MIRA INFORM REPORT

 

 

Report No. :

346235

Report Date :

30.10.2015

 

IDENTIFICATION DETAILS

 

Name :

CP KELCO BRASIL S A

 

 

Registered Office :

Avenida Araras, 799 - Vila Glória , 13485-130 - Limeira/Sp

 

 

Country :

Brazil

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

15.01.1985

 

 

Legal Form :

Privately Held Corporation

 

 

Line of Business :

Manufacture and Trade of Orange Extract - Pectin.

 

 

No. of Employees :

177

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

Payment Behaviour :

Slow but correct

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Brazil

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

BRAZIL - ECONOMIC OVERVIEW

 

Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, and a rapidly expanding middle class, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. Since 2008, Brazil became a net external creditor and all three of the major ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. After reaching historic lows of 4.5% in early 2014, the unemployment rate remains low, but is rising. Brazil's traditionally high level of income inequality has declined for each of the last 15 years. GDP growth has slowed since 2011, due to several factors, including: overdependence on exports of raw commodities, low productivity, high operational costs, persistently high inflation, and low levels of investment. Brazil's fiscal and current account balances have eroded during the past four years as the government attempted to boost economic growth through targeted tax cuts for industry and incentives to spur household consumption. After winning reelection in October 2014 by a historically narrow margin, President Dilma ROUSSEFF appointed a new economic team led by Finance Minister Joaquim LEVY, who introduced a fiscal austerity package intended to restore the primary account surplus to 1.2% of GDP and preserve the country's investment-grade sovereign credit rating. Brazil seeks to strengthen its workforce and its economy over the long run by imposing local content and technology transfer requirements on foreign businesses, by investing in education through social programs such as Bolsa Familia and the Brazil Science Mobility Program, and by investing in research in the areas of space, nanotechnology, healthcare, and energy.

 

Source : CIA

 


Company Name

 

CP KELCO BRASIL S A

 

ADDRESSES:

 

MAIN ADDRESS:

Avenida Araras, 799 - Vila Glória

ZIP CODE/CITY:

13485-130 - Limeira/Sp

 

 

PHONE:

19 3404-4627

FAX:

19 3451-1948

E-MAIL:

joao.soares@cpkelco.com

WEB SITE:

www.cpkelco.com

 

BRANCHES:

 

 

 

ADDRESS:

RUA TEIXEIRA MARQUES, 845 CHÁCARA SĂO JOSÉ - CAIXA POSTAL: 21

ZIP CODE/CITY:

 13485-13 LIMEIRA/SP

PHONE:

19 3404-4600

FAX:

19 3404-4639

CNPJ:

54.105.671/0006-50

STATE REGISTER:

417.155.274.115

 

LEGAL DATA:

 

MAIN ACTIVITIES:

 

MANUFACTURE AND TRADE OF ORANGE EXTRACT - PECTIN.

 

LEGAL FORM:

PRIVATELY HELD CORPORATION

 

 

INCORPORATION DATE:

15/01/1985

REGISTER DATE:

15/01/1985

BALANCE SHEET FILING DATE:

31/12

TAX CONTRIBUTOR NUMBER(CNPJ):

54.105.671/0001-46

STATE REGISTER:

417.060.654.115

 

 

SHARE CAPITAL:

R$ 6.139.086,00

 

BOARD OF DIRECTORS:

 

 

 

LUIZ AURÉLIO FERREIRA AZZOLINO

SUPERVISING DIRECTOR

ANTONIO LEOPOLDO SICOLIN

FINANCIAL DIRECTOR

JULIO CESAR DE FRANCISCHI

INDUSTRIAL DIRECTOR

 

AUTHORIZED USE OF SIGNATURE:

 

THE DIRECTORS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY.

 

SHAREHOLDERS / PARTNERS:

 

 

 

CP KELCO APS (DENMARK)

99,99%

CP KELCO SERVICES APS

00,01%

 

AFFILIATES / SUBSIDIARIES:

 

 

 

NOT AVAILABLE

 

 

COMPANY'S BACKGROUND:

 

THE SUBJECT WAS ESTABLISHED ON JANUARY 15, 1985 TO BE ENGAGED IN THE SAID LINE OF BUSINESS AND UP TO DATE IT IS STILL OPERATING WITHIN THE GENERAL SCENE REPORTED HEREIN.

 

TRADE NAME: "CP KELCO".

 

PREVIOUS NAMES:

HERCULES LIMEIRA S.A

CITRUS COLLOIS S.A.

BRASPECTINA S.A.

