MIRA INFORM REPORT

 

 

Report No. :

338513

Report Date :

07.09.2015

 

IDENTIFICATION DETAILS

 

Name :

KOENIG LEATHERWEAR GMBH

 

 

Registered Office :

Bierstadter Str. 1 D 65189 Wiesbaden

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishment :

1981

 

 

Com. Reg. No.:

HRB 12863

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

  • Wholesale of clothing and footwear
  • Wholesale of leather goods, luggage, giftware and advertising articles
  • Retail sale of leatheware and baggage

 

 

No. of Employees :

47

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

Company name and address

 

KOENIG LEATHERWEAR GMBH

 

Bierstadter Str. 1

D 65189 Wiesbaden

Telephone:0611/33340

Telefax:  0611/3334444

Homepage: www.koenig-leatherwear.de

E-mail:   info@koenig-leatherwear.de

 

 

Company Status

 

Active

 

 

VAT no

 

DE219110724

 

 

CONCLUSION

 

 Business relations are permissible.

 

 

Summary

 

 LEGAL FORM              Private limited company

 Date of foundation:      1981

 Shareholders'

 agreement:                   13.11.2001

 Registered on:             18.12.2001

 Commercial Register:   Local court 65189 Wiesbaden

 under:                          HRB 12863

 

 Share capital:                          EUR          2,000,000.00

 

 Shareholder:

                      Koenig Grundstücks GmbH & Co. KG

                      Bierstadter Str. 1

                      D 65189 Wiesbaden

                      Post Box:

                      36 67, D 65026 Wiesbaden

                      Legal form: Ltd partnership with priv. ltd.

                      company as general partner

                      Total cap.         EUR             50,000.00

                      contribution:

                      Share:             EUR          2,000,000.00

                      Registered on: 27.12.2001

                      Reg. data: 65189 Wiesbaden, HRA 4911

 Manager:

                      Florian W. König

                      Kettelerstr. 19

                      D 65193 Wiesbaden

                      having sole power of representation

                      born: 10.09.1945

                      Profession: Businessman

                      Marital status: married

 Manager:

                      Nina Koenig

                      D 65183 Wiesbaden

                      having sole power of representation

                      born: 23.07.1979

 Proxy:

                      Joachim Ebling

                      D 55232 Alzey

                      authorized to jointly represent the company

                      born: 21.05.1956

 Proxy:

                      Roland Heil

                      D 61462 Königstein

                      authorized to jointly represent the company

                      born: 07.04.1949

 

 Further functions/participations of Florian W. König (Manager)

 Limited partner:

                      Koenig Grundstücks GmbH & Co. KG

                      Bierstadter Str. 1

                      D 65189 Wiesbaden

                      Post Box:

                      36 67, D 65026 Wiesbaden

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR             50,000.00

                      contribution:

                      Share:             EUR             35,000.00

                      Registered

                      on:         27.12.2001

                      Reg. data:  65189 Wiesbaden, HRA 4911

 Manager:

                      Koenig Grundstücksverwaltung GmbH

                      Bierstadter Str. 1

                      D 65189 Wiesbaden

                      Legal form: Private limited company

                      Share capital:     EUR             25,000.00

                      Registered

                      on:         27.12.2001

                      Reg. data:  65189 Wiesbaden, HRB 12872

 

 Further functions/participations of Nina Koenig (Manager)

 Limited partner:

                      Koenig Grundstücks GmbH & Co. KG

                      Bierstadter Str. 1

                      D 65189 Wiesbaden

                      Post Box:

                      36 67, D 65026 Wiesbaden

                      Legal form: Ltd partnership with priv. ltd.

