MIRA INFORM REPORT

 

 

Report No. :

346714

Report Date :

26.10.2015

 

IDENTIFICATION DETAILS

 

Name :

NOMAN WEAVING MILLS LTD.

 

 

Registered Office :

Adamjee Court (4th Floor), 115 -120 MotiJheel C/A, Dhaka-1000

 

 

Country :

Bangladesh

 

 

Date of Incorporation :

21.12.2005

 

 

Com. Reg. No.:

C-60013

 

 

Legal Form :

Private Co 

 

 

Line of Business :

Manufacturer, Distributor and Exporter of Gray Fabrics    

 

 

No of Employees :

699

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

Status :

Good

Payment Behaviour :

Regular

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Bangladesh

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

BANGLADESH - ECONOMIC OVERVIEW

 

Bangladesh's economy has grown roughly 6% per year since 1996 despite political instability, poor infrastructure, corruption, insufficient power supplies, slow implementation of economic reforms, and the 2008-09 global financial crisis and recession. Although more than half of GDP is generated through the service sector, almost half of Bangladeshis are employed in the agriculture sector with rice as the single-most-important product. Garment exports, the backbone of Bangladesh’s industrial sector, accounted for more than 80% of total exports and surpassed $18 billion in 2014. The sector has remained resilient in recent years amidst a series of factory accidents that have killed over 1,000 workers and crippling strikes that shut down virtually all economic activity. Steady garment export growth combined with remittances from overseas Bangladeshis - which totaled $14 billion and 8% of GDP in 2014 - are the largest contributors to Bangladesh’s current account surplus and rising foreign exchange holdings.

 

Source : CIA

 


 


IDENTIFICATION DETAILS

 

Correct company Name

:

NOMAN WEAVING MILLS LTD.

Head Office

:

Adamjee Court (4th Floor), 115 -120 MotiJheel C/A, Dhaka-1000, Bangladesh

Tel No

:

88- 02-9578407-8, 9578402-4, 9569669

Fax No

:

880-2-9564336, 9565282

E-mail

:

monirplal@znzfab.com

Website

:

www.nomangroup.com

Date/ Year of Incorporation

:

21.12.2005

Incorporation No.

:

C-60013

Legal Form (General)

:

 Public Listed Co      Public (but not listed)   Private Co   State-owned Co

 Sole Proprietorships  Partnership            Not Registered

 others (please specify) ________________

 

Legal form (Specific)

:

LTD   CORP    INC  CO    

 others (please specify) ________________

 

Issuing Authority

:

Registrar of Joint Stock Companies & Firms   City Corporation

 Municipal Administration                 Union Council

 Cantonment Board                      Chief Controller of  Import & Export (CCIE)

 

 

FINANCIALS- SUMMARY

 

      Year

Turnover/ Sales

 Assets

     Income

July’ 12~June’ 13

Tk.435 Million

Tk.4231.50 Million

Tk.17.40 Million

July’ 13~June’ 14

Tk.650 Million

Tk.4457.95 Million

Tk.26.55 Million

Exchange Rate

USD1-Tk. 77.8200

EUR 1- Tk. 100.2711

GBP 1- Tk.118.5354

AUD 1 - Tk.82.8563

JPY 1 - Tk.0.9286

CAD 1 - Tk.80.1887

SEK 1 - Tk.12.2870

SGD 1 - Tk.65.3045

CNH 1 - Tk.12.8399

 

 

 

 

 

 

 

 

 

 

 

 

 

 

FULLCHECK REPORT DETAILS

 

                                    Information Parted By

 

 

 

Name

:

Mr. Monirul Islam

Designation

:

Ass. General Manager

Contract No

:

-

 

                                     Locations Details

 

Business Address

:

Adamjee Court (4th Floor), 115 -120 MotiJheel C/A, Dhaka-1000, Bangladesh

Tel No

:

88- 02-9578407-8, 9578402-4, 9569669

E-mail

:

880-2-9564336, 9565282

Fax No

:

monirplal@znzfab.com

Website

:

www.nomangroup.com

 

Location :

: Owned

 

 

Rented

Ö

 

Leased

 

Area

2400

Sq. ft.

 

Type of Office :

  :       Commercial Office Bldg.

Ö

 

Semi-commercial office Bldg.

 

     

Retail shop

 

 

Industrial Park

 

     

Business Center

 

 

Home Office

 

     

Residential Bldg.

 

 

 

 

 

 

Factory:

 

 

 

 

 

Address

:

Mowua, Sreepur, Gazipur, Bangladesh

Tel No

:

88-02-09606500450, 0682551949

Fax No

:

-

 

Location :

   Owned

Ö

 

Rented

 

 

Leased

 

Area

2.0

Acores.

