MIRA INFORM REPORT

 

 

Report No. :

338237

Report Date :

03.09.2015

 

IDENTIFICATION DETAILS

 

Name :

AIR POWER GROUP S.P.A.

 

 

Registered Office :

Via Ca' Del Miele, 9, 42013 – Casalgrande (RE) -IT-

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2013

 

 

Date of Incorporation :

19.02.1998

 

 

Legal Form :

Joint Stock Company

 

 

Line of Business :

Manufacture of other special-purpose machinery (including spare parts and accessories)

 

 

No. of Employees :

From 26 to 35

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Italy

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.

 

Source : CIA


Company name & address

 

AIR POWER GROUP S.P.A.

Via Ca' Del Miele, 9

42013 – Casalgrande (RE) -IT-

 

 

Summary

 

Fiscal Code

:

02494070366

Legal Form

:

Joint stock company

start of Activities

:

19/02/1998

Equity

:

Over 2.582.254

Turnover Range

:

10.000.000/12.750.000

Number of Employees

:

from 26 to 35

 

 

Activity

 

Manufacture of other special-purpose machinery n.e.c. (including spare parts and accessories)



Legal Data

 

Legal Form : Joint stock company

Fiscal Code : 02494070366

 

Foreign Trade Reg. no. : RE024351 since 27/02/2001

 

Foreign Trade Reg. no. : 030740 of Modena since 23/04/1998

 

Chamber of Commerce no. : 307099 of Modena since 23/03/1998

 

Chamber of Commerce no. : 228840 of Reggio Emilia since 06/10/2000

 

Firms' Register : MO-1998-19641 of Modena since 31/03/1998

 

Firms' Register : RE-2000-36460 of Reggio Emilia

 

V.A.T. Code : 01906390354

 

R. E. C. no. : 51694 of Modena since 19/05/1998

 

Establishment date

: 04/02/1998

Start of Activities

: 19/02/1998

Legal duration

: 31/12/2025

Nominal Capital

: 2.000.000

Subscribed Capital

: 2.000.000

Paid up Capital

: 2.000.000

 

Legal mail :

AIRPOWERGROUP@PEC.IT

 


Members

 

Fiduciaria Emiliana S.p.a.

 

 

Residence:

Magenta

, 1/C

- 42123

Reggio Emilia

(RE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Partner

 

No Prejudicial events are reported

 

No Protests registered

 

Compagni

Giuliano

 

Born in Sassuolo

(MO)

on 03/06/1967

- Fiscal Code : CMPGLN67H03I462N

 

Residence:

Dossetti

, 41

- 42013

Casalgrande

(RE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

29/06/2015

Board Chairman

29/06/2015

 

No Prejudicial events are reported

 

No Protests registered

 

Giglioli

Adelmo Ivano

 

Born in Casalgrande

(RE)

on 03/01/1959

- Fiscal Code : GGLDMV59A03B893D

 

Residence:

Longarone

, 5/8

- 42019

Scandiano

(RE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

29/06/2015

Assistant board Chairman

29/06/2015

 

No Prejudicial events are reported

 

No Protests registered

 

Malavasi

Paolo

 

Born in Modena

(MO)

on 10/05/1957

- Fiscal Code : MLVPLA57E10F257R

 

Residence:

G. Matteotti

, 131

- 41019

Soliera

(MO)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

29/06/2015



Fiorini

Stefano

 

Born in Reggio Emilia

(RE)

on 19/01/1966

- Fiscal Code : FRNSFN66A19H223D

 

Residence:

M. D'antona

, 19

- 42019

Scandiano

(RE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

29/06/2015

 

 

Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

Compagni

Giuliano

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Boiardo Costruzioni S.r.l.

Scandiano (RE) - IT -

02280490356

Director

Active

Registered

Boiardo Costruzioni S.r.l.

Scandiano (RE) - IT -

02280490356

Assistant board Chairman

Active

Registered

COMPAGNI GIULIANO

CASALGRANDE (RE) - IT -

CMPGLN67H03I462N

Proprietor

Withdrawn

Registered

 

Giglioli

Adelmo Ivano

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Consulting Immobiliare Service Srl, Abbreviabile In C.i.s. Srl

Scandiano (RE) - IT -

02016970366

Sole Director

Active

Registered

Boiardo Costruzioni S.r.l.

Scandiano (RE) - IT -

02280490356

Director

Active

Registered

Boiardo Costruzioni S.r.l.

Scandiano (RE) - IT -

02280490356

Board Chairman

Active

Registered

Vito Maino E C. S.n.c.

