MIRA INFORM REPORT

 

 

Report No. :

339010

Report Date :

04.09.2015

 

IDENTIFICATION DETAILS

 

Name :

ROTOMAC GLOBAL PTE. LTD.

 

 

Registered Office :

1, North Bridge Road, 20-09, High Street Centre, 179094

 

 

Country :

Singapore

 

 

Financials (as on) :

31.03.2014

 

 

Date of Incorporation :

14.09.2010

 

 

Com. Reg. No.:

201019531-K

 

 

Legal Form :

PRIVATE LIMITED

 

 

Line of Business :

Subject is engaged in general wholesale trade.

 

[We tried to confirm / obtain the detailed activity but the same is not available from any sources]

 

 

No. of Employee :

2 [2015]

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly of consumer electronics, information technology products, medical and optical devices, pharmaceuticals, and on its vibrant transportation, business, and financial services sectors. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but has continued to grow since 2010 on the strength of renewed exports. Growth in 2014 was slower at 2.9%, largely a result of soft demand for exports amid a sluggish global economy and weak growth in Singapore’s manufacturing sector. The government is attempting to restructure Singapore’s economy by weaning its dependence on foreign labor, addressing weak productivity, and increasing Singaporean wages. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to strengthen its position as Southeast Asia's leading financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade negotiations, the Regional Comprehensive Economic Partnership negotiations with the nine other ASEAN members plus Australia, China, India, Japan, South Korea and New Zealand, and in 2015, Singapore will form, with the other ASEAN members, the ASEAN Economic Community.

 

Source : CIA

 

 

 

 


 

EXECUTIVE SUMMARY

 

 

REGISTRATION NO.

:

201019531-K

COMPANY NAME

:

ROTOMAC GLOBAL PTE. LTD.

FORMER NAME

:

N/A

INCORPORATION DATE

:

14/09/2010

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

1, NORTH BRIDGE ROAD, 20-09, HIGH STREET CENTRE, 179094, SINGAPORE.

BUSINESS ADDRESS

:

1, NORTH BRIDGE ROAD, 20-09, HIGH STREET CENTRE, 179094, SINGAPORE.

TEL.NO.

:

65-63377835

FAX.NO.

:

65-63376603

CONTACT PERSON

:

RITESH RAJENDRA KOTHARI ( DIRECTOR )

PRINCIPAL ACTIVITY

:

GENERAL WHOLESALE TRADE

ISSUED AND PAID UP CAPITAL

:

2,509,453.00 ORDINARY SHARE, OF A VALUE OF SGD 2,509,453.00

SALES

:

USD 74,278,786 [2014]

NET WORTH

:

USD 3,210,385 [2014]

STAFF STRENGTH

:

2 [2015]

BANKER (S)

:

INDIAN OVERSEAS BANK
BANK OF INDIA

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

STABLE

PAYMENT

:

SLOW BUT CORRECT

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

N/A

CURRENCY EXPOSURE

:

N/A

GENERAL REPUTATION

:

SATISFACTORY

INDUSTRY OUTLOOK

:

AVERAGE GROWTH

 

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) general wholesale trade.

 

The immediate holding company of the Subject is ROTOMAC GLOBAL PRIVATE LIMITED, a company incorporated in INDIA.

 

 

Share Capital History

Date

Issue & Paid Up Capital

28/08/2015

SGD 2,509,453.00

 

The major shareholder(s) of the Subject are shown as follows :


Current Shareholder(s) :

Name

Address

IC/PP/Loc No

Shareholding

(%)

ROTOMAC GLOBAL PRIVATE LIMITED

201, CITY CENTRE, 63/2, THE MALL, KANPUR, UTTAR PRADESH, 208004, INDIA.

T10UF2722

2,509,453.00

100.00

---------------

------

2,509,453.00

100.00

============

=====

+ Also Director



DIRECTORS


DIRECTOR 1

 

Name Of Subject

:

RITESH RAJENDRA KOTHARI

Address

:

1, RHU CROSS, 09-01, COSTA RHU, 437431, SINGAPORE.

