MIRA INFORM REPORT

 

 

Report No. :

338992

Report Date :

04.09.2015

 

IDENTIFICATION DETAILS

 

Name :

DENDER TRADING LTD.

 

 

Registered Office :

Unit 1901A, 19/F., Tower 1, New World Tower, 16-18 Queen’s Road Central, Central

 

 

Country :

Hongkong

 

 

Date of Incorporation :

20.04.2005

 

 

Com. Reg. No.:

35551694

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Trader of all kinds of Iron & Steel Products.

 

 

No. of Employees :

5

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Hongkong

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

HONGKONG - ECONOMIC OVERVIEW

 

Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of re-exports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China, through trade, tourism, and financial links, helped it to make an initial recovery more quickly than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy. The Hong Kong government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 12.5% of total system deposits in Hong Kong by the end of 2014. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota. The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2014 mainland Chinese companies constituted about 50% of the firms listed on the Hong Kong Stock Exchange and accounted for about 60.1% of the Exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. Credit expansion and tight housing supply conditions have caused Hong Kong property prices to rise rapidly; consumer prices increased by more than 4.4% in 2014. Lower and middle income segments of the population are increasingly unable to afford adequate housing. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective from March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.

 

Source : CIA

 

 

Company Name and address

 

DENDER TRADING LTD.

 

ADDRESS:                   Unit 1901A, 19/F., Tower 1, New World Tower, 16-18 Queen’s Road Central,  Central, Hong Kong.

 

PHONE:                        852-2525 7225

FAX:                             852-2525 7978

 

E-MAIL:                                    admin@dender.com.hk

 

 

MANAGEMENT

 

Managing Director:        Mr. Mang Tak Hing, Andrew

 

 

SUMMARY

 

Incorporated on:            20th April, 2005.

 

Organization:                 Private Limited Company.

 

Issued Share Capital:     HK$100.00

 

Business Category:       Iron & Steel Product Trader.

 

Employees:                  5.

 

Main Dealing Banker:     Bank of China (Hong Kong) Ltd., Hong Kong.

 

Banking Relation:          Satisfactory.

 

 

ADDRESS

 

Registered Head Office:-

Unit 1901A, 19/F., Tower 1, New World Tower, 16-18 Queen’s Road Central, Central, Hong Kong.

 

 

BUSINESS REGISTRATION NUMBER

 

35551694

 

 

COMPANY FILE NUMBER

 

0964872

 

 

MANAGEMENT

 

Managing Director:        Mr. Mang Tak Hing, Andrew

 

 

ISSUED SHARE CAPITAL

 

HK$100.00

 

 

SHAREHOLDERS

(As per registry dated 20-04-2015)

 

Name

 

No. of shares

MANG Tak Hing

 

5

YANG Xiao Hua

 

90

SHI Yan

 

5

 

 

–––

 

Total:

100

===

 

 

DIRECTORS

(As per registry dated 20-04-2015)

 

Name

(Nationality)

 

Address

YANG Xiao Hua

No. 2, 156 Nong, Yuqing Road, Xuhui Qu, Shanghai Shi, China.

 

MANG Tak Hing

Room B, 41/F., Block 1, Illumination Terrace, 5 Tai Hang Road, Hong Kong.

 

 

SECRETARY

(As per registry dated 20-04-2015)

 

Name

Address

Co. No.

Apex Corporate Secretaries Ltd.

11/F., Kwan Chart Tower, 6 Tonnochy Road, Wanchai, Hong Kong.

0148322

 

 

HISTORY

 

The subject was incorporated on 20th April, 2005 as a private limited liability company under the Hong Kong Companies Ordinance.

 

Apart from these, neither material change nor amendment has been ever traced and noted.

 

 

OPERATIONS

 

Activities:                      Iron & Steel Product Trader.

 

Lines:                           All kinds of iron & steel products.

 

Employees:                  5.

 

Commodities Imported: India, Russia, Europe, etc.

 

Markets:                        Africa, Australasia, Central & South America, China, Eastern Europe, Hong Kong, Japan,  Korea, Middle East, North America, Other Asian Countries, Scandinavia, Southeast Asia, Taiwan, Western Europe, etc.

 

Terms/Sales:                 As per contracted.

 

Terms/Buying:               Various terms.

 

 

FINANCIAL INFORMATION

 

Issued Share Capital:     HK$100.00

 

Mortgage or Charge:     (See attachment)

 

Profit or Loss:               Making a small profit every year.

 

Condition:                     Keeping in an active manner.

 

Facilities:                      Making active use of general banking facilities.

 

Payment:                      Met trade commitments as required.

