MIRA INFORM REPORT

 

 

Report No. :

345626

Report Date :

23.10.2015

 

IDENTIFICATION DETAILS

 

Name :            

CLARIANT S A

 

 

Registered Office :

Avenida Das Nações Unidas, 18001 - Santo Amaro 04795-100 - São Paulo/SP

 

 

Country :

Brazil

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

10.02.1966

 

 

Legal Form :

Privately Held Corporation

 

 

Line of Business :

Manufacture of Chemicals

 

 

No. of Employees :

1500

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Good

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Exist

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderate Low Risk

 

B1

Moderate Risk

B2

Moderate High Risk

 

C1

High Risk

C2

Very High Risk

D

 


 

BRAZIL ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, and a rapidly expanding middle class, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. Since 2008, Brazil became a net external creditor and all three of the major ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. After reaching historic lows of 4.5% in early 2014, the unemployment rate remains low, but is rising. Brazil's traditionally high level of income inequality has declined for each of the last 15 years. GDP growth has slowed since 2011, due to several factors, including: overdependence on exports of raw commodities, low productivity, high operational costs, persistently high inflation, and low levels of investment. Brazil's fiscal and current account balances have eroded during the past four years as the government attempted to boost economic growth through targeted tax cuts for industry and incentives to spur household consumption. After winning reelection in October 2014 by a historically narrow margin, President Dilma ROUSSEFF appointed a new economic team led by Finance Minister Joaquim LEVY, who introduced a fiscal austerity package intended to restore the primary account surplus to 1.2% of GDP and preserve the country's investment-grade sovereign credit rating. Brazil seeks to strengthen its workforce and its economy over the long run by imposing local content and technology transfer requirements on foreign businesses, by investing in education through social programs such as Bolsa Familia and the Brazil Science Mobility Program, and by investing in research in the areas of space, nanotechnology, healthcare, and energy.

 

Source : CIA

 


Company name

 

CLARIANT S/A

 

 

ADDRESSES

 

MAIN ADDRESS:

AVENIDA DAS NAÇÕES UNIDAS, 18001 - SANTO AMARO

ZIP CODE/CITY:

04795-100 - SÃO PAULO/SP

 

 

PHONE:

11 5683-7233

FAX:

11 5683-7053

E-MAIL:

isiane.rocha@clariant.com

WEB SITE:

www.clariant.com

 

BRANCHES:

 

 

 

ADDRESS:

AVENIDA BASILÉIA,590 - MANEJO

ZIP CODE/CITY:

27521-210 RESENDE/RJ

PHONE:

24 3358-5500

CNPJ:

314.521.130-01

 

 

ADDRESS:

AVENIDA JORGE BEI MALUF,2163 - VILA THEODORO

ZIP CODE/CITY:

08686-000 SUZANO/SP

PHONE:

11 4745-8000

CNPJ:

31.452.113/0013-95

STATE REGISTER:

672.086.333.110

 

 

ADDRESS:

RODOVIA WASHINGTON LUIZ - KM,20 - XEREM

ZIP CODE/CITY:

25240-000 DUQUE DE CAXIAS/RJ

PHONE:

21 2679-9600

 

 

ADDRESS:

AV. BRASILEIA,590 MANEJO

ZIP CODE/CITY:

27521-210 RESENDE/RJ

PHONE:

24 3358-5500

 

 

ADDRESS:

AV JORGE BEY MALUF,2163 - JARDIM BELEM

ZIP CODE/CITY:

08686-000 SUZANO/SP

PHONE:

44 4745-8000

 

THE COMPANY ALSO HAS OTHER BRANCHES LOCATED IN BELO HORIZONTE/MG, BLUMENAU/SC, CURITIBA/PR, MACAÉ/RJ, NOVO HAMBURGO/RS, RECIFE/PE AND RIO DE JANEIRO/RJ.

 

 

 

LEGAL DATA

 

MAIN ACTIVITIES:

 

MANUFACTURE OF CHEMICALS.