IC / PP No

:

G5096713T

Nationality

:

INDIAN

Date of Appointment

:

14/09/2010



MANAGEMENT

 

 

1)

Name of Subject

:

RITESH RAJENDRA KOTHARI

Position

:

DIRECTOR

 

 

AUDITOR

 

Auditor

:

HM GHOUTH COMPANY

Auditor' Address

:

N/A

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

VANGAL RANGARAJAN RANGANATHAN

IC / PP No

:

S2662860A

Address

:

207, SERANGOON CENTRAL, 11-198, 550207, SINGAPORE.

 

 

BANKING


Banking relations are maintained principally with :

1)

Name

:

INDIAN OVERSEAS BANK

 

2)

Name

:

BANK OF INDIA

 

 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

C201101628

08/02/2011

N/A

INDIAN OVERSEAS BANK

-

Unsatisfied

C201101640

09/02/2011

N/A

INDIAN OVERSEAS BANK

-

Unsatisfied

C201212238

24/10/2012

N/A

INDIAN OVERSEAS BANK

-

Unsatisfied

C201304730

04/04/2013

N/A

BANK OF INDIA

-

Unsatisfied

C201410052

16/09/2014

N/A

UNION BANK OF INDIA, HONG KONG BRANCH

-

Unsatisfied

C201410056

16/09/2014

N/A

UNION BANK OF INDIA, HONG KONG BRANCH

-

Unsatisfied

C201505924

22/05/2015

N/A

MALAYAN BANKING BERHAD

-

Unsatisfied

C201507068

24/06/2015

N/A

MALAYAN BANKING BERHAD

-

Unsatisfied

 

 

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose the Subject's suppliers.

The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

]

Average 61-90 Days

[

X

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

N/A

Overseas

:

N/A


The staff from the registered office refused to disclose the Subject's clientele.

 

 

OPERATIONS

 

Goods Traded

:

GENERAL

 

Total Number of Employees:

YEAR

2015

2014

GROUP

N/A

N/A

COMPANY

2

2

 

Branch

:

NO

Other Information:


The Subject is principally engaged in the (as a / as an) general wholesale trade.

The staff from the registered office refused to disclose the Subject's operation.


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-63377835

Match

:

N/A

Address Provided by Client

:

1 NORTH BRIDGE ROAD, 20-29 HIGH STREET CENTRE SINGAPORE 179094

Current Address

:

1, NORTH BRIDGE ROAD, 20-09, HIGH STREET CENTRE, 179094, SINGAPORE.

Match

:

YES

 

Other Investigations


We contacted one of the staff from the registered office and she provided some information.


FINANCIAL ANALYSIS

 

Profitability

Turnover

:

Increased

[

2011 - 2014

]

Profit/(Loss) Before Tax

:

Increased

[

2011 - 2014

]

Return on Shareholder Funds

:

Favourable

[

31.50%

]

Return on Net Assets

:

Favourable

[

37.67%

]

The Subject's turnover increased steadily as the demand for its products / services increased due to the goodwill built up over the years.The Subject's management have been efficient in controlling its operating costs. Generally the Subject was profitable. The favourable return on shareholders' funds and return on net assets indicate that the Subject's management was efficient in utilising the assets to generate returns.

Working Capital Control

Stock Ratio

:

Nil

[

0 Days

]

Debtor Ratio

:

Unfavourable

[

99 Days

]

Creditors Ratio

:

Unfavourable

[

93 Days

]

As the Subject is a service oriented company, the Subject does not need to keep stocks. The Subject's debtors ratio was high. The Subject should tighten its credit control and improve its collection period. The unfavourable creditors' ratio could be due to the Subject taking advantage of the credit granted by its suppliers. However this may affect the goodwill between the Subject and its suppliers and the Subject may inadvertently have to pay more for its future supplies.

