MIRA INFORM REPORT

Report No. :	345291
Report Date :	19.10.2015

IDENTIFICATION DETAILS

Name :	SCOTTS LIMITED

Formerly Known As :	SCOTTS OF STOW LIMITED

Registered Office :	Cotswold House1 Crompton Road Groundwellswindonsn25 5aw

Country :	United Kingdom

Financials (as on) :	30.06.2014

Date of Incorporation :	12.10.1990

Com. Reg. No.:	02548299

Legal Form :	Private limited with Share Capital

Line of Business :	Kitchen and tableware, home furnishings and garden products through mail order and retail.

No. of Employees :	262 (2014)

RATING & COMMENTS

MIRA’s Rating :

RATING		STATUS	PROPOSED CREDIT LINE
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory

Status :	Satisfactory

Payment Behaviour :	No Complaints

Litigation :	Clear

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List – March 31, 2015

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

United Kingdom

Risk Category	ECGC Classification
Insignificant	A1
Low	A2
Moderate	B1
High	B2
Very High	C1
Restricted	C2
Off-credit	D

UNITED KINGDOM - ECONOMIC OVERVIEW

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK has been a net importer of energy since 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output.

In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 20% by 2015. However, the deficit still remains one of the highest in the G7, standing at 6.0% in 2014.

In 2012, weak consumer spending and subdued business investment weighed on the economy, however, in 2013 GDP grew 1.7% and in 2014, 2.6%, accelerating unexpectedly because of greater consumer spending and a recovering housing market.

The Bank of England (BoE) implemented an asset purchase program of �375 billion (approximately $586 billion) as of December 2014. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

Source : CIA

Company Name and Address

SCOTTS LIMITED

COTSWOLD HOUSE1 CROMPTON ROAD GROUNDWELLSWINDONSN25 5AW

Company No

02548299

Company Status

Active - Accounts Filed

Company Summary

Registered Address COTSWOLD HOUSE
1 CROMPTON ROAD GROUNDWELL
SWINDON
SN25 5AW

Trading Address Unit 1, Cotswold House
Crompton Road
Groundwell Industrial Estate
Swindon, Wiltshire
SN25 5AW

Website Address http://www.scottsofstow.co.uk

Telephone Number 01793707700

Fax Number 01793707701

TPS No

FPS Yes

Incorporation Date 12/10/1990

Previous Name SCOTTS OF STOW LIMITED

Type Private limited with Share Capital

FTSE Index -

Date of Change 06/07/2007

Filing Date of Accounts 25/03/2015

Currency GBP

Share Capital £400,000

SIC07 47910

Charity Number -

SIC07 Description RETAIL SALE VIA MAIL ORDER HOUSES OR VIA INTERNET

Principal Activity Kitchen and tableware, home furnishings and garden products through mail order and retail.

Key Financials

Year to Date Turnover Pre Tax Profit Shareholder Funds Employees

30/06/2014 £56,767,000 £747,000 £2,724,000 262

30/06/2013 £51,591,000 £404,000 £2,187,000 282

30/06/2012 £64,138,000 -£785,000 £1,940,000 338

Mortgage Summary

Total Mortgage 13

Outstanding 9

Satisfied 4

Trade Debtors / Bad Debt Summary

Total Number of Documented Trade 3

Total Value of Documented Trade £7,125

Commentary

This company has been treated as a Large company in respect of the rating/limit generated.

This company's return on total assets employed ratio indicates a relatively efficient use of assets.

This company has made late payments on a medium percentage of invoices.

This company's ratio of total liabilities to total assets indicates the presence of moderate equity funding.

The company has more cash than short term bank borrowings.

This company trades in an industry with a higher level of corporate failures.

CCJ

Total Number of Exact CCJs -	1	Total Value of Exact CCJs -	£2,657
Total Number of Possible CCJs -	1	Total Value of Possible CCJs -	£6,973
Total Number of Satisfied CCJs -	0	Total Value of Satisfied CCJs -
Total Number of Writs -	-

Total Current Directors	4
Total Current Secretaries	1
Total Previous Directors / Company Secretaries	11

Current Directors

Name	Andrew Stuart Walsham	Date of Birth	10/08/1964
Officers Title	Mr	Nationality	British
Present Appointments	45	Function	Director
Appointment Date	23/08/2012
Address	Cotswold House, 1 Crompton Road Groundwell, Swindon, Wiltshire, SN25 5AW

