MIRA INFORM REPORT
|
Report No. : |
338851 |
|
Report Date : |
02.09.2015 |
IDENTIFICATION DETAILS
|
Name : |
RTC METAL PRIVATE LIMITED |
|
|
|
|
Registered
Office : |
Office No.221, 2nd Floor, Chawla Complex, Sector – 15, CBD
Belapur, Navi Mumbai – 400614, Maharashtra |
|
Tel. No.: |
91-22-27579415/ 16 |
|
|
|
|
Country : |
India |
|
|
|
|
Financials (as
on) : |
31.03.2014 |
|
|
|
|
Date of
Incorporation : |
01.02.2013 |
|
|
|
|
Com. Reg. No.: |
11-240128 |
|
|
|
|
Capital
Investment / Paid-up Capital : |
Rs.1.000 Million |
|
|
|
|
IEC No.: |
0312081804 |
|
|
|
|
CIN No.: [Company Identification
No.] |
U51900MH2013PTC240128 |
|
|
|
|
TIN No.: |
27740970996 |
|
|
|
|
TAN No.: [Tax Deduction &
Collection Account No.] |
MUMR31689A |
|
|
|
|
PAN No.: [Permanent Account No.] |
AAGCB25410 |
|
|
|
|
Legal Form : |
Private Limited Liability Company |
|
|
|
|
Line of Business
: |
Subject is engaged in the business of Manufacturing and Importing of
Aluminium Alloy Ingot and also engaged in Trading of Aluminium Scrap. |
|
|
|
|
No. of Employees
: |
50 (Approximately) |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba (42) |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Maximum Credit Limit : |
USD 16000 |
|
|
|
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
Slow but correct |
|
|
|
|
Litigation : |
Clear |
|
|
|
|
Comments : |
Subject is a relatively newly established company incorporated during
the year 2013. It is engaged in the business of manufacturer, trader and importer
of aluminium alloy ingot and aluminium scrap. It has a satisfactory track
record. In the view of company’s first year of business activity it possesses
healthy operational activity market by decent sales turnover along with an
average profitability margin. Further, the company has good capital structure along with fine
networth position and good trade receivables. Moreover, Mr. Arvind Mishra the vice president has informed that
during the coming years company is going to improve its business activity and
in the year 2016 it can achieve revenue of about 600.000 Million. Trade relations are improving. Business is active. Payment terms are
reported to be slow but correct. In view of healthy start of business, the company can be considered
for business dealings at usual trade terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
EXTERNAL AGENCY RATING
|
Rating Agency Name |
Not Available |
|
Rating |
Not Available |
|
Rating Explanation |
Not Available |
|
Date |
Not Available |
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2013.
INFORMATION PARTED BY
|
Name : |
Mr. Arvind Mishra |
|
Designation : |
Vice President |
|
Contact No.: |
91-22-27579415 |
|
Date : |
27.08.2015 |
LOCATIONS
|
Registered Office : |
Office No.221, 2nd Floor, Chawla Complex, Sector – 15, CBD
Belapur, Navi Mumbai – 400614, Maharashtra, India |
|
Tel. No.: |
91-22-27579415/ 16 |
|
Mobile No.: |
91-9819589976 (Mr. Arvind) |
|
Fax No.: |
Not Available |
|
E-Mail : |
|
|
Area : |
1000 sq. ft. |
|
Location : |
Owned |
|
Locality: |
Commercial |
|
|
|
|
Factory : |
Kavle Industrial Estate, Plot No.48, Hissa No.103/104, Village –
I, Sambe, Khalapur, Raigad,
Maharashtra, India |
|
Area : |
Owned |
|
|
|
|
Warehouse: |
Talegaon Chakan Road, Near Kalbhor Petrol Pump, Pune – 412201,
Maharashtra, India |
|
Area : |
Rented |
DIRECTORS
As on 29.09.2014
|
Name : |
Mr. Shakti SureshTiwari |
|
Designation : |
Director |
|
Address : |
B-17/6, Kendriya Vihar, Sector-II, Kharghar, Raigad, Navi Mumbai – 410210, Maharashtra, India |
