MIRA INFORM REPORT

 

 

Report No. :

345977

Report Date :

24.10.2015

 

IDENTIFICATION DETAILS

 

Name :

CROP'S  NV

 

 

Registered Office :

Oostrozebeeksestraat(O)  148 8710 Wielsbeke

 

 

Country :

Belgium

 

 

Financials (as on) :

30.06.2014

 

 

Date of Incorporation :

09.09.1977

 

 

Com. Reg. No.:

417502549

 

 

Legal Form :

Public limited company

 

 

Line of Business :

Non-specialised wholesale of deepfrozen foods

 

 

No. of Employees :

212

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Belgium

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BELGIUM - ECONOMIC OVERVIEW

 

This modern, open, and private-enterprise-based economy has capitalized on its central geographic location, highly developed transport network, and diversified industrial and commercial base. Industry is concentrated mainly in the more heavily-populated region of Flanders in the north. With few natural resources, Belgium imports substantial quantities of raw materials and exports a large volume of manufactures, making its economy vulnerable to shifts in foreign demand, particularly in Belgium’s EU trade partners. Roughly three-quarters of Belgium's trade is with other EU countries. In 2014 Belgian GDP grew by 0.9%, the unemployment rate stabilized at 8.5%, and the budget deficit was 3.2% of GDP. Prime Minister Charles MICHEL's center-right government has pledged to further reduce the deficit in response to EU pressure to reduce Belgium's high public debt, which remains above 100% of GDP, but such efforts could also dampen economic growth. In addition to restrained public spending, low wage growth and high unemployment promise to curtail a more robust recovery in private consumption. The government has pledged to pursue a reform program to improve Belgium’s competitiveness, including changes to tax policy, labor market rules, and welfare benefits. These changes risk worsening tensions with trade unions and triggering extended strikes.

 

Source : CIA

Company  summary

 

Business  number

417502549

Branche  Unit  Number

2029701937

Company  name

CROP'S  NV

Address

OOSTROZEBEEKSESTRAAT(O)  148

8710 WIELSBEKE

 

Number  of  staff

212

Date  of  establishment

09/09/1977

Telephone  number

056676300

Fax  number

056663351

 

 

Ultimate  holding  company

 

Company  name

Company  Number

CROP'S  HOLDING  NV

860221635

 

 

Commentary

 

The  business  was  established  over  38  years  ago.

The  business  has  212  employees.

The  business  is  part  of  a  group.

This  business  has  a  foreign  parent  business.

The  business  has  been  at  the  address  for  over  9  years.

Operating  Result  in  the  latest  trading  period  increased  24%  on  the  previous  trading  period.

The  business  saw  an  increase  in  their  Cash  Balance  of  263%  during  the  latest  trading  period.

 

 

Accounts

 

DATE  OF  LATEST  ACCOUNTS

TURNOVER

PROFIT  BEFORE  TAX

NET  WORTH

WORKING  CAPITAL

30/06/2014

241,139,535

7,933,760

13,976,814

16,734,769

30/06/2013

226,509,592

7,183,132

11,762,340

6,686,272

30/06/2012

203,604,882

5,362,069

11,193,302

4,809,618

 

 

 

 

 

Accounts

 

 

 

 

DATE  OF  LATEST  ACCOUNTS

BALANCE  TOTAL

NUMBER  OF  EMPLOYEES

CAPITAL

CASHFLOW

30/06/2014

80,319,580

212

125,000

7,299,324

30/06/2013

73,444,625

211

125,000

6,738,030

30/06/2012

73,709,479

198

125,000

5,687,094

 

 

Trends

 

Profitability

Liquidity

Net  worth

 

 

Payment  expectations

 

Past  payments

 

Payment  expectation  days

69.81

Industry  average  payment

70.98

Industry  average  day  sales

116.87

expectation  days

 

outstanding

 

Day  sales  outstanding

65.40

 

 

 

 

Court  data  summary

 

