MIRA INFORM REPORT

 

 

Report No. :

345954

Report Date :

24.10.2015

 

IDENTIFICATION DETAILS

 

Name :

PHIL. PHARMAWEALTH INC.

 

 

Registered Office :

Suite E-3001, 30th Floor, Tektite Tower East, Ortigas Center, Philippine Stock Exchange Tower, Pasig

 

 

Country :

Philippines

 

 

Financials (as on) :

2013

 

 

Date of Incorporation :

10.02.1993

 

 

Legal Form :

Private Corporation

 

 

Line of Business :

Importation and distribution of finished pharmaceutical products and medical supplies, including biological products.

 

 

No. of Employees :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Philippines

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

PHILIPPINES - ECONOMIC OVERVIEW

 

The economy has weathered global economic shocks better than its regional peers due to less exposure to troubled international securities, lower dependence on exports, relatively resilient domestic consumption, large remittances from four- to five-million overseas Filipino workers, and a rapidly expanding outsourcing industry. The current account balance has recorded consecutive surpluses since 2003, international reserves remain at comfortable levels, and the banking system is stable; the stock market resumed an upward trajectory in 2014, climbing to new record highs during the first four months of 2015. Efforts to improve tax administration and management of expenditures have helped ease the Philippines' tight fiscal situation and reduce debt levels. Nevertheless, government taxation and spending remain weak. The Philippines has received investment-grade credit ratings on its sovereign debt under the AQUINO administration and has had little difficulty financing its deficits. Economic growth has accelerated, averaging 6.0% per year from 2011-2014, compared with 4.5% under the MACAPAGAL-ARROYO government; competitiveness has improved; and foreign direct investment hit a historic high in 2014, although it continues to lag compared with the rest of the region. Unemployment has remained high, hovering at around 7% of the population, and underemployment is nearly 20%. At least 40% of the employed work in the informal sector and poverty afflicts about a quarter of the population. The AQUINO administration has been working to boost expenditures for education, health, transfers to the poor, and other social spending programs. Infrastructure remains underfunded and the government is relying on the private sector to help with major projects under its Public-Private Partnership program. Other long term challenges include reforming governance, the judicial system, and the regulatory environment, and improving the ease of doing business. The Philippine Constitution and other laws restrict foreign ownership in important activities/sectors - such as land ownership and public utilities. Some progress has been made in establishing a Customs Modernization Act to meet international standards and commitments.

 

Source : CIA

 

 

Company name and address

 

Company:                     PHIL. PHARMAWEALTH INC.

Address:                       Suite E-3001, 30th Floor, Tektite Tower East, Ortigas Center,

                                    Philippine Stock Exchange Tower, Pasig.

Country:                        Philippines       

Service Type:                Normal

 

                         

FINDINGS

 

We conducted research and verification on PHIL. PHARMAWEALTH INC. Hereunder, our report, viz:

 

 

VERIFICATION WITH SECURITIES & EXCHANGE COMMISSION (SEC):  PHIL. PHARMAWEALTH

INC.

 

Legal Entity  -  PRIVATE CORPORATION

 

 

REGISTRATION – 

 

(Per 2014 SEC General Information Sheet)

             

Certificate No.                :      AS93001037       

Date                             :      Feb. 10,1993 

Term                              :      Fifty (50) years

Type of Organization      :      Stock Corporation

Corporate Taxpayer

ID No.                            :       002-304-673

 

Address                         :       1)  Unit 17-A Belvedere Tower, San Miguel Ave., Ortigas

                                                Center, Pasig City

                                                         2)  Suite 3001 30th Floor, East Tower, Phil. Stock Exchange

                                                Center, Exchange Road, Ortigas Center, Pasig City.

 

Telephone No.                :       +63(2) 584-7267; 683-0083-87; 634-4026; 634-3732

 

Fax No.                         :       +63(2) 633-9512

 

 

PRIMARY PURPOSE                

 

 

Importation and distribution of finished pharmaceutical products and    

medical supplies, including biological products.

 

 

SUBSIDIARY/AFFILIATES           

 

Singapore Pharmawealth Lifesciences, Inc.

Brgy. San Jose, Malanay, San Pablo City  

(SEC Reg. No. A1998-0605248)

 

(NOTE:  Unless otherwise specified, the amount is in Philippine Peso (Php) )

 

  

CAPITALIZATION -  

                                                                                                                                          

                                                No. of Shares           Par Value/share              Amount   

                                                                           

Authorized Capital Stock  -                                                                        

 

            Common              -             500,000       -           100.                   -    50,000,000.

                         

Subscribed & Paid Up

 

            Common             -             500,000                                                   -     50,000,000

 

 

SHAREHOLDERS / DIRECTORS / OFFICERS 

 

(As of June 16, 2015)

 

Name

Position

    Amount Paid Up

Hernan D. Biron, Sr.

Chairman

        25,249,800.

Diana G. Biron

President

        24,749,900.

Hernan G. Biron, Jr.

Treasurer

                   100.

Jonas A Depalac

Corporate Secretary

                   100.

Kris Mae Bolivar-Agtas

Director

                   100.

