MIRA INFORM REPORT

 

 

Report No. :

346851

Report Date :

28.10.2015

 

IDENTIFICATION DETAILS

 

Name :

LEDERER GMBH

 

 

Registered Office :

Katzbachstr. 4, D 58256 Ennepetal

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

23.06.1972

 

 

Com. Reg. No.:

HRB 5663

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Wholesale of Tools and Hardware.

 

 

No. of Employees :

105

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

Company Name and Address

 

LEDERER GMBH

 

 Company Status:      active

                      Katzbachstr. 4

                      D 58256 Ennepetal

                      Telephone:02333/8309-0

                      Telefax: 02333/8309-50

                      Homepage: www.lederer-online.com

                      E-mail:   info@lederer-online.com

 

 VAT no.:                      DE812028614

 Tax ID number:             341/5710/0486

 

 

CONCLUSION

 

Business relations are permissible.

 

 

Company Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      23.06.1972

 Shareholders'

 agreement:                   23.06.1972

 Registered on:             07.02.1975

 Commercial Register:   Local court 58097 Hagen

 under:                          HRB 5663

 

 

Share capital               

 

EUR            500,000.00

 

 Shareholder:

                      Dr. Volker Lederer

                      Spessartweg 31

                      D 42349 Wuppertal

                      born: 09.05.1966

                      Share:             EUR            500,000.00

 Manager:

                      Rainer Lederer

                      Neuenhaus 79

                      D 42349 Wuppertal

                      having sole power of representation

                      born: 26.11.1941

                      Marital status: married

 Manager:

                      Dr. Volker Lederer

                      Spessartweg 31

                      D 42349 Wuppertal

                      having sole power of representation

                      born: 09.05.1966

                      Profession: Businessman

 Manager:

                      Peter Henke

                      Schlittenbacher Str. 56

                      D 58511 Lüdenscheid

                      authorized to jointly represent the company

                      born: 01.09.1959

 

Further functions/participations of Dr. Volker Lederer (Manager)

 Member of the Board of Directors:

                      Fachverband des Schrauben-Großhandels e.V.

                      (FDS)

                      Am Weidendamm 1a

                      D 10117 Berlin

                      Legal form: Registered association

                      Registered

                      on:         13.07.2006

                      Reg. data:  14057 Berlin, VR 23755

 

 

COMPANY HISTORY

 

 07.02.1975 - 08.10.1998  Lederer + Lipinski Gesellschaft mit

                          beschränkter Haftung

                          Katzbachstr. 4

                          D 58256 Ennepetal

                          Private limited company

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 46741   Wholesale of tools and hardware

 

 

FINANCIAL INFORMATION

 

Payment experience:  within periods customary in this trade

 

Negative information:We have no negative information at hand.

 

Balance sheet year:  2013

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Katzbachstr. 4

                      D 58256 Ennepetal

 

 Real Estate of:      Rainer Lederer

 Type of ownership:   proprietor

 Share:                100.00 %

 Address              Neuenhaus 79

                      D 42349 Wuppertal

 

 Land register documents were not available.

 

 

BANKERS

 

 Principal bank

 DEUTSCHE BANK, 58241 ENNEPETAL

 Sort. code: 33070090

 BIC: DEUTDEDWXXX

 

 Further bank

 SPARKASSE ENNEPETAL-BRECKERFELD, 58244 ENNEPETAL

 Sort. code: 45451060

 BIC: WELADED1ENE

 

 

FINANCIAL FIGURES

 

 Turnover:            2013               EUR         49,376,400.00

                      2014              *EUR         51,000,000.00

 Profit:              2013               EUR          3,207,875.00

 further business figures:

 Equipment:                              EUR          1,953,191.00

 Ac/ts receivable:                       EUR          7,338,879.00

 Liabilities:                            EUR          9,417,981.00

 Employees:                                                    105

 - thereof permanent staff:                                    105

 

 The business figures marked with an asterisk are estimates based

  on average values in the line of business.