Moena (TN) - IT -

01944340221

Institor

Withdrawn

Registered

Boiardo 1495 S.r.l.

Scandiano (RE) - IT -

02522390356

Sole Director

Active

Registered


The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive, etc.

For more information, in this case, we advise to request further investigations.

 

 

Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Fiduciaria Emiliana S.p.a.

Reggio Emilia - IT -

01199100353

1.880.000 .Eur

94,00

Compagni Giuliano

Casalgrande - IT -

CMPGLN67H03I462N

60.000 .Eur

3,00

Giglioli Adelmo Ivano

Scandiano - IT -

GGLDMV59A03B893D

60.000 .Eur

3,00



Direct Participations

 

The Company under review has participations in the following Companies:

 

Firm's Style

Seat

Fiscal Code

Owned Shares Amount

% Ownership

since

until

Share Status

Ceramics Line S.r.l.

Casalgrande - IT -

02436870360

73.112 .Eur

74,00

Active

Elettro-Software S.R.L.

02683420364

39.600 .Eur

40,00

Active

Boiardo Costruzioni S.r.l.

Scandiano - IT -

02280490356

100.000 .Eur

100,00

Active

Boiardo 1495 S.r.l.

Scandiano - IT -

02522390356

100.000 .Eur

100,00

Active

 

 

Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

Ca' Del Miele

, 9

- 42013

- Casalgrande

(RE)

- IT -

 

PHONE

: 0536/805042

 

PHONE

: 0536848290

 

FAX

: 0536772266

 

Legal mail

: AIRPOWERGROUP@PEC.IT

 

-

Branch

(Store)

since 12/07/1999

 

Ca' Del Miele

, 8/M

- 42013

- Casalgrande

(RE)

- IT -

 

-

Branch

(Factory)

since 13/07/2000

 

Regina Pacis

, 70

- 41049

- Sassuolo

(MO)

- IT -

 

Employees

: 22

 

Assistants

: 4

 

Fittings and Equipment for a value of 66.000

Eur

 

Stocks for a value of 340.000

Eur

 

 

 

Historical Information and/or Firm's Status


Protests

 

Protests checking on the subject firm has given a negative result.



Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.



Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.

 

 

Financial and Economical Analysis

 

The company is active since 1998

The analysis is based on the latest 3 balance sheets.

During the last years, it achieved profits (r.o.e. 18,46% on 2013) with a good increase in turnover (+19,81% in 2013 compared to 2012 and +9,55% in 2012 compared to 2011).

The operating result in 2013 was positive (12,96%) and in line with the sector's average.

The operating result is positive and amounts to Eur. 1.307.221 showing an upward trend more then 100% compared to the previous financial year.

The G.O.M. amounted to Eur. 1.365.134 showing a 92,13% growth.

The financial status of the company is fairly balanced with an indebtedness level of 1,49 and decreasing as against 2012.

The equity capital is equal to Eur. 4.168.901 , with an upward trend.

The financial management has recorded total debts amounting to Eur. 6.500.063, with no important change.

Moderate recourse to bank credit while the exposure towards suppliers is rather high but lined up with the field's average.

Liquidity is rather lacking

Trade credits average terms are slow, on average 104,84 days. , as it normally happens in the sector.

2013 financial year closed with a cash flow of Eur. 827.525

During 2013 financial year labour costs amounted to Eur. 1.030.106, with a 9,79% incidence on production costs. and a 8,72% incidence on sales volumes.

The incidence of the financial charges is of -1,05% on the sales amount.

 

 

Financial Data

 

Complete balance-sheet for the year

al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

11.809.283

Profit (Loss) for the period

769.612

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Sales

9.856.365

Profit (Loss) for the period

182.155

 

Complete balance-sheet for the year

al 31/12/2011

(in Eur

x 1)

 

Item Type

Value

Sales

8.996.679

Profit (Loss) for the period

259.439

 

Complete balance-sheet for the year

al 31/12/2010

(in Eur

x 1)

 

Item Type

Value

Sales

7.262.322

Profit (Loss) for the period

221.977

 

 

Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2011 - 12 Mesi - Currency: - Amounts x 1

 

Years

2013

2012

2011

BALANCE SHEET ACCOUNTS

 

ASSETS

CREDITS VS PARTNERS

. Deposits not yet withdrawn

. Deposits already withdrawn

Total credits vs partners

FIXED ASSETS

. INTANGIBLE FIXED ASSETS

. . Start-up and expansion expenses

. . Research,develop. and advert.expens.

. . Industrial patent rights

. . Concessions,licenses,trademarks,etc.