 

Total

        50,000,000.

        vvvvvvvvvvv

 

 

 

 

HERNAN DUSABAN. BIRON,  currently, Municipal Mayor of Barotac Nuevo, Iloilo Province. Spouse DIANA GONZALES BIRON, operates FERJ’s Pharmacy. Distributes generic medicines from India & South Korea.

           

The couple has a son, FERJENEL, elected member of the Phil. Congress representing the Fourth District of Iloilo Province, from June 30, 2004 to June 20, 2013.

 

 

BUSINESS ACTIVITY   

 

PHIL PHARMAWEALTH, INC. is a 100% Filipino-owned company licensed by the Bureau of Food and Drugs to import and distribute medical devices and finished pharmaceutical products of all dosage forms that may come in the foram of capsules, tablets, syrups, suspensions, ointments, creams, gels, aerosole, inhalation, anasthetics & parenteral products (liquid & dry powder injection).

 

As gathered, subject firm is the Philippine undisputed leader in parenteral products and has the

widest range of human injectables. Licensed by Phil. Food & Drugs Authority to import and distribute medical devices, disposables instruments and all forms of finished pharmaceutical products, etc. It has 10 branches nationwide. The firm is being supported by several highly respectable manufacturers, such as, B. Braun Medical supplies; Diopharma; Marc Biosciences; Minrad Pharma, & etc.

 

Today PHIL PHARMAWEALTH, INC. is the biggest Filipino importer of parenteral products and carries the widest range of formulations including cephalosporins, penicillins and derivatives, amino glycosides, analgesics, anesthetic agents, antipsychotic agents, bronchodilators and uterine stimulants. The company has established & operate a manufacturing facility, known as SINGAPORE PHARMAWEALTH LIFESCIENCES, INC.  

 

Products Lines, includes among others, as follows –

 

Analgesic Antipyret

Anesthetics Line

Anthelmintic 

Anti Asthma

Anti Coagulant

Anti Bacterial Agent

Biological vaccines.      

 

Regional Branches:  Baguio; Cebu; Davao; ; Iloilo;  Isabela; La Union; Pampanga; Zamboanga;

Cagayan de Oro & Bacolod.

 

 

E-mail     -   info@philpharmawealth.com                              :                        

Website  -   www.philpharmawealth.com

 

 

FINANCIAL CONDITION

 

(Audited Financial Statement for years 2013, 2012, & 2011, as compiled)

(Latest available from SEC)

      

BALANCE SHEET

 

 ASSETS

Current Assets

2013

2012

2011

Cash

26,445,411.

5,627,671.

7.171,890.

Account Receivable 

19,429,665.

17,684,928.

39,761,982.

Merchandise Inventory

189,429,351.

145,627,628.

129,527,714.

Prepaid Expenses & Other Current Assets

                   442,920.

                3,988,294.

          312,515.                   

Total Current Assets

             235,747,347.

            172,928,521.

176,774,101.

Non-Current Assets

 

 

 

Property and Equipment

15,063,633.

16,070,969.

18,856,083.

Other Non Current Assets

32,816,000.

32,816,000.

32,816,000.

Total Non-Current Assets

47,879,633.

48,886,969.

51,672,083.

Total Assets

283,626,980.

vvvvvvvvvvvvv

221,815,490. 

          vvvvvvvvvvvvv

228,446,184.            

 vvvvvvvvvvvvv

LIABLITIES AND EQUITY

Current Liabilities

 

 

 

Accounts Payable & Other payables

28,772,988.

33,693,576.

38,910,099.

Trust Receipts  Payable

55,286,505.

51,863,728.

58,487,089.

Taxes Payable

272,889.

294,365.

116,909.

Total Current Liabilities

84,332,382.

85,851,669.

97,514,097.

Non- Current Liabilities

 

 

 

Due to Related Parties

89,286,552.

29,428,051.

28,398,567.

Total Non-Current Liabilities

89,286,552.

29,428,051.

28,398,567.

Total Liabilities

173,618,934.

115,279,720.

125,912,664.

                 Equity

 

 

 

Share Capital

50,000,000.

50,000,000.

50,000,000.

Retained Earnings

60,008,046.

56,535,770.

52,533,520.

Total Equity

110,008,046.

106,535,770.

102,533,520.

Total Liabilities and Equity

283,626,960.

vvvvvvvvvvvvv

221,815,490. 

vvvvvvvvvvvvv

228,446,184.

vvvvvvvvvvvvvv

 

 

INCOME STATEMENT

 

 

2013

2012

2011

Sales

         366,895,216.

390,929,913.

       349,688,573.

Gross Profit

           62,307,092.

       67,245,033.

        63,617,036.

Other Expenses

        (58,733,956.)

     (62,992,818.)

      (60,476,141.)

Income from Operation

             3,573,136.

         4,252,215.

    3,140,895.

Other Income

             1,387,259.

         1,465,284.

         1,233,547. 

Income Before Tax

            4,960,395.

         5,717,499.

          4,374,442.

Net Income

             3,472,277.            

            vvvvvvvvvv

         4,002,249.

       vvvvvvvvvvv

          3,062,109.         

        vvvvvvvvvvv

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.88

UK Pound

1

Rs.99.89

Euro

1

Rs.72.06

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.