MIRA INFORM REPORT

 

 

Report No. :

341955

Report Date :

23.10.2015

 

IDENTIFICATION DETAILS

 

Name :

MATTEUZZI SRL

 

 

Registered Office :

Via  Serra, 1/E,

40012   - Calderara di Reno (BO)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

26.07.1988

 

 

Legal Form :

Limited Liability Company

 

 

Line of Business :

Manufacture of machinery for the plastic and rubber industry (including spare parts and accessories).

 

 

No. of Employee :

From 36 to 50

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Italy

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.

 

Source : CIA

 

 

 

 


Company name and address

 

MATTEUZZI SRL

 

 

Via  Serra, 1/E,

40012  - Calderara di Reno (BO) -IT-

 

 

Summary

 

Fiscal Code

:

03811560378

Legal Form

:

Limited liability company

start of Activities

:

26/07/1988

Equity

:

Over 2.582.254

Turnover Range

:

15.500.000/18.000.000

Number of Employees

:

from 36 to 50

 

 

Activity

 

Manufacture of machinery for the plastic and rubber industry (including spare parts and accessories)



Legal Data

 

Legal Form : Limited liability company

Fiscal Code : 03811560378

 

Foreign Trade Reg. no. : BO015009 since 27/12/1991

 

Chamber of Commerce no. : 317614 of Bologna since 12/10/1988

 

Firms' Register : BO006-50242 of Bologna since 19/02/1996

 

V.A.T. Code : 00664421203

 

Tribunal Co. Register : 50242 of since 10/10/1988

 

Foundation date

: 26/07/1988

Establishment date

: 26/07/1988

Start of Activities

: 26/07/1988

Legal duration

: 31/12/2050

Nominal Capital

: 80.000

Subscribed Capital

: 80.000

Paid up Capital

: 80.000

 

Legal mail :

MATTEUZZISRL@LEGALMAIL.IT

 

 

Members

 

Matteuzzi

Claudio

 

Born in Bologna

(BO)

on 06/02/1946

- Fiscal Code : MTTCLD46B06A944U

 

Residence:

 

Pilastrino

, 18

- 40012

Calderara di Reno

(BO)

- IT -

 

Position

Since

Shares Amount

% Ownership

Chairman

26/07/1988

 

 

 

No Prejudicial events are reported

 

No Protests registered

 

Matteuzzi

Emilio

 

Born in Bologna

(BO)

on 11/10/1948

- Fiscal Code : MTTMLE48R11A944B

 

Residence:

 

Don Minzoni

, 21

- 40012

Calderara di Reno

(BO)

- IT -

 

Position

Since

Shares Amount

% Ownership

Vice-Chairman

26/07/1988

 

 

 

No Prejudicial events are reported

 

No Protests registered



Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

Matteuzzi

Claudio

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Matteuzzi Claudio Ed Emilio - S.n.c.

Calderara di Reno (BO) - IT -

00694900374

Partner

Active

Registered

 

Matteuzzi

Emilio

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Matteuzzi Claudio Ed Emilio - S.n.c.

Calderara di Reno (BO) - IT -

00694900374

Partner

Active

Registered

 

The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.



Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Matteuzzi Claudio

Calderara di Reno - IT -

MTTCLD46B06A944U

25.600 .Eur

32,00

Matteuzzi Emilio

Calderara di Reno - IT -

MTTMLE48R11A944B

25.600 .Eur

32,00

Fornasari Sandra

 

FRNSDR51A50B399V

14.400 .Eur

18,00

Masetti Giovanna

 

MSTGNN49B65B399I

14.400 .Eur

18,00



Direct Participations

 

The Company under review has no participations in other Companies.



Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

since 26/07/1988

 

Serra

, 1/E

- 40012

- Calderara di Reno

(BO)

- IT -

 

PHONE

: 051726351

 

FAX

: 051726283

 

Legal mail

: MATTEUZZISRL@LEGALMAIL.IT

 

Employees

: 35

 

Assistants

: 2

 

Fittings and Equipment for a value of 170.000

Eur

 

Stocks for a value of 960.000

Eur

 

 

The firm operates abroad as importer / exporter..

Export represents from 20% to 50% of the global turnover.

Products abroad are placed by :

- its own agents

 

- direct orders from foreign companies

 

Export is mainly towards:

- Austria

 

- Bulgaria

 

- Poland

 

- Hungary

 

- Italy

 

- France

 

- Belgium

 

- Great Britain

 

- Germany

 

- Greece

 

- Ireland

 

- Guyana

 

- Stati Uniti

 

- GIAMAICA

 

- Guatemala GCA

 



Protests

 

Protests checking on the subject firm has given a negative result.



Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.



Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.



Financial and Economical Analysis

 

The company is active since 1988

An eco-fin analysis has been made on the base od the b/s fo the years 2012, 2013 and 2014.

During the last years, it recorded positive net results (r.o.e. 29,28% in 2014)

The operating result was positive in the last financial year (21,57%) and even better than sector's average.

The amount of the operating result for the year 2014 is of Eur. 3.040.965 recording a drop as opposed to the year before (-32,63%).

The gross operating margin of the latest financial year is of Eur. 3.146.606 showing a downward trend as opposed to the previous year.

Indebtedness is scanty since debts are lower than liquidity.

The equity capital is equal to Eur. 8.044.071 showing a -24,74% drop.

Total debts (both short and M/L term) equals Eur. 5.286.826, showing a stable trend as opposed to 2013 (Eur. 5.512.867).

The company does not exceed in bank borrowings; the recourse to suppliers' credit is also limited which is also lower than the sector average.

The management determines a good range of liquidity.

As to due from customers, the average terms are 81,48 days. , a value lower than the sector's average.

As far as the cash flow is concerned during the latest financial year it amounted to Eur. 2.461.329

Labour cost amounts to Eur. 2.144.061, with a 16,18% incidence on production costs. , with a 13,22% incidence on turnover.

The financial management is positive as incomes are higher than the charges.



Financial Data

 

Complete balance-sheet for the year

al 31/12/2014

(in Eur

x 1)

 

Item Type

Value

Sales

16.220.317

Profit (Loss) for the period

2.355.688

 

Complete balance-sheet for the year

Al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

19.107.895

Profit (Loss) for the period

3.099.452

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Sales

11.845.223

Profit (Loss) for the period

955.111

 

 

Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2014 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

Years

2014

2013

2012

BALANCE SHEET ACCOUNTS

 

ASSETS

 

 

 

CREDITS VS PARTNERS

 

 

 

. Deposits not yet withdrawn

 

 

 

. Deposits already withdrawn

 

 

 

Total credits vs partners

 

 

 

FIXED ASSETS

 

 

 

. INTANGIBLE FIXED ASSETS

 

 

 

. . Start-up and expansion expenses

 

 

 

. . Research,develop. and advert.expens.

 

 

 

. . Industrial patent rights

5.285

12.866

21.448

. . Concessions,licenses,trademarks,etc.

 

 

 

. . Goodwill

 

 

 

. . Assets in formation and advance paymen.

 

 

 

. . Other intangible fixed assets

 

 

 

. Total Intangible Fixed Assets

5.285

12.866

21.448

. TANGIBLE FIXED ASSETS

 

 

 

. . Real estate

 

 

 

. . Plant and machinery

52.243

59.268

6.942

. . Industrial and commercial equipment

113.260

149.274

66.542

. . Other assets

56.217

29.723

57.140

. . Assets under construction and advances

 

 

12.570

. Total Tangible fixed assets

221.720

238.265

143.194

. FINANCIAL FIXED ASSETS

 

 

 

. . Equity investments

 

 

 

. . . Equity invest. in subsidiary companies

 

 

 

. . . Equity invest. in associated companies

 

 

 

. . . Equity invest. in holding companies

 

 

 

. . . Equity invest. in other companies

 

 

 

. . Financial receivables

103

150

1.204

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

103

150

1.204

. . . Receivab due from subsidiaries

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from assoc.comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . . Receivables due from third parties

103

150

1.204

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

103

150

1.204

. . Other securities

 

 

 

. . Own shares

 

 

 

. . . Total nominal value

 

 

 

. Total financial fixed assets

103

150

1.204

Total fixed assets

227.108

251.281

165.846

CURRENT ASSETS

 

 

 

. INVENTORIES

 

 

 

. . Raw materials and other consumables

792.722

737.930

691.663

. . Work in progress and semimanufactured

77.561

65.119

19.936

. . Work in progress on order

 

 

 

. . Finished goods

67.619

108.432

130.690

. . Advance payments

22.100

70.000

157.000

. Total Inventories

960.002

981.481

999.289

. CREDITS NOT HELD AS FIXED ASSETS

 

 

 

. . Within 12 months

4.207.828

5.027.485

4.213.674

. . Beyond 12 months

 

22.290

18.850

. . Trade receivables

3.671.290

4.839.661

3.807.233

. . . . Within 12 months

3.671.290

4.839.661

3.807.233

. . . . Beyond 12 months

 

 

 

. . Receivables due from subsid. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from assoc. comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from holding comp.