 

DIRECTORS:

 

LUIZ AURÉLIO FERREIRA AZZOLINO: BRAZILIAN, MARRIED, CHEMICAL ENGINNER, HOLDER OF DOCUMENTS RG 7.513.148 SSP/SP AND CPF 046.665.758-71, RESIDENTIAL ADDRESS AT RUA RAFAEL WILSON PACCE, 115, JARDIM COLONIAL, SĂO PAULO/SP;

 

JULIO CESAR DE FRANCISCHI: BRAZILIAN, MARRIED, CHEMICAL ENGINNER, HOLDER OF DOCUMENTS RG 11.505.746 SSP/SP AND CPF 049.016.178-26, RESIDENTIAL ADDRESS AT VIA TOSCANA, 324, VILA SAN MARINO, LIMEIRA/SP;

 

ANTONIO LEOPOLDO SICOLIN: BRAZILIAN, MARRIED, ACCOUNTANT, HOLDER OF DOCUMENTS RG 6.426.560 SSP/SP AND CPF 539.868.148-68, RESIDENTIAL ADDRESS AT RUA MARIO PIZANI, 161, CHÁCARA SĂO JOSÉ, ZIP CODE 13485-134, LIMEIRA/SP.

 

FURTHER DETAILS ARE SO FAR NOT KNOWN.

 

REMARKS:

--------

 

WHEN CONTACTING THE SUBJECT WE INTERVIEWED MR. JOĂO SOARES, ACCOUNTING DEPARTMENT, WHO INFORMED THAT WOULD NOT DISCLOSE ANY KIND OF INFORMATION UNLESS THE INQUIRING PARTY'S NAME WAS DISCLOSED.

 

IF IT IS POSSIBLE TO DISCLOSE THE NAME OF THE INTERESTED SUPPLIER OF THE SUBJECT, WE MAY RESUME OUR CONTACTS AND TRY TO OBTAIN FURTHER INFORMATION.

 

THE DATA CONTAINED HEREIN WERE OBTAINED FROM OUTSIDE SOURCES, OUR DATABASE AND OFFICIAL. NO FURTHER DATA WAS AVAILABLE WITH SEVERAL SOURCES USUALLY INVESTIGATED.

 

 

PUBLIC INFORMATION:

 

PROTESTS:

 

01 PROTEST, AMOUNT R$ 160,00

 

DETAILS OF PROTEST:

 

NOTARY OFFICE:

DATE:

VALUE:

11ş CARTÓRIO DE SP-LIMEIRA

23/12/2013

R$ 160,00

 

LAWSUITS:

 

 

 

DATE:

COURT OF LAW:

 

1

FEDERAL EXECUTIVE

18/11/13

1Ş VARA DE LIMEIRA/SP

 

 

FINANCIAL INFORMATION:

 

GENERAL BALANCE SHEETS AS OF 31/12/2014, 31/12/2013 AND 31/12/2012.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

ASSETS

 

 

 

CURRENT:

31/12/2014

31/12/2013

31/12/2012

 

 

 

 

CASH AND BANKS

10.987

19.235

7.036

INTERCOMPANY CREDITS

18.696

17.827

10.862

CLIENTS

25.432

19.831

19.135

INVENTORY

31.221

40.463

44.655

RECOVERABLE TAXES

34.042

21.561

16.739

OTHER CREDITS

693

462

1.015

 

----------------

----------------

----------------

TOTAL CURRENT ASSETS

121.071

119.379

99.442

 

LONG-TERM RECEIVABLES:

 

 

 

 

 

 

 

DEFERRED TAXES

10.295

5.284

7.809

RECOVERABLE TAXES

5.080

15.682

21.084

OTHER CREDITS

5.676

2.288

4.814

ADVANCE TO SUPPLIERS

22.411

6.577

 

 

----------------

----------------

----------------

TOTAL LONG-TERM RECEIVABLES

43.462

29.831

33.707

 

FIXED ASSETS:

 

 

 

 

 

 

 

FIXED ASSETS

93.191

46.453

43.855

 

----------------

----------------

----------------

TOTAL FIXED ASSETS

93.191

46.453

43.855

 

================

================

================

TOTAL ASSETS

257.724

195.663

177.004

 

LIABILITIES:

 

 

 

CURRENT:

31/12/2014

31/12/2013

31/12/2012

 

 

 

 

SUPPLIERS

11.920

7.064

7.087

INTERCOMPANY DEBTS

17.335

6.267

3.575

TAX LIABILITIES

723

406

340

LABOR OBLIGATIONS

2.866

2.455

2.375

PROVISIONS

12.467

6.116

4.818

ACCOUNTS PAYABLE

9

8

3.499

 

