MIRA INFORM REPORT

 

 

Report No. :

345284

Report Date :

20.10.2015

 

IDENTIFICATION DETAILS

 

Name :

C&A MODAS LTDA.

 

 

Registered Office :

Alameda Araguaia, 1222 - 1022 – Alphaville 06455-000 - Barueri/Sp

 

 

Country :

Brazil

 

 

Date of Incorporation :

05.01.1981

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Retail sale of wearing apparel in general.

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

BRAZIL ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, and a rapidly expanding middle class, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. Since 2008, Brazil became a net external creditor and all three of the major ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. After reaching historic lows of 4.5% in early 2014, the unemployment rate remains low, but is rising. Brazil's traditionally high level of income inequality has declined for each of the last 15 years. GDP growth has slowed since 2011, due to several factors, including: overdependence on exports of raw commodities, low productivity, high operational costs, persistently high inflation, and low levels of investment. Brazil’s fiscal and current account balances have eroded during the past four years as the government attempted to boost economic growth through targeted tax cuts for industry and incentives to spur household consumption. After winning re-election in October 2014 by a historically narrow margin, President Dilma ROUSSEFF appointed a new economic team led by Finance Minister Joaquim LEVY, who introduced a fiscal austerity package intended to restore the primary account surplus to 1.2% of GDP and preserve the country’s investment-grade sovereign credit rating. Brazil seeks to strengthen its workforce and its economy over the long run by imposing local content and technology transfer requirements on foreign businesses, by investing in education through social programs such as Bolsa Familia and the Brazil Science Mobility Program, and by investing in research in the areas of space, nanotechnology, healthcare, and energy.

 

Source : CIA

 

 

 

 


Company name

 

C&A MODAS LTDA.

 

 

ADDRESSES

 

MAIN ADDRESS:

ALAMEDA ARAGUAIA, 1222 - 1022 - ALPHAVILLE

ZIP CODE/CITY:

06455-000 - BARUERI/SP

 

 

PHONE:

11 2134-9326

FAX:

11 2134-9352

E-MAIL:

rogerio.ueno@cea.com.br 

WEB SITE:

www.cea.com.br

 

BRANCHES:

 

 

 

ADDRESS:

AVENIDA MENINO MARCELO,3800

ZIP CODE/CITY:

57073-470 MACEIÓ/AL

 

 

ADDRESS:

AVENIDA VISCONDE DE SOUZA FRANCO,776 - LOJA 250 / 355

ZIP CODE/CITY:

66053-000 BELÉM/PA

 

 

ADDRESS:

AVENIDA MOREIRA LIMA,221 - CENTRO

ZIP CODE/CITY:

57020-220 MACEIÓ/AL

 

 

ADDRESS:

RUA HERCULANO PINHEIRO,1001

ZIP CODE/CITY:

21525-620 RIO DE JANEIRO/RJ

PHONE:

21 3125-8900

 

 

ADDRESS:

AV. COMENDADOR GUSTAVO PAIVA,5945 LJ ANDORA

ZIP CODE/CITY:

57038-000 MACEIO/AL

 

 

ADDRESS:

AV. PERIMETRAL NORTE, LSU,3 PASSEI

ZIP CODE/CITY:

74445-360 GOIANIA/GO

 

 

ADDRESS:

RUA ENGENHEIRO CAMILO OLIVETTI,295 SUC R01, R01A

ZIP CODE/CITY:

07042-040 GUARULHOS/SP

 

THE COMPANY IS REPORTED TO HAVE SEVERAL BRANCHES WITHIN THE STATES OF: MACEIÓ/AL, MANAUS/AM, SALVADOR/BA, FEIRA DE SANTANA/BA, FORTALEZA/CE, BRASÍLIA/DF, TAGUATINGA/DF, VITÓRIA/ES, VILA VELHA/ES, APARECIDA DE GOIÂNIA/GO, GOIÂNIA/GO, SÃO LUÍS/MA, CAMPO GRANDE/MS, BELO HORIZONTE/MG, CONTAGEM/MG, UBERLÂNDIA/MG, BELÉM/PA, RIO DE JANEIRO/RJ AND SÃO PAULO/SP, IPATINGA/MG, RIO DE JANEIRO/RJ

 

 

LEGAL DATA

 

MAIN ACTIVITIES:

 

RETAIL SALE OF WEARING APPAREL IN GENERAL.