Liquidity

Liquid Ratio

:

Favourable

[

1.11 Times

]

Current Ratio

:

Unfavourable

[

1.11 Times

]

A minimum liquid ratio of 1 should be maintained by the Subject in order to assure its creditors of its ability to meet short term obligations and the Subject was in a good liquidity position. Thus, we believe the Subject is able to meet all its short term obligations as and when they fall due.

Solvency

Interest Cover

:

Favourable

[

97.45 Times

]

Gearing Ratio

:

Favourable

[

0.58 Times

]

The interest cover showed that the Subject was able to service the interest. The favourable interest cover could indicate that the Subject was making enough profit to pay for the interest accrued. The Subject was lowly geared thus it had a low financial risk. The Subject was mainly financed by its shareholders' funds and internally generated funds. In times of economic slowdown / downturn, the Subject being a lowly geared company, will be able to compete better than those companies which are highly geared in the same industry.

Overall Assessment :

Generally, the Subject's performance has improved with higher turnover and profit. The Subject was in good liquidity position with its total current liabilities well covered by its total current assets. With its current net assets, the Subject should be able to repay its short term obligations. With the favourable interest cover, the Subject could be able to service all the accrued interest without facing any difficulties. The Subject as a lowly geared company, will be more secured compared to those highly geared companies. It has the ability to meet all its long term obligations.

Overall financial condition of the Subject : STABLE

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

Major Economic Indicators :

2010

2011

2012

2013

2014

 

Population (Million)

5.08

5.18

5.31

5.40

5.47

Gross Domestic Products ( % )

14.5

4.9

1.3

3.7

(3.5)

Consumer Price Index

2.8

5.2

4.6

2.4

2.4

Total Imports (Million)

423,221.8

459,655.1

474,554.0

466,762.0

463,779.1

Total Exports (Million)

478,840.7

514,741.2

510,329.0

513,391.0

518,922.7

 

Unemployment Rate (%)

2.2

2.1

2.0

1.9

1.9

Tourist Arrival (Million)

11.64

13.17

14.49

15.46

15.01

Hotel Occupancy Rate (%)

85.6

86.5

86.4

86.3

85.5

Cellular Phone Subscriber (Million)

1.43

1.50

1.52

1.97

1.98

 

Registration of New Companies (No.)

29,798

32,317

31,892

37,288

41,589

Registration of New Companies (%)

12.8

8.5

(1.3)

9.8

11.5

Liquidation of Companies (No.)

15,126

19,005

17,218

17,369

18,767

Liquidation of Companies (%)

(32.5)

25.6

9.4

(5.3)

8.0

 

Registration of New Businesses (No.)

23,978

23,494

24,788

22,893

35,773

Registration of New Businesses (%)

(10.78)

2.02

5.51

1.70

56.30

Liquidation of Businesses (No.)

24,211

23,005

22,489

22,598

22,098

Liquidation of Businesses (%)

2.8

(5)

(2.2)

0.5

(2.2)

 

Bankruptcy Orders (No.)

1,537

1,527

1,748

1,992

1,757

Bankruptcy Orders (%)

(25.3)

(0.7)

14.5

14.0

(11.8)

Bankruptcy Discharges (No.)

2,252

1,391

1,881

2,584

3,546

Bankruptcy Discharges (%)

(26.3)

(38.2)

35.2

37.4

37.2

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(10.5)

12.10

(0.5)

-

2.80

 