. . Goodwill

. . Assets in formation and advance paymen.

. . Other intangible fixed assets

. Total Intangible Fixed Assets

477

1.790

. TANGIBLE FIXED ASSETS

. . Real estate

11.691

. . Plant and machinery

66.277

. . Industrial and commercial equipment

. . Other assets

96.038

. . Assets under construction and advances

. Total Tangible fixed assets

174.006

150.752

170.269

. FINANCIAL FIXED ASSETS

. . Equity investments

1.382.478

. . . Equity invest. in subsidiary companies

1.341.952

. . . Equity invest. in associated companies

40.526

. . . Equity invest. in holding companies

. . . Equity invest. in other companies

. . Financial receivables

4.404.648

. . . . Within 12 months

. . . . Beyond 12 months

4.404.648

. . . Receivab due from subsidiaries

4.393.152

. . . . Within 12 months

. . . . Beyond 12 months

4.393.152

. . . Receivables due from assoc.comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from third parties

11.496

. . . . Within 12 months

. . . . Beyond 12 months

11.496

. . Other securities

. . Own shares

. . . Total nominal value

. Total financial fixed assets

5.787.126

4.346.412

1.965.141

Total fixed assets

5.961.132

4.497.641

2.137.200

CURRENT ASSETS

. INVENTORIES

. . Raw materials and other consumables

. . Work in progress and semimanufactured

. . Work in progress on order

. . Finished goods

335.748

. . Advance payments

. Total Inventories

335.748

309.847

548.769

. CREDITS NOT HELD AS FIXED ASSETS

. . Within 12 months

3.509.071

3.491.560

3.214.098

. . Beyond 12 months

41.036

2.401

. . Trade receivables

3.439.211

. . . . Within 12 months

3.439.211

. . . . Beyond 12 months

. . Receivables due from subsid. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from assoc. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Fiscal Receivables

45.700

. . . . Within 12 months

45.700

. . . . Beyond 12 months

. . Receivables for anticipated taxes

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from third parties

24.160

. . . . Within 12 months

24.160

. . . . Beyond 12 months

. Total Credits not held as fixed assets

3.509.071

3.532.596

3.216.499

. FINANCIAL ASSETS

. . Equity invest. in subsidiary comp.

. . Equity invest. in associated companies

. . Equity invest. in holding companies

. . Other equity investments

. . Own shares

. . . Total nominale value

. . Other securities

. Total Financial Assets

. LIQUID FUNDS

. . Bank and post office deposits

266.941

. . Checks

. . Banknotes and coins

2.707

. Total Liquid funds

269.648

277.594

949.462

Total current assets

4.114.467

4.120.037

4.714.730

ADJUSTMENT ACCOUNTS

. Discount on loans

9.232

. Other adjustment accounts

6.685

7.902

Total adjustments accounts

9.232

6.685

7.902

TOTAL ASSETS

10.084.831

8.624.363

6.859.832

LIABILITIES

STOCKHOLDERS' EQUITY

. Capital stock

2.000.000

2.000.000

2.000.000

. Additional paid-in capital

. Revaluation reserves

. Legal reserve

90.901

81.793

68.821

. Reserve for Own shares

. Statute reserves

. Other reserves

538.776

365.740

119.275

. Accumulated Profits (Losses)

. Profit( loss) of the year

1.539.224

182.155

259.439

. Advances on dividends

. Partial loss of the year Coverage

Total Stockholders'Equity

4.168.901

2.629.688

2.447.535

RESERVES FOR RISKS AND CHARGES

. . Reserve for employee termination indem.

. . Taxation fund, also differed

. . Other funds

Total Reserves for Risks and Charges

Employee termination indemnities

177.544

147.253

109.236

ACCOUNTS PAYABLE

. . . . Within 12 months

6.500.063

4.465.836

3.396.742

. . . . Beyond 12 months

1.373.807

898.674

. . Bonds

. . . . Within 12 months

. . . . Beyond 12 months

. . Convertible bonds repayable

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to shareholders for financing

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to banks

3.189.871

. . . . Within 12 months

3.189.871

. . . . Beyond 12 months

. . Due to other providers of finance

. . . . Within 12 months

. . . . Beyond 12 months

. . Advances from customers

86.693

. . . . Within 12 months

86.693

. . . . Beyond 12 months

. . Trade payables

2.948.740

. . . . Within 12 months

2.948.740

. . . . Beyond 12 months

. . Securities issued

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to subsidiary companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to associated companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to holding companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to the tax authorities

62.495

. . . . Within 12 months

62.495

. . . . Beyond 12 months

. . Due to social security and welfare inst.