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

45.320

22.316

21.694

 

LONG TERM LIABILITIES:

 

 

 

 

 

 

 

DEFERRED TAXES

-3.298

2.786

8.353

DEBT WITH RELATED COMPANIES

228.713

150.752

128.243

 

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

225.415

153.538

136.596

 

NET EQUITY:

 

 

 

 

 

 

 

SHARE CAPITAL

6.139

6.139

6.139

CAPITAL RESERVES

1.249

1.249

1.249

REVALUATION RESERVES

374

401

427

LEGAL RESERVES

1.227

1.228

1.228

ACCRUED PROFIT (LOSS)

-17.416

10.792

9.671

OTHER

-4.584

 

 

 

----------------

----------------

----------------

TOTAL NET EQUITY

-13.011

19.809

18.714

 

================

================

================

TOTAL LIABILITIES

257.724

195.663

177.004

 

PROFIT AND LOSS ACCOUNTS AS OF 31/12/2014, 31/12/2013 AND 31/12/2012.

( FIGURES ARE IN THOUSANDS OF REAIS ).

 

 

31/12/2014

31/12/2013

31/12/2012

 

 

 

 

GROSS SALES

170.395

158.046

128.070

(-) TAXES ON SALES

11.732

12.258

12.284

 

----------------

----------------

----------------

NET SALES

158.663

145.788

115.786

(-) COST OF SOLD GOODS

114.039

100.769

78.623

 

----------------

----------------

----------------

GROSS PROFIT

44.624

45.019

37.163

OPERATING REVENUE (EXPENSE)

-62.139

-22.941

-15.769

FINANCIAL REVENUE(EXPENSE)

-21.816

-18.251

-12.638

 

----------------

----------------

----------------

OPERATIONAL PROFIT (LOSS)

-39.331

3.827

8.756

CONTRIBUTION/INCOME TAX

11.095

-2.732

-3.202

 

----------------

----------------

----------------

NET PROFIT (LOSS)

-28.236

1.095

5.554

 

RATIOS:

31/12/2014

31/12/2013

31/12/2012

 

QUICK RATIO

1,98

 

3,54

 

2,53

 

CURRENT RATIO

2,67

 

5,35

 

4,58

 

ACCOUNTS RECEIVABLE TURNOVER

6,24

TIMES

7,35

TIMES

6,05

TIMES

DAYS' SALES IN RECEIVABLES

57,70

DAYS

48,97

DAYS

59,49

DAYS

INVENTORY TURNOVER

3,65

TIMES

2,49

TIMES

1,76

TIMES

ACCOUNTS PAYABLE PERIOD

37,63

DAYS

25,24

DAYS

32,45

DAYS

RETURN ON ASSETS

,62

TIMES

,75

TIMES

,65

TIMES

SALES TURNOVER ON NET EQUITY

-12,19

TIMES

7,36

TIMES

6,19

TIMES

NET WORTH TIE-UP

-7,16

 

2,35

 

2,34

 

INDEBTEDNESS

-20,81

 

8,88

 

8,46

 

EQUITY RATIO

-5,05

%

10,12

%

10,57

%

WORKING CAPITAL RATIO

167,15

%

434,95

%

358,38

%

GENERAL SOLVENCY

,95

 

1,11

 

1,12

 

RETURN ON NET EQUITY

217,02

%

5,53

%

29,68

%

RETURN ON SALES (PROFIT MARGIN)

-17,80

%

,75

%

4,80

%

GROSS PROFIT MARGIN

28,13

%

30,88

%

32,10

%

OPERATIONAL RESULT

-24,79

%

2,63

%

7,56

%

SALES TURNOVER ON LIABILITIES

3,50

TIMES

6,53

TIMES

5,34

TIMES

FOREIGN CURRENCY ON ASSETS

 

 

 

 

 

 

FOREIGN CURRENCY ON LIABILITIES

 

 

 

 

 

 

 

EXCHANGE RATE:

 

 

US$ 1,00 = R$ 3,85

 - OFFICIAL RATE ON 26/10/2015

US$ 1,00 = R$ 2,65

 - OFFICIAL RATE ON 31/12/2014

US$ 1,00 = R$ 2,34

 - OFFICIAL RATE ON 31/12/2013

US$ 1,00 = R$ 2,04

 - OFFICIAL RATE ON 31/12/2012

 

COMMENTS ON THE FINANCIAL INFORMATION:

 

FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS.