 

Commercial Morality:     Satisfactory.


 

Bankers:-

Bank of China (Hong Kong) Ltd., Hong Kong.

Agricultural Bank of China Ltd., Hong Kong.

 

Standing:                      Good.

 

 

GENERAL

 

Having issued 100 ordinary shares of HK$1.00 each, Dender Trading Ltd. is jointly owned by Mr. Mang Tak Hing, holding 5% interests; Mr. Yang Xiao Hua, holding 90%; Mr. Shi Yan, also 5%.  The second and third are residing in Shanghai, China.

 

The subject is trading in the following commodities:-

·         Bar - Steel (For Building and Construction ) (OEM);

·         Building Material - Misc. (Steel, OEM), etc. &

·         Steel (OEM).

 

The subject’s products are marketed in Hong Kong, China and re-exported to the following countries and areas:-

Africa, Australasia, Central & South America, Eastern Europe, Japan, Korea, the Middle East, North America, Scandinavia, Southeast Asia, Taiwan, Other Asian Countries, Western Europe, etc.

 

The subject is chiefly engaged in trading steel pipes and tubes with the qualification of doing import and export business.

 

According to the subject, it is an agent for carton steel of the ‘Timber Company’.  The subject has had close business ties with a number of iron and steel companies in China.

 

The subject has had an associated company bearing the same name and managed by Yang Xiao Hua and Shi Yan in Shanghai, China.

 

The Shanghai firm has got the following awards:-

·         2006 Shanghai Famous Brand Award;

·         Certification of contract credit AAA Grade;

·         ISO 14001:2004 Certification of standard Environmental Management system; &

·         Shanghai top 100 private enterprises.

 

The business of the subject has been active as the demand of iron and steel products has been increasing. The subject currently is looking for more suppliers.

 

The business of the subject is chiefly handled by Mr. Mang Tak Hing Andrew who is a Hong Kong merchant.

The subject’s business is profitable and active.

 

As the history of the subject is over ten years and four months in Hong Kong, on the whole, consider it good for normal business engagements.

 


MORTGAGE OR CHARGE

 

Date

 

Particulars

Amount

24-07-2007

Instrument:        Deed of Indemnity, Charge Over Deposit and Set-Off

Property:

By way of Fixed Charge to the Bank all the Company’s estate, right, title, claim, benefit and interest to and in the Deposit (Account No. 012-3011225-5) and all interest from time to time payable thereon and together with all title deeds and documents relating thereto

Mortgagee:        Bank of China (Hong Kong) Ltd., Hong Kong.

All moneys in respect of general banking facilities of whatever nature & in whatever currency or currencies to any extent Bank of China (Hong Kong Ltd.) shall think fit granted or to be granted to Dender Trading Ltd. on such terms, conditions, manner and form and for so long as the Bank may at its sole discretion think fit together with interest accrued thereon

25-09-2013

Instrument:        Trade Finance Security Assignment

Property:

For good and valuable consideration, receipt of which is acknowledged, the Borrower as beneficial owner and as continuing security for the payment of all Secured Liabilities:

(a)        Assigns and agrees to assign absolutely to the Bank all the present and future rights, title, interests and benefits of the Borrower in and to the following assets:

(i)         The Bills of Exchange;

(ii)         The Export Credits;

(iii)        The Export Collection Bills;

(iv)        The Sales Contracts;

(v)        The Invoice Receivables;

(vi)        The Insurances;

(vii)       The Trade Documents;

(viii)      The Related Collaterals; &

(ix)        All claims, remedies and proceeds in connection with any of the foregoing.

(b)        Charges and agrees to charge to the Bank by way of first fixed charge all the present and future rights, title, interests and benefits of the Borrower in and to the following assets:

(i)         The Hedging Contracts;

(ii)         The Goods together with their proceeds;

(iii)        The Deposit; &

(iv)        To the extent any Security Assets is not effectively assigned under sub-clause (a), such Security Asset.

(c)        Pledges and agrees to pledge to the Bank, the Bills of Exchange, the Pledged Goods and the Trade Documents which are now or may in the future be in actual or constructive possession of the Bank; and

(d)        Charges and agrees to charge to the Bank by way of first floating charge all the present and future rights, title, interests and benefits of the Borrower in and to any Security Asset which is described in the above sub-clasues (a), (b) and (c) but is not effectively charged by way of fixed charge or assigned or pledged under the above sub-clauses (a), (b) and (c).

Mortgagee:        Agricultural Bank of China Ltd., Hong Kong Branch.

All monies, obligations and liabilities

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.23

UK Pound

1

Rs.101.22

Euro

1

Rs.74.33

 

 

 

 

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.