BANKRUPTCY  DETAILS

Court  action  type

no

PROTESTED  BILLS

Bill  amount

-

NSSO  DETAILS

Date  of  summons

18/06/2007

 

 

Company  information

 

Business  number

417502549

Company  name

CROP'S  NV

Fax  number

056663351

Date  founded

09/09/1977

Company  status

active

Company  type

Public  limited  company

Currency

Euro  (€)

Date  of  latest  accounts

30/06/2014

Activity  code

46391

Liable  for  VAT

yes

Activity  description

Non-specialised  wholesale  of deepfrozen  foods

VAT  Number

BE.0417.502.549  Check  VAT number

Belgian  Bullettin  of  Acts Publications

moniteur  belge

 

 

 

 

Contractor  details

 

Registered  contractor

-

number

 

Contractor  description

-

Date  struck  off  register

 

 

Personnel  (NSSO  classification)

 

Code

-

Description

-

 

Joint  Industrial  Committee  (JIC)

 

JIC  Code

118

Description

Joint  committee  for  the  food  industry

category

 

 

 

JIC  Code

220

Description

Joint  committee  for  the  employees  in  the  food  industry

category

 

 

Significant  Events

 

Event  Date

02/02/2010

Event  Description

resignation-appointment  of  director(s)

Event  Details

Commentaar  02-02-2010:  Ontslag  van  Karel  Dewaele  BVBA  en  Jopa  Consult  BVBA  als  lid  van  het

 

directiecomité  en  benoeming  van  Pieter  Delbaere  als  lid  van  het  directiecomité.

 

 

Company  accounts

 

Assets

 

 

 

 

 

 

 

 

 

Annual  accounts

30-06-2014

%

30-06-2013

%

30-06-2012

%

30-06-2011

%

30-06-2010

Weeks

52

 

52

 

52

 

52

 

52

Currency

EUR

 

EUR

 

EUR

 

EUR

 