 

LEGAL FORM:

PRIVATELY HELD CORPORATION

 

 

INCORPORATION DATE:

10/02/1966

REGISTER DATE:

10/02/1966

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

31.452.113/0001-51

STATE REGISTER:

115.019.246.110

 

 

SHARE CAPITAL:

R$ 184.862.969,00

LAST REGISTER OF CAPITAL:

16/01/2013

 

BOARD OF DIRECTORS:

 

 

 

ALBERTO GARCIA MENDES

DIRECTOR

MANLIO GALLOTTI

DIRECTOR

MAURICIO MASSANOBU TAMURA

FINANCIAL DIRECTOR

MONICA FERREIRA VASSIMON

PRESIDENT DIRECTOR

 

 

AUTHORIZED USE OF SIGNATURE

 

THE PRESIDENT DIRECTOR ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

CLARIANT INTERNATIONAL AG

53,6706%

CLARIANT AG

46,3240%

CLARIANT CONSULTING AG

0,0054%

 

AFFILIATES / SUBSIDIARIES:

 

A SCAN THROUGH OUTSIDE SOURCES SHOWED THE SUBJECT AND/OR DIRECTORS HAS/HAVE THE FOLLOWING UNCONFIRMED HOLDINGS:

 

FUCHS DO BRASIL S/A

 

CLARIANT VENEZUELA S/A

 

CLARIANT CANADA

 

CLARIANT COMERCIAL LTDA

 

CLARIANT CHINA

 

CLARIANT - SUCURSAL ARGENTINA

 

CLARIANT GMBH

 

CLARIANT CORPORATION

 

CLARIANT LTDA

 

CLARIANT ARGENTINA S/A

 

CLARIANT SWITZERLAND LTD

 

CLARIANT COLOMBIA S/A

 

CLARIANT COLORQUIMICA

 

QUIMICA CLARIANT DE MÉXICO

 

CLARIANT PERU

 

CLARIANT GUATEMALA

 

AMONG OTHERS

 

CLARIANT ADMINISTRAÇÃO DE BENS LTDA

 

 

 

COMPANY'S BACKGROUND

 

THE SUBJECT IS A SUBSIDIARY OF CLARIANT GROUP A GROUP KNOWN WORLDWIDE AS A LEADING GROUP IN ITS LINE OF BUSINESS. IT HAS ABOUT 29.000 EMPLOYEES AND SALES OF OVER US$ 6 BILLION.

 

IN BRAZIL THE SUBJECT WAS ESTABLISHED AFTER THE DIVISION OF THE CHEMICAL PRODUCTS DIVISION OF THE COMPANY SANDOZ IN JULY 1995 AND WITH THE ADDING OF THE SUBJECT IS A SUBSIDIARY OF CLARIANT GROUP A GROUP KNOWN WORLDWIDE AS A LEADING GROUP IN ITS LINE OF BUSINESS. IT HAS ABOUT 29.000 EMPLOYEES AND SALES OF OVER US$ 6 BILLION.

 

IN BRAZIL THE SUBJECT WAS ESTABLISHED AFTER THE DIVISION OF THE CHEMICAL PRODUCTS DIVISION OF THE COMPANY SANDOZ IN JULY 1995 AND WITH THE ADDING OF THE BUSINESS IN THE FIELD OF SPECIAL CHEMICALS OF THE COMPANY HOECHST IN JULY 1997.

 

THE SUBJECT'S PARENT COMPANY IS LOCATED IN MUTTENZ, SWITZERLAND AND IT OPERATES ABOUT 130 FACTORIES IN OVER 90 COUNTRIES.

 

ON JANUARY 16, 2013 THE COMPANY TOOK OVER SÜD-CHEMIE DO BRASIL LTDA.

 

FURTHER DETAILS ABOUT THE SUBJECT'S HISTORY ARE SO FAR NOT KNOWN.

 

PUBLIC INFORMATION:

 

PROTESTS:

 

01 PROTEST, TOTAL AMOUNT R$ 5.460,00

 

DETAILS OF PROTEST:

 

NOTARY OFFICE:

DATE:

VALUE:

1º CARTÓRIO DE PINDAMONHANGABA-SP

05/10/2015

R$ 5.460,00

 

LAWSUITS:

 

 

 

DATE:

COURT OF LAW:

 

4

FEDERAL LAWSUITS

09/11/12

1º VARA DE SAO PAULO/FEDERAL/SP

1

MUNICIPAL LAWSUIT

07/11/12

5º VARA DE DUQUE DE CAIXAS/RJ

 

 

FINANCIAL INFORMATION

 

GENERAL BALANCE SHEETS AS OF 31/12/2014, 31/12/2013 AND 31/12/2012.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

ASSETS

 

 

 

CURRENT:

31/12/2014

31/12/2013

31/12/2012

 

 

 

 

CASH AND BANKS

15.796

14.630

11.938

CLIENTS

191.654

196.829

135.111

INVENTORY

146.439

151.445

118.038

RECOVERABLE TAXES

10.543

15.703

9.424

OTHER

11.615

23.321

17.862

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

376.047

401.928

292.373

 

LONG-TERM RECEIVABLES:

 

 

 

 

 

 

