Z)

 

Processing and utilization of waste other than dangerous

(E.38.21.Z)

 

Wholesale of furniture carpets and lighting equipment

(G.46.47.Z)

 

Cargo handling and storage of other products

(H.52.10.B)

 

 

 

 

 

 

 

 

 

Employment

2010:              5825      employees

2011:              5467      employees

2012:              4617      employees

2013:              4419      employees

2014:              4537      employees

 

 

 

 

 

 

 

Turnover

2010

PLN

4 025 568 023,18

 

2011

PLN

4 230 152 623,82

 

2012

PLN

4 408 584 000,00

 

2013

PLN

4 872 271 000,00

 

2014

PLN

5 153 948 000,00

 

 

 

 

 

 

 

 

 

 

Financial statements

 

Source of financial data

Court

Court

Court

Monitor Polski B

 

annual

annual

annual

annual

Personal balance sheet as at

31.12.2014
(PLN)

31.12.2013
(PLN)

31.12.2012
(PLN)

31.12.2011
(PLN)

-A. Fixed assets......................

614 172 000,00

593 882 000,00

615 793 000,00

668 090 580,49

-  I.   Intangible assets.............

592 000,00

1 597 000,00

755 000,00

288 474,54

-    1. Costs of finished
development works.....................

21 000,00

1 018 000,00

 

 

-    3. Other intangible assets.......

571 000,00

579 000,00

755 000,00

288 474,54

-  II.  Tangible assets...............

543 160 000,00

549 048 000,00

578 042 000,00

635 895 709,57

-    1. Fixed goods...................

449 642 000,00

490 320 000,00

537 591 000,00

591 874 147,22

-      a) land........................

1 514 000,00

1 798 000,00

2 135 000,00

2 159 443,47

-      b) buildings, premises,
facilities............................

231 698 000,00

248 997 000,00

265 699 000,00

280 711 690,18

-      c) machinery and equipment.....

202 163 000,00

223 121 000,00

255 181 000,00

292 715 143,48

-      d) fleet of motor vehicles.....

1 963 000,00

2 975 000,00

3 990 000,00

6 075 124,68

-      e) other fixed goods...........

12 304 000,00

13 429 000,00

10 586 000,00

10 212 745,41

-    2. Fixed goods under
construction..........................

93 518 000,00

58 728 000,00

40 451 000,00

44 021 562,35

-  IV.  Long term investments.........

735 000,00

735 000,00

735 000,00

735 000,00

-    3. Long term financial assets....

735 000,00

735 000,00

735 000,00

735 000,00

-      b) Other.......................

735 000,00

735 000,00

735 000,00

735 000,00

-        - participations or shares...

 

 

 

735 000,00

-V. Long-term prepayments and
accrued income........................

69 685 000,00

42 502 000,00

36 261 000,00

31 171 396,38

-  1. Deferred tax assets.............

69 685 000,00

42 502 000,00

36 261 000,00

31 171 396,38

-B. Current assets....................

1 678 910 000,00

1 451 780 000,00

1 070 042 000,00

1 187 383 855,91

-  I.   Stock.........................

680 247 000,00

531 647 000,00

489 343 000,00

470 393 718,96

-    1. Raw materials.................

299 468 000,00

233 871 000,00

223 879 000,00

241 048 859,69

-    2. Semi-finished products and
work-in-progress......................

47 433 000,00

38 638 000,00

40 235 000,00

37 067 825,59

-    3. Finished products.............

65 870 000,00

52 705 000,00

49 787 000,00

60 291 081,43

-    4. Goods for re-sale.............

266 557 000,00

202 345 000,00

175 441 000,00

129 380 024,13

-    5. Advance payments .............

919 000,00

4 088 000,00

1 000,00

2 605 928,12

-  II. Short-term receivables.........

666 789 000,00

656 473 000,00

520 125 000,00

672 459 892,14

-    1. Receivables from affiliated
companies.............................

492 631 000,00

432 241 000,00

312 164 000,00

367 808 404,37

-      a) Due to deliveries and
services with payment period:.........