 

 

LEGAL FORM:

LIMITED LIABILITY COMPANY

 

 

INCORPORATION DATE:

05/01/1981

REGISTER DATE:

05/01/1981

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

45.242.914/0001-05

STATE REGISTER:

206.018.367.112

 

 

SHARE CAPITAL:

R$ 690.712.516,00

LAST REGISTER OF CAPITAL:

31/08/2015

 

BOARD OF DIRECTORS:

 

 

 

FRACISLEI CASSIO DONATTI

MANAGER

MILTON LUCATO FILHO

MANAGER

PAULO CORREA JUNIOR

MANAGER

ELIO GEORGE AVELINO FRANCA E SILVA

MANAGER

ERICA PASCHOALICK ALEXANDRE

MANAGER

MARCIA CRISTINA LUCENA DO NASCIMENTO COSTA

MANAGER

ROGERIO MEDEIROS UENO

MANAGER

 

 

AUTHORIZED USE OF SIGNATURE

 

THE MANAGERS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

INCAS S/A (LUXEMBOURG)

R$ 345.325.758,00

COFRA INVESTMENTS SARL

R$ 345.325.758,00

COFRA LATIN AMERICA LTDA (BRAZIL)

R$      61.000,00

 

AFFILIATES / SUBSIDIARIES:

 

 

 

MONDIAL IMPEX LTDA

100,0%

COFRA INVESTIMENTOS LTDA

99,90%

BRASBEL ADM. E PARTICIPAÇÃO LTDA

 

AVANTI PROPAGANDA LTDA

 

 

 

COMPANY'S BACKGROUND

 

THE SUBJECT WAS ESTABLISHED ON JANUARY 05, 1981 AS C. E A. MODAS LTDA TO BE ENGAGED IN THE SAID LINE OF BUSINESS. LATER THE COMPANY ADOPTED THE ABOVE-MENTIONED NAME.

 

TRADE NAME: "C&A".

 

SHAREHOLDERS/PARTNERS:

 

COFRA INVESTMENTS SARL: HEADQUARTERED AT ROUTE DE LONGWEY, LUXEMBOURG 48 RUE DE BRAGANCE L-1255;

 

COFRA LATIN AMERICA LTDA: REGISTRATION # NIRE 35.217.725.871, HEADQUARTERED AT ALAMEDA ARAGUAIA, 1222, TER BL. E CJ 3, ALPHAVILLE, BARUERI/SP.

 

INCAS S/A: HEADQUARTERED AT RU DE BRANGAVE L-1255, LUXEMBOURG;

 

FURTHER DETAILS ARE SO FAR NOT KNOWN.

 

REMARKS:

--------

 

WHEN CONTACTING THE SUBJECT WE INTERVIEWED MS. ROGERIO BUENCE, FINANCIAL DEPARTMENT, WHO INFORMED THAT WOULD NOT DISCLOSE ANY KIND OF INFORMATION UNLESS THE INQUIRING PARTY'S NAME WAS DISCLOSED.

 

IF IT IS POSSIBLE TO DISCLOSE THE NAME OF THE INTERESTED SUPPLIER OF THE SUBJECT, WE MAY RESUME OUR CONTACTS AND TRY TO OBTAIN FURTHER INFORMATION.

 

THE DATA CONTAINED HEREIN WERE OBTAINED FROM OUTSIDE SOURCES, OUR DATABASE AND OFFICIAL. NO FURTHER DATA WAS AVAILABLE WITH SEVERAL SOURCES USUALLY INVESTIGATED.

 

PUBLIC INFORMATION:

 

PROTESTS:

 

26  PROTESTS,TOTAL AMOUNT R$ 464.359,23

    DATE OF FIRST PROTEST: 11/2010  R$ 149,02

    DATE OF HIGHEST PROTEST: 09/2015  R$ 266.174,82

 

DETAILS OF LATEST PROTESTS:

 

NOTARY OFFICE:

DATE:

VALUE:

4º CARTORIO DE CUIABA/MT

14/09/2015

R$ 19.757,03

2º CARTORIO DE BRASILIA/DF

22/09/2015

R$ 266.174,82

1º CARTORIO DE PLANO PILOTO/DF

18/08/2015

R$ 33.112,83

2º CARTORIO DE CABO/PE

10/08/2015

R$ 493,86

2º CARTORIO DE BRASILIA/DF

21/09/2015

R$ 1.542,72

 

LAWSUITS:

 

 

 

DATE:

COURT OF LAW:

 

1

STATE LAWSUIT

25/01/12

11ª VARA DE RIO DE JANEIRO/RJ

1

EXECUTIVE LAWSUIT

09/07/13

3ª VARA DE CAMPINA GRANDE/PB

1

MUNICIPAL LAWSUIT

11/12/12

 VARA DE TAUBATE/SP

1

MONITORY SUIT

24/08/15

9ª VARA DE RIO DE JANEIRO/RJ

 

 

FINANCIAL INFORMATION

 

DUE TO THE SUBJECT'S LEGAL FORM, IT IS NOT OBLIGED TO PUBLISH THE BALANCE SHEET INFORMATION. WHEN INTERVIEWING SOURCES AT THE SUBJECT COMPANY DECLINED TO PROVIDE ANY KIND OF FINANCIAL INFORMATION.