|
Date of Birth/Age : |
26.06.1989 |
|
Date of Appointment : |
01.02.2013 |
|
DIN No.: |
03085764 |
|
|
|
|
Name : |
Ms. Rupam Tiwari |
|
Designation : |
Director |
|
Address : |
222 Q, Bashartapur, Bashartapur, Gorakhpur Sadar, Gorakhpur - 273004, Uttar Pradesh, India |
|
Date of Appointment : |
20.06.2015 |
|
DIN No.: |
07217482 |
KEY EXECUTIVES
|
Name : |
Mr. Arvind Mishra |
|
Designation : |
Vice President |
MAJOR SHAREHOLDERS
As on 29.09.2014
|
Names of Shareholders |
No. of Shares |
%age
holding |
|
Rajnish Kumar Mishra |
50000 |
50.00 |
|
Shakti S. Tiwari |
50000 |
50.00 |
|
Total |
100000 |
100.00 |
As on 08.12.2014
|
Names of Allotees |
No. of Shares |
|
Shakti S. Tiwari |
200000 |
|
Rajnish Kumar Mishra |
200000 |
|
Total |
400000 |
As on 29.09.2014
|
Category |
Percentage |
|
Directors or relatives of Directors |
100.00 |
|
Total |
100.00 |
BUSINESS DETAILS
|
Line of Business : |
Subject is engaged in the business of Manufacturing and Importing of
Aluminium Alloy Ingot and also engaged in Trading of Aluminium Scrap. |
|
|
|
|
Products : |
|
|
|
|
|
Brand Names : |
Not Available |
|
|
|
|
Agencies Held : |
Not Available |
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Exports : |
Not Available |
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Imports : |
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Products : |
Aluminium Scrap |
|
Countries : |
|
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|
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|
Terms : |
|
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Selling : |
Cash L/C, and Credit |
|
|
|
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Purchasing : |
Cash L/C, and Credit |
PRODUCTION STATUS NOT AVAILABLE
GENERAL INFORMATION
|
Suppliers : |
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Customers : |
Wholesalers, Retailers and Manufacturer
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No. of Employees : |
50 (Approximately) |
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Bankers : |
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Facilities : |
(Rs.
In Million)
|
|
|
|
|
Auditors : |
|
|
Name : |
Arvind Mishra Chartered Accountant |
|
Address : |
Nilgiri CHS Sector-18A, Plot No.79, Room No.25, Nerul, Navi Mumbai –
400706, Maharashtra, India |
|
Mobile No.: |
91-9619319988 |
|
PAN N Income-tax PAN of auditor or auditor's firm : |
AMBPM2232M |
|
|
|
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Memberships : |
-- |
|
|
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Collaborators : |
-- |
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|
|
Sister Concern: (As confirmed by the management) |
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CAPITAL STRUCTURE
After 29.09.2014
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
500000 |
Equity Shares |
Rs.10/- each |
Rs.5.000 Million |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
500000 |
Equity Shares |
Rs.10/- each |
Rs.5.000 Million |
|
|
|
|
|
As on 29.09.2014
Authorised Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
100000 |
Equity Shares |
Rs.10/- each |
Rs.1.000 Million |
|
|
|
|
|
Issued, Subscribed & Paid-up Capital :
|
No. of Shares |
Type |
Value |
Amount |
|
|
|
|
|
|
100000 |
Equity Shares |
Rs.10/- each |
Rs.1.000 Million |
|
|
|
|
|
FINANCIAL DATA
[all figures are
in Rupees Million]
ABRIDGED
BALANCE SHEET
|
SOURCES OF FUNDS |
|
31.03.2014 |
31.03.2013 |
|
I.