 

Employee:

 

 

 

No. of Employees 

 

In Office

:

93

In Factory

:

606

In Branch:

:

-

Total

:

699

Details:

-

                    

 

 

 

OWNERSHIP/SHAREHOLDERS

 

Names of Shareholders

            No. of Share     

Mr. Imran Ahmed Chowdhury

          63000

Mr. Abdullah Jobair

          30300

Mr. Md. Nurul Islam

          30300

Mr. Md. Abdullah Al- Mamun

          55000

Mr. Abdullah Zaber

          30300

Mr. Abdullah Mohammad Talha

          30300

Ms. Nur-E-Yesmain Fatema

          30300

Mr. A.S.M. Rafiqul Islam

          30300

 

 

DIRECTORS

 

Name

Designation

Mr. Imran Ahmed Chowdhury

Managing Director

Mr. Abdullah Jobair

Director

Mr. Md. Abdullah Al- Mamun

Director

 

 

MANAGEMENT

 

Name

:

Mr. Khairul Islam

Job Description

:

General Manager

Nationality

:

Bangladeshi

Email address

:

-

Other details

:

-

 

Name

:

Mr. Md. Sohrab Hossain( Babar)

Job Description

:

Deputy General Manager

Nationality

:

Bangladeshi

Email address

:

-

Other details

:

-

 

Name

:

Mr. Monirul Islam

Job Description

:

Ass. General Manager

Nationality

:

Bangladeshi

Email address

:

monirplal@znzfab.com

Other details

:

Mr. Monirul Islam

 

Name

:

Mr. Abdul Mumen

Job Description

:

Manager ( production)

Nationality

:

Bangladeshi

Email address

:

-

Other details

:

-

 

 

BUSINESS OPERATIONS

 

Nature of Activity       :

Manufacturer

Ö

Trader

 

Dealer

 

Distributor

Ö

 

Exporter

Ö

Importer

 

Others

 

 

 

Range of Products/Item Dealings In:

 

Products

:

Gray Fabrics    

Production Capacity

:

32.56 million meters per year

Last Year Production

:

Do

 

Trading Terms:

 

Purchasing Terms:

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

Selling Terms      :

L/C

Ö

Cash

 

Others

 

 

 

Credit :

 

30 days

 

60 days

Ö

90 days

 

 

days

 

 

DETAILED DATA

 

Trade Reference & Related Parties

:

 

Overseas Clients

:

N/A

Local Clients

:

N/A

Overseas Suppliers

:

N/A

Local Suppliers

:

N/A

 

Trade Markets

 

:

 

Exports

 

:

Europe

 

Imports

 

:

China, India

 

Brand Name

:

N/A

Certified

:

Nil

Auditors

:

N/A

Operation Status

:

Active

Member

:

 Bangladesh Textile Mills Association, Dhaka

 

 

CAPITAL STRUCTURE

 

Authorized Capital

:

Tk.50 crore

Paid-up Capital

:

Tk.3,00,00,000

No. of Shares

:

3,00,000

 Share Value

:

Tk.100.00Each

Main Assets

:

Tk.4457.95 Million

 

 

 

 

 

 

 

 

 

 

FINANCIAL STATEMENT- DETAILED

 

The subject company don’t submit update financial figure to local registry office.

 

 

ASSOCIARES/SUBSIDIARIES/ RELATED PARTIES

 

 

Sister Concerns

:

Saad Saan Apparels Ltd.

Artex Fabrics Ltd.

Zaber & Zubair Fabrics Ltd.

Sufia Cotton Mills Ltd.

Talha Spinning Mills Ltd

Mariom Textile Mills Ltd.

Noman Fabrics Ltd

Zaber Spinning Mills Ltd

Noman Textile Mills Ltd.

Talha Tex-pro Ltd.

Zaber & Zubair Accesories Ltd.

Zarba Textile Mills Ltd.

Yasmin Spinning Mills Ltd.

Ismail Textile Mills Ltd.

Saad-Saan Textile Mills Ltd

Zaber Spinning Mills Ltd

Zubair Spinning Mills Ltd.

Talha Fabrics Ltd.

Noman Home Textile Mills Ltd

Sufia Fabrics Ltd.

Nice Denim mills Ltd

Noman Terry Towel Mills Ltd.

Yasmin Textile Mills Ltd.

Ismail Spinning Mills Ltd.

Noman Spinning Mills Ltd

Noman Composite Textile Ltd.

Ismail- Anzuman-Ara Fabrics Ltd.

Noman Fashion Fabrics Ltd.

Zarba Rotor Spinning Mills Ltd.

 

Subsidiary

:

N/A

Name of  The Group

:

Noman Group

 

 

BANKING

 

 

Bank Name  

:

Islami Bank Bangladesh Ltd

Bank Address

:

Local Office,

75, Motijheel C/A, Dhaka-1000

Phone: 88-02-9571201-2, 9568187, PABX-9552897

Email: ibbl@bttb.net.bd, ibbllofx@aitlbd.net

Fax: 880-2-9561105, 9561995

Mobile:  01711-694317

 

Bank Name  

:

Dutch Bangla Bank Ltd.

Bank Address

:

Motijheel Branch,

Zerin Mansion, 55, Motijheel Commercial Area,

Dhaka-1000

Bangladesh

 

 

ADVERSE DATA MONITORING

 

Dishonored Checks         

 

:     

No Record Found         

Debt

 

:

No Record Found

Litigation  

                   

:

Clear         

Performance Defaults

 

:

No Record Found         

Adverse Local Media Coverage/ Adverse Filling History

:

No Record Found

 

 

SITE VISIT COMMENTARY

 

Our representative visited the subject Head office at Adamjee Court (4th Floor), 115-120,

Motijheel C/A, Dhaka -1000, Bangladesh which is situated at commercial area. Their Ass. General Manager Mr. Monirul Islam welcome us & given us all information.

 

 

 

GENERAL COMMENTS

 

SC is considered medium-sized in its line with fairly stable financial conditions.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.88

UK Pound

1

Rs.99.89

Euro

1

Rs.72.06

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

TRU

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.