 

DEFERRED TAXES

62.566

66.873

65.563

JUDICIAL DEPOSITS

1.289

1.594

1.080

RECOVERABLE TAXES

8.174

7.600

4.460

OTHER CREDITS

3.870

1.117

23

ASSETS HELD FOR SALE

 

19.557

133.931

 

----------------

----------------

----------------

TOTAL LONG-TERM RECEIVABLES

75.899

96.741

205.057

 

FIXED ASSETS:

 

 

 

 

 

 

 

INVESTMENTS

22.874

21.314

8.408

FIXED ASSETS

228.280

212.428

177.054

INTANGIBLE

5.124

5.377

5.634

 

----------------

----------------

----------------

TOTAL FIXED ASSETS

256.278

239.119

191.096

 

================

================

===============

TOTAL ASSETS

708.224

737.788

688.526

 

LIABILITIES:

 

 

 

CURRENT:

31/12/2014

31/12/2013

31/12/2012

 

 

 

 

SUPPLIERS

146.410

174.975

153.025

LOANS AND FINANCING

13.799

32.800

19.709

LABOR OBLIGATIONS

23.609

24.024

24.534

TAXES & CONTRIBUTIONS

14.600

21.034

11.470

PROVISIONS

15.173

14.504

16.560

INTERESTS ON OWN CAPITAL

6.045

9.738

5.961

PROVISIONS

 

 

16.250

DESCONTINUED OPERATIONS

 

 

54.840

OTHER

5.465

3.975

4.885

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

225.101

281.050

307.234

 

LONG TERM LIABILITIES:

 

 

 

 

 

 

 

PROVISION FOR CONTINGENCIES

82.205

87.512

61.741

PROVISIONS

20.037

18.196

15.206

DEFERRED REVENUE

1.015

1.305

190

OTHER

 

7.469

 

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

103.257

114.482

77.137

 

NET EQUITY:

 

 

 

 

 

 

 

SHARE CAPITAL

184.863

184.863

156.889

CAPITAL RESERVES

1

1

1

PROFIT RESERVES

196.050

157.392

147.265

OTHER COMPREHENSIVE INCOME

-1.048

 

 

 

----------------

----------------

----------------

TOTAL NET EQUITY

379.866

342.256

304.155

 

================

================

===============

TOTAL LIABILITIES

708.224

737.788

688.526

 

PROFIT AND LOSS ACCOUNTS AS OF 31/12/2014, 31/12/2013 AND 31/12/2012.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

 

31/12/2014

31/12/2013

31/12/2012

 

 

 

 

GROSS SALES

 

 

1.165.064

(-) TAXES ON SALES

 

 

255.438

 

----------------

----------------

----------------

NET SALES

1.253.722

1.112.828

909.626

(-) COST OF SOLD GOODS

949.339

776.310

616.778

 

----------------

----------------

----------------

GROSS PROFIT

304.383

336.518

292.848

OPERATING REVENUE (EXPENSE)

-219.285

-279.172

-200.165

FINANCIAL REVENUE(EXPENSE)

1.763

-14.886

-2.805

 

----------------

----------------

----------------

OPERATIONAL PROFIT (LOSS)

86.861

42.460

89.878

CONTRIBUTION/INCOME TAX

-21.111

-10.621

-21.139

 

----------------

----------------

----------------

NET PROFIT (LOSS)

65.750

31.839

68.739

 

RATIOS:

31/12/2014

31/12/2013

31/12/2012

 

QUICK RATIO

1,02

 

,89

 

,57

 

CURRENT RATIO

1,67

 

1,43

 

,95

 

ACCOUNTS RECEIVABLE TURNOVER

6,54

TIMES

5,65

TIMES

6,73

TIMES

DAYS' SALES IN RECEIVABLES

55,03

DAYS

63,67

DAYS

53,47

DAYS

INVENTORY TURNOVER

6,48

TIMES

5,13

TIMES

5,23

TIMES

ACCOUNTS PAYABLE PERIOD

55,52

DAYS

81,14

DAYS

89,32

DAYS

RETURN ON ASSETS

1,77

TIMES

1,51

TIMES

1,32

TIMES

SALES TURNOVER ON NET EQUITY

3,30

TIMES

3,25

TIMES

2,99

TIMES

NET WORTH TIE-UP

,60

 

,62

 

,58

 

INDEBTEDNESS

,86

 

1,16

 

1,26

 

EQUITY RATIO

53,64

%

46,39

%

44,17

%

WORKING CAPITAL RATIO

67,06

%

43,01

%

-4,84

%

GENERAL SOLVENCY

2,16

 

