MIRA INFORM REPORT

 

 

Report No. :

344480

Report Date :

16.10.2015

 

IDENTIFICATION DETAILS

 

Name :

NEW BOND TEXTILES LTD.

 

 

Registered Office :

Flat F, 16/F., King Palace Plaza, 55 King Yip Street, Kwun Tong, Kowloon

 

 

Country :

Hong Kong

 

 

Date of Incorporation :

29.09.2008

 

 

Com. Reg. No.:

39856181

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Trader of Yarns, Fabrics, Garments, Textile Products.

 

 

No. of Employees :

35 [Including Associates]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hong Kong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

HONG KONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA


Note

 

Address:           Room 3101-3112, 31/F., 1 Hung To Road,

                        Kwun Tong, Kowloon,

                        Hong Kong.

                        (Operating Office)

 

And

 

Flat F, 16/F., King Palace Plaza,

55 King Yip Street, Kwun Tong,

Kowloon, Hong Kong.

(Registered Office)

 

 

 

Company name & address

 

NEW BOND TEXTILES LTD.

 

ADDRESS:       Room 3101-3112, 31/F., 1 Hung To Road, Kwun Tong, Kowloon, Hong Kong.

 

PHONE:            852-2334 6771,  3188 8600,  3188 8603

 

FAX:                 852-2765 7469,  3188 4180

 

E-MAIL:            hr@bondex-hk.com

                        info@bondex-group.com

 

MANAGEMENT:

 

Managing Director:  Mr. Chu Siu Cheong

 

 

SUMMARY

 

Incorporated on:            29th September, 2008.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$1,000,000.00

 

Business Category:       Textile Product Trader.

 

Employees:                  35.  (Including associates)

 

Main Dealing Banker:     The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

Banking Relation:          Good.

 

 

Name

 

NEW  BOND  TEXTILES  LTD.

 

 

ADDRESS

 

Registered Office:-

Flat F, 16/F., King Palace Plaza, 55 King Yip Street, Kwun Tong, Kowloon, Hong Kong.

 

Operating Office:-

Room 3101-3112, 31/F., 1 Hung To Road, Kwun Tong, Kowloon, Hong Kong.

 

China Joint Venture:-

Fujian Kartex Textile Co. Ltd., China.

 

Associated Companies:-

Bestex Dyeing & Finishing (China) Ltd., Hong Kong.

Bondex (Macao Commercial Offshore) Ltd., Macau.

Bondex Apparel Ltd., Hong Kong.

Bondex Electronics Ltd., Hong Kong.

Bondex Group Ltd., British Virgin Islands.

Bondex International (HK) Ltd., Hong Kong.

Bondex International (USA) Ltd., US.

Bondex International Textiles Ltd., Hong Kong.

Bondex IT Solution Ltd., Hong Kong.  [Dissolved]

Bondex Secretarial Service Ltd., Hong Kong.  [Dissolved]

Fujian Kartex Textile Co. Ltd., China.

Goldon International Ltd., Hong Kong.

Shandong Kartex Textile Co. Ltd., China.  [Dissolved]

Shanghai Bondex Textile Ltd., China.

 

 

BUSINESS REGISTRATION NUMBER

 

39856181

 

 

COMPANY FILE NUMBER

 

1276187

 

MANAGEMENT

 

Managing Director:  Mr. Chu Siu Cheong

 

 

ISSUED SHARE CAPITAL

 

HK$1,000,000.00

 

 

SHAREHOLDERS

 

(As per registry dated 29-09-2015)

Name

 

No. of shares

CHU Siu Cheong

 

500,000

YIH Kwe Sun

 

500,000

 

 

––––––––

 

Total:

1,000,000

=======

 

 

DIRECTORS

 

(As per registry dated 29-09-2015)

Name

(Nationality)

 

Address

YIH Kwe Sun

Unit A, 29/F., Tower 5, The Riverpark, 8 Che Kung Miu Road, Shatin, New Territories, Hong Kong.

 

CHU Siu Cheong

Unit C, Level 16, Tower 17, Laguna Grande, 8 Laguna Verde Avenue, Phase 4, Laguna Verde, Hunghom, Kowloon, Hong Kong.