Name	Nigel Victor Swabey	Date of Birth	25/07/1948
Officers Title	Mr	Nationality	British
Present Appointments	33	Function	Director
Appointment Date	24/06/1996
Address	6 Roedean Crescent, Roehampton, London, SW15 5JU

Name	Victoria Laws	Date of Birth	04/07/1971
Officers Title	Ms	Nationality	British
Present Appointments	1	Function	Director
Appointment Date	23/08/2012
Address	Cotswold House, 1 Crompton Road Groundwell, Swindon, Wiltshire, SN25 5AW

Name	Alison Jean Oldham	Date of Birth	02/05/1966
Officers Title	Ms	Nationality	British
Present Appointments	1	Function	Director
Appointment Date	23/08/2012
Address	Cotswold House, 1 Crompton Road Groundwell, Swindon, Wiltshire, SN25 5AW

Current Company Secretary

Name	Andrew Stuart Walsham	Date of Birth	-
Officers Title	Mr	Nationality
Present Appointments	1	Function	Company Secretary
Appointment Date	23/08/2012
Address	Cotswold House, 1 Crompton Road Groundwell, Swindon, Wiltshire, SN25 5AW

Top 20 Shareholders

Name	Currency	Share Count	Share Type	Nominal Value	% of Total Share Count
FIRST RESOURCES LTD	GBP	300,000	ORDINARY B	1	75
FIRST RESOURCES LTD	GBP	100,000	ORDINARY A	1	25

Profit & Loss

	Date Of Accounts	30/06/14	(%)	30/06/13	(%)	30/06/12	(%)	26/06/11	(%)	26/06/10
	Weeks	52	(%)	52	(%)	53	(%)	52	(%)	52
	Currency	GBP	(%)	GBP	(%)	GBP	(%)	GBP	(%)	GBP
	Consolidated A/cs	N	(%)	N	(%)	N	(%)	N	(%)	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Turnover	£56,767,000	10%	£51,591,000	-19.6%	£64,138,000	0.5%	£63,802,000	22.1%	£52,252,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Export	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Cost of Sales	£45,585,000	11.8%	£40,771,000	-24%	£53,612,000	5.3%	£50,907,000	25.9%	£40,440,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Gross Profit	£11,182,000	3.3%	£10,820,000	2.8%	£10,526,000	-18.4%	£12,895,000	9.2%	£11,812,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Wages & Salaries	£6,459,000	-6.9%	£6,934,000	-1.8%	£7,058,000	-1%	£7,126,000	53.2%	£4,650,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Directors Emoluments	£411,000	15.8%	£355,000	262.2%	£98,000	-19%	£121,000	9%	£111,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Operating Profit	£777,000	68.9%	£460,000	167.8%	-£678,000	-140.6%	£1,670,000	-21.6%	£2,129,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Depreciation	£453,000	-27.1%	£621,000	9.9%	£565,000	11.9%	£505,000	0.8%	£501,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Audit Fees	£45,000	-10%	£50,000	-	£50,000	11.1%	£45,000	21.6%	£37,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Interest Payments	£30,000	-46.4%	£56,000	-47.7%	£107,000	20.2%	£89,000	18.7%	£75,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Pre Tax Profit	£747,000	84.9%	£404,000	151.5%	-£785,000	-149.7%	£1,581,000	-23.1%	£2,057,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Taxation	-£210,000	-33.8%	-£157,000	-184.9%	£185,000	141.7%	-£444,000	27.3%	-£611,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Profit After Tax	£537,000	117.4%	£247,000	141.2%	-£600,000	-152.8%	£1,137,000	-21.4%	£1,446,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Dividends Payable	-	-	-	-	-	-100%	£1,058,000	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Retained Profit	£537,000	117.4%	£247,000	141.2%	-£600,000	-859.5%	£79,000	-94.5%	£1,446,000

