MIRA INFORM REPORT

 

 

Report No. :

345169

Report Date :

19.10.2015

 

IDENTIFICATION DETAILS

 

Name :

J. KOUVALAKIDIS & SON O.E.

 

 

Registered Office :

Komotinis - Alexandroupolis Rd (3rd km), 69100, Rodopi

 

 

Country :

Greece

 

 

Date of Incorporation :

15.03.1980

 

 

Legal Form :

General Partnership (OE)

 

 

Line of Business :

·         Wholesale of fruit and vegetables

·         Processing and preserving of fruit and vegetables

·         Wholesale of other food, including fish, crustaceans and molluscs

·         Freight air transport

·         Wholesale of grain, seeds and animal feeds

 

 

No. of Employee :

5 (October 2015)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

GREECE - ECONOMIC OVERVIEW

 

Greece has a capitalist economy with a public sector accounting for about 40% of GDP and with per capita GDP about two-thirds that of the leading euro-zone economies. Tourism provides 18% of GDP. Immigrants make up nearly one-fifth of the work force, mainly in agricultural and unskilled jobs. Greece is a major beneficiary of EU aid, equal to about 3.3% of annual GDP. The Greek economy averaged growth of about 4% per year between 2003 and 2007, but the economy went into recession in 2009 as a result of the world financial crisis, tightening credit conditions, and Athens' failure to address a growing budget deficit. By 2013 the economy had contracted 26%, compared with the pre-crisis level of 2007. Greece met the EU's Growth and Stability Pact budget deficit criterion of no more than 3% of GDP in 2007-08, but violated it in 2009, with the deficit reaching 15% of GDP. Austerity measures reduced the deficit to about 4% in 2013, including government debt payments, but the deficit spiked to 12.7% of GDP in 2014. Deteriorating public finances, inaccurate and misreported statistics, and consistent underperformance on reforms prompted major credit rating agencies to downgrade Greece's international debt rating in late 2009, and led the country into a financial crisis. Under intense pressure from the EU and international market participants, the government adopted a medium-term austerity program that includes cutting government spending, decreasing tax evasion, overhauling the health-care and pension systems, and reforming the labor and product markets. Athens, however, faced long-term challenges to continue pushing through unpopular reforms in the face of widespread unrest from the country's powerful labor unions and the general public.

In April 2010, a leading credit agency assigned Greek debt its lowest possible credit rating, and in May 2010, the International Monetary Fund and Euro-Zone governments provided Greece emergency short- and medium-term loans worth $147 billion so that the country could make debt repayments to creditors. In exchange for the largest bailout ever assembled, the government announced combined spending cuts and tax increases totaling $40 billion over three years, on top of the tough austerity measures already taken. Greece, however, struggled to meet 2010 targets set by the EU and the IMF, especially after Eurostat - the EU's statistical office - revised upward Greece's deficit and debt numbers for 2009 and 2010. European leaders and the IMF agreed in October 2011 to provide Athens a second bailout package of $169 billion. The second deal however, called for holders of Greek government bonds to write down a significant portion of their holdings. As Greek banks held a significant portion of sovereign debt, the banking system was adversely affected by the write down and $60 billion of the second bailout package was set aside to ensure the banking system was adequately capitalized. In exchange for the second loan, Greece promised to introduce an additional $7.8 billion in austerity measures during 2013-15. However, the massive austerity cuts have prolonged Greece's economic recession and depressed tax revenues. Greece's lenders have continually called on Athens to step up efforts to increase tax collection, dismiss public servants, privatize public enterprises, and rein in health spending.

Investor confidence began to show signs of strengthening by the end of 2013, and the decline in GDP slowed to 3.9% that year, Greece’s best performance since 2009. Greece subsequently marked three significant milestones in 2014: balancing its 2013 budget - not including debt repayments; re-entering financial markets in April with the first issue of government debt since 2010; and posting its first quarter of positive growth since 2008. Buoyed by Greece’s success, Prime Minister Antonios SAMARAS in October announced plans to exit its bailout program early, provoking a plunge in the Greek stock and debt markets that pushed Greece back to the negotiating table with its creditors and ultimately resulted in an agreement to extend the EU portion of Greece’s bailout through February 2015. The Greek economy posted an annual economic growth rate of 0.8 percent in 2014, the first year of positive growth since 2008. However, widespread discontent with austerity measures resulted in a victory for the anti-austerity SYRIZA in the January 2015 parliamentary elections. In February, Greece reached a tentative agreement with its creditors that would provide emergency liquidity to Greece in exchange for significant economic reforms. Uncertainty regarding Greece’s future in the Eurozone has dampened investor confidence and lowered growth projections for 2015.