1,87

 

1,79

 

RETURN ON NET EQUITY

17,31

%

9,30

%

22,60

%

RETURN ON SALES (PROFIT MARGIN)

5,24

%

2,86

%

7,56

%

GROSS PROFIT MARGIN

24,28

%

30,24

%

32,19

%

OPERATIONAL RESULT

6,93

%

3,82

%

9,88

%

SALES TURNOVER ON LIABILITIES

5,57

TIMES

3,96

TIMES

2,96

TIMES

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 2,04

 - OFFICIAL RATE ON 31/12/2012

US$ 1,00 = R$ 2,34

 - OFFICIAL RATE ON 31/12/2013

US$ 1,00 = R$ 2,65

 - OFFICIAL RATE ON 31/12/2014

US$ 1,00 = R$ 3,84

 - OFFICIAL RATE ON 16/10/2015

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

THE FIGURES AVAILABLE SHOW A NORMAL FINANCIAL STANDING. THE LEVEL OF INDEBTEDNESS IS SLIGHTLY HIGH BUT IT IS NOTED GOOD LIQUIDITY RATIOS AND POSITIVE WORKING CAPITAL, CONSIDERED SUFFICIENT TO COVER THE SHORT TERM DEBTS. IN ADDITION IT SHOWS GROWING SALES AND PROFITABILITY.

 

REAL ESTATE:

 

OWNED PREMISES ARE VALUED AT R$ 5.047.000,00

 

VEHICLES:

 

OWNED VEHICLES ARE VALUED AT R$ 1.677.000,00

 

MACHINES:

 

OWNED MACHINES AND EQUIPMENTS ARE VALUED AT R$ 131.218.000,00

 

 

 

INSURANCE

 

NOT AVAILABLE

 

INSURANCE COMPANY:

NOT AVAILABLE

COVERAGE:

OPERATIONAL RISKS

VALUE:

R$ 448.192.000,00

 

 

INSURANCE COMPANY:

NOT AVAILABLE

COVERAGE:

CIVIL IABILITY

VALUE:

R$ 22.410.000,00

 

 

BANKING REFERENCES

 

 

BRANCH/PHONE:

CITY:

BANCO DO BRASIL S/A

                     11 2128-7400

SÃO PAULO/SP

BANCO CITIBANK S/A

PAULISTA / 11 5576-1000

SÃO PAULO/SP

BANCO BRADESCO S/A

CORPORATE / 11 2128-4500

SÃO PAULO/SP

BANCO ITAÚ BBA S/A

                         11 3708-8755

SÃO PAULO/SP

BANCO BNP PARIBAS BRASIL S/A

CORPORATE / 11 3841-3100

SÃO PAULO/SP

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK").

 

 

ACTIVITIES COMMENTS

 

THE SUBJECT IS ENGAGED IN THE MANUFACTURE OF CHEMICALS.

 

IT HAS 6 BUSINESS DIVISIONS:

 

- LIFE SCIENCE & ELECTRONIC CHEMICALS

- TEXTILE, LEATHER & PAPER CHEMICALS

- MASTERBATCHES

- PIGMENTS

- FUNCTIONAL CHEMICALS

- CELLULOSE ETHERS & POLYMERISATES

 

IMPORT AND EXPORT:

 

   IMPORTS FROM:

UNITED STATES, MALAYSIA, GERMANY, SINGAPORE AND INDIA.

 

   EXPORTS TO:

NOT AVAILABLE.

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

CITY:

 

BASF S/A

SÃO BERNARDO DO CAMPO/SP

 

BAYER CROPSCIENCE

SÃO PAULO/SP

 

BOMBRIL S/A

SÃO BERNARDO DO CAMPO/SP

 

CIA. VALE DO RIO DOCE

LONDRINA/PR

 

IGL INDUSTRIAL LTDA

VINHEDO/SP

 

INTERNATINAL PAPER

MOGI GUAÇU/SP

 

KLABIN S/A

SÃO PAULO/SP

 

PETROBRAS DISTRIBUIDORA S/A

RIO DE JANEIRO/RJ

 

PETROBRÁS DISTRIBUIDORA S/A-BR

RIO DE JANEIRO/RJ

 

PROCOSA PRODUTOS DE BELEZA LTDA

RIO DE JANEIRO/RJ

 

PROCTER & GAMBLE S/A

SÃO PAULO/SP

 

RENNER SAYERLACK S/A

GRAVATAÍ/RS

 

SAMARCO MINERAÇÃO S/A

MARIANA/MG

 

UNILEVER BRASIL LTDA

VINHEDO/SP

 

VALE S/A

NOVA LIMA/MG

 

VICUNHA TÊXTIL S/A

SÃO PAULO/SP

 

VOTORANTIM CELULOSE E PAPEL S/A

RIBEIRÃO PRETO/SP

 

 

STAFF:

 

THE COMPANY HAS: 1500 EMPLOYEE(S)

 

 

CONCEPT AND FULFILMENT

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY MEMBER OF AN IMPORTANT MULTINATIONAL GROUP WITH AN EXCELLENT TRADE REPUTATION WORLDWIDE.