Manufacturing *

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

96.4

100.0

103.5

103.5

105.0

Textiles

122.1

100.0

104.0

87.1

74.9

Wearing Apparel

123.3

100.0

92.1

77.8

49.5

Leather Products & Footwear

81.8

100.0

98.6

109.8

95.9

Wood & Wood Products

104.0

100.0

95.5

107.4

112.0

Paper & Paper Products

106.1

100.0

97.4

103.2

103.4

Printing & Media

103.5

100.0

93.0

86.1

80.3

Crude Oil Refineries

95.6

100.0

99.4

93.5

85.6

Chemical & Chemical Products

97.6

100.0

100.5

104.1

114.0

Pharmaceutical Products

75.3

100.0

109.7

107.2

115.7

Rubber & Plastic Products

112.3

100.0

96.5

92.9

92.8

Non-metallic Mineral

92.5

100.0

98.2

97.6

82.2

Basic Metals

102.2

100.0

90.6

76.5

98.3

Fabricated Metal Products

103.6

100.0

104.3

105.1

105.1

Machinery & Equipment

78.5

100.0

112.9

114.5

124.0

Electrical Machinery

124.1

100.0

99.3

108.5

121.3

Electronic Components

113.6

100.0

90.6

94.3

95.0

Transport Equipment

94.0

100.0

106.3

107.5

103.2

 

Construction

14.20

20.50

28.70

-

22.00

Real Estate

21.3

25.4

31.9

-

145.1

 

Services

Electricity, Gas & Water

4.00

7.00

6.30

-

Transport, Storage & Communication

12.80

7.40

5.30

-

14.20

Finance & Insurance

(0.4)

8.90

0.50

-

6.00

Government Services

9.70

6.90

6.00

-

Education Services

(0.9)

(1.4)

0.30

-

5.98

 

* Based on Index of Industrial Production (2011 = 100)



INDUSTRY ANALYSIS

 

INDUSTRY :

TRADING

The wholesale and retail trade sectors have expanded by 2.0% in the third quarter of 2014, extending the 1.8 per cent growth in the previous quarter. In 2013, the wholesale and retail sector expanded by 5.0%, after declining by 1.4% the year before. Growth of the sector was driven by the wholesale trade segment.

The domestic wholesale trade index has increased by 3.2% in the fourth quarter of 2013, moderating from the 6.6% growth in the previous quarter. The slower growth was due to a decline in the sales of furniture and household equipment (-12%) and petroleum and petroleum products (-0.6%). For the full year, the domestic wholesale trade index grew by 5.2% reversing the 2.2% decline in 2012. On the other hand, the foreign wholesale trade index has increased by a slower pace of 5.6% in the fourth quarter, compared to the 7.7% expansion in the preceding quarter. The slowdown was due to a fall in the sales of telecommunication equipment and computer (-3.8%) and petroleum and petroleum products (-2.5%). For the full year, the growth of the foreign wholesale trade index moderated slightly to 8.6% from 9.1% in the previous year.

In the fourth quarter of 2013, retail sales volume fell by 6.2%, extending the 5.6% decline in the previous quarter. Excluding motor vehicles, retail sales volume increased by 0.4%, a slower pace of expansion as compared to the 1.6% gain in the preceding quarter. The sales volume of motor vehicles fell by 33% in the fourth quarter of 2013, extending the 32% decline in the previous quarter. Meanwhile, the sales of several discretionary items also fell in the fourth quarter of 2013. For instance, the sales of telecommunications apparatus and computers fell by 12%, while the sales of furniture and household equipment declined by 5.4%.

For the full year, retail sales volume contracted by 4.3%, a reversal from the 1.3% expansion in 2012. Excluding motor vehicle sales, the retail sales volume grew by 1.1% in 2013, slower than the 1.7% increase in 2012. Watches and jewellery recorded the largest increase (11%) in sales in 2013, followed by optical goods and book (3%) and medical goods and toiletries (3%). By contrast, the sales of telecommunications apparatus and computer (-7.3%), furniture and household equipment (-4.2%) and petrol service stations (-1.4) declined in 2013.

OVERALL INDUSTRY OUTLOOK : AVERAGE GROWTH



CREDIT RISK EVALUATION & RECOMMENDATION

 


Incorporated in 2010, the Subject is a Private Limited company, focusing on general wholesale trade. The Subject has been in business for less than 5 years and it has slowly been building up contact with its clients while competing in the industry. However, it has yet to enjoy a stable market shares as it need to compete many well established players in the same field. A paid up capital of SGD 2,509,453 allows the Subject to expand its business more comfortably. With a strong backing from its holding company, the Subject enjoys timely financial assistance should the needs arise.

Being a small company, the Subject's business operation is supported by 2 employees. Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject.