 

OUTSIDE SOURCES CONTACTED SHOWED NO FINANCIAL DATA ABOUT THIS COMPANY.

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 3,84

 - OFFICIAL RATE ON 16/10/2015

 

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

IN THE ABSENCE OF FINANCIAL INFORMATION NO COMMENTS CAN BE MADE ABOUT THE SUBJECT'S CURRENT FINANCIAL STANDING.

 

REAL ESTATE:

 

   NOT AVAILABLE

 

VEHICLES:

 

   NOT AVAILABLE

 

MACHINES:

 

   NOT AVAILABLE

 

 

INSURANCE

 

NOT AVAILABLE.

 

 

BANKING REFERENCES

 

 

BRANCH/PHONE:

 

BANCO REAL (SANTANDER) S/A

0689 / 11 3174-7109

 

BANCO DO BRASIL S/A

3070 / 11 6845-8327

 

BANCO BRADESCO S/A

1382 / 11 2178-4500

 

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK"). DATE RESEARCHED: OCTOBER 16, 2015.

 

 

ACTIVITIES COMMENTS

 

RETAIL SALE OF WEARING APPAREL IN GENERAL.

 

IMPORT AND EXPORT:

 

   IMPORTS FROM:

NOT AVAILABLE.

 

   EXPORTS TO:

NOT AVAILABLE.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

 

 

PUBLIC IN GENERAL

 

 

 

STAFF:

 

   NOT AVAILABLE

 

 

CONCEPT AND FULFILMENT

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY, OPERATING SINCE 1981. IT SHOWS A LOT OF DETRIMENTAL FILES BUT ITS TRADE HISTORY SHOWS FAR MORE PROMPT PAYMENTS.

 

THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED.

 

THE LAWSUITS REPORTED ARE NOT RELATED WITH TRADE DEBTS. THEY ARE RELATED TO TAX DEBTS THAT FOR ANY REASON THE COMPANY HAS NOT YET PAID. NEVERTHELESS WE POINT OUT THAT THE SAID LAWSUITS DO NOT AFFECT THE COMPANY'S TRADE REPUTATION.

 

OUR INVESTIGATION THROUGH THE PUBLIC RECORDS SHOWED SEVERAL DETRIMENTAL FILES REGISTERED AGAINST THE SUBJECT BUT DUE TO THE SUBJECT'S HIGH FINANCIAL STRENGTH AND HIGH SCALE OF OPERATIONS THE DETRIMENTAL FILES DO NOT AFFECT ITS TRADE REPUTATION. HOWEVER, AS NO FINANICAL DATA IS AVAILABLE SUCH DETRIMENTAL FILES SHOULD BE TAKEN INTO ACCOUNT.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

 

 

CALÇADOS AZALÉIA S/A

 

 

GRENDENE S/A

 

 

ITAUTEC S/A

 

 

 

PAYMENT HISTORY:

 

28 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 252.949.398,00

 

AMOUNT OF INVOICES PAID: 13537

TOTAL OF PROMPT PAYMENTS: 99%

TOTAL OF DELAYED PAYMENTS: 1%

 

HIGHEST INVOICE: R$ 2.801.152,00

HIGHEST CREDIT: R$ 2.801.152,00

 

OUTSTANDING INVOICES DUE WITHIN THE NEXT 90 DAYS:

 

---------------------------

SUPPLIERS:

INVOICES:

TOTAL AMOUNT:

DUE WITHIN 30 DAYS

2

71

R$ 1.659.522,01

DUE WITHIN 60 DAYS

1

92

R$ 2.277.353,40

DUE WITHIN 90 DAYS

1

65

R$ 1.559.483,40

 

 

FINAL OPINION

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY IN BUSINESS FOR SEVERAL YEARS.

 

BASED ON THE OVERALL DATA AVAILABLE THE SUBJECT MAY BE CONSIDERED FOR NORMAL BUSINESS COMMITMENTS. CREDIT FACILITIES HOWEVER SHOULD BE GRANTED ON FULLY SECURED TERMS ONLY DUE TO THE ABSENCE OF FINANCIAL DATA AND GIVEN THE HIGH AMOUNT OF DETRIMENTAL FILES.

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.82

UK Pound

1

Rs.10.12

Euro

1

Rs.73.75

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.