                                  company as general partner

                      Total cap.         EUR             50,000.00

                      contribution:

                      Share:             EUR              7,500.00

                      Registered

                      on:         27.12.2001

                      Reg. data:  65189 Wiesbaden, HRA 4911

 

 

COMPANY HISTORY

 

 14.08.1981 - 31.08.1990  Florian W. König Groß- und Außenhandel

                          Kaiser-Friedrich-Ring 88

                          D 65185 Wiesbaden

                          Sole proprietorship

 01.09.1990 - 12.11.2001  Florian W. König Groß- und Außenhandel

                          Bierstadter Str. 1

                          D 65189 Wiesbaden

                          Sole proprietorship

 

 

BUSINESS ACTIVITIES

 

 Main industrial sector

 

4642    Wholesale of clothing and footwear

46493   Wholesale of leather goods, luggage, giftware and advertising articles

47722   Retail sale of leatheware and baggage

 

 

FINANCIAL INFORMATION

 

Payment experience:  cash discount/within agreed terms

 

 Negative information: We have no negative information at hand.

 

 Balance sheet year:  2013

 

 

REAL ESTATE

 

 Type of ownership:   Tenant

 Address              Bierstadter Str. 1

                      D 65189 Wiesbaden

 

 Land register documents were not available.

 

 

 BANKERS

 

 DEUTSCHE BANK, 65011 WIESBADEN

 Sort. code: 51070021

 BIC: DEUTDEFF510

 UNICREDIT BANK - HYPOVEREINSBANK, 65004 WIESBADEN

 Sort. code: 51020186

 BIC: HYVEDEMM478

 

 

 FINANCIAL FIGURES

 

 Gross profit or loss:2013               EUR          4,360,749.00

 Profit:              2013               EUR           -497,419.00

 Equipment:                              EUR            110,991.00

 Ac/ts receivable:                       EUR          4,039,193.00

 Liabilities:                            EUR            447,897.00

 Employees:                                                     47

 - thereof permanent staff:                                     31

 - Part-time employees:                                         11

 - Trainees:                                                     5

 

 

BALANCE SHEETS

 

 Balance sheet ratios                             01.01.2013 - 31.12.2013

 Equity ratio [%]:                                               87.30

 Liquidity ratio:                                                  9.77

 Return on total capital [%]:                                -8.83

 

 Balance sheet ratios                             01.01.2012 - 31.12.2012

 Equity ratio [%]:                                               84.11

 Liquidity ratio:                                                  5.97

 Return on total capital [%]:                                -15.28

 

 Balance sheet ratios                             01.01.2011 - 31.12.2011

 Equity ratio [%]:                                               76.19

 Liquidity ratio:                                                  2.29

 Return on total capital [%]:                                -0.86

 

 Balance sheet ratios                             01.01.2010 - 31.12.2010

 Equity ratio [%]:                                               76.86

 Liquidity ratio:                                                  5.28

 Return on total capital [%]:                                8.37

 

Equity ratio

The equity ratio indicates the portion of the equity as compared to the total capital. The higher the equity ratio, the better the economic stability (solvency) and thus the financial autonomy of a company.

 

Liquidity ratio

The liquidity ratio shows the proportion between adjusted receivables and net liabilities. The higher the ratio, the lower the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on the total capital employed in the company. The higher the return on total capital, the more economically does the company work with the invested capital.

 

 Type of balance sheet:                                                             Company balance sheet

 

 Financial year:                          01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR          5,636,016.07

  Fixed assets                           EUR            114,069.00

   Intangible assets                     EUR              3,078.00

   Tangible assets                       EUR            110,991.00

    Other tangible assets / fixtures and

    fittings                             EUR            110,991.00

  Current assets                         EUR          5,446,394.56

   Stocks                                EUR          1,372,830.98

   Accounts receivable                   EUR          4,039,192.50

   Liquid means                          EUR             34,371.08

  Remaining other assets                 EUR             75,552.51

   Accruals (assets)                     EUR             75,552.51

 

