MIRA INFORM REPORT

 

 

Report No. :

338716

Report Date :

04.09.2015

 

IDENTIFICATION DETAILS

 

Name :

IMPORTADORA Y EXPORTADORA PARAMOUNT CHILE LTDA

 

 

Registered Office :

Manzana 9 S/N Galpón 25, Recinto Amurallado, Iquique

 

 

Country :

Chile

 

 

Date of Incorporation :

20.06.2001

 

 

Legal Form :

Limited Company

 

 

Line of Business :

The company is located within a mall and is dedicated to the retail of different products, including technology items, clothes.

 

 

No. of Employees :

4

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

Payment Behaviour :

No Complaints

Litigation :

Clear

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Chile

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

CHILE - ECONOMIC OVERVIEW

 

Chile has a market-oriented economy characterized by a high level of foreign trade and a reputation for strong financial institutions and sound policy that have given it the strongest sovereign bond rating in South America. Exports of goods and services account for approximately one-third of GDP, with commodities making up some three-quarters of total exports. Copper alone provides 19% of government revenue. From 2003 through 2013, real growth averaged almost 5% per year, despite the slight contraction in 2009 that resulted from the global financial crisis. Growth slowed to 4.2% in 2014. Chile deepened its longstanding commitment to trade liberalization with the signing of a free trade agreement with the US, which took effect on 1 January 2004. Chile has 22 trade agreements covering 60 countries including agreements with the European Union, Mercosur, China, India, South Korea, and Mexico. Chile has joined the United States and 10 other countries in negotiating the Trans-Pacific Partnership trade agreement. The Chilean Government has generally followed a countercyclical fiscal policy, accumulating surpluses in sovereign wealth funds during periods of high copper prices and economic growth, and generally allowing deficit spending only during periods of low copper prices and growth. As of 31 December 2012, those sovereign wealth funds - kept mostly outside the country and separate from Central Bank reserves - amounted to more than $20.9 billion. Chile used these funds to finance fiscal stimulus packages during the 2009 economic downturn. In May 2010 Chile signed the OECD Convention, becoming the first South American country to join the OECD. In 2014, President Michelle BACHELET introduced tax reforms aimed at delivering her campaign promise to fight inequality and to provide access to education and health care. The reforms are expected to generate additional tax revenues equal to 3% of Chile’s GDP, mostly by increasing corporate tax rates to OECD averages.

 

Source : CIA

 


 

STATUTORY INFORMATION

Legal Name:

IMPORTADORA Y EXPORTADORA PARAMOUNT CHILE LTDA

Trade Name:

Mall ZOFRI

RUT:

77597120-7

Date Created:

2001

Date Incorporated:

20/06/2001

Legal Address:

Manzana 9 S/N Galpón 25, Recinto Amurallado
Iquique
Chile

Operative Address:

Modulo 208, Mall Zofri
Iquique
Chile

Telephone:

(56-57) 239 1933 / 56 57 232 2013

Fax:

(56-57) 239 1933

Legal Form:

Limited Company

Email:

NA

Registered in:

Chile

Website:

NA

Contact:

Harish Mohandas Lakhayani

Staff:

4

Activity:

Wholesale Sector

 

 

BANKS

Banco Santander Rio

 

 

 

The company does not make its banking data public

History:

 

 

The company started business in 2001

 

 

PRINCIPAL ACTIVITY

 

 

The company is located within a mall and is dedicated to the retail of different products, including technology items, clothes.

Products/Services description:

blankets
radios

Brands:

NA

Sales are:

Retail and Wholesale

Clients:

CHOQUE ANCHAPURI JOSE LUIS
Peru

Suppliers:

ZHUJI CITY SHIJIA TEXTILE FACTORY
China

Agricola Coagrene S.A.
Ecuador

Operations area:

National and International

The company imports from

Asia

The company exports to

Ecuador

The subject employs

4 employees

Payments:

No Complaints

 

 

LOCATION

 

Headquarters :

Modulo 208, Mall Zofri
Iquique
Chile

Branches:

The company does not have branches

 

 

GROUP STRUCTURE AND SUBSIDIARY COMPANIES

Listed at the stock exchange:

NO

Market Value:

NA

Shareholders:

This is a private company. We could not confirm major holder.

Management:

Harish Mohandas Lakhayani, Legal Representative
Rahul Ram Tolani, Representative

 

 

FINANCIAL INFORMATION

 

 

There are no financial connected to the subject.

 

 

LEGAL FILINGS

 

 

 

 

Background of the Judgment
Judgment Year 2011
Victor Manuel Nunez parts importer and exporter Fredes with Paramount Chile Ltda.-
Gender Male Consumer
No party Sernac ago
Refusing material supplier to result in the triple option in workmanship or material deficiencies inept at doing good for use.
First District Court: Local Police Iquique 01
Sentencing Judgment type ejecutoriadas
Article Law Article 12, Article 20 c), Article 23
2004-E Join Role Court: No aplica.-
Penalty 8 U.T.M.
Civil amount of $ 6,000 Compensation - by way of damages; $ 100,000.- as compensation for damages.
Author Marlene Peralta / Sernac

 

 

 

The company was fined on 20-05-2014 for failure to comply with legal requirements.

 

The Financial Analysis Unit (UAF) sanctions applied to 184 individuals and companies during 2014, for violating anti-money laundering regulations in force active in the country. Executory resolutions include warnings to fines totaling 2,374 UF.

 

 

SUMMARY

 

 

The company is located within a mall and is dedicated to the retail of different products, including technology items, clothes.

 

The company has 14 years of experience in the market, with a small sized structure.

 

There are negative againts the subject; a lawsuit filed againts it and a fine imposed by local government.

 

Despite our several attemps, we could not contact the company via telephone. 

 

 

RISK INFORMATION

 

DEBTS

Controlled

PAYMENTS

No Complaints

CASH FLOW

Normal

STATUS

Active

 

 

INTERVIEW

 

NAME

 NA

POSITION

 NA

COMMENTS

 Despite our several attemps, we could not contact the company via telephone. 

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.23

UK Pound

1

Rs.101.23

Euro

1

Rs.74.33

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TPT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.