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Fiscal Receivables

497.930

104.934

370.754

. . . . Within 12 months

497.930

104.934

370.754

. . . . Beyond 12 months

 

 

 

. . Receivables for anticipated taxes

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Receivables due from third parties

38.608

105.180

54.537

. . . . Within 12 months

38.608

82.890

35.687

. . . . Beyond 12 months

 

22.290

18.850

. Total Credits not held as fixed assets

4.207.828

5.049.775

4.232.524

. FINANCIAL ASSETS

 

 

 

. . Equity invest. in subsidiary comp.

 

 

 

. . Equity invest. in associated companies

 

 

 

. . Equity invest. in holding companies

 

 

 

. . Other equity investments

 

 

 

. . Own shares

 

 

 

. . . Total nominale value

 

 

 

. . Other securities

 

 

 

. Total Financial Assets

 

 

 

. LIQUID FUNDS

 

 

 

. . Bank and post office deposits

8.601.883

10.588.697

8.172.760

. . Checks

 

 

 

. . Banknotes and coins

1.674

1.753

1.549

. Total Liquid funds

8.603.557

10.590.450

8.174.309

Total current assets

13.771.387

16.621.706

13.406.122

ADJUSTMENT ACCOUNTS

 

 

 

. Discount on loans

 

 

 

. Other adjustment accounts

96.682

43.585

76.829

Total adjustments accounts

96.682

43.585

76.829

TOTAL ASSETS

14.095.177

16.916.572

13.648.797

 

 

 

 

LIABILITIES

 

 

 

STOCKHOLDERS' EQUITY

 

 

 

. Capital stock

80.000

80.000

80.000

. Additional paid-in capital

 

 

 

. Revaluation reserves

 

 

 

. Legal reserve

16.000

16.000

16.000

. Reserve for Own shares

 

 

 

. Statute reserves

 

 

 

. Other reserves

5.592.383

7.492.930

7.637.820

. Accumulated Profits (Losses)

 

 

 

. Profit( loss) of the year

2.355.688

3.099.452

955.111

. Advances on dividends

 

 

 

. Partial loss of the year Coverage

 

 

 

Total Stockholders'Equity

8.044.071

10.688.382

8.688.931

RESERVES FOR RISKS AND CHARGES

 

 

 

. . Reserve for employee termination indem.

 

 

 

. . Taxation fund, also differed

 

 

 

. . Other funds

 

 

 

Total Reserves for Risks and Charges

 

 

 

Employee termination indemnities

742.148

681.951

608.530

ACCOUNTS PAYABLE

 

 

 

. . . . Within 12 months

5.286.826

5.512.867

4.332.863

. . . . Beyond 12 months

 

 

 

. . Bonds

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Convertible bonds repayable

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to shareholders for financing

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to banks

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to other providers of finance

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Advances from customers

2.554.288

1.574.596

2.304.333

. . . . Within 12 months

2.554.288

1.574.596

2.304.333

. . . . Beyond 12 months

 

 

 

. . Trade payables

2.276.509

2.491.856

1.618.103

. . . . Within 12 months

2.276.509

2.491.856

1.618.103

. . . . Beyond 12 months

 

 

 

. . Securities issued

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to subsidiary companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to associated companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to holding companies

 

 

 

. . . . Within 12 months

 

 

 

. . . . Beyond 12 months

 

 

 

. . Due to the tax authorities

100.684

1.080.122

89.226

. . . . Within 12 months

100.684

1.080.122

89.226

. . . . Beyond 12 months

 

 

 

. . Due to social security and welfare inst.

138.048

139.911

122.112

. . . . Within 12 months

138.048

139.911

122.112

. . . . Beyond 12 months

 

 

 

. . Other payables

217.297

226.382

199.089

. . . . Within 12 months

217.297

226.382

199.089

. . . . Beyond 12 months

 

 

 

Total accounts payable

5.286.826

5.512.867

4.332.863

ADJUSTMENT ACCOUNTS

 

 

 

. Agio on loans

 

 

 

. Other adjustment accounts

22.132

33.372

18.473

Total adjustment accounts

22.132

33.372

18.473

TOTAL LIABILITIES

14.095.177

16.916.572

13.648.797

 

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

 

 

 

Investment accounts

 

 

 

Risk accounts

 

 

 

Civil and fiscal norms relation

 

 

 

 

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

 

 

 

. Revenues from sales and services

16.220.317

19.107.895

11.845.223

. Changes in work in progress

-28.371

22.925

11.452

. Changes in semi-manufact. products

 

 

 

. Capitalization of internal work

 

 

 

. Other income and revenues

98.003

67.564

42.117

. . Contributions for operating expenses

 

 

 

. . Different income and revenues

98.003

67.564

42.117

Total value of production

16.289.949

19.198.384

11.898.792

PRODUCTION COSTS

 

 

 

. Raw material,other materials and consum.