Balance Sheet

	Date Of Accounts	30/06/14	(%)	30/06/13	(%)	30/06/12	(%)	26/06/11	(%)	26/06/10
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Tangible Assets	£1,774,000	5.8%	£1,677,000	-19.1%	£2,074,000	6.3%	£1,952,000	1%	£1,932,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Intangible Assets	£241,000	-	£241,000	-25.4%	£323,000	-22.4%	£416,000	413.6%	£81,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Total Fixed Assets	£2,015,000	5.1%	£1,918,000	-20%	£2,397,000	1.2%	£2,368,000	17.6%	£2,013,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Stock	£3,045,000	63.6%	£1,861,000	-32.3%	£2,748,000	-39.3%	£4,526,000	113.9%	£2,116,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Trade Debtors	£540,000	89.5%	£285,000	3.3%	£276,000	-32.5%	£409,000	-20.9%	£517,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Cash	£1,819,000	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Other Debtors	£6,115,000	-6.3%	£6,526,000	-9.3%	£7,198,000	-1.2%	£7,287,000	32.8%	£5,486,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Miscellaneous Current Assets	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Total Current Assets	£11,519,000	32.8%	£8,672,000	-15.2%	£10,222,000	-16.4%	£12,222,000	50.5%	£8,119,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Trade Creditors	£5,102,000	32%	£3,865,000	-26.3%	£5,243,000	13.4%	£4,625,000	50.2%	£3,080,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Bank Loans & Overdrafts	£100,000	-85.3%	£681,000	-72.4%	£2,465,000	-18%	£3,006,000	211.5%	£965,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Other Short Term Finance	£287,000	23.2%	£233,000	0.4%	£232,000	24.1%	£187,000	-	£187,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Miscellaneous Current Liabilities	£4,230,000	72.4%	£2,453,000	25.5%	£1,955,000	-32.2%	£2,882,000	5.2%	£2,739,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Total Current Liabilities	£9,719,000	34.4%	£7,232,000	-26.9%	£9,895,000	-7.5%	£10,700,000	53.5%	£6,971,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Bank Loans & Overdrafts and LTL	£1,191,000	-35.7%	£1,852,000	-43%	£3,249,000	-25.4%	£4,356,000	161.6%	£1,665,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Other Long Term Finance	£791,000	2.6%	£771,000	-1.7%	£784,000	4.5%	£750,000	-	0
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Total Long Term Liabilities	£1,091,000	-6.8%	£1,171,000	49.4%	£784,000	-41.9%	£1,350,000	92.9%	£700,000

Capital & Reserves

	Date Of Accounts	30/06/14	(%)	30/06/13	(%)	30/06/12	(%)	26/06/11	(%)	26/06/10
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Called Up Share Capital	£400,000	-	£400,000	-	£400,000	-	£400,000	-	£400,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	P & L Account Reserve	£2,324,000	30.1%	£1,787,000	16%	£1,540,000	-28%	£2,140,000	3.8%	£2,061,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Revaluation Reserve	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Sundry Reserves	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Shareholder Funds	£2,724,000	24.6%	£2,187,000	12.7%	£1,940,000	-23.6%	£2,540,000	3.2%	£2,461,000

Other Financial Items

	Date Of Accounts	30/06/14	(%)	30/06/13	(%)	30/06/12	(%)	26/06/11	(%)	26/06/10
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Net Worth	£2,483,000	27.6%	£1,946,000	20.3%	£1,617,000	-23.9%	£2,124,000	-10.8%	£2,380,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Working Capital	£1,800,000	25%	£1,440,000	340.4%	£327,000	-78.5%	£1,522,000	32.6%	£1,148,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Total Assets	£13,534,000	27.8%	£10,590,000	-16.1%	£12,619,000	-13.5%	£14,590,000	44%	£10,132,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Total Liabilities	£10,810,000	28.6%	£8,403,000	-21.3%	£10,679,000	-11.4%	£12,050,000	57.1%	£7,671,000
	Net Assets	£2,724,000	24.6%	£2,187,000	12.7%	£1,940,000	-23.6%	£2,540,000	3.2%	£2,461,000

Cash Flow

	Date Of Accounts	30/06/14	(%)	30/06/13	(%)	30/06/12	(%)	26/06/11	(%)	26/06/10
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Net Cashflow from Operations	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Net Cashflow before Financing	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Net Cashflow from Financing	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Increase in Cash	-	-	-	-	-	-	-	-	-