EQUITY
AND LIABILITIES |
|
|
|
|
(1)Shareholders' Funds |
|
|
|
|
(a) Share Capital |
|
1.000 |
0.100 |
|
(b) Reserves & Surplus |
|
4.896 |
0.096 |
|
(c) Advance towards equity
commitment |
|
0.000 |
2.900 |
|
|
|
|
|
|
(2) Share Application money pending
allotment |
|
0.000 |
0.000 |
|
Total Shareholders’
Funds (1) + (2) |
|
5.896 |
3.096 |
|
|
|
|
|
|
(3)
Non-Current Liabilities |
|
|
|
|
(a) long-term borrowings |
|
0.000 |
0.000 |
|
(b) Deferred tax liabilities (Net) |
|
0.018 |
0.005 |
|
(c) Other long term
liabilities |
|
4.177 |
1.720 |
|
(d) long-term
provisions |
|
0.000 |
0.000 |
|
Total Non-current
Liabilities (3) |
|
4.195 |
1.725 |
|
|
|
|
|
|
(4)
Current Liabilities |
|
|
|
|
(a) Short
term borrowings |
|
14.923 |
0.000 |
|
(b) Trade
payables |
|
18.288 |
13.491 |
|
(c) Other
current liabilities |
|
9.244 |
0.000 |
|
(d) Short-term
provisions |
|
1.260 |
0.045 |
|
Total Current
Liabilities (4) |
|
43.715 |
13.536 |
|
|
|
|
|
|
TOTAL |
|
53.806 |
18.357 |
|
|
|
|
|
|
II.
ASSETS |
|
|
|
|
(1) Non-current
assets |
|
|
|
|
(a) Fixed
Assets |
|
|
|
|
(i)
Tangible assets |
|
5.226 |
0.062 |
|
(ii)
Intangible Assets |
|
0.000 |
0.000 |
|
(iii)
Capital work-in-progress |
|
0.000 |
0.000 |
|
(iv)
Intangible assets under development |
|
0.000 |
0.000 |
|
(b) Non-current Investments |
|
0.000 |
0.000 |
|
(c) Deferred tax assets (net) |
|
0.000 |
0.000 |
|
(d) Long-term Loan and Advances |
|
0.000 |
0.000 |
|
(e) Other
Non-current assets |
|
0.000 |
0.000 |
|
Total Non-Current
Assets |
|
5.226 |
0.062 |
|
|
|
|
|
|
(2)
Current assets |
|
|
|
|
(a)
Current investments |
|
0.000 |
0.000 |
|
(b)
Inventories |
|
11.332 |
3.476 |
|
(c) Trade
receivables |
|
19.367 |
11.963 |
|
(d) Cash
and cash equivalents |
|
5.549 |
2.561 |
|
(e) Short-term
loans and advances |
|
12.332 |
0.295 |
|
(f) Other
current assets |
|
0.000 |
0.000 |
|
Total
Current Assets |
|
48.580 |
18.295 |
|
|
|
|
|
|
TOTAL |
|
53.806 |
18.357 |
PROFIT
& LOSS ACCOUNT
|
|
PARTICULARS |
|
31.03.2014 |
31.03.2013 |
|
|
SALES |
|
|
|
|
|
Income |
|
|
|
|
|
Other Income |
|
|
|
|
|
TOTAL
|
|
354.816 |
11.806 |
|
|
|
|
|
|
|
Less |
TOTAL
EXPENSES |
|
349.798 |
1.657 |
|
|
|
|
|
|
|
Less |
PROFIT/
(LOSS) BEFORE INTEREST, TAX, DEPRECIATION
AND AMORTISATION |
|