EUR

Total  fixed  assets

7,716,380

13.08

6,823,985

-16.51

8,173,553

-4.87

8,592,430

7.27

8,010,439

Intangible  fixed  assets

78,185

-19.30

96,886

621

13,430

-7.20

14,471

-40.76

24,427

Tangible  fixed  assets

5,729,048

10.99

5,161,765

-6.31

5,509,228

-7.30

5,942,841

-2.16

6,073,916

Land  &  building

2,911,023

2.32

2,844,955

-0.56

2,861,044

-0.59

2,878,095

-0.80

2,901,168

Plant  &  machinery

2,383,783

26.95

1,877,731

-10.65

2,101,519

-15.35

2,482,495

-0.97

2,506,829

Furniture  &  Vehicles

135,746

-2.97

139,905

-28.49

195,642

77.95

109,941

3.01

106,726

Leasing  &  Other  Similar  Rights

0

-100

99

-99

36,287

-69.87

120,434

-41.13

204,581

Other  tangible  assets

298,495

-0.19

299,075

-4.98

314,736

-10.55

351,876

-0.77

354,613

Financial  fixed  assets

1,909,147

21.96

1,565,334

-40.95

2,650,895

0.60

2,635,118

37.81

1,912,095

Total  current  assets

72,603,200

8.98

66,620,640

1.66

65,535,926

20.43

54,420,314

23.59

44,032,480

Inventories

21,269,674

13.42

18,753,198

-6.49

20,054,516

24.42

16,117,957

21.63

13,252,057

Raw  materials  &  consumables

643,199

-4.52

673,642

-13.58

779,507

18.46

658,044

-15.66

780,202

Work  in  progress

0

-

0

-

0

-

0

-

0

Finished  goods

20,626,475

14.09

18,079,556

-6.20

19,275,009

24.68

15,459,913

23.96

12,471,855

Other  stocks

0

-

0

-

0

-

0

-

0

Trade  debtors

43,203,628

8.84

39,694,741

0.77

39,390,120

16.32

33,864,680

34.46

25,185,306

Other  amounts  receivable

4,344,579

-1.73

4,421,032

43.55

3,079,753

126

1,356,859

-12.96

1,558,808

Cash

3,225,701

263

888,285

307

218,236

-92.22

2,804,593

-24.95

3,737,135

Miscellaneous  current  assets

559,618

-80.46

2,863,384

2.51

2,793,302

911

276,225

-7.67

299,174

Total  Assets

80,319,580

9.36

73,444,625

-0.36

73,709,479

16.98

63,012,744

21.08

52,042,919

 

Liabilities

 

 

 

 

 

 

 

 

 

Total  shareholders  equity

14,054,999

18.52

11,859,225

5.82

11,206,732

4.84

10,689,202

23.05

8,687,100

Issued  share  capital

125,000

0

125,000

0

125,000

0

125,000

0

125,000

Share  premium  account

0

-

0

-

0

-

0

-

0

Revaluation  reserve

3,208,066

0

3,208,066

0.00

3,208,066

0.00

3,208,066

0

3,208,066

Reserves

10,721,933

25.75

8,526,159

8.29

7,873,666

7.04

7,356,136

37.39

5,354,035

Provisions  for  Liabilities  &

2,164,005

41.47

1,529,604

96.23

779,498

-11.48

880,619

-30.19

1,261,385

Charges

 

 

 

 

 

 

 

 

 

Deffered  taxes

0

-

0

-

0

-

0

-

0

Creditors

64,100,576

6.74

60,055,795

-2.70

61,723,249

19.98

51,442,923

22.21

42,094,433

Other  long  term  loans

8,232,145

6679

121,427

-87.82

996,941

-56.49

2,291,550

-51.28

4,703,968

Long  term  group  loans

-

-

-

-

-

-

-

-

-

Other  long  term  liabilities

0

-

0

-

0

-

0

-

0

Total  long  term  debts

10,396,150

529

1,651,031

-7.06

1,776,439

-44.00

3,172,169

-46.82

5,965,353

Current  portion  of  long  term

1,977,211

14.18

1,731,645

-19.79

2,158,924

-11.60

2,442,212

50.33

1,624,588

debt

 

 

 

 

 

 

 

 

 

Financial  debts

0

-100

11,050,000

6.10

10,415,000

96.14

5,310,000

10491897

51

Trade  creditors

44,320,340

13.38

39,091,694

-0.82

39,416,165

14.05

34,559,375

20.19

28,754,192

Amounts  Payable  for  Taxes,

3,476,710

28.58

2,703,950

-22.40

3,484,459

34.14

2,597,560

-19.21

3,215,233

Remuneration  &  Social

 

 

 

 

 

 

 

 

 

Security

 

 

 

 

 

 

 

 

 

Miscellaneous  current  liabilities

6,094,170

13.76

5,357,079

2.01

5,251,760

23.80

4,242,226

11.74

3,796,402

Total  current  liabilities

55,868,431

-6.78

59,934,368

-1.30

60,726,308

23.55

49,151,373

31.45

37,390,466

Total  Liabilities

80,319,580

9.36

73,444,625

-0.36

73,709,479

16.98

63,012,744

21.08

52,042,919

 

Ratio   analysis

 

 

 

 

 

 

 

 

 

TRADING  PERFORMANCE

 

 

 

 

 

 

 

 

 