492 631 000,00

432 241 000,00

312 164 000,00

367 420 845,47

-        - up to 12 months............

 

432 241 000,00

312 164 000,00

367 420 845,47

-      b) Other.......................

 

 

 

387 558,90

-    2. Other receivables ............

174 158 000,00

224 232 000,00

207 961 000,00

304 651 487,77

-      a) Due to deliveries and
services with payment period:.........

142 454 000,00

183 233 000,00

161 858 000,00

163 594 895,04

-        - up to 12 months............

 

 

 

163 594 895,04

-      b) Due to taxes, subsidies,
insurances, duties, etc...............

16 866 000,00

25 804 000,00

30 097 000,00

123 162 002,86

-      c) Other.......................

14 838 000,00

15 195 000,00

16 006 000,00

17 894 589,87

-  III. Short term investments........

331 827 000,00

263 493 000,00

60 574 000,00

44 286 150,44

-    1. Short-term financial assets...

331 827 000,00

263 493 000,00

60 574 000,00

44 286 150,44

-      a) in affiliated companies.....

91 646 000,00

8 803 000,00

19 817 000,00

29 294 173,51

-        - other short-term
financial assets......................

 

 

 

29 294 173,51

-      c) cash and other liquid
assets................................

240 181 000,00

254 690 000,00

40 757 000,00

14 991 976,93

-        - cash in hand and on bank
account...............................

 

 

 

2 517 872,52

-        - other liquid assets........

 

 

 

12 474 104,41

-IV. Short-term prepayments and
accrued income........................

47 000,00

167 000,00

 

244 094,37

-D. Total assets......................

2 293 082 000,00

2 045 662 000,00

1 685 835 000,00

1 855 474 436,40

-A. Shareholders' equity..............

1 116 215 000,00

1 046 939 000,00

802 350 000,00

616 792 841,59

-  I.   Basic share capital...........

162 457 000,00

162 457 000,00

162 457 000,00

162 457 300,00

-  IV.  Statutory reserve capital.....

284 815 000,00

284 815 000,00

284 815 000,00

284 814 782,07

-  V. Revaluation reserve.............

46 328 000,00

46 328 000,00

47 831 000,00

48 418 434,58

-  VI.  Other reserve capital.........

353 339 000,00

178 750 000,00

14 433 000,00

13 845 838,24

-  VIII. Net profit (loss)............

269 276 000,00

374 589 000,00

292 814 000,00

107 256 486,70

-B. Liabilities and reserves for
liabilities...........................

1 176 867 000,00

998 723 000,00

883 485 000,00

1 238 681 594,81

-  I.   Reserves for liabilities......

97 395 000,00

101 731 000,00

99 969 000,00

76 279 792,45

-    1. Deferred income tax reserves..

538 000,00

1 040 000,00

724 000,00

841 337,56

-    2. Reserves for pensions and
similar social payments...............

57 886 000,00

59 440 000,00

60 403 000,00

48 390 837,21

-      - long-term....................

31 970 000,00

30 492 000,00

30 801 000,00

29 398 589,14

-      - short-term...................

25 916 000,00

28 948 000,00

29 602 000,00

18 992 248,07

-    3. Other reserves................

38 971 000,00

41 251 000,00

38 842 000,00

27 047 617,68

-      - long-term....................

20 151 000,00

22 128 000,00

23 033 000,00

 

-      - short-term...................

18 820 000,00

19 123 000,00

15 809 000,00

27 047 617,68

-II.  Long-term liabilities...........

29 635 000,00

33 172 000,00

36 905 000,00

45 458 476,37

-  2. Other liabilities...............

29 635 000,00

33 172 000,00

36 905 000,00

45 458 476,37

-    d) Other.........................

29 635 000,00

33 172 000,00

36 905 000,00

45 458 476,37

-III. Short-term liabilities..........

1 045 598 000,00

858 875 000,00

740 960 000,00

1 110 585 147,27

-  1. Due to affiliated companies.....

611 426 000,00

404 150 000,00

388 199 000,00

786 991 859,87

-    a) Due to deliveries and
services with payment period:.........