51.335

. . . . Within 12 months

51.335

. . . . Beyond 12 months

. . Other payables

160.929

. . . . Within 12 months

160.929

. . . . Beyond 12 months

Total accounts payable

6.500.063

5.839.643

4.295.416

ADJUSTMENT ACCOUNTS

. Agio on loans

. Other adjustment accounts

7.935

7.779

7.645

Total adjustment accounts

7.935

7.779

7.645

TOTAL LIABILITIES

10.854.443

8.624.363

6.859.832

 

 

 

 

 

MEMORANDUM ACCOUNTS

 

Third party goods

Investment accounts

Risk accounts

307.764

4.800

Civil and fiscal norms relation

 

 

 

 

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

. Revenues from sales and services

11.809.283

9.856.365

8.996.679

. Changes in work in progress

. Changes in semi-manufact. products

. Capitalization of internal work

. Other income and revenues

24.363

23.910

119.546

. . Contributions for operating expenses

8.677

9.814

6.261

. . Different income and revenues

15.686

14.096

113.285

Total value of production

11.833.646

9.880.275

9.116.225

PRODUCTION COSTS

. Raw material,other materials and consum.

6.862.718

5.748.636

5.872.221

. Services received

2.071.613

1.957.517

. Leases and rentals

2.348.483

57.449

54.738

. Payroll and related costs

1.030.106

934.966

799.455

. . Wages and salaries

754.797

686.087

579.939

. . Social security contributions

221.385

200.076

175.611

. . Employee termination indemnities

53.067

47.934

43.058

. . Pension and similar

857

869

847

. . Other costs

. Amortization and depreciation

57.913

62.753

69.176

. . Amortization of intangible fixed assets

477

1.313

2.439

. . Amortization of tangible fixed assets

40.331

44.439

51.011

. . Depreciation of tangible fixed assets

. . Writedown of current receiv.and of liquid

17.105

17.001

15.726

. Changes in raw materials

-25.902

238.923

-121.306

. Provisions to risk reserves

. Other provisions

. Other operating costs

253.107

118.196

47.041

Total production costs

10.526.425

9.232.536

8.678.842

Diff. between value and cost of product.

1.307.221

647.739

437.383

FINANCIAL INCOME AND EXPENSE

. Income from equity investments

. . In subsidiary companies

. . In associated companies

. . In other companies

. Other financial income

312

2.067

3.774

. . Financ.income from receivables

. . . Towards subsidiary companies

. . . Towards associated companies

. . . Towards holding companies

. . . Towards other companies

. . Financ.income from secur. t.f.assets

. . Financ.income from secur. cur.assets

. . Financ.income other than the above

312

2.067

3.774

. . . - Subsidiary companies

. . . - Associated companies

. . . - Holding companies

. . . - Other companies

312

2.067

3.774

. Interest and other financial expense

-124.074

-67.509

-14.460

. . Towards subsidiary companies

. . Towards associated companies

. . Towards holding companies

. . Towards other companies

124.074

67.509

14.460

Total financial income and expense

-123.762

-65.442

-10.686

ADJUSTMENTS TO FINANCIAL ASSETS

. Revaluations

. . Of equity investments

. . Of financ.fixed assets not repres.E.I.

. . Of securities incl.among current assets

. Devaluation

-250.000

. . Of equity investments

-250.000

. . Of financial fixed assets (no equity inv)

. . Of securities included among current ass

Total adjustments to financial assets

-250.000

EXTRAORDINARY INCOME AND EXPENSE

. Extraordinary income

9.282

42.985

1.879

. . Gains on disposals

. . Other extraordinary income

9.282

42.985

1.879

. Extraordinary expense

-35.440

-810

. . Losses on disposals

. . Taxes relating to prior years

. . Other extraordinary expense

-35.440

-810

Total extraordinary income and expense

-26.158

42.175

1.879

Results before income taxes

1.157.301

374.472

428.576

. Taxes on current income

387.689

192.317

169.137

. . current taxes

387.689

192.317

169.137

. . differed taxes(anticip.)