 

 

SECRETARY 

 

(As per registry dated 29-09-2015)

Name

Address

Co. No.

Smartlink Business Consultants Ltd.

Flat B, 14/F., Wah Hing Commercial Centre, 383 Shanghai Street, Yaumatei, Kowloon, Hong Kong.

0732276

 


HISTORY

 

The subject was incorporated on 29th September, 2008 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Textile Product Trader.

 

Lines:                           Yarns, Fabrics, Garments, Textile Products.

 

Employees:                  35.  (Including associates)

 

Commodities Imported: Imports raw materials from European countries, some of the Asian countries and finished

products from China.

 

Markets:                        Southeast Asia, Europe, North America, South America.

 

Terms/Sales:                 L/C or as per contracted.

 

Terms/Buying:               L/C, T/T, D/P.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:     HK$1,000,000.00

 

Mortgage or Charge:     (See attachment)

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in a satisfactory manner.

 

Facilities:                      Making rather active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.

 

Bankers:-

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

Standard Chartered Bank (Hong Kong) Ltd., Hong Kong.

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

 

Standing:                       Good.

 

GENERAL

 

Having issued 1 million ordinary shares of HK$1.00 each, New Bond Textiles Ltd. [New Bond] is equally owned by Mr. Chu Siu Cheong and Mr. Yih Kwe Sun, both of whom are Hong Kong merchants.  They are also directors of the subject.

 

The subject has had an associated company known as Bondex International Textiles Ltd. [Bondex] located at the same address.

 

Mr. Chu Siu Cheong and Mr. Yih Kwe Sun are also directors of Bondex.

 

New Bond has been a supplier of woven fabrics to global fashion powerhouses and mass market retail labels since 1979.  New Bond is committed to delivering products that satisfies even the most demanding and sophisticated customers around the world.

 

Established in 1979, NewBond has invested in spinning, weaving, and dyeing and finishing mills across different areas in China.  It is engaged in research, development, and production of a wide variety of woven fabrics (i.e. Rigid & stretch cotton, CVC, T/C, cross blends of cotton with polyester, nylon, rayon, linen).

 

New Bond’s fabrics produced are up to international standards and customer’s standards which includes AATCC, JIS, ISO.

 

The following companies are some of New Bond’s customers: J.CREW, H&M, VICTORIA’S SECRET, ARMANI JEANS, G-STAR RAW, CLUB MONACO, EXPRESS, L.L. Bean, NN TAYLOR, Bershka, Guess, Lacoste, Lands’ End, Levi’s, Lucky Brand, macy’s, Banana Republic, OLD NAVY, TOMMY HILFIGER, tween brands, GAP, I.T.

 

In 2001, Bondex and Chartkar International Ltd. [Chartkar], a Hong Kong-registered company, set up a Sino-foreign joint venture known as Fujian Kartex Textile Co. Ltd. [Fujian Kartex].  Fujian Kartex has other China investors.  Currently, this company has about 2,600 employees while 150 of them are technicians.  The total assets of Fujian Kartex are RMB500 million Yuan.  It has been equipped with 310 shuttleless weaving looms and spinning equipment.  All the textile machinery and looms are imported from Switzerland, Germany, Japan, Belgium, Italy.

 

The annual production capacity of Fujian Kartex is 15,000 tonnes of Modal and Tencel yarns, 26 million metres of Modal and Tencel fabrics.  Products are exported to the United States, Japan, South Korea, Southeast Asia, Taiwan, etc.  Annual net profit ranges from US20 to 25 million.  Overall business is active.

 

The annual sales turnover of New Bond and Bondex are significant.  The history of New Bond in Hong Kong is over seven years.

 

On the whole, consider it good for normal business engagements.

 

 


MORTGAGE OR CHARGE

 

Date

 

Description of Instrument

Mortgagee

13-01-2011

Security Over Deposit in respect of Obligations of the Depositor

Industrial & Commercial Bank of China (Asia) Ltd., Hong Kong.

05-03-2015

Charge Over Securities and Deposits with the Bank (Limited Company) (Limited Amount)

The Hongkong & Shanghai Banking Corp. Ltd., Hong Kong.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.82

UK Pound

1

Rs.100.41

Euro

1

Rs.74.50

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.