We noted that both the turnover and profits have increased compared to the previous year. The higher profit could be due to increase in turnover and better control over its operating costs. Based on the higher profitability, the Subject has generated a favourable return based on its existing shareholders' funds which indicated that the management was efficient in utilising its funds to generate income. The Subject is in good liquidity position with its current liabilities well covered by it current assets. Hence, it has sufficient working capital to meet its short term financial obligations. Being a lowly geared company, the Subject is exposed to low financial risk as it is mainly dependent on its internal funds to finance its business needs. Given a positive net worth standing at USD 3,210,385, the Subject should be able to maintain its business in the near terms.

The Subject's payment habit is average. With its adequate working capital, the Subject should be able to pay its short term debts.

The industry shows an upward trend and this trend is very likely to sustain in the near terms. Hence, the Subject is expected to benefit from the favourable outlook of the industry.

Based on the above condition, we recommend credit be granted to the Subject promptly.

 



PROFIT AND LOSS ACCOUNT

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

ROTOMAC GLOBAL PTE. LTD.

 

Financial Year End

2014-03-31

2013-03-31

2012-03-31

2011-03-31

Months

12

12

12

12

Consolidated Account

Company

Company

Company

Company

Audited Account

YES

YES

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

YES

YES

Financial Type

FULL

FULL

FULL

SUMMARY

Currency

USD

USD

USD

SGD

TURNOVER

74,278,786

59,955,976

51,361,590

-

Other Income

22,071

15,085

5,885

-

----------------

----------------

----------------

----------------

Total Turnover

74,300,857

59,971,061

51,367,475

-

Costs of Goods Sold

(72,688,014)

(58,520,105)

(50,653,511)

-

----------------

----------------

----------------

----------------

Gross Profit

1,612,843

1,450,956

713,964

-

----------------

----------------

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

1,196,883

1,000,939

245,562

161,349

----------------

----------------

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

1,196,883

1,000,939

245,562

161,349

Taxation

(185,694)

(155,028)

(15,675)

(5,189)

----------------

----------------

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

1,011,189

845,911

229,887

156,160

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

1,199,196

353,285

123,398

-

----------------

----------------

----------------

----------------

As restated

1,199,196

353,285

123,398

-

----------------

----------------

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

2,210,385

1,199,196

353,285

156,160

----------------

----------------

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

2,210,385

1,199,196

353,285

156,160

=============

=============

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Others

12,409

180,431

67,089

-

----------------

----------------

----------------

----------------

12,409

180,431

67,089

-

=============

=============

=============

-

DEPRECIATION (as per notes to P&L)

15,053

24,775

9,722

-

----------------

----------------

----------------

----------------

15,053

24,775

9,722

-

=============

=============

=============

 

 

 

BALANCE SHEET

 

ROTOMAC GLOBAL PTE. LTD.

 

ASSETS EMPLOYED:

