MIRA INFORM REPORT

 

 

Report No. :

346531

Report Date :

30.10.2015

 

IDENTIFICATION DETAILS

 

Name :

SUN SHINE INTERNATIONAL PVT LTD.

 

 

Registered Office :

6A, Chuang Hing Commercial Building, 62-63 Connaught Road, Central

 

 

Country :

Hongkong

 

 

Date of Incorporation :

28.05.2012

 

 

Com. Reg. No.:

59871599

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Importer, Exporter and Wholesaler of Raw Materials, Chemicals, Food Additives.

 

 

No. of Employees :

3.

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

Company Name and address

 

SUN SHINE INTERNATIONAL PVT LTD.

 

ADDRESS:                   6A, Chuang Hing Commercial Building, 62-63 Connaught Road, Central,

                                    Hong Kong.

 

PHONE:                        852-2461 2221

 

FAX:                             852-2485 2221

 

E-MAIL:                        documentation@ssint.com.hk

 

 

MANAGEMENT

 

Managing Director:        Mr. Manish Indrajeet Hingoraney

 

 

SUMMARY

 

Incorporated on:            28th May, 2012.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$150.00

 

Business Category:       Importer, Exporter and Wholesaler.

 

Employees:                  3.

 

Main Dealing Banker:     HBZ Finance Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Registered Head Office:-

6A, Chuang Hing Commercial Building, 62-63 Connaught Road, Central, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

59871599

 

 

COMPANY FILE NUMBER

 

1751580

 

 

MANAGEMENT

 

Managing Director:        Mr. Manish Indrajeet Hingoraney

 

 

ISSUED SHARE CAPITAL

 

HK$150.00

 

 

SHAREHOLDERS

(As per registry dated 28-05-2015)

 

Name

 

No. of shares

Gaurav GUPTA

 

50

Anu GUPTA

 

50

Manish Indrajeet HINGORANEY

 

50

 

 

–––

 

Total:

150

===

 

 

DIRECTOR

(As per registry dated 28-05-2015)

 

Name

(Nationality)

 

Address

Manish Indrajeet HINGORANEY

48/2 Prag Narani Road, Lucknow U.P. India.

 

 

SECRETARY

(As per registry dated 28-05-2015)

 

Name

Address

Co. No.

Akin Professionals Ltd.

20/F., Champion Building, 287-291 Des Voeux Road Central, Sheung Wan, Hong Kong.

1273165

 

 

HISTORY

 

The subject was incorporated on 28th May, 2012 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Importer, Exporter and Wholesaler.

 

Lines:                           Raw materials, chemicals, food additives.

 

Employees:                  3.

 

Commodities Imported: China, Southeast Asia, other Asian countries, Europe, etc.

 

Markets:                        Hong Kong, other Asian countries, Middle East, etc.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               L/C, T/T or as per contracted.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:     HK$150.00

 

Mortgage or charges:    (See attachment)

 

Profit or Loss:               Made a very small profit in 2014.

 

Condition:                     Business keeps on improving.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      So far so good.

 

Commercial Morality:     Good.

 

Banker:                         HBZ Finance Ltd., Hong Kong.

 

Standing:                      Small.

 

 

GENERAL

 

Having issued 150 ordinary shares of HK$1.00 each, Sun Shine International Pvt Ltd. is jointly and equally owned by Mr. Gaurav Gupta, Mr. Anu Gupta and Mr. Manish Indrajeet Hingoraney, all of whom are India merchants.  The two Guptas are in Delhi, India.

 

Mr. Manish Indrajeet Hingoraney is also the only director of the subject.  He is an India passport holder.

 

Incorporated in May 2012, the subject can be reached at your given Hong Kong phone number 852-2461 2221.

 

The subject is trading in raw materials, chemicals for foodstuffs, food additivities, chemicals and raw materials for daily products, etc.  Commodities are sourced from China, other Asian countries, etc. and exported to worldwide countries.  Business keeps on improving.

 

The subject has been banking with HBZ Finance Ltd., Hong Kong.  It has had mortgage with the bank and is acquiring banking facilities from the bank.

 

As the history of the subject is just over three years and five months in Hong Kong, on the whole, consider it good for normal credit requirements in small credit amounts for the time being.

 

 

MORTGAGE OR CHARGE

 

Date

Description of Instrument

 

Mortgagee

21-06-2013

Lien & Set-Off Agreement (Fixed Deposits)

HBZ Finance Ltd., Hong Kong.

26-07-2013

Lien & Set-Off Agreement (Fixed Deposits)

HBZ Finance Ltd., Hong Kong.

31-03-2014

Mortgage

HBZ Finance Ltd., Hong Kong.

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.15

UK Pound

1

Rs.99.36

Euro

1

Rs.71.25

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.