 

THE FIGURES AVAILABLE SHOW AN UNBALANCED FINANCIAL STANDING. THE LEVEL OF INDEBTEDNESS IS VERY HIGH (WITH NEGATIVE NET EQUITY) BUT IT SATILL HAS HIGH LIQUIDITY RATIOS AND POSITIVE WORKING CAPITAL, CONSIDERED ENOUGH TO COVER THE SHORT TERM LIABILITIES. IT SHOWS GROWING SALES BUT THE HIGH OPERATING AND FINANCIAL EXPENSES DROVE THE COMPANY TO MAKE CONSIDERABLE LOSS.

 

REAL ESTATE:

 

   OWNED PREMISES ARE VALUED AT R$ 7.183.531,53

 

VEHICLES:

 

   OWNED VEHICLES ARE VALUED AT R$ 522.671,32

 

MACHINES:

 

   OWNED MACHINES AND EQUIPMENTS ARE VALUED AT R$ 78.004.578,04

 

INSURANCE:

 

NOT AVAILABLE

 

BANKING REFERENCES:

 

NOT AVAILABLE

 

 

 

REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS.

 

ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY HAS NO RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682 BRAZILIAN CENTRAL BANK").

 

 

ACTIVITIES COMMENTS:

 

MANUFACTURE AND TRADE OF ORANGE EXTRACT - PECTIN.

 

IMPORT AND EXPORT:

 

   IMPORTS FROM:

CHINA AND UNITED STATES

 

   EXPORTS TO:

NOT AVAILABLE

 

MAIN CLIENTS:

 

 

 

 

 

DOMESTIC CLIENTS:

 

 

NOT AVAILABLE

 

 

 

STAFF:

 

THE COMPANY HAS: 177 EMPLOYEE(S)

 

CONCEPT AND FULFILMENT:

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY, OPERATING SINCE 1985. SO FAR IT HAS A CLEAR TRADE HISTORY AND NORMAL PAYMENT BEHAVIOR. BOTH THE COMPANY AND THE PRINCIPALS ENJOY A FAVORABLE REPUTATION AMONG LOCAL TRADE SOURCES.

 

THE COMPANY HAS TRADE RELATIONS WITH SOME SUPPLIERS IN BRAZIL. THE SUPPLIERS EXTEND CREDIT FACILITIES TO THE SUBJECT IN TERMS AND AMOUNTS ACCORDING TO THE COMPANY'S NEEDS AND SO FAR NO PAYMENT PROBLEMS ARE NOTED.

 

THE LAWSUIT REPORTED IS NOT RELATED WITH TRADE DEBT. IT IS RELATED TO TAX DEBT THAT FOR ANY REASON THE COMPANY HAS NOT YET PAID. NEVERTHELESS WE POINT OUT THAT THE SAID LAWSUIT DOES NOT AFFECT THE COMPANY'S TRADE REPUTATION.

 

THE PROTEST FOUND IS CONSIDERED IRRELEVANT.

 

MAIN SUPPLIERS:

 

 

 

 

 

DOMESTIC SUPPLIERS:

 

 

SUCOS KIKI LTDA

 

 

 

FOREIGN SUPPLIERS:

COUNTRY:

 

CP KELCO OY

CHINA

 

CP KELCO USA, INC.

USA

 

 

PAYMENT HISTORY:

 

16 SUPPLIERS REPORTED PAYMENTS:

   TOTAL AMOUNT:  R$ 1.072.827,00

 

AMOUNT OF INVOICES PAID: 65

TOTAL OF PROMPT PAYMENTS: 100%

HIGHEST INVOICE: R$ 189.950,00

HIGHEST CREDIT: R$ 189.950,00

 

FINAL OPINION:

 

THE SUBJECT IS A WELL-ESTABLISHED COMPANY IN BUSINESS FOR SEVERAL YEARS. DESPITE THE UNBALANCED FINANCIAL STANDING IT STILL HAS CLEAR TRADE HISTORY AND GOOD PAYMENT BEHAVIOR.

 

BASED ON THE OVERALL DATA AVAILABLE THE SUBJECT MAY BE CONSIDERED FOR NORMAL BUSINESS COMMITMENTS. CREDIT FACILITIES HOWEVER SHOULD BE GRANTED ON FULLY SECURED TERMS ONLY DUE TO THE IRREGULAR FINANIAL STANDING SHOWN.

 

IT WOULD BE RECOMMENDED REQUIRING COLLATERAL FROM THE SHAREHOLDERS.

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.15

UK Pound

1

Rs.99.36

Euro

1

Rs.71.25

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.