Profit  Before  Tax

3.29

3.79

3.17

20.53

2.63

-16.77

3.16

4.29

3.03

Return  on  capital  employed

32.45

-38.97

53.17

28.74

41.30

4.53

39.51

28.99

30.63

Return  on  total  assets  employed

9.88

1.02

9.78

34.53

7.27

-16.34

8.69

0.81

8.62

Return  on  net  assets  employed

56.45

-6.80

60.57

26.58

47.85

-6.60

51.23

-0.85

51.67

Sales  /  net  working  capital

14.41

-57.47

33.88

-19.96

42.33

28.62

32.91

47.78

22.27

Stock  turnover  ratio

8.82

6.52

8.28

-15.94

9.85

5.91

9.30

3.79

8.96

Creditor  days

69.81

7.12

65.17

-10.64

72.93

-3.33

75.44

1.90

74.03

Debtor  days

65.40

2.25

63.96

-9.42

70.61

-0.95

71.29

14.72

62.14

Current  ratio

1.30

17.12

1.11

2.78

1.08

-2.70

1.11

-5.93

1.18

Liquidity  ratio  /  acid  ratio

0.92

15.00

0.80

6.67

0.75

-3.85

0.78

-4.88

0.82

Current  debt  ratio

3.97

-21.39

5.05

-6.83

5.42

17.83

4.60

6.98

4.30

Liquidity  ratio  reprocessed

-

-

-

-

-

-

-

-

-

Cashflow

7,299,324

8.33

6,738,030

18.48

5,687,094

-1.05

5,747,705

12.09

5,127,792

Net  worth

13,976,814

18.83

11,762,340

5.08

11,193,302

4.86

10,674,731

23.23

8,662,673

LONG  TERM  STABILITY

 

 

 

 

 

 

 

 

 

Gearing

72.64

-33.24

108.80

-10.16

121.10

28.88

93.96

28.98

72.85

Equity  in  percentage

17.52

8.35

16.17

6.31

15.21

-10.37

16.97

1.62

16.70

Total  debt  ratio

4.71

-9.25

5.19

-6.99

5.58

14.11

4.89

-2.00

4.99

Working  capital

16,734,769

150

6,686,272

39.02

4,809,618

-8.72

5,268,941

-20.67

6,642,014

 

Profit  &  loss

 

 

 

 

 

 

 

 

 

Operating  Income

243,598,462

6.57

228,575,829

11.16

205,625,138

17.53

174,959,472

17.23

149,244,110

Turnover

241,139,535

6.46

226,509,592

11.25

203,604,882

17.43

173,382,251

17.21

147,923,282

Total  operating  expenses

231,722,052

5.83

218,954,785

10.99

197,272,980

17.98

167,203,209

17.93

141,777,495

Gross  Operating  Margin

-

-

-

-

-

-

-

-

-

Operating  Charges

234,180,979

5.95

221,021,022

10.90

199,293,236

18.08

168,780,430

17.95

143,098,323

Employee  costs

12,966,451

6.27

12,201,448

10.50

11,042,101

5.94

10,422,638

4.84

9,941,417

Wages  and  salary

8,793,797

6.20

8,280,767

13.76

7,279,024

8.60

6,702,503

6.25

6,308,396

Employee  pension  costs

1,595

37.89

1,157

1.28

1,142

309

279

-84.36

1,785

Social  security

3,647,568

5.69

3,451,211

8.78

3,172,772

7.38

2,954,624

5.59

2,798,323

contributions

 

 

 

 

 

 

 

 

 

Other  employee  costs

523,491

11.78

468,313

-20.51

589,163

-23.01

765,232

-8.13

832,913

Director  remuneration

939,607

0.61

933,920

-2.57

958,519

45.23

660,000

-

-

Amortization  and

1,617,295

5.87

1,527,571

-8.50

1,669,564

-9.54

1,845,603

-11.91

2,095,238

depreciation

 

 

 

 

 

 

 

 

 

Operating  result

9,417,483

24.66

7,554,807

19.31

6,331,902

2.47

6,179,042

0.54

6,145,788

Total  financial  income

132,144

-77.80

595,370

3655

15,853

-98.41

999,808

341

226,319

Total  financial  expenses

1,615,867

67.09

967,045

-1.89

985,686

-42.11

1,702,751

-9.60

1,883,574

Results  on  ordinary

7,933,760

10.45

7,183,132

33.96

5,362,069

-2.08

5,476,099

22.00

4,488,533

operations  before  taxation

 