597 289 000,00

392 934 000,00

364 250 000,00

467 548 843,44

-      - up to 12 months..............

 

 

 

467 548 843,44

-    b) Other.........................

14 137 000,00

11 216 000,00

23 949 000,00

319 443 016,43

-  2. Other liabilities...............

416 497 000,00

436 605 000,00

332 638 000,00

302 479 852,01

-    a) Loans.........................

 

 

 

31 967,56

-    d)Due to deliveries and
services with payment period:.........

360 576 000,00

304 716 000,00

287 340 000,00

258 629 167,57

-      - up to 12 months..............

 

 

 

258 629 167,57

-    g) Due to taxes, subsidies,
insurances, duties, etc...............

33 845 000,00

104 289 000,00

26 875 000,00

25 471 308,97

-    h) Due to salaries...............

15 319 000,00

15 472 000,00

12 398 000,00

12 758 227,47

-    i) Other.........................

6 757 000,00

12 128 000,00

6 025 000,00

5 589 180,44

-  3. Special funds...................

17 675 000,00

18 120 000,00

20 123 000,00

21 113 435,39

-IV.  Accruals and deferred income....

4 239 000,00

4 945 000,00

5 651 000,00

6 358 178,72

-  2. Other accruals..................

4 239 000,00

4 945 000,00

5 651 000,00

6 358 178,72

-    - long-term......................

3 533 000,00

4 239 000,00

4 945 000,00

5 651 714,42

-    - short-term.....................

706 000,00

706 000,00

706 000,00

706 464,30

-D. Total liabilities.................

2 293 082 000,00

2 045 662 000,00

1 685 835 000,00

1 855 474 436,40

 

 

 

 

 

Source of financial data

Court

Court

Court

Monitor Polski B

 

annual

annual

annual

annual

individual PROFIT AND LOSS ACCOUNT

01.01.2014-
31.12.2014
(PLN)

01.01.2013-
31.12.2013
(PLN)

01.01.2012-
31.12.2012
(PLN)

01.01.2011-
31.12.2011
(PLN)

-A. Income from sales and similar.....

5 147 043 000,00

4 872 271 000,00

4 408 584 000,00

4 230 152 623,82

-  - including related companies......

4 478 084 000,00

4 234 120 000,00

3 870 369 000,00

3 494 385 142,19

-  I.   Net income on sales...........

3 504 615 000,00

3 344 746 000,00

3 068 145 000,00

2 836 594 099,26

-  II.  Change in value of stock (
+, -).................................

13 935 000,00

7 510 000,00

-7 113 000,00

-3 204 576,54

-  III. Sales of goods for own use....

12 682 000,00

11 276 000,00

15 967 000,00

25 661 168,00

-  IV.  Income from sales of goods
and materials.........................

1 615 811 000,00

1 508 739 000,00

1 331 585 000,00

1 371 101 933,10

-B. Operational costs.................

4 752 601 000,00

4 361 455 000,00

4 007 918 000,00

3 960 596 306,53

-  I.   Depreciation..................

92 598 000,00

104 752 000,00

110 799 000,00

108 130 171,33

-  II.  Materials and energy..........

1 858 893 000,00

2 140 878 000,00

1 653 292 000,00

1 487 395 416,94

-  III. Third party services..........

1 002 978 000,00

676 443 000,00

613 640 000,00

657 965 658,96

-  IV.  Taxes and duties..............

33 762 000,00

15 644 000,00

14 198 000,00

14 681 586,57

-  V.   Salaries and wages............

238 272 000,00

263 972 000,00

242 398 000,00

259 871 049,40

-  VI.  Social security...............

67 614 000,00

61 474 000,00

61 501 000,00

62 414 802,94

-  VII. Other.........................

35 159 000,00

45 443 000,00

54 641 000,00

55 236 922,29

-  VIII.Costs of goods and materials
sold..................................

1 423 325 000,00

1 052 849 000,00

1 257 449 000,00

1 314 900 698,10

-C. Profit on sale....................

394 442 000,00

510 816 000,00

400 666 000,00

269 556 317,29

-D. Other operating incomes...........