7.235.836

8.512.899

5.875.984

. Services received

3.578.483

3.792.833

2.281.908

. Leases and rentals

196.678

191.264

184.874

. Payroll and related costs

2.144.061

2.069.730

1.878.010

. . Wages and salaries

1.541.015

1.479.713

1.336.360

. . Social security contributions

459.720

446.763

403.536

. . Employee termination indemnities

117.802

113.901

110.864

. . Pension and similar

 

 

 

. . Other costs

25.524

29.353

27.250

. Amortization and depreciation

105.641

116.916

88.758

. . Amortization of intangible fixed assets

8.781

8.581

4.960

. . Amortization of tangible fixed assets

78.198

83.918

64.614

. . Depreciation of tangible fixed assets

 

 

 

. . Writedown of current receiv.and of liquid

18.662

24.417

19.184

. Changes in raw materials

-54.792

-46.267

145.378

. Provisions to risk reserves

 

 

 

. Other provisions

 

 

 

. Other operating costs

43.077

46.778

52.559

Total production costs

13.248.984

14.684.153

10.507.471

Diff. between value and cost of product.

3.040.965

4.514.231

1.391.321

FINANCIAL INCOME AND EXPENSE

 

 

 

. Income from equity investments

 

 

 

. . In subsidiary companies

 

 

 

. . In associated companies

 

 

 

. . In other companies

 

 

 

. Other financial income

81.416

140.328

92.854

. . Financ.income from receivables

 

 

 

. . . Towards subsidiary companies

 

 

 

. . . Towards associated companies

 

 

 

. . . Towards holding companies

 

 

 

. . . Towards other companies

 

 

 

. . Financ.income from secur. t.f.assets

 

 

 

. . Financ.income from secur. cur.assets

 

 

 

. . Financ.income other than the above

 

 

 

. . . - Subsidiary companies

 

 

 

. . . - Associated companies

 

 

 

. . . - Holding companies

 

 

 

. . . - Other companies

 

 

 

. Interest and other financial expense

282.057

-113.109

-39.390

. . Towards subsidiary companies

 

 

 

. . Towards associated companies

 

 

 

. . Towards holding companies

 

 

 

. . Towards other companies

 

 

 

Total financial income and expense

363.473

27.219

53.464

ADJUSTMENTS TO FINANCIAL ASSETS

 

 

 

. Revaluations

 

 

 

. . Of equity investments

 

 

 

. . Of financ.fixed assets not repres.E.I.

 

 

 

. . Of securities incl.among current assets

 

 

 

. Devaluation

 

 

 

. . Of equity investments

 

 

 

. . Of financial fixed assets (no equity inv)

 

 

 

. . Of securities included among current ass

 

 

 

Total adjustments to financial assets

 

 

 

EXTRAORDINARY INCOME AND EXPENSE

 

 

 

. Extraordinary income

46.622

46.158

12.419

. . Gains on disposals

9.449

9.000

460

. . Other extraordinary income

37.173

37.158

11.959

. Extraordinary expense

-2.505

-18.851

-28.298

. . Losses on disposals

 

 

 

. . Taxes relating to prior years

 

 

 

. . Other extraordinary expense

-2.505

-18.851

-28.298

Total extraordinary income and expense

44.117

27.307

-15.879

Results before income taxes

3.448.555

4.568.757

1.428.906

. Taxes on current income

1.092.867

1.469.305

473.795

. . current taxes

1.092.867

1.469.305

473.795

. . differed taxes(anticip.)

 

 

 

. Net income for the period

2.355.688

3.099.452

955.111

. Adjustments in tax regulations pursuance

 

 

 

. Provisions in tax regulations pursuance

 

 

 

. Profit (loss) of the year

2.355.688

3.099.452

955.111

 

RATIOS

Value Type

as at 31/12/2014

as at 31/12/2013

as at 31/12/2012

Sector Average

COMPOSITION ON INVESTMENT

 

 

 

 

 

Rigidity Ratio

Units

0,02

0,01

0,01

0,18

Elasticity Ratio

Units

0,98

0,98

0,98

0,80

Availability of stock

Units

0,07

0,06

0,07

0,24

Total Liquidity Ratio

Units

0,91

0,92

0,91

0,48

Quick Ratio

Units

0,61

0,63

0,60

0,03

COMPOSITION ON SOURCE

 

 

 

 

 

Net Short-term indebtedness

Units

n.c.

n.c.

n.c.