 

 

 

 

 

 

 

 

Extraordinary  Income

-

-

-

-

1,554

-95.56

35,000

-59.62

86,686

Extraordinary  Charges

-

-

-

-

1,196

13.36

1,055

157

410

Extraordinary  items

-

-

0

-100

358

-98.95

33,945

-60.66

86,276

Results  for  the  Year  Before Taxation

7,933,760

10.45

7,183,132

33.95

5,362,427

-2.68

5,510,044

20.44

4,574,809

Other  appropriations

-

-

-

-

-

-

-

-

-

Taxation

2,251,731

14.15

1,972,673

46.68

1,344,898

-16.36

1,607,942

4.19

1,543,272

Results  on  ordinary

5,682,029

9.05

5,210,459

29.70

4,017,171

3.85

3,868,157

31.33

2,945,261

operations  after  taxation

 

 

 

 

 

 

 

 

 

Net  result

5,682,029

9.05

5,210,459

29.69

4,017,530

2.96

3,902,102

28.67

3,032,554

Profit  (Loss)  for  the  Year  to be  appropiated

5,682,029

9.05

5,210,459

29.69

4,017,530

2.96

3,902,102

28.59

3,034,527

Dividends

1,986,255

-35.05

3,057,966

52.90

2,000,000

100

1,000,000

0

1,000,000

 

 

Social  Balance  Sheet  Details

 

Social  Balance  Sheet  Details

 

Social  Balance  Sheet

Total

During  the  reporting  year

 

ended  30-06-2014

 

Full-time  Employees

196

Part-time  Employees

20

Total  Fte  Employees

212

Number  of  hours  worked

 

Full-time  Employees

319,767

Part-time  Employees

26,286

Total

346,053

Personnel  Charges

 

Full-time  Employees

11,981,526

Part-time  Employees

984,925

Total

12,966,451

Benefits  In  Addition  To  Wages

-

During  the  previous  reporting  year

 

Average  number  employees  in  Fte

205

Actual  working  hours

343,189

Personnel  Charges

12,201,448

Benefits  In  Addition  To  Wages

-

 

Type  of  Contract

Full-Time

Part-Time

Total  Fte

Unlimited  Duration

196

21

212

Contracts

 

 

 

Limited  Duration  Contracts

-

-

-

Contracts  For  Specific  Work

-

-

-

Contracts  Regarding Substitution

-

-

-

 

 

Gender  and  Education Level

 

Men

Full-Time

Part-Time

Total  Fte

Primary  education

6

-

6

Secondairy  education

118

2

120

Higher  education  (non university)

18

1

19

Higher  education (university)

14

-

14

 

 

 

 

Women

Full-Time

Part-Time

Total  Fte

Primary  education

-

1

1

Secondairy  education

12

6

17

Higher  education  (non university)

6

7

12

Higher  education (university)

22

4

25

 

 

Working  Category

Full-Time

Part-Time

Total  Fte

Management

-

-

-

White  collar  worker

63

12

72

Blue  collar  worker

133

9

140

Other

-

-

-

 

Temporary  personnel

 

Total

 

Average  number  of  temporary  staff

 

63

 

Actual  working  hours

 

110,756

 

Cost  of  temporary  staff

 

3,193,994

 

 

New  staff  and  leavers

Full-Time

Part-Time

Total  Fte

New  Starters

21

3

23

Leavers

21

1

22

 

 

Total  of  formal  continuing  vocational  training  initiatives

 

 

for  workers  paid  by  the  employer

Male

Female

Number  of  employees

207

31

Number  of  training  hours

3,773

3,848

Net  costs  for  enterprise

175,690

99,821

Total  of  less  formal  and  informal  continuing  vocational

 

 

training  initiatives  for  workers  paid  by  the  employer

Male

Female

Number  of  employees

-

-

Number  of  training  hours

-

-

Net  costs  for  enterprise

-

-

Total  of  initial  training  initiatives  at  the  expense  of  the

 