5.018 |
0.149 |
|
|
|
|
|
|
|
Less |
INTEREST
|
|
0.880 |
0.000 |
|
|
|
|
|
|
|
|
PROFIT
/ (LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION ) |
|
4.138 |
0.149 |
|
|
|
|
|
|
|
Less/
Add |
DEPRECIATION/
AMORTISATION |
|
0.111 |
0.002 |
|
|
|
|
|
|
|
|
PROFIT/ (LOSS)
BEFORE TAX |
|
4.027 |
0.147 |
|
|
|
|
|
|
|
Less |
TAX |
|
1.228 |
0.051 |
|
|
|
|
|
|
|
|
PROFIT/ (LOSS)
AFTER TAX |
|
2.800 |
0.096 |
|
|
|
|
|
|
|
|
Earnings
/ (Loss) Per Share (Rs.) |
|
28.00 |
9.64 |
|
Particulars |
|
|
31.03.2015 |
|
Sales Turnover (Approximately) |
|
|
380.000 |
|
|
|
|
|
Expected Sales (2015-2016) : Rs.600.000 Million
The above information has been parted by Mr. Arvind Mishra (Vice
President)
CURRENT MATURITIES OF LONG TERM DEBT DETAILS
|
Particulars |
|
31.03.2014 |
31.03.2013 |
|
Current Maturities of Long term debt |
|
NA |
NA |
|
Cash generated from operations |
|
NA |
NA |
|
Net cash flow from operating activity |
|
NA |
NA |
KEY
RATIOS
|
PARTICULARS |
|
|
31.03.2014 |
31.03.2013 |
|
Net Profit Margin (PAT / Total Income) |
(%) |
|
0.79 |
0.81 |
|
|
|
|
|
|
|
Operating Profit Margin (PBIDT/ Total Income) |
(%) |
|
1.41 |
1.26 |
|
|
|
|
|
|
|
Return on Total Assets (PBT/Total Assets} |
(%) |
|
7.48 |
0.80 |
|
|
|
|
|
|
|
Return on Investment (ROI) (PBT/Networth) |
|
|
0.68 |
0.05 |
|
|
|
|
|
|
|
Debt Equity Ratio (Total Debt /Networth) |
|
|
2.53 |
0.00 |
|
|
|
|
|
|
|
Current Ratio (Current Asset/Current Liability) |
|
|
1.11 |
1.35 |
FINANCIAL ANALYSIS
[all figures are
in Rupees Million]
DEBT EQUITY RATIO
|
Particular |
31.03.2013 |
31.03.2014 |
|
|
(Rs.
In Million) |
(Rs.
In Million) |
|
Share Capital |
0.100 |
1.000 |
|
Reserves & Surplus |
0.096 |
4.896 |
|
Advance towards equity
commitment |
2.900 |
0.000 |
|
Share Application money
pending allotment |
0.000 |
0.000 |
|
Net
worth |
3.096 |
5.896 |
|
|
|
|
|
long-term borrowings |
0.000 |
0.000 |
|
Short term borrowings |
0.000 |
14.923 |
|
Total
borrowings |
0.000 |
14.923 |
|
Debt/Equity
ratio |
0.000 |
2.531 |
YEAR-ON-YEAR GROWTH
|
Year
on Year Growth |
31.03.2013 |
31.03.2014 |
|
|
(Rs.
In Million) |
(Rs.
In Million) |
|
Total Income |
11.806 |
354.816 |
|
|
2,905.387 |
NET PROFIT MARGIN
|
Net
Profit Margin |
31.03.2013 |
31.03.2014 |
|
|
(Rs.
In Million) |
(Rs.
