MIRA INFORM REPORT

 

 

 

 

Report No. :

341732.2

Report Date :

16.10.2015

 

IDENTIFICATION DETAILS

 

Name :

SUPAPACKERS FISH PROCESSORS (PTY) LTD

 

 

Registered Office :

169 Neil Hare Road Atlantis Industrial Area Cape Town Western Cape, P O Box 1577 Dassenberg Atlantis 7350

 

 

Country :

South Africa

 

 

Date of Incorporation :

24.06.2009

 

 

Com. Reg. No.:

2009/012426/07

 

 

Legal Form :

Private Company

 

 

Line of Business :

Subject is involved in the wholesale and processing of frozen fish products.

 

 

No. of Employee :

19 permanent staff.

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

South Africa

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SOUTH AFRICA ECONOMIC OVERVIEW

 

South Africa is a middle-income, emerging market with an abundant supply of natural resources; well-developed financial, legal, communications, energy, and transport sectors; and a stock exchange that is Africa’s largest and among the top 20 in the world.

Even though the country's modern infrastructure supports a relatively efficient distribution of goods to major urban centers throughout the region, unstable electricity supplies retard growth. Economic growth has decelerated in recent years, slowing to just 1.5% in 2014. Unemployment, poverty, and inequality - among the highest in the world - remain a challenge. Official unemployment is roughly 25% of the work force, and runs significantly higher among black youth. Eskom, the state-run power company, is building three new power stations and is installing new power demand management programs to improve power grid reliability. Load shedding and resulting rolling blackouts gripped many parts of South Africa in late 2014 and early 2015 because of electricity supply constraints that resulted from technical problems at some generation units, unavoidable planned maintenance, and an accident at a power station in Mpumalanga province. The rolling black outs were the worst the country faced since 2008. Construction delays at two additional plants, however, mean South Africa will continue to operate on a razor thin margin; economists judge that growth cannot exceed 3% until electrical supply problems are resolved.

South Africa's economic policy has focused on controlling inflation; however, the country faces structural constraints that also limit economic growth, such as skills shortages, declining global competitiveness and frequent work stoppages due to strike action. The current government faces growing pressure from urban constituencies to improve the delivery of basic services to low-income areas and to increase job growth.

 

Source : CIA

 

COMPANY NAME

 

SUPAPACKERS FISH PROCESSORS (PTY) LTD

 

 

Address

 

PHYSICAL ADDRESS

 

169 Neil Hare Road

ATLANTIS INDUSTRIAL AREA

Cape Town

Western Cape

 

POSTAL ADDRESS

 

P O Box 1577

DASSENBERG

Atlantis

7350

 

 

TELEPHONE NUMBER

 

+27 21 577 4777

 

FAX NUMBER

 

+27 21 577 4999

 

 

SHAREHOLDERS

 

37.5%   PACALUSE TRUST

37.5%   RABBI TRUST

25.0%   GESFIGASA S.L

 

 

SUBSIDIARY COMPANIES

 

100%    ATLANTIS SEAFOOD PRODUCTS (PTY) LTD

Registration Certificate Number 2010/018540/07

100%    IMPERIAL CROWN TRADING 436 (PTY) LTD

            Registration Certificate Number 2010/021773/07

78%      SILVER STREAMS SEAFOOD (PTY) LTD

            Registration Certificate Number 2010/024361/07

 

 

DIRECTORS

 

L M DE B FIGUEIREDO                                     ID No.   7102185383087

S N DE B FIGUEIREDO                                     ID No.   7308055575088

T L NEETHLING                                     D.O.D.  1965/08/07       

 

 

BANKERS

 

FIRST NATIONAL BANK, Willowbridge Branch.  Branch Code 210554.  Account Number 62046364486. The account is in the name of SUPAPACKERS FISH PROCESSORS (PTY) LTD.  It was stated that the subject enjoys overdraft facilities, however, further information was not forthcoming.