21 028 000,00

19 282 000,00

40 890 000,00

13 153 463,11

-  I.   Incomes from disposal
non-financial assets..................

1 821 000,00

1 243 000,00

2 555 000,00

 

-  III. Other operating incomes.......

19 207 000,00

18 039 000,00

38 335 000,00

13 153 463,11

-E. Other operating costs.............

78 160 000,00

50 128 000,00

103 697 000,00

67 520 607,06

-  I.   Loss on disposal of
non-finacial assets...................

 

243 000,00

 

6 213 926,67

-  II.  Goodwill revaluation..........

 

 

 

1 098 308,82

-  III. Other operating costs.........

78 160 000,00

49 885 000,00

103 697 000,00

60 208 371,57

-F. Profit on operating activities....

337 310 000,00

479 970 000,00

337 859 000,00

215 189 173,34

-G. Financial incomes.................

2 173 000,00

7 628 000,00

35 702 000,00

252 753,38

-  I.   Dividends received............

 

283 000,00

 

 

-  II.  Interest received.............

784 000,00

7 345 000,00

699 000,00

252 753,38

-  V.   Other.........................

1 389 000,00

 

35 003 000,00

 

-H. Financial costs...................

5 483 000,00

20 747 000,00

8 399 000,00

77 183 006,62

-  I.   Interest......................

4 447 000,00

4 389 000,00

8 399 000,00

9 540 926,75

-    - related companies..............

 

 

5 287 000,00

6 934 958,49

-  IV.  Other.........................

1 036 000,00

16 358 000,00

 

67 642 079,87

-I. Profit on economic activity.......

334 000 000,00

466 851 000,00

365 162 000,00

138 258 920,10

-K. Gross profit......................

334 000 000,00

466 851 000,00

365 162 000,00

138 258 920,10

-L. Corporation tax...................

-64 724 000,00

92 262 000,00

72 348 000,00

31 002 433,40

-N. Net profit........................

269 276 000,00

374 589 000,00

292 814 000,00

107 256 486,70

 

 

 

 

 

 

 

AUDITOR

 

 

Balance sheet as at 31.12.2013

KPMG AUDYT Sp. z o.o. Sp. Komandytowa

No. 3546

Expert auditor Anna Jabłońska

No. 12792

 

 

Balance sheet as at 31.12.2011

KPMG AUDYT Sp. z o.o. Sp. Komandytowa

No. 3546

Expert auditor Monika Faderewska- Kulesza

No. 90096

Expert auditor  Zofia Popławska

No. 90027

 

 

 

 

Ratios

01.01.2014-
31.12.2014

01.01.2013-
31.12.2013

01.01.2012-
31.12.2012

01.01.2011-
31.12.2011

 

Current ratio

1,61

1,69

1,44

1,07

 

Quick ratio

0,96

1,07

0,78

0,65

 

Immediate ratio

0,23

0,30

0,06

0,01

 

Return on sale

5,23

7,72

6,66

2,55

 

Return on assets

11,74

18,31

17,37

5,78

 

Return on equity

24,12

35,78

36,49

17,39

 

Average trade debtors' days

47,29

49,37

43,27

58,33

 

Average stock turnover's days

48,24

39,98

40,71

40,80

 

average payables payment period

74,15

64,59

61,64

96,34

 

Total indebtedness ratio

51,32

48,82

52,41

66,76

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

While rating the company, it is advisable

to take into consideration information about the branch, the company is acting in

(C.27.40.Z - NACE 2007), as at :

31.12.2012

 

 

 

 

Current ratio............................

1,63

 

 

 

 

Quick ratio..............................

0,88

 

 

 

 

Immediate ratio..........................

0,11

 

 

 

 

Return on sale...........................

6,97

 

 

 

 

Return on assets.........................

14,25

 

 

 

 

Return on equity.........................

27,23

 

 

 

 

Average trade debtors' days..............

49,32

 

 

 

 

Average stock turnover's days............

49,33

 

 

 

 

average payables payment period..........

66,82

 

 

 

 

Total indebtedness ratio.................