 

 

 BALANCE SHEETS

 

 Balance sheet ratios 01.01.2013 - 31.12.2013

 Equity ratio [%]:                 81.09

 Liquidity ratio:                  10.00

 Return on total capital [%]:       5.36

 

 Balance sheet ratios 01.01.2012 - 31.12.2012

 Equity ratio [%]:                 89.97

 Liquidity ratio:                  10.00

 Return on total capital [%]:       3.97

 

 Balance sheet ratios 01.01.2011 - 31.12.2011

 Equity ratio [%]:                 86.45

 Liquidity ratio:                  10.00

 Return on total capital [%]:      10.77

 

 Balance sheet ratios 01.01.2010 - 31.12.2010

 Equity ratio [%]:                 86.84

 Liquidity ratio:                  10.00

 Return on total capital [%]:       9.62

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         59,844,765.26

  Fixed assets                           EUR         15,834,294.65

   Intangible assets                     EUR            103,266.00

    Concessions, licences, rights        EUR            103,266.00

   Tangible assets                       EUR         15,221,866.62

    Land / similar rights                EUR          5,414,856.28

    Plant / machinery                    EUR              2,572.00

    Other tangible assets / fixtures and

    fittings                             EUR          1,953,190.54

    Advance payments made / construction

    in progress                          EUR          7,851,247.80

   Financial assets                      EUR            509,162.03

    Shares in participations /

    subsidiaries and the like            EUR            509,162.03

     Shares in related companies         EUR            326,233.52

     Shares in investee companies        EUR            182,928.51

  Current assets                         EUR         43,972,629.42

   Stocks                                EUR         27,357,898.72

    Raw materials, consumables and

    supplies                             EUR             25,000.00

    Finished goods / work in progress    EUR         25,337,668.17

    Advance payments made                EUR          1,995,230.55

   Accounts receivable                   EUR          7,338,879.46

    Trade debtors                        EUR          3,768,285.67

    Amounts due from related companies   EUR            132,501.92

    Other debtors and assets             EUR          3,438,091.87

   Liquid means                          EUR          9,275,851.24

  Remaining other assets                 EUR             37,841.19

   Accruals (assets)                     EUR             37,841.19

    thereof disagio                      EUR             18,000.00

 