 

 

DATE REGISTERED

 

24 June 2009

Registration Certificate Number:  2009/012426/07

 

SUPAPACKERS FISH PROCESSORS (PTY) LTD was established in 2002 as a Close Corporation, Registration Certificate Number 2002/054319/23, which converted to a Private Company in June 2009.

 

 

VAT NUMBER

 

4500202637

 

 

TAX NUMBER

 

9433311140

 

 

BBBEE STATUS

 

Level 5 contributor         Expiry date: 22/04/2016

 

 

MAJOR OPERATION

 

The subject is involved in the wholesale and processing of frozen fish products.

 

 

MAJOR SUPPLIERS

 

The subject imports supplies as well as sourcing supplies locally.

 

Previously, we have divulged the names of the major suppliers in our reports.     We have discontinued this practice to protect our valuable sources of trade information.  This has become necessary because we now give a description of the goods or services to which the trade references relate.  This gives our client the ability to assess whether  the purchases are vital to the subject’s operation and whether we have only been given their essential suppliers that must be paid promptly for the subject to maintain its operation.

 

 

MAJOR CUSTOMERS OR BUSINESS SECTORS

           

Wholesalers and retailers in the FMCG industry.  All sales are made on 30 day terms.

 

 

AREA OF DISTRIBUTION AND SELLING

 

South Africa

 

 

EXPORTS

 

The subject exports approximately R60 000 000 per annum.

 

 

TOTAL EMPLOYEES

 

19 permanent staff.

 

 

OTHER PREMISES

 

None

 

 

OWNED OR LEASED

 

The premises which consist of offices, warehouse, cold storage and a fish processing factory are reported to be owned, but further information was not forthcoming.

 

 

FINANCIALS

 

The following estimated financial situation was submitted as at 13 October 2015:

 

STOCK                                                                                                     R  95 000 000

DEBTORS                                                                                                 R  91 000 000

FIXED ASSETS                                                                                         R  12 000 000

PROPERTY, PLANT & EQUIPMENT                                                           R  47 000 000

CREDITORS                                                                                              R  72 000 000

OVERDRAFT                                                                                            R  40 000 000

CAPITAL EMPLOYED                                                                                R  84 000 000

TURNOVER per annum                                                                              R500 000 000

NET PROFIT                                                                                              R  22 000 000

 

The subject has a fleet of vehicles consisting of 4 large 2 ton trucks, 6 forklifts, 4 passenger vehicles and 6 LDV’s.

 

 

AUDITORS

 

C2M CHARTERED ACCOUNTANTS INC

Marycke Wall     +27 21 914 0261

 

 

FINANCIAL YEAR END

 

FEBRUARY

 

 

INSURANCE BROKERS

 

MARSH INSURANCE BROKERS

Yolanda Homer             +27 21 834 1322

 

 

CURRENT TRADE REFERENCES

 

      ACCOUNT    HIGHEST      AVERAGE      TERMS     PAYMENT   EXPERIENCE

      OPENED      CREDIT         CREDIT                          PATTERN

 

1.    +5 years       Open             R1 500 000-     30 days     30 days       Very Good           

                                               R2 000 000

     

2.    Sept 2014     R7 000 000    R1 300 000      60 days     60 days       Good

                          Coface

 

3.    April 2012     Open             -R1 500 000     14 days     14 days       Very Good

 

 

NATURE OF GOODS OR SERVICES SUPPLIED

 

(These descriptions relate respectively by number to the above current trade transactions):

 

1.    Fresh and frozen fish        

                         

2.    Freight forwarding and clearing               

 

3.    Fresh and frozen seafood 

 

 

COMMENTS

 

This is a well-established business in the FMCG sector in South Africa.  The subject imports supplies and is meeting it local supplies timeously as per arranged terms.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.82

UK Pound

1

Rs.100.41

Euro

1

Rs.74.50

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.