47,68

 

 

 

 

Percent share in the examinated group
of companies with net profit.............

79,50

 

 

 

 

Sales/revenue per employee in th. PLN....

546,61

 

 

 

 

Average sales/revenue per company in
th. PLN..................................

151 046,97

 

 

 

 

 

 

 

 

 

 

according to the Central Statistical Office

 

 

Locations

 

seat:
ul. Partyzancka 66-72, 95-200 Pabianice


branches:
ul. Partyzancka 66-72, 95-200 Pabianice

ul. Bolesława Chrobrego 8, 11-400 Kętrzyn

Phone:                   89 7520333

 

 

 

Real Estate

 

 

Verification of information on real estate ownership position through the Real Estate Register is not covered by the standard report.

 

 

 

 

 

 

 

 

 

Means of transport

 

 

 

 

As at 31.12.2013  book value of car fleet was: PLN 2 975 000,00

 

 

 

Shares in other companies

 

 

ELEKTROEKO Organizacja Odzysku Sprzętu Elektrycznego i Elektronicznego SA NIP PL 5272498956, ul. Hrubieszowska 6A, 01-209 Warszawa
  · Shareholder

 

 

Data concerning shares in other companies are valid as at: 22.09.2015.

 

 

 

 

 

 

 

 

Connections

 

 

 

Marek Franciszek Huzarewicz , personal ID no. (PESEL) 61102505477
-  LUMILEDS HOLDING POLAND sp. z o.o., ul. Partyzancka 66-72, 95-200 Pabianice
  · member of board of directors
-  PHILIPS LIGHTING POLAND sp. z o.o. NIP PL 5272707130, ul. Kossaka 150, 64-920 Piła
  · president


Marek Antoni Sobieraj , personal ID no. (PESEL) 63061109037
-  LUMILEDS HOLDING POLAND sp. z o.o., ul. Partyzancka 66-72, 95-200 Pabianice
  · member of board of directors


Geert Van Bockstal 
Juan Jose Romero 
Mircea Irimia Buzgar Nazare 
Connections have not been determined due to no possibility of identification of the persons or subjects which appear in the company.

 

 

Data concerning connections are valid as at: 22.09.2015.

 

 

 

Taking overs

 

 

 

 

 

30.09.2005 (Entry date) - merger
Philips Lighting Poland SA, ul. Partyzancka 66-72, 95-200 Pabianice
(as taking over)
 Philips Lighting - Farel Mazury sp. z o.o. KRS 51172, ul. Chrobrego 8, 11-400 Kętrzyn
(as taken over) 
30.09.2005 (Entry date) - merger
Philips Lighting Poland SA, ul. Partyzancka 66-72, 95-200 Pabianice
(as taking over)
 PHILIPS LIGHTING PABIANICE SA KRS 103892, ul. Partyzancka 66/72, 95-200 Pabianice
(as taken over) 
30.06.2009 (Entry date) - merger
Philips Lighting Poland SA, ul. Partyzancka 66-72, 95-200 Pabianice
(as taking over)
 PHILIPS CONSUMER LUMINAIRES POLAND Sp. z o.o. KRS 34437, ul. Objazdowa 6B, 62-300 Września
(as taken over)

 

 

 

 

 

General information

 

 

On 01.06.2015 from the structures of the company there was divided the part of the assets and transfered to  PHILIPS LIGHTING POLAND sp. z o.o., ul. Kossaka 150, 64-920 Piła

 

On May 1, 2010, Philips Lighting has decided to cease production and sales of electromagnetic ballasts for fluorescent lamps with the brand Philips. From that date the ballasts are manufactured under the new brand MST (Magnetic System Technology). The company MAGNETIC SYSTEMS TECHNOLOGY Sp. z o.o. Spółka Komandytowa took over activity and eployees of the Philips branch office in Kętrzyn.

 

The subject has not decided to cooperate in elaboration of the report.

 

 

 

 

 

Banks

 

Names of banks were not disclosed

 

 

 

 

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.11

UK Pound

1

Rs.99.50

Euro

1

Rs.74.24

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.