 

employer

Male

Female

Number  of  employees

-

-

Number  of  training  hours

-

-

Net  costs  for  enterprise

-

-

 

 

Industry  comparison

 

Activity  code

46391

Activity  description

Non-specialised  wholesale  of  deepfrozen  foods

 

 

Payment  Information

 

Payment  Information  Summary

 

Total  number  of  Invoices  available

898

Total  number  of  Invoices  paid  within  or  up  to  30  days  after  the  due  date

597

Total  number  of  Invoices  paid  more  than  30  days  after  the  due  date

204

Total  number  of  Invoices  currently  outstanding  where  the  due  date  has  not  yet  been  reached

14

Total  number  of  Invoices  currently  outstanding  beyond  the  due  date

83

 

 

Suspension  of  payments  /  moratorium  history

Amount

-

Details

-

 

 

Payment  expectations

 

Payment  expectation  days

69.81

Day  sales  outstanding

65.40

 

 

Industry  comparison

 

Activity  code

46391

Activity  description

Non-specialised  wholesale  of  deepfrozen  foods

Industry  average  payment expectation  days

70.98

Industry  average  day  sales outstanding

116.87

 

 

Industry  quartile  analysis Payment  expectations

Company  result

69.81

Lower

82.67

Median

42.86

Upper

16.69

 

 

Day  sales  outstanding

 

Company  result

65.40

Lower

72.65

Median

47.65

Upper

27.20

 

 

Shareholder  Details

 

Summary

 

Group  -  Number  of  Companies

5

Linkages  -  Number  of  Companies

3

Number  of  Countries

2

 

Group  Structure

 

 

 

Company  name

 

Number

Latest

 

 

 

financials

- CROP'S  HOLDING  NV

 

860221635

30-06-2014

- - CROP'S  NV

 

417502549

30-06-2014

- - - ARDOFROST

 

 

 

- - - MDC  FOODS  LTD  SOC.ETR.  E.P.B.

 

 

 

- - CROP'S  &  PARTNERS  SA

 

 

 

 

 

Minority  Shareholders

 

No  minority  shareholders  found

 

 

Minority  Interests

 

Business

Company  name

%

Date  of

number

 

 

accounts

-

TROPIFROST  SOC.ETR.  E.P.B.

10

-

 

 

Companies  that  match  this  address

 

no  Companies  Match  this  address

 

 

Linked Companies

 

Summary

 

Group  -  Number  of  Companies

5

Linkages  -  Number  of  Companies

3

Number  of  Countries

2

 

 

Linked  Companies

 

 

 

 

NAME

NUMBER

LATEST  KEY

TURNOVER

 

 

FINANCIALS

 

 

 

 

 

HESBAYEFROST  SA

427405457

31.12.2013

€108.060.223

HESBAYE  IMMO  SA

849190260

31.12.2013

-

M  D  C  FOODS  LIMITED

02368785

30.06.2014

£59.089.654

 

 

Summons

 

Legal  event  type

Social  Security  Summons

 

Event  date

18/06/2007

 

Court  type

Court  name

Roeselare

Creditor's  name

3rd  party  type

 

 

 

 

Legal  event  type

Social  Security  Summons

 

Event  date

16/04/2007

 

Court  type

                   Court  name

Kortrijk

Creditor's  name

3rd  party  type

 

 

 

Protested  Bills

 

There  is  no  data  for  this  company

 

 

Bankruptcy  and  other  legal  events

 

There  is  no  data  for  this  company

 

 

Director  details

 

Current  director  details

 

Position

Director

Start  Date

11/12/2012

Street

 

Post  code

 

Country

 

 

 

Name

EXCELSUS  NV

Name

MADDENS  CONSULTING  BVBA

Position

Director

Start  Date

28/09/2007

Street

 

Post  code

 

Country

 