FIXED ASSETS

812,882

827,935

9,722

24,606

----------------

----------------

----------------

----------------

TOTAL LONG TERM ASSETS

812,882

827,935

9,722

24,606

Trade debtors

20,117,087

20,083,724

6,718,979

-

Other debtors, deposits & prepayments

1,671,161

280,549

1,354,248

-

Short term deposits

2,412,700

1,638,182

1,313,721

-

Cash & bank balances

41,276

14,474

41,176

-

----------------

----------------

----------------

----------------

TOTAL CURRENT ASSETS

24,242,224

22,016,929

9,428,124

2,596,447

----------------

----------------

----------------

----------------

TOTAL ASSET

25,055,106

22,844,864

9,437,846

2,621,053

=============

=============

=============

=============

CURRENT LIABILITIES

Trade creditors

18,516,498

17,252,687

7,276,195

-

Other creditors & accruals

1,216,862

1,736,288

2,691

-

Short term borrowings/Term loans

1,875,000

1,875,000

1,180,000

-

Amounts owing to holding company

10,000

-

-

-

Provision for taxation

226,361

171,693

15,675

-

----------------

----------------

----------------

----------------

TOTAL CURRENT LIABILITIES

21,844,721

21,035,668

8,474,561

2,211,793

----------------

----------------

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

2,397,503

981,261

953,563

384,654

----------------

----------------

----------------

----------------

TOTAL NET ASSETS

3,210,385

1,809,196

963,285

409,260

=============

=============

=============

=============

SHARE CAPITAL

Ordinary share capital

1,000,000

600,000

600,000

2,509,453

----------------

----------------

----------------

----------------

TOTAL SHARE CAPITAL

1,000,000

600,000

600,000

2,509,453

Retained profit/(loss) carried forward

2,210,385

1,199,196

353,285

156,160

Others

-

-

-

(2,256,353)

----------------

----------------

----------------

----------------

TOTAL RESERVES

2,210,385

1,199,196

353,285

(2,100,193)

----------------

----------------

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

3,210,385

1,799,196

953,285

409,260

Others

-

10,000

10,000

-

----------------

----------------

----------------

----------------

TOTAL LONG TERM LIABILITIES

-

10,000

10,000

-

----------------

----------------

----------------

----------------

3,210,385

1,809,196

963,285

409,260

=============

=============

=============

=============

 

 

 

FINANCIAL RATIO

 

ROTOMAC GLOBAL PTE. LTD.

 

TYPES OF FUNDS

Cash

2,453,976

1,652,656

1,354,897

-

Net Liquid Funds

2,453,976

1,652,656

1,354,897

-

Net Liquid Assets

2,397,503

981,261

953,563

384,654

Net Current Assets/(Liabilities)

2,397,503

981,261

953,563

384,654

Net Tangible Assets

3,210,385

1,809,196

963,285

409,260

Net Monetary Assets

2,397,503

971,261

943,563

384,654

PROFIT & LOSS ITEMS

Earnings Before Interest & Tax (EBIT)

1,209,292

1,181,370

312,651

-

Earnings Before Interest, Taxes, Depreciation And Amortization (EBITDA)

1,224,345

1,206,145

322,373

-

BALANCE SHEET ITEMS

Total Borrowings

1,875,000

1,875,000

1,180,000

-

Total Liabilities

21,844,721

21,045,668

8,484,561

2,211,793

Total Assets

25,055,106

22,844,864

9,437,846

2,621,053

Net Assets

3,210,385

1,809,196

963,285

409,260

Net Assets Backing

3,210,385

1,799,196

953,285

409,260

Shareholders' Funds

3,210,385

1,799,196

953,285

409,260

Total Share Capital

1,000,000

600,000

600,000

2,509,453

Total Reserves

2,210,385

1,199,196

353,285

(2,100,193)

LIQUIDITY (Times)

Cash Ratio

0.11

0.08

0.16

-

Liquid Ratio

1.11

1.05

1.11

-

Current Ratio

1.11

1.05

1.11

1.17

WORKING CAPITAL CONTROL (Days)

Stock Ratio

0

0

0

-

Debtors Ratio

99

122

48

-

Creditors Ratio

93

108

52

-

SOLVENCY RATIOS (Times)

Gearing Ratio

0.58

1.04

1.24

-

Liabilities Ratio

6.80

11.70

8.90

5.40

Times Interest Earned Ratio

97.45

6.55

4.66

-

Assets Backing Ratio

3.21

3.02

1.61

0.16

PERFORMANCE RATIO (%)

Operating Profit Margin

1.61

1.67

0.48

-

Net Profit Margin

1.36

1.41

0.45

-

Return On Net Assets

37.67

65.30

32.46

39.42

Return On Capital Employed

37.67

65.30

32.46

39.42

Return On Shareholders' Funds/Equity

31.50

47.02

24.12

38.16

Dividend Pay Out Ratio (Times)

0

0

0

-

NOTES TO ACCOUNTS

Contingent Liabilities

0

0

0

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.23

UK Pound

1

Rs.101.22

Euro

1

Rs.74.33

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.