 LIABILITIES                             EUR          5,636,016.07

  Shareholders' equity                   EUR          4,920,319.38

   Capital                               EUR          2,000,000.00

    Subscribed capital (share capital)   EUR          2,000,000.00

   Reserves                              EUR            612,012.49

    Capital reserves                     EUR            612,012.49

   Balance sheet profit/loss (+/-)       EUR          2,308,306.89

    Profit / loss brought forward        EUR          2,805,725.49

    Annual surplus / annual deficit      EUR           -497,418.60

  Provisions                             EUR            267,800.00

  Liabilities                            EUR            447,896.69

   Financial debts                       EUR             70,286.41

    Liabilities due to banks             EUR             70,286.41

   Other liabilities                     EUR            377,610.28

    Unspecified other liabilities        EUR            377,610.28

  Guarantees and other commitments       EUR            763,413.50

   Sureties / lendings of

   creditworthiness                      EUR            763,413.50

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          4,360,748.51

  Staff expenses                         EUR          1,955,230.76

   Wages and salaries                    EUR          1,687,754.63

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            267,476.13

  Total depreciation                     EUR             63,974.61

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR             63,974.61

  Other operating expenses               EUR          2,884,185.48

  Operating result from continuing

  operations                             EUR           -542,642.34

  Interest result (+/-)                  EUR             46,503.49

   Interest and similar income           EUR             54,161.42

    thereof from related companies       EUR             46,073.00

   Interest and similar expenses         EUR              7,657.93

  Financial result (+/-)                 EUR             46,503.49

  Result from ordinary operations (+/-)  EUR           -496,138.85

  Income tax / refund of income tax (+/-)EUR                 28.97

  Other taxes / refund of taxes          EUR             -1,308.72

  Tax (+/-)                              EUR             -1,279.75

  Annual surplus / annual deficit        EUR           -497,418.60

 

 Type of balance

 sheet:               Company balance sheet

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR          6,651,933.97

  Fixed assets                           EUR            143,962.00

   Intangible assets                     EUR              6,392.00

    Other / unspecified intangible assetsEUR              6,392.00

   Tangible assets                       EUR            137,570.00

    Other tangible assets / fixtures and

    fittings                             EUR            137,570.00

  Current assets                         EUR          6,473,395.81

   Stocks                                EUR          2,312,436.74

   Accounts receivable                   EUR          4,146,011.90

    Other debtors and assets             EUR          4,146,011.90

   Liquid means                          EUR             14,947.17

  Remaining other assets                 EUR             34,576.16

   Accruals (assets)                     EUR             34,576.16

 

 LIABILITIES                             EUR          6,651,933.97

  Shareholders' equity                   EUR          5,417,737.98

   Capital                               EUR          2,000,000.00

    Subscribed capital (share capital)   EUR          2,000,000.00

   Reserves                              EUR            612,012.49

    Capital reserves                     EUR            612,012.49

   Balance sheet profit/loss (+/-)       EUR          2,805,725.49

    Profit / loss brought forward        EUR          3,821,554.14

    Annual surplus / annual deficit      EUR         -1,015,828.65

  Provisions                             EUR            347,000.00

  Liabilities                            EUR            887,195.99

   Financial debts                       EUR            142,684.26

    Liabilities due to banks             EUR            142,684.26

   Other liabilities                     EUR            744,511.73

    Liabilities due to investee companiesEUR            178,013.90

    Unspecified other liabilities        EUR            566,497.83

  Guarantees and other commitments       EUR            368,744.73

   Sureties / lendings of

   creditworthiness                      EUR            368,744.73

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Gross result (+/-)                     EUR          4,849,787.77

  Staff expenses                         EUR          2,049,733.02

   Wages and salaries                    EUR          1,778,346.24

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            271,386.78

  Total depreciation                     EUR            183,392.90

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            183,392.90

  Other operating expenses               EUR          3,675,827.86

  Operating result from continuing

  operations                             EUR         -1,059,166.01

  Interest result (+/-)                  EUR             48,509.90

   Interest and similar income           EUR             82,865.36

    thereof from related companies       EUR             67,171.00

   Interest and similar expenses         EUR             34,355.46

  Financial result (+/-)                 EUR             48,509.90

  Result from ordinary operations (+/-)  EUR         -1,010,656.11

  Income tax / refund of income tax (+/-)EUR               -290.11

  Other taxes / refund of taxes          EUR             -4,882.43

  Tax (+/-)                              EUR             -5,172.54

  Annual surplus / annual deficit        EUR         -1,015,828.65

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.40

UK Pound

1

Rs.101.19

Euro

1

Rs.73.89

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

VNT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.