 LIABILITIES                             EUR         59,844,765.26

  Shareholders' equity                   EUR         48,047,603.73

   Capital                               EUR            110,000.00

    Subscribed capital (share capital)   EUR            110,000.00

   Reserves                              EUR         20,000,000.00

    Retained earnings / revenue reserves EUR         20,000,000.00

   Balance sheet profit/loss (+/-)       EUR         27,937,603.73

    Profit / loss brought forward        EUR         24,729,728.78

    Balance sheet profit / loss          EUR          3,207,874.95

  Provisions                             EUR          2,379,180.59

   Pension provisions and comparable

   provisions                            EUR          1,370,476.62

   Provisions for taxes                  EUR            152,803.97

   Other / unspecified provisions        EUR            855,900.00

  Liabilities                            EUR          9,417,980.94

   Financial debts                       EUR          7,507,024.30

    Liabilities due to banks             EUR          7,507,024.30

   Other liabilities                     EUR          1,910,956.64

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR          1,321,990.80

    Liabilities due to shareholders      EUR            481,006.75

    Unspecified other liabilities        EUR            107,959.09

     thereof liabilities from tax /

     financial authorities               EUR             62,363.62

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         49,376,399.68

  Other operating income                 EUR            514,906.30

  Cost of materials                      EUR         34,302,866.88

   Raw materials and supplies, purchased

   goods                                 EUR         32,753,556.85

   Purchased services                    EUR          1,549,310.03

  Gross result (+/-)                     EUR         15,588,439.10

  Staff expenses                         EUR          5,807,885.03

   Wages and salaries                    EUR          4,706,429.23

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR          1,101,455.80

  Total depreciation                     EUR            533,824.85

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            533,824.85

  Other operating expenses               EUR          5,103,001.98

  Operating result from continuing

  operations                             EUR          4,143,727.24

  Interest result (+/-)                  EUR            206,130.18

   Interest and similar income           EUR            395,781.74

   Interest and similar expenses         EUR            189,651.56

  Financial result (+/-)                 EUR            206,130.18

  Result from ordinary operations (+/-)  EUR          4,349,857.42

  Income tax / refund of income tax (+/-)EUR         -1,096,283.58

  Other taxes / refund of taxes          EUR            -45,698.89

  Tax (+/-)                              EUR         -1,141,982.47

  Annual surplus / annual deficit        EUR          3,207,874.95

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         51,086,753.86

  Fixed assets                           EUR          7,801,552.02

   Intangible assets                     EUR            178,191.00

    Concessions, licences, rights        EUR            178,191.00

   Tangible assets                       EUR          4,004,440.93

    Land / similar rights                EUR          2,110,127.00

    Plant / machinery                    EUR              3,198.00

    Other tangible assets / fixtures and

    fittings                             EUR          1,615,343.70

    Advance payments made / construction

    in progress                          EUR            275,772.23

   Financial assets                      EUR          3,618,920.09

    Shares in participations /

    subsidiaries and the like            EUR            318,920.09

     Shares in related companies         EUR            135,991.58

     Shares in investee companies        EUR            182,928.51

    Other loans                          EUR          3,300,000.00

  Current assets                         EUR         43,239,360.65

   Stocks                                EUR         29,016,672.46

    Raw materials, consumables and

    supplies                             EUR             25,000.00

    Finished goods / work in progress    EUR         27,103,896.22

    Advance payments made                EUR          1,887,776.24

   Accounts receivable                   EUR          5,982,086.79

    Amounts due from shareholders        EUR                  0.00

    Trade debtors                        EUR          3,395,073.42

    Other debtors and assets             EUR          2,587,013.37

   Liquid means                          EUR          8,240,601.40

  Remaining other assets                 EUR             45,841.19

   Accruals (assets)                     EUR             45,841.19

 

 LIABILITIES                             EUR         51,086,753.86

  Shareholders' equity                   EUR         45,839,728.78

   Capital                               EUR            110,000.00

    Subscribed capital (share capital)   EUR            110,000.00

   Reserves                              EUR         20,000,000.00

    Retained earnings / revenue reserves EUR         20,000,000.00

   Balance sheet profit/loss (+/-)       EUR         25,729,728.78

    Balance sheet profit / loss          EUR         25,729,728.78

  Provisions                             EUR          2,745,337.14

   Pension provisions and comparable

   provisions                            EUR          1,162,148.17

   Provisions for taxes                  EUR            152,803.97

   Other / unspecified provisions        EUR          1,430,385.00

  Liabilities                            EUR          2,501,687.94

   Financial debts                       EUR          1,341,281.84

    Liabilities due to banks             EUR          1,341,281.84

   Other liabilities                     EUR          1,160,406.10

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR            904,157.65

    Liabilities due to shareholders      EUR            122,665.39

    Unspecified other liabilities        EUR            133,583.06

     thereof liabilities from tax /

     financial authorities               EUR             78,603.35

     thereof liabilities from social

     security                            EUR              1,659.13

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         45,138,576.88

  Other operating income                 EUR            146,360.20

  Cost of materials                      EUR         31,400,138.92

   Raw materials and supplies, purchased

   goods                                 EUR         29,990,192.81

   Purchased services                    EUR          1,409,946.11

  Gross result (+/-)                     EUR         13,884,798.16

  Staff expenses                         EUR          5,009,174.75

   Wages and salaries                    EUR          4,182,291.35

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            826,883.40

  Total depreciation                     EUR            555,048.02

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            555,048.02

  Other operating expenses               EUR          5,128,042.77

  Operating result from continuing

  operations                             EUR          3,192,532.62

  Interest result (+/-)                  EUR            235,045.18

   Interest and similar income           EUR            482,985.59

   Interest and similar expenses         EUR            247,940.41

  Financial result (+/-)                 EUR            235,045.18

  Result from ordinary operations (+/-)  EUR          3,427,577.80

  Income tax / refund of income tax (+/-)EUR         -1,374,466.29

  Other taxes / refund of taxes          EUR            -25,382.62

  Tax (+/-)                              EUR         -1,399,848.91

  Annual surplus / annual deficit        EUR          2,027,728.89


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.64.96

UK Pound

1

Rs.99.73

Euro

1

Rs.71.84

 

INFORMATION DETAILS

 

Analysis Done by :

KIN

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.