MIRA INFORM REPORT

 

 

Report No. :

345173

Report Date :

23.10.2015

 

IDENTIFICATION DETAILS

 

Name :

"MIKULLOVCI" SH.P.K.

 

 

Registered Office :

SRB-38000 Vucitrn, St. A. Muzaqi

 

 

Country :

Kosoves

 

 

Date of Incorporation :

28.03.2011

 

 

Com. Reg. No.:

70739720

 

 

Legal Form :

Not Available

 

 

Line of Business :

  • Retail sale in non-specialized stores with food, beverages or tobacco predominating
  • Wholesale of fruit and vegetables
  • Wholesale of meat and meat products
  • Wholesale of dairy products, eggs and edible oils and fats
  • Wholesale of beverages
  • Wholesale of sugar and chocolate and sugar confectionery
  • Wholesale of coffee, tea, cocoa and spices
  • Wholesale of other food, including fish, crustaceans and molluscs
  • Non-specialized wholesale of food, beverages and tobacco
  • Wholesale of textiles
  • Wholesale of clothing and footwear
  • Wholesale of electrical household appliances
  • Wholesale of china and glassware and cleaning materials
  • Wholesale of perfume and cosmetics
  • Wholesale of other household goods
  • Wholesale of wood, construction materials and sanitary equipment
  • Wholesale of hardware, plumbing and heating equipment and supplies
  • Non-specialized wholesale trade
  • Retail sale of fruit and vegetables in specialized stores
  • Retail sale of meat and meat products in specialized stores
  • Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialized stores.
  • Other retail sale of new goods in specialized stores
  • Other retail sale not in stores, stalls or markets

 

 

No. of Employee :

2

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

--

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 


 

KOSOVES ECONOMIC OVERVIEW

 

Kosovo's economy has shown progress in transitioning to a market-based system and maintaining macroeconomic stability, but it is still highly dependent on the international community and the diaspora for financial and technical assistance. Kosovo's citizens are the poorest in Europe with a per capita GDP (PPP) of $8,000 in 2014. An unemployment rate of 31% encourages emigration and fuels a significant informal, unreported economy. Remittances from the diaspora - located mainly in Germany, Switzerland, and the Nordic countries - are estimated to account for about 15% of GDP. International donor assistance accounts for approximately 10% of Kosovo’s GDP. Most of Kosovo's population lives in rural towns outside of the capital, Pristina. Inefficient, near-subsistence farming is common - the result of small plots, limited mechanization, and a lack of technical expertise. Kosovo enjoys lower labor costs than the rest of the region. However, high levels of corruption and little contract enforcement have discouraged potential investors. With international assistance, Kosovo has been able to privatize a majority of its state-owned-enterprises. Minerals and metals production - including lignite, lead, zinc, nickel, chrome, aluminum, magnesium, and a wide variety of construction materials - once the backbone of industry, has declined because of ageing equipment and insufficient investment. A limited and unreliable electricity supply is a major impediment to economic development, but Kosovo has received technical assistance to help improve the sector’s performance. In 2012, Kosovo privatized its electricity supply and distribution network. The US Government is cooperating with the Ministry of Economic Development (MED) and the World Bank to conclude a commercial tender for the construction of a new power plant. MED also has plans for the rehabilitation of an older coal power plant, and the development of a coal mine that could supply both plants. In June 2009, Kosovo joined the World Bank and International Monetary Fund, and began servicing its share of the former Yugoslavia's debt. In order to help integrate Kosovo into regional economic structures, UNMIK signed (on behalf of Kosovo) its accession to the Central Europe Free Trade Area (CEFTA) in 2006. Serbia and Bosnia previously had refused to recognize Kosovo's customs stamp or extend reduced tariff privileges for Kosovo products under CEFTA, but both countries resumed trade with Kosovo in 2011. Kosovo joined the European Bank for Reconstruction and Development in 2012 and the Council of Europe Development Bank in 2013. In 2014, Kosovo concluded the Stabilization and Association Agreement negotiations (SAA) with the EU, focused on trade liberalization. The SAA is expected to be signed by end of 2015. The official currency of Kosovo is the euro, but the Serbian dinar is also used illegally in Serb majority communities. Kosovo's tie to the euro has helped keep core inflation low. Kosovo experienced its first federal budget deficit in 2012, when government expenditures climbed sharply. In May 2014, the government introduced a 25% salary increase for public sector employees and an equal increase in certain social benefits. Central revenues could not sustain these increases, and the Government was forced to reduce its planned capital investments. The government recently made changes to its fiscal policy that extended the list of duty-free imports, decreased the Value Added Tax (VAT) for basic food items and public utilities, and increased the VAT for all other goods.

 

Source : CIA

REGISTERED NAME & COMPANY SUMMARY

 

Full Company name:                  "MIKULLOVCI" SH.P.K.

Address                                    SRB-38000 Vucitrn, St. A. Muzaqi

Telephone                                 +377-44 400 900

 

Legal form:                               Company         

National ID No.:                         70739720         

Tax No.:                                    600671045

Establishment:                          28.3.2011.

Registration:                             With Kosovo Business Registers Agency

Reg. No.:                                  70739720

 

 

DIRECTORS/MANAGEMENT

 

Management:                Director Mr. Gëzim Mikullovci

 

 

NEGATIVE INFORMATION

 

No negative information found.

 

 

SHARE & SHARE CAPITAL INFORMATION

 

Institutional capital:        € 1.000,00

Shareholders:    Mr. Gëzim Mikullovci                                          100%

 

 

PAYMENT INFORMATION

 

Mode of payment          we have no record about payment delay

 

 

GROUP STRUCTURE & AFFILIATED COMPANIES

 

N/a

 

 

FINANCIAL INFORMATION

 

Turnover                       N/A      

Assets/Liabilities           N/A

 

 

FOREIGN EXCHANGE RATES

 

N/a

 

 

ADDITIONAL INFORMATION

 

Activities:

           

NACE

4711 - Retail sale in non-specialized stores with food, beverages or tobacco predominating

4631 - Wholesale of fruit and vegetables

4632 - Wholesale of meat and meat products

4633 - Wholesale of dairy products, eggs and edible oils and fats

4634 - Wholesale of beverages

4636 - Wholesale of sugar and chocolate and sugar confectionery

4637 - Wholesale of coffee, tea, cocoa and spices

4638 - Wholesale of other food, including fish, crustaceans and molluscs

4639 - Non-specialized wholesale of food, beverages and tobacco

4641 - Wholesale of textiles

4642 - Wholesale of clothing and footwear

4643 - Wholesale of electrical household appliances

4644 - Wholesale of china and glassware and cleaning materials

4645 - Wholesale of perfume and cosmetics

4649 - Wholesale of other household goods

4673 - Wholesale of wood, construction materials and sanitary equipment

4674 - Wholesale of hardware, plumbing and heating equipment and supplies

4690 - Non-specialized wholesale trade

4721 - Retail sale of fruit and vegetables in specialized stores

4722 - Retail sale of meat and meat products in specialized stores

4724 - Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialized stores

4778 - Other retail sale of new goods in specialized stores

4799 - Other retail sale not in stores, stalls or markets

 

 

Employees:      2

 

Bankers:           Raiffeisen banka AD

 

 

NOTES & COMMENTS

 

N/a

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.15

UK Pound

1

Rs.100.53

Euro

1

Rs.73.97

 

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

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