In Million) |
|
Total Income |
11.806 |
354.816 |
|
Profit |
0.096 |
2.800 |
|
|
0.81% |
0.79% |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check list by
info agents |
Available in
Report (Yes/No) |
|
1 |
Year of establishment |
Yes |
|
2 |
Constitution of the entity -Incorporation
details |
Yes |
|
3 |
Locality of the entity |
Yes |
|
4 |
Premises details |
Yes |
|
5 |
Buyer visit details |
-- |
|
6 |
Contact numbers |
Yes |
|
7 |
Name of the person contacted |
Yes |
|
8 |
Designation of contact person |
Yes |
|
9 |
Promoter’s background |
Yes |
|
10 |
Date of Birth of Proprietor / Partners /
Directors |
Yes |
|
11 |
Pan Card No. of Proprietor / Partners |
No |
|
12 |
Voter Id Card No. of Proprietor / Partners |
No |
|
13 |
Type of business |
Yes |
|
14 |
Line of Business |
Yes |
|
15 |
Export/import details (if applicable) |
Yes |
|
16 |
No. of employees |
Yes |
|
17 |
Details of sister concerns |
Yes |
|
18 |
Major suppliers |
Yes |
|
19 |
Major customers |
Yes |
|
20 |
Banking Details |
Yes |
|
21 |
Banking facility details |
Yes |
|
22 |
Conduct of the banking account |
-- |
|
23 |
Financials, if provided |
Yes |
|
24 |
Capital in the business |
Yes |
|
25 |
Last accounts filed at ROC, if applicable |
Yes |
|
26 |
Turnover of firm for about last two years
and two months |
Yes |
|
27 |
Reasons for variation <> 20% |
-- |
|
28 |
Estimation for coming financial year |
Yes |
|
29 |
Profitability for about last one years and
two months |
Yes |
|
30 |
Major shareholders, if available |
Yes |
|
31 |
External Agency Rating, if available |
No |
|
32 |
Litigations that the firm/promoter
involved in |
-- |
|
33 |
Market information |
-- |
|
34 |
Payments terms |
Yes |
|
35 |
Negative Reporting by Auditors in the Annual
Report |
No |
OPERATING
PERFORMANCE
The total income of the company was Rs. 354.816 Million (Previous year
Rs. 11.806 Million). The Net Profit of the company has been increased during the
year, to Rs. 2.800 Million, (previous year profit of Rs. 0.096)
INDEX
OF CHARGES
|
S.No. |
Charge ID |
Date of Charge
Creation/Modification |
Charge amount
secured |
Charge Holder |
Address |
Service Request
Number (SRN) |
|
1 |
10434659 |
13/06/2013 |
15,000,000.00 |
BANK OF INDIA |
GHATKOPAR (WEST)
BRANCH,DEASI NIWAS,, M.G. ROAD,GHATKOPAR (WEST), MUMBAI – 400086,
MAHARASHTRA, INDIA |
B78651544 |
FIXED ASSETS
- Land
- Office Premises
- Plant and Equipment
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No exist to suggest that subject is or was
the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject are
derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.66.26 |
|
|
1 |
Rs.101.99 |
|
Euro |
1 |
Rs.74.79 |
INFORMATION DETAILS
|
Information
Gathered by : |
DIP |
|
|
|
|
Analysis Done by
: |
TRI |
|
|
|
|
Report Prepared
by : |
SUD/RKI |
SCORE & RATING EXPLANATIONS
|
SCORE FACTORS |
RANGE |
POINTS |
|
HISTORY |
1~10 |
3 |
|
PAID-UP CAPITAL |
1~10 |
5 |
|
OPERATING SCALE |
1~10 |
5 |
|
FINANCIAL
CONDITION |
|
|
|
--BUSINESS SCALE |
1~10 |
5 |
|
--PROFITABILITY |
1~10 |
4 |
|
--LIQUIDITY |
1~10 |
5 |
|
--LEVERAGE |
1~10 |
5 |
|
--RESERVES |
1~10 |
5 |
|
--CREDIT LINES |
1~10 |
5 |
|
--MARGINS |
-5~5 |
-- |
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
YES |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
|
DEFAULTER |
|
|
|
--RBI |
YES/NO |
NO |
|
--EPF |
YES/NO |
NO |
|
TOTAL |
|
42 |
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as
indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
-- |
NB |
New Business |
-- |
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.