3,25

Self Financing Ratio

Units

0,57

0,63

0,64

0,19

Capital protection Ratio

Units

0,70

0,70

0,88

0,63

Liabilities consolidation quotient

Units

0,14

0,12

0,14

0,19

Financing

Units

0,66

0,52

0,50

3,80

Permanent Indebtedness Ratio

Units

0,62

0,67

0,68

0,36

M/L term Debts Ratio

Units

0,05

0,04

0,04

0,11

Net Financial Indebtedness Ratio

Units

0,00

0,00

0,00

0,63

CORRELATION

 

 

 

 

 

Fixed assets ratio

Units

38,69

45,25

56,06

1,75

Current ratio

Units

2,60

3,02

3,09

1,21

Acid Test Ratio-Liquidity Ratio

Units

2,42

2,84

2,86

0,81

Structure's primary quotient

Units

35,42

42,54

52,39

1,03

Treasury's primary quotient

Units

1,63

1,92

1,89

0,06

Rate of indebtedness ( Leverage )

%

175,22

158,27

157,08

516,42

Current Capital ( net )

Value

8.484.561

11.108.839

9.073.259

422.465

RETURN

 

 

 

 

 

Return on Sales

%

15,17

16,83

8,81

3,35

Return on Equity - Net- ( R.O.E. )

%

29,28

29,00

10,99

5,13

Return on Equity - Gross - ( R.O.E. )

%

42,87

42,75

16,45

14,77

Return on Investment ( R.O.I. )

%

21,57

26,69

10,19

4,16

Return/ Sales

%

18,75

23,62

11,75

4,11

Extra Management revenues/charges incid.

%

77,47

68,66

68,65

28,57

Cash Flow

Value

2.461.329

3.216.368

1.043.869

122.482

Operating Profit

Value

3.040.965

4.514.231

1.391.321

144.752

Gross Operating Margin

Value

3.146.606

4.631.147

1.480.079

241.990

MANAGEMENT

 

 

 

 

 

Credits to clients average term

Days

81,48

91,18

115,71

111,85

Debts to suppliers average term

Days

74,43

71,78

69,82

128,30

Average stock waiting period

Days

21,31

18,49

30,37

80,43

Rate of capital employed return ( Turnover )

Units

1,15

1,13

0,87

1,08

Rate of stock return

Units

16,90

19,47

11,85

4,45

Labour cost incidence

%

13,22

10,83

15,85

19,12

Net financial revenues/ charges incidence

%

2,24

0,14

0,45

-1,08

Labour cost on purchasing expenses

%

16,18

14,09

17,87

19,02

Short-term financing charges

%

n.c.

2,05

0,91

2,68

Capital on hand

%

86,90

88,53

115,23

91,91

Sales pro employee

Value

477.068

577.452

384.210

198.432

Labour cost pro employee

Value

63.060

62.548

60.915

35.779



Remarks

 

1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.

 

2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.

 

3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.

 

 

Market / Territory Data

 

Population living in the province

:

944.297

Population living in the region

:

4.151.369

Number of families in the region

:

1.748.359

 

Monthly family expences average in the region (in Eur..) :

 

- per food products

:

425

- per non food products

:

2.063

- per energy consume

:

143



Sector Data

 

The values are calculated on a base of 1.206 significant companies.

The companies cash their credits on an average of 112 dd.

The average duration of suppliers debts is about 128 dd.

The sector's profitability is on an average of 3,35%.

The labour cost affects the turnover in the measure of 19,12%.

Goods are held in stock in a range of 80 dd.

The difference between the sales volume and the resources used to realize it is about 1,08.

The employees costs represent the 19,02% of the production costs.



Statistical Detrimental Data

 

Statistcally the trade activity shows periods of crisis.

The area is statistically considered lowly risky.

In the region 18.860 protested subjects are found; in the province they count to 3.720.

The insolvency index for the region is 0,46, , while for the province it is 0,40.

Total Bankrupt companies in the province : 4.335.

Total Bankrupt companies in the region : 14.698.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.15

UK Pound

1

Rs.100.54

Euro

1

Rs.73.97

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                 Payment record (10%)

Credit history (10%)                    Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.