 

Source : CIA

 


Basic Information

 

Registered Name

J. KOUVALAKIDIS & SON O.E.

Trade Name

J. KOUVALAKIDIS & SON O.E.

Registered Address

Komotinis - Alexandroupolis Rd (3rd km), 69100, Rodopi, Greece

Telephone

+30 2531027078 (HEAD OFFICE - PLANT), +30 2531027279

Fax

+30 2531032447

E-mail

sodeia@otenet.gr

Status

Registered and operational

Legal Type

General Partnership (OE)

 

VAT Number

091694743

 

Registration No

Not Availablee

Registration Date

15/03/1980

Start Date

15/03/1980

Years of Operation

36

 

 

 

 

CR number

Not Available.

 

 

 

 

 

 

 

 

 

 

CINFO ID

23408355

 

 

 

 

Summary

 

Employees

Oct 2015

Total Number

5

 

 

Payment

 

Assessment:

Average Risk

 

Payment habits:

UNDETERMINED

Please note that no payment information is available for the subject company.

 

 

Capital

 

 

No capital information available

 

 

Corporate Structure

 

Directors

Position

ID

Nationality

Occupation

Age

Appointed

Other dir.

Joh. Kouvalakidis, George

Director

Λ633920 (IDcard)

Unknown

Administrative Officer

-

-

No

 

Shareholders

ID/Reg. No.

Nationality

Shares

%

Kouvalakidi , Despoina

(Reg. No.)

Unknown

 

15

 

 

 

 

 

 

 

 

 

 

 

Kouvalakidi, Afroditi

Ρ450993 (IDcard)

Unknown

 

15

 

 

 

 

 

 

 

 

 

 

 

Joh. Kouvalakidis, George

Λ633920 (IDcard)

Unknown

 

70

 

 

 

Operation

 

Activity Code

Description

51.31

Wholesale of fruit and vegetables

15.33

Processing and preserving of fruit and vegetables

5138

Wholesale of other food, including fish, crustaceans and molluscs

5121

Freight air transport

51.21

Wholesale of grain, seeds and animal feeds

 

Line of business

SECTOR: Trade of fruit & vegetables

The subject company operates as an imports, processing and wholesale trade of nuts, grains, legumes and dried fruit

Products:
Wheat- Trade
Legumes- Trade
Dried fruit- Trade
Nuts- Trade
Grains- Trade
 

 

Export to

Payment terms

Percentage

The subject company exports to Cyprus and Bulgaria.

 

Import from

Payment terms

Percentage

The subject company imports from China, India and Iran, Islamic Republic of.

 

Banks

Swift code

EFG EUROBANK ERGASIAS S.A. - KOMOTINI

 

Comment

 

Bank Number: 0260140

NATIONAL BANK OF GREECE S.A. - KOMOTINI

 

Comment

 

Bank Number: 0110378

ALPHA BANK - KOMOTINI

 

Comment

 

Bank Number: 0140910

 

Premises

Date Updated

Operates as: Branch

15/10/2015

27 G. Zarri, 69100, Rodhopi,, Komotini , Greece

Operates as: LAND m2: 8500, BUILDINGS m2: 3000

15/10/2015

Owned

 

172124, Komotinis - Alexandroupolis Rd (3rd km), 172124, Rodopi, Greece

 

Affiliates and Subsidiaries

Country

Relation

Date Reg.

GERAKAKIS A - NEOFOTISTOS E EPE

Unknown

Customer

 

KAYAS IMPORT-EXPORT

Turkey

Trade Supplier

 

 

 

CHARGES

 

No

Date Registered

Date Prepared

Type

Description

Amount

Secondary amount

Property

Unit

Beneficiary

No information available

 

 

 Charges History

 

No

Date Registered

Date Prepared

Date End

Type

Description

Amount

Secondary amount

Property

Unit

Beneficiary

No information available

 

 

Negatives

 

According to our against the subject no negatives have been registered.

 

 

Financial information

 

No financial information available

 

 

Additional Information

 

GENERAL COMMENTS

G.E.MI.: 53671911000

Sales Figure for 2012: 7,000,000.00 EUR

Company was established in 1980 having a legal seat at Komotini and is engaged in the trade of nuts, grains, legumes and dried fruit. Subject continues the business activities of the sole proprietorship KOUVALAKIDIS JOHN which pre existed since 1951.

Please note that the information provided in this report was obtained from official and publicly available sources.

Please note that the subject declined to release any further detailed and latest financial information neither such data was found being officially published.

 

Contact Information

 

No information available

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.97

UK Pound

1

Rs.100.55

Euro

1

Rs.73.99

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

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