Miscellaneous

	Date Of Accounts	30/06/14	(%)	30/06/13	(%)	30/06/12	(%)	26/06/11	(%)	26/06/10
	Contingent Liability	NO	-	NO	-	NO	-	NO	-	NO
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Capital Employed	£3,815,000	13.6%	£3,358,000	23.3%	£2,724,000	-30%	£3,890,000	23.1%	£3,161,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Number of Employees	262	-7.1%	282	-16.6%	338	13.4%	298	46.8%	203
	Accountants
	Auditors	KPMG LLP
	Auditor Comments	The audit report contains no adverse comments
	Bankers	NATIONAL WESTMINSTER BANK PLC
	Bank Branch Code

Ratios

	Date Of Accounts	30/06/14	30/06/13	30/06/12	26/06/11	26/06/10
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Pre-tax profit margin %	1.32	0.78	-1.22	2.48	3.94
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Current ratio	1.19	1.20	1.03	1.14	1.16
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Sales/Net Working Capital	31.54	35.83	196.14	41.92	45.52
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Gearing %	43.70	84.70	167.50	171.50	67.70
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Equity in %	20.50	21.10	15.80	17.90	24.50
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Creditor Days	32.71	27.26	30.32	26.38	21.45
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Debtor Days	3.46	2.01	1.59	2.33	3.60
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Liquidity/Acid Test	0.87	0.94	0.75	0.71	0.86
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Return On Capital Employed %	19.58	12.03	-28.81	40.64	65.07
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Return On Total Assets Employed %	5.51	3.81	-6.22	10.83	20.30
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Current Debt Ratio	3.56	3.30	5.10	4.21	2.83
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Total Debt Ratio	3.96	3.84	5.50	4.74	3.11
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Stock Turnover Ratio %	5.36	3.60	4.28	7.09	4.04
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\barchart-grey.png$	Return on Net Assets Employed %	27.42	18.47	-40.46	62.24	83.58

Report Notes

There are no notes to display.

Status History

No Status History found

*Event History

Date	Description
13/10/2015	Annual Returns
14/04/2015	New Accounts Filed
14/04/2015	New Accounts Filed
14/10/2014	Annual Returns
18/03/2014	New Accounts Filed
18/03/2014	New Accounts Filed
16/10/2013	Annual Returns
12/04/2013	New Accounts Filed
12/04/2013	New Accounts Filed
13/10/2012	Annual Returns
14/09/2012	Mr M.J. Smith has resigned as company secretary
14/09/2012	Mr M.J. Smith has left the board
14/09/2012	New Board Member Ms A.J. Oldham appointed
14/09/2012	New Board Member Ms V. Laws appointed
14/09/2012	New Company Secretary Mr A.S. Walsham appointed

Previous Company Names

Date	Previous Name
06/07/2007	SCOTTS OF STOW LIMITED
23/10/1995	SCOTT'S OF STOW LIMITED
02/05/1991	EPICURUS LIMITED
11/03/1991	LEGIBUS 1595 LIMITED

Writ Details

No writs found

Statistics

Group	23 companies
Linkages	0 companies
Countries	In 0 countries

Summary

Holding Company	FIRST RESOURCES LIMITED
Ownership Status	Wholly Owned
Ultimate Holding Company	HORTON UNITED CO INC

Group Structure Full

Company Name	Registered Number	Latest Key Financials	Consol. Accounts	Turnover
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\tminus.gif$ HORTON UNITED CO INC	N/A	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\tminus.gif$ FIRST RESOURCES LIMITED	03113879	30.06.2014	Y	£58,042,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ THE NATURAL LINEN CH...	04272772	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ VIVA! SOLUTIONS LIMITED	05472019	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ CUCINA DIRECT 2005 L...	05472690	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ PRELUDE DESIGN LIMITED	07514928	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ ANCESTRAL COLLECTION...	03978015	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ BLOOM LIMITED	05035533	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ EXPERT TECHNOLOGY LI...	03832269	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\tminus.gif$ SCOTTS LIMITED	02548299	30.06.2014	N	£56,767,000
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ THE TRADITIONAL GA...	03483263	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ EXPERT VERDICT LIM...	03856341	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ THE AFFINITY BUSIN...	04193528	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ STATLER & WALDORF...	04213175	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ ARTROOM GIFTS LIMITED	04429055	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ STOW GRANGE LIMITED	04822673	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ PRESENTS DIRECT LI...	05035645	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ INSIGNIA GIFTS LIM...	06891963	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ ARTIGIANO LIMITED	05035522	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ ROWLANDS OF BATH L...	05035897	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\L.gif$ THE GRAND FINALE C...	05306865	30.06.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\T.gif$ SOLUTIONS WORLD LIMITED	04778717	31.10.2014	N
$Description: \\vivek-pc\123 Foreign Report Raw\SCOTTS LIMITED_files\L.gif$ THE ORIGINAL GIFT CO...	04272771	30.06.2014	N

Exact CCJ Details

Date	Court	Amount	Status	Case Number	Date Paid
24/11/2009	READING	£2,657	Judgment	9RG06416	-

Possible CCJs Details

Possible CCJ matches show CCJs that may be matched to a company based on various criteria such as similar trading names or addresses. This data is provided for your information only as an aid to decision-making and does not affect a company’s rating.