 

THE COMPANY HAS TRADE RELATIONS WITH SEVERAL SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED.

 

THE LAWSUITS REPORTED ARE NOT RELATED WITH TRADE DEBTS. THEY ARE RELATED TO TAX DEBTS THAT FOR ANY REASON THE COMPANY HAS NOT YET PAID. NEVERTHELESS WE POINT OUT THAT THE SAID LAWSUITS DO NOT AFFECT THE COMPANY'S TRADE REPUTATION.

 

THE PROTEST FOUND IS IRRELEVANT.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

CITY:

 

AIR LIQUIDE

SÃO PAULO/SP

 

BASF S/A

SÃO BERNARDO DO CAMPO/SP

 

BUETTNER S/A IND COM

 

 

CARBOCLORO S/A IND. QUÍMICAS

SÃO PAULO/SP

 

DOW QUÍMICA S/A

SÃO PAULO/SP

 

EXXON MOBIL QUÍMICA LTDA

SÃO PAULO/SP

 

FRAMA IND GRAFICA LTDA

 

 

INNOVA S/A

SÃO PAULO/SP

 

KAPITON CONF LTDA

 

 

LYONDELL QUÍMICA DO BRASIL LTDA

SÃO PAULO/SP

 

METALÚRGICA BARRA DO PIRAÍ LTDA

SÃO PAULO/SP

 

OXITENO S/A INDÚSTRIA E COMÉRCIO

SÃO PAULO/SP

 

RHODIA BRASIL LTDA

SÃO PAULO/SP

 

ROSELI DA SILVA PASCHOALATTO COM RELOGIOS - EPP

 

 

SOLVAY INDUPA BRASIL S/A

SÃO PAULO/SP

 

VICK COM PLAST ISOLANTES LTDA

 

 

 

 

FOREIGN SUPPLIERS:

COUNTRY:

 

AKO NOBEL

GERMANY

 

BASF SE

GERMANY

 

BAYER AG

LUDWIGSHAFE, GERMANY

 

CELANESE LTD

DALLAS, USA

 

COGNIS OLEOCHEMICALS (M) SDN BHD

SELANGOR, MALAYSIA

 

ECKART GMBH & CO.

FUERTH, GERMANY

 

ECOGREEN OLEOCHEMICAL (S) PTE

SINGAPORE, SINGAPORE

 

GODREJ INDUSTRIES LTD

MUMBAI, INDIA

 

LANXESS DEUTSCHLAND GMBH

LEVERKUSEN, GERMANY

 

PROCTER & GAMBLE DISTRIB COMPANY

NEW MILFORD, USA

 

THE DOW CHEMICAL CORPORATION

MICHIGAN, USA

 

VASANT CHEMICALS LTD

BEGUMPET, HYDERABAD, INDIA

 

 

PAYMENT HISTORY:

 

35 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 15.522.165,00

 

AMOUNT OF INVOICES PAID: 439

TOTAL OF PROMPT PAYMENTS: 100%

HIGHEST INVOICE: R$ 172.188,00

HIGHEST CREDIT: R$ 172.188,00

 

OUTSTANDING INVOICES DUE WITHIN THE NEXT 30 DAYS:

 

---------------------------

SUPPLIERS:

INVOICES:

TOTAL AMOUNT:

DUE WITHIN 30 DAYS

3

5

R$ 118.023,71

 

 

FINAL OPINION

 

THE SUBJECT IS A TRADITIONAL AND WELL-ESTABLISHED COMPANY MEMBER OF AN IMPORTANT MULTINATIONAL GROUP. IT HAS A HIGH SCALE OF OPERATIONS AND A HUGE FINANCIAL POWER.

 

BASED ON THE OVERALL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S SIZE AND FINANCIAL STRENGTH.

 

DUE TO THE SUBJECT HUGE FINANCIAL POWER A MAXIMUM CREDIT WILL NOT BE FIXED.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs. 68.81

UK Pound

1

Rs. 100.11

Euro

1

Rs. 73.74

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

DPT

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.