MIRA INFORM REPORT

 

 

Report No. :

346949

Report Date :

27.10.2015

 

IDENTIFICATION DETAILS

 

Name :

AMER CHAABOU COMPANY SAL

 

 

Registered Office :

Masood Building, 9th Floor, Tripoli

 

 

Country :

Lebanon

 

 

Year of Establishment :

2008

 

 

Com. Reg. No.:

300122, Tripoli

 

 

Legal Form :

Lebanese Joint Stock Company

 

 

Line of Business :

Import and Distribution of Metal and Steel Products.

 

 

No. of Employees :

6

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Lebanon

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

LEBANON - ECONOMIC OVERVIEW

 

Lebanon has a free-market economy and a strong laissez-faire commercial tradition. The government does not restrict foreign investment; however, the investment climate suffers from red tape, corruption, arbitrary licensing decisions, complex customs procedures, high taxes, tariffs, and fees, archaic legislation, and weak intellectual property rights. The Lebanese economy is service-oriented; main growth sectors include banking and tourism. The 1975-90 civil war seriously damaged Lebanon's economic infrastructure, cut national output by half, and derailed Lebanon's position as a Middle Eastern entrepot and banking hub. Following the civil war, Lebanon rebuilt much of its war-torn physical and financial infrastructure by borrowing heavily, mostly from domestic banks, which saddled the government with a huge debt burden. Pledges of economic and financial reforms made at separate international donor conferences during the 2000s have mostly gone unfulfilled, including those made during the Paris III Donor Conference in 2007, following the July 2006 war. Spillover from the Syrian conflict, including the influx of more than 1 million Syrian refugees, has increased internal tension and slowed economic growth to the 1-2% range in 2011-13, after four years of averaging 8% growth. Syrian refugees have increased the labor supply, but pushed more Lebanese into unemployment. Chronic fiscal deficits have made Lebanon’s debt-to-GDP ratio the third highest in the world; most of the debt is held internally by Lebanese banks. Weak economic growth limits tax revenues, while the largest government expenditures remain debt servicing and transfers to the electricity sector. These limitations constrain other government spending and limit the government’s ability to invest in necessary infrastructure improvements, such as water, electricity, and transportation.

 

Source : CIA

 

SUMMARY

 

Company Name                                    : AMER CHAABOU COMPANY SAL

Country of Origin                                   : Lebanon

Legal Form                                           : Lebanese Joint Stock Company

Registration Date                                  : 2008

Commercial Registration Number           : 300122, Tripoli

Issued Capital                                       : LP 30,000,000

Paid up Capital                                     : LP 30,000,000

Total Workforce                         : 6

Activities                                               : Distributors of metal and steel products

Financial Condition                                : Undetermined

Payments                                             : Nothing detrimental uncovered


COMPANY NAME

 

AMER CHAABOU COMPANY SAL

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : Masood Building, 9th Floor

 

Town                : Tripoli

Country : Lebanon

 

Telephone         : (961-6) 444360 / 344450

Mobile              : (961-70) 262062

 

Premises

 

Subject operates from a small suite of offices that are rented and located in the Central Business Area of Tripoli.

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Amer Abdul Rahman Chaabou                                                           Managing Director

 

·       Alaa Eddine Amer Chaabou                                                              Director

 

·       Abdul Fattah Badie Mohamed Yousef                                               Director

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 2008

 

Legal Form                  : Lebanese Joint Stock Company

 

Commercial Reg. No.   : 300122, Tripoli

 

Issued Capital              : LP 30,000,000

 

Paid up Capital            : LP 30,000,000

 

Name of Shareholder (s)                                    

 

·       Amer Abdul Rahman Chaabou                                                          

 

·       Alaa Eddine Amer Chaabou                                                             

 

·       Abdul Fattah Badie Mohamed Yousef

 

 

AFFILIATED COMPANIES

 

·       Liberty Trading Sal

Tripoli

 

 

OPERATIONS

 

Activities: Engaged in the import and distribution of metal and steel products.

 

Import Countries: Europe and the Far East

 

Subject has a workforce of 6 employees.

 

 

FINANCIAL DATA

 

Companies registered in Lebanon are not legally required to make their accounts public and no financial information was released by the company or submitted by outside sources.

 

 

BANKERS

 

·       Bank of Lebanon & Kuwait

PO Box: 115566

Beirut

Tel: (961-1) 340270

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.96

UK Pound

1

Rs.99.55

Euro

1

Rs.71.64

 

 

 

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.