Date	Court	Amount	Status	Case Number	Date Paid	Registered CCJ Details
09/11/2011	NORTHAMPTON CCBC	£6,973	Judgment	1QZ22924	-	SCOTTS, UNIT 1, MANOR FARM, TARNOCK, BS26 2SL, BS26 2SL

Mortgage Details

Mortgage Type:	RENT DEPOSIT DEED
Date Charge Created:	12/03/12
Date Charge Registered:	15/03/12
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	SUZANNE ELIZABETH HAMILTON
Amount Secured:	£4,000.00 DUE OR TO BECOME DUE FROM THECOMPANY TO THE CHARGEE
Details:	£4,000.00 DEPOSITED BY THE COMPANY AND HELD IN AN INTEREST BEARING ACCOUNT MAINTAINED AT A BANK OR BUILDING SOCIETY IN ENGLAND & WALES TOGETHER WITH THE COMPANY\S INTEREST IN THAT ACCOUNT
Mortgage Type:	OWN ACCOUNT ASSIGNMENT OF LIFE POLICY
Date Charge Created:	25/05/06
Date Charge Registered:	26/05/06
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	POLICY NUMBER L0191107772 HELD WITH SCOTTISH EQUITABLE AND ASSURING THE LIFE OFNIGEL SWABEY ASSIGNSTHE POLICY AND ALLAMOUNTS (INCLUDING BONUSES) SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

Mortgage Type:	OWN ACCOUNT ASSIGNMENT OF LIFE POLICY
Date Charge Created:	08/02/06
Date Charge Registered:	11/02/06
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	ASSIGNS THE POLICY BEING POLICY NUMBER L019110772DP HELD WITH SCOTTISH EQUITABLE AND ASSURING THE LIFE OF NIGEL SWABEY AND ALL AMOUNTS THAT ARE TO BE PAID UNDER IT SEE THE MORTGAGE CHARGE DOCUMENT FORFULL DETAILS
Mortgage Type:	COMPOSITE GUARANTEE AND DEBENTURE
Date Charge Created:	09/12/05
Date Charge Registered:	21/12/05
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM ANY GROUP COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMENTIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE
Details:	ALL OF ITS PRESENT AND FUTURE RIGHT,TITLE AND INTEREST IN AND TO THE FOLLOWING ALL PROPERTY,ALL LICENCES,ALL COMPUTERS,VEHICLES,OFFICE EQUIPMENT AND OTHER EQUIPMENT,THE BENEFIT OF ALL CONTRACTS,LICENCES AND WARRANTIES SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

Mortgage Type:	DEBENTURE
Date Charge Created:	30/06/05
Date Charge Registered:	14/07/05
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY
Mortgage Type:	LEGAL CHARGE
Date Charge Created:	26/09/02
Date Charge Registered:	02/10/02
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	THE GREY HOUSE THE SQUARE STOW ON THE WOLD GLOUCESTER GL54 1AB

Mortgage Type:	LEGAL CHARGE
Date Charge Created:	24/05/02
Date Charge Registered:	29/05/02
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	THE F/H PROPERTY K/A STOW FAYRE THE SQUARE STOW-ON-THE-WOLD GLOUCESTERSHIRE T/NGR105681
Mortgage Type:	LEGAL CHARGE
Date Charge Created:	05/10/01
Date Charge Registered:	22/10/01
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	F/H UNIT 3 AND UNIT 3E GROUNDWELL FARM INDUSTRIAL ESTATE CRICKLADE ROAD SWINDONT/N-WT31394

