MIRA INFORM REPORT

 

 

Report No. :

345106

Report Date :

19.10.2015

 

IDENTIFICATION DETAILS

 

Name :

JUBAILI INDUSTRIAL METAL SARL (JIMCO)

 

 

Registered Office :

Coca Cola Warehouse Al Zouhour Street Industrial Area 145143 Bchamoun

 

 

Country :

Lebanon

 

 

Date of Incorporation :

20.06.2005

 

 

Com. Reg. No.:

13180, Saida

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Subject is engaged in the manufacture of power generating sets and silencers for generators, fuel tanks, control panels and related spare parts. Subject is also involved in the design and fabrication of metal works and acoustic systems ranging from soundproof enclosures and tower lights to fuel/water tanks and ventilation/exhaust systems and to fully insulated room preparation and installation.

 

 

No. of Employee :

80

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Lebanon

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

LEBANON ECONOMIC OVERVIEW

 

Lebanon has a free-market economy and a strong laissez-faire commercial tradition. The government does not restrict foreign investment; however, the investment climate suffers from red tape, corruption, arbitrary licensing decisions, complex customs procedures, high taxes, tariffs, and fees, archaic legislation, and weak intellectual property rights. The Lebanese economy is service-oriented; main growth sectors include banking and tourism. The 1975-90 civil war seriously damaged Lebanon's economic infrastructure, cut national output by half, and derailed Lebanon's position as a Middle Eastern entrepot and banking hub. Following the civil war, Lebanon rebuilt much of its war-torn physical and financial infrastructure by borrowing heavily, mostly from domestic banks, which saddled the government with a huge debt burden. Pledges of economic and financial reforms made at separate international donor conferences during the 2000s have mostly gone unfulfilled, including those made during the Paris III Donor Conference in 2007, following the July 2006 war. Spillover from the Syrian conflict, including the influx of more than 1 million Syrian refugees, has increased internal tension and slowed economic growth to the 1-2% range in 2011-13, after four years of averaging 8% growth. Syrian refugees have increased the labor supply, but pushed more Lebanese into unemployment. Chronic fiscal deficits have made Lebanon’s debt-to-GDP ratio the third highest in the world; most of the debt is held internally by Lebanese banks. Weak economic growth limits tax revenues, while the largest government expenditures remain debt servicing and transfers to the electricity sector. These limitations constrain other government spending and limit the government’s ability to invest in necessary infrastructure improvements, such as water, electricity, and transportation.

 

Source : CIA

 

 

 

 


SUMMARY

 

Company Name                                     : JUBAILI INDUSTRIAL METAL SARL (JIMCO)

Country of Origin                                    : Lebanon

Legal Form                                            : Limited Liability Company

Start Date                                             : 1979

Registration Date                                   : 20th July 2005

Commercial Registration Number            : 13180, Saida

VAT Number                                          : 601-13012

Issued Capital                                        : LP 5,000,000

Paid up Capital                                      : LP 5,000,000

Total Workforce                                     : 80

Activities                                               : Manufacturers of power generating sets and silencers for generators, fuel tanks, control panels and related spare parts.

Financial Condition                                 : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                     : Steady

 

COMPANY NAME

 

JUBAILI INDUSTRIAL METAL SARL (JIMCO)

 

 

ADDRESS

 

Registered & Physical Address

 

Building             : Coca Cola Warehouse

Street               : Al Zouhour Street

Area                 : Industrial Area

 

PO Box             : 145143

 

Town                 : Bchamoun

Country             : Lebanon

 

Telephone         : (961-5) 806141 / 806142

Facsimile          : (961-1) 840209

Email                : info@jubaili.com / purchasing@jubaili.com

 

Premises

 

Subject operates from a medium sized suite of offices and a workshop that are rented and located in the Industrial Area of Bchamoun.

 

 

KEY PRINCIPALS

 

     Name                                                                                              Position

 

·       Nader Ahmed Al Jubaili                                                                      Managing Director

 

·       Mazen Ahmed Al Jubaili                                                                    Director

 

·       Mohamed Hilal Rohanji                                                                      Director

 

·       Bareh Rohanji                                                                                   Director

 

·       Maisem Tulais                                                                                  Finance Manager

 

·       Rida Rohanji                                                                                     Sales Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1979, however subject was registered on 20th July 2005

 

Legal Form                  : Limited Liability Company

 

Commercial Reg. No.  : 13180, Saida

 

VAT No.                       : 601-13012

 

Issued Capital              : LP 5,000,000

 

Paid up Capital            : LP 5,000,000

 

Name of Shareholder (s)

 

·       Nader Ahmed Al Jubaili

 

·       Mazen Ahmed Al Jubaili

 

·       Mohamed Hilal Rohanji

 

·       Bareh Rohanji

 

 

AFFILIATED COMPANIES

 

·       Jubaili Holding Group Sal

Al Sindianah Building

Yousef Zein Street

PO Box: 1137044

Beirut

Tel: (961-1) 307336

Fax: (961-1) 304110

 

·       JMJ Co Ltd

Lagos

Nigeria

 

·       Jubaili Engineering Ltd

Lagos

Nigeria

 

·       Jubaili Bros WLL

PO Box: 5590

Safat 13056

Kuwait

Tel: (965) 2318028

Fax: (965) 2431015

 

·       Jubaili Bros Sal

Jubaili Building

Maarouf Saad Street

PO Box: 60

Saida

Tel: (961-7) 730871

Fax: (961-7) 720813

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of power generating sets and silencers for generators, fuel tanks, control

                 panels and related spare parts. Subject is also involved in the design and fabrication of metal works and

     acoustic systems ranging from soundproof enclosures and tower lights to fuel/water tanks and

     ventilation/exhaust systems and to fully insulated room preparation and installation.

 

Import Countries: United Kingdom

 

International Suppliers:

 

·       F G Wilson               United Kingdom

 

Operating Trend: Steady

 

Subject has a workforce of 80 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Lebanese Pounds (LP)

 

                                                Year Ending 31/12/13:                Year Ending 31/12/14:

 

Total Sales                                LP 9,285,000,000                       LP 9,400,000,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Banque de la Mediterranee SAL

Al Nahar Building

Banque du Liban Street

Hamra

Beirut

Tel: (961-1) 353146

 

·       Banque du Liban et D’ Outre-Mer Sal

Al Daber Building

Abdel Aziz Street

PO Box: 111912

Beirut

Tel: (961-1) 346290 / 863830 / 371898

Fax: (961-1) 364133

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.97

UK Pound

1

Rs.100.54

Euro

1

Rs.73.99

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.