. Net income for the period

769.612

182.155

259.439

. Adjustments in tax regulations pursuance

. Provisions in tax regulations pursuance

. Profit (loss) of the year

769.612

182.155

259.439

 

RATIOS

Value Type

as at 31/12/2013

as at 31/12/2012

as at 31/12/2011

Sector Average

COMPOSITION ON INVESTMENT

Rigidity Ratio

Units

0,59

0,52

0,31

0,18

Elasticity Ratio

Units

0,41

0,48

0,69

0,80

Availability of stock

Units

0,03

0,04

0,08

0,24

Total Liquidity Ratio

Units

0,37

0,44

0,61

0,48

Quick Ratio

Units

0,03

0,03

0,14

0,03

COMPOSITION ON SOURCE

Net Short-term indebtedness

Units

1,49

1,59

1,00

3,25

Self Financing Ratio

Units

0,41

0,30

0,36

0,19

Capital protection Ratio

Units

0,15

0,17

0,08

0,63

Liabilities consolidation quotient

Units

0,03

0,34

0,30

0,19

Financing

Units

1,56

2,22

1,75

3,80

Permanent Indebtedness Ratio

Units

0,43

0,48

0,50

0,36

M/L term Debts Ratio

Units

0,02

0,18

0,15

0,11

Net Financial Indebtedness Ratio

Units

0,70

n.c.

n.c.

0,63

CORRELATION

Fixed assets ratio

Units

0,73

0,92

1,62

1,75

Current ratio

Units

0,63

0,92

1,39

1,21

Acid Test Ratio-Liquidity Ratio

Units

0,58

0,85

1,23

0,81

Structure's primary quotient

Units

0,70

0,58

1,15

1,03

Treasury's primary quotient

Units

0,04

0,06

0,28

0,06

Rate of indebtedness ( Leverage )

%

241,91

327,96

280,28

516,42

Current Capital ( net )

Value

-2.385.596

-345.799

1.317.988

422.465

RETURN

Return on Sales

%

7,01

2,48

3,65

3,35

Return on Equity - Net- ( R.O.E. )

%

18,46

6,93

10,60

5,13

Return on Equity - Gross - ( R.O.E. )

%

27,76

14,24

17,51

14,77

Return on Investment ( R.O.I. )

%

12,96

7,51

6,38

4,16

Return/ Sales

%

11,07

6,57

4,86

4,11

Extra Management revenues/charges incid.

%

58,87

28,12

59,32

28,57

Cash Flow

Value

827.525

244.908

328.615

122.482

Operating Profit

Value

1.307.221

647.739

437.383

144.752

Gross Operating Margin

Value

1.365.134

710.492

506.559

241.990

MANAGEMENT

Credits to clients average term

Days

104,84

n.c.

n.c.

111,85

Debts to suppliers average term

Days

115,25

n.c.

n.c.

128,30

Average stock waiting period

Days

10,24

11,32

21,96

80,43

Rate of capital employed return ( Turnover )

Units

1,17

1,14

1,31

1,08

Rate of stock return

Units

35,17

31,81

16,39

4,45

Labour cost incidence

%

8,72

9,49

8,89

19,12

Net financial revenues/ charges incidence

%

-1,05

-0,66

-0,12

-1,08

Labour cost on purchasing expenses

%

9,79

10,13

9,21

19,02

Short-term financing charges

%

1,91

1,16

0,34

2,68

Capital on hand

%

85,40

87,50

76,25

91,91

Sales pro employee

Value

369.040

339.874

374.861

198.432

Labour cost pro employee

Value

32.190

32.240

33.310

35.779

 

 

Remarks

 

1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.

 

2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.

 

3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.

 

 

Market / Territory Data

 

Population living in the province

:

487.003

Population living in the region

:

4.151.369

Number of families in the region

:

1.748.359

 

Monthly family expences average in the region (in Eur..) :

 

- per food products

:

425

- per non food products

:

2.063

- per energy consume

:

143



Sector Data

 

The values are calculated on a base of 1.206 significant companies.

The companies cash their credits on an average of 112 dd.

The average duration of suppliers debts is about 128 dd.

The sector's profitability is on an average of 3,35%.

The labour cost affects the turnover in the measure of 19,12%.

Goods are held in stock in a range of 80 dd.

The difference between the sales volume and the resources used to realize it is about 1,08.

The employees costs represent the 19,02% of the production costs.

 

 

Statistical Detrimental Data

 

Statistcally the trade activity shows periods of crisis.

The area is statistically considered lowly risky.

In the region 18.860 protested subjects are found; in the province they count to 1.775.

The insolvency index for the region is 0,46, , while for the province it is 0,38.

Total Bankrupt companies in the province : 1.365.

Total Bankrupt companies in the region : 14.698.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.16

UK Pound

1

Rs.101.22

Euro

1

Rs.74.61

 

 

INFORMATION DETAILS

 

Analysis Done by :

DIV

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.