 

 

Position

Member  of  the  executive  committee

Start  Date

28/09/2007

Street

 

Post  code

 

Country

 

 

 

Name

KANMA  BVBA

Position

Director

Start  Date

01/07/2006

Street

 

Post  code

 

Country

 

 

 

Name

LOUIS  VERBEKE  BV  BVBA

Position

Director

Start  Date

01/10/2005

Street

 

Post  code

 

Country

 

 

 

Name

Matthieu  Boone

Position

Permanent  representative  legal  entity

Start  Date

11/12/2012

Street

 

Post  code

 

Country

 

 

 

Name

Frank  Vanhauwaert

Position

Permanent  representative  legal  entity

Start  Date

01/08/2009

Street

 

Post  code

 

Country

 

 

 

Name

Maarten  Maddens

Position

Permanent  representative  legal  entity

Start  Date

28/09/2007

Street

 

Post  code

 

Country

 

 

 

Name

Karel  Gielen

Position

Permanent  representative  legal  entity

Start  Date

01/07/2006

Street

 

Post  code

 

Country

 

 

 

Name

Louis  Verbeke

Position

Permanent  representative  legal  entity

Start  Date

01/10/2005

Street

 

Post  code

 

Country

 

 

 

Name

Michel  Delbaere

Position

Permanent  representative  legal  entity

Start  Date

29/10/2003

Date  of  birth

05/02/1953

Street

187 GROTE  HEERWEG  WAREGEM

Post  code

8791

Country

Belgium

 

 

Position

Member  of  the  executive  committee

Start  Date

17/07/2004

Date  of  birth

05/02/1953

Street

187 GROTE  HEERWEG  WAREGEM

Post  code

8791

Country

Belgium

 

 

Name

Caroline  Vanden  Avenne

Position

Permanent  representative  legal  entity

Start  Date

29/10/2003

Date  of  birth

05/02/1955

Street

187 GROTE  HEERWEG  WAREGEM

Post  code

8791

Country

Belgium

 

 

Name

DE  POTTERIE  BVBA

Position

Person  responsible  for  day-to-day  management

Start  Date

29/10/2003

Street

 

Post  code

 

Country

 

 

 

Name

CROP'S  HOLDING  NV

Position

Person  responsible  for  day-to-day  management

Start  Date

29/10/2003

Street

 

Post  code

 

Country

 

Name

Pieter  Delbaere

Position

Member  of  the  executive  committee

Start  Date

02/02/2010

Street

 

Post  code

 

Country

 

 

 

Name

COOL  FOOD  SOLUTIONS  BVBA

Position

Member  of  the  executive  committee

Start  Date

01/08/2009

Street

 

Post  code

 

Country

 

 

 

Former  director  details

 

Name

LEMON

Position

Director

Start  Date

11/04/2008

End  Date

11/12/2012

Street

 

Post  code

 

Country

 

 

 

Name

Jules  Noten

Position

Permanent  representative  legal  entity

Start  Date

11/04/2008

End  Date

11/12/2012

Street

 

Post  code

 

Country

 

 

 

Name

Pascale  Hendrickx

Position

Permanent  representative  legal  entity

Start  Date

01/08/2009

End  Date

12/05/2010

Street

 

Post  code

 

Country

 

 

 

Name

Johan  Debuf

Position

Permanent  representative  legal  entity

Start  Date

28/09/2007

End  Date

02/02/2010

Street

 

Post  code

 

Country

 

 

 

Name

MANIBO

Position

Member  of  the  executive  committee

Start  Date

01/08/2009

End  Date

12/05/2010

Street

 

Post  code

 

Country

 

 

 

Name

JOPA  CONSULT  BVBA

Position

Member  of  the  executive  committee

Start  Date

28/09/2007

End  Date

02/02/2010

Street

 

Post  code

 

Country

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.88

UK Pound

1

Rs.99.89

Euro

1

Rs.72.06

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.