Mortgage Type:	RENT DEPOSIT DEED
Date Charge Created:	05/10/98
Date Charge Registered:	26/10/98
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	SUZANNE ELIZABETH HAMILTON
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMS OF THE RENT DEPOSITDEED
Details:	RENT DEPOSIT £8,000.00
Mortgage Type:	DEBENTURE
Date Charge Created:	11/06/98
Date Charge Registered:	15/06/98
Date Charge Satisfied:	19/05/05
Status:	SATISFIED
Person(s) Entitled:	ROTHSCHILD TRUST CAYMAN LIMITED
Amount Secured:	A LOAN OF£1000,000 AND ALL FURTHER ADVANCES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ONEQUIVALENT TERMS INCOMPLIANCE WITH A DEED OF PRIORITY OF EVEN DATE AND THE OTHER SECURED LIABILITIESMORE PARTICULARLY DESCRIBED IN THE DEBENTURE
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

Mortgage Type:	DEBENTURE
Date Charge Created:	11/06/98
Date Charge Registered:	15/06/98
Date Charge Satisfied:	26/07/01
Status:	SATISFIED
Person(s) Entitled:	MIDSTONE SECURITIES LIMITED
Amount Secured:	A LOAN OF £200,000 AND ALL FURTHER ADVANCES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ONEQUIVALENT TERMS INCOMPLIANCE WITH A DEED OF PRIORITY OF EVEN DATE AND THE OTHER SECURED LIABILITIESMORE PARTICULARLY DESCRIBED IN THE DEBENTURE
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY
Mortgage Type:	DEBENTURE
Date Charge Created:	11/06/98
Date Charge Registered:	15/06/98
Date Charge Satisfied:	26/07/01
Status:	SATISFIED
Person(s) Entitled:	TARQUIN TRADING LIMITED
Amount Secured:	A LOAN OF £150,000 AND ALL FURTHER ADVANCES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ONEQUIVALENT TERMS INCOMPLIANCE WITH A DEED OF PRIORITY OF EVEN DATE AND THE OTHER SECURED LIABILITIESMORE PARTICULARLY DESCRIBED IN THE DEBENTURE
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

Mortgage Type:	DEBENTURE
Date Charge Created:	19/06/97
Date Charge Registered:	04/07/97
Date Charge Satisfied:	06/02/98
Status:	SATISFIED
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	. FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURES FIXED PLANT AND MACHINERY SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

Creditor Details

	Total Number	Total Value
Trade Creditors	0	-
No Creditor Data

Trade Debtors / Bad Debt Detail

	Total Number of Documented Trade	Total Value of Documented Trade
Trade Debtors	3	£7,125
Company Name		Amount	Statement Date
Caspian Partnership Limited		£2,913	31/10/2014
White Building Ltd		£2,700	14/10/2014
Rickard Lanes & W H Box Ltd		£1,512	05/12/2014

Previous Director/Company Secretaries

Name	Current Directorships	Previous Directorships
David Jeremy Veasey	9	5
William Berkeley Leach	14	1
Jennifer Lynn Shoham	0	1
Julian Farnsworth Tudsbery	8	2
Julian Farnsworth Tudsbery	8	2
Robert Thomas Scott	2	2
Michael John Smith	9	56
Michael John Smith	9	56
Pamela Joan Bath	2	2
Francesca Welbore Ker	8	11
Alan Raymond Bowden	1	2
Average Invoice Value		Ł177.86
Invoices available		2155
Paid		2119
Outstanding		36

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

	Within Terms	0-30 Days	31-60 Days	61-90 Days	91+ Days
Paid	676	1084	63	11	285
Outstanding	18	18	0	0	0

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	Rs.64.97
UK Pound	1	Rs.100.55
Euro	1	Rs.73.99

INFORMATION DETAILS

Analysis Done by :	RAS

Report Prepared by :	TRU

RATING EXPLANATIONS

RATING		STATUS	PROPOSED CREDIT LINE
>86	Aaa	Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums	Unlimited
71-85	Aa	Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums	Large
56-70	A	Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums	Fairly Large
41-55	Ba	Overall operation is considered normal. Capable to meet normal commitments.	Satisfactory
26-40	B	Capability to overcome financial difficulties seems comparatively below average.	Small
11-25	Ca	Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity	Limited with full security
<10	C	Absolute credit risk exists. Caution needed to be exercised	Credit not recommended
--	NB	New Business	--

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

Financial condition (40%) Ownership background (20%) Payment record (10%)

Credit history (10%) Market trend (10%) Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.