MIRA INFORM REPORT

 

 

Report No. :

338333

Report Date :

08.09.2015

           

IDENTIFICATION DETAILS

 

Name :

OSTP ITALY SRL

 

 

Registered Office :

Via Dodici Ottobre, 2

16121- Genova (GE)

 

 

Country :

Italy

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

12.12.2011

 

 

Legal Form :

Sole-Member Limited Liability Company

 

 

Line of Business :

Subject is engaged in wholesale of metalliferous minerals, ferrous metals and semi-finished products

 

 

No. of Employee :

From 11 to 15

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow but correct

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Italy

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

ITALY - ECONOMIC OVERVIEW

 

Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors. Italy is the third-largest economy in the euro-zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, topping 132% of GDP in 2014, but investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's long-standing structural impediments to growth, such as labor market inefficiencies and tax evasion. In 2014 economic growth and labor market conditions continued to deteriorate, with overall unemployment rising to 12.2% and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007 pre-crisis level.

 

Source : CIA

 

Company name

 

OSTP ITALY SRL

 

 

Via Dodici Ottobre, 2

16121- Genova (GE) -IT-

 

 

Summary

 

Fiscal Code

:

02078570997

Legal Form

:

Sole-Member Limited Liability Company

start of Activities

:

08/04/2013

Equity

:

Unknown.

Turnover Range

:

5.000.000/6.500.000

Number of Employees

:

from 11 to 15

 

 

Activity

 

Wholesale of metalliferous minerals, ferrous metals and semi-finished products

 

 

Legal Data

 

Legal Form : Sole-Member Limited Liability Company

Fiscal Code : 02078570997

 

Chamber of Commerce no. : 458285 of Genova since 29/12/2011

 

Chamber of Commerce no. : 2009511 of Milano

 

Chamber of Commerce no. : 364329 of Treviso

 

Chamber of Commerce no. : 287008 of Udine

 

V.A.T. Code : 02078570997

 

Establishment date

: 12/12/2011

Start of Activities

: 08/04/2013

Legal duration

: 31/12/2050

Nominal Capital

: 100.000

Subscribed Capital

: 100.000

 

Legal mail :

OSTPITALY@LEGALMAIL.IT

 

 


Members

 

Gatti

Andrea

 

Born in Genova

(GE)

on 25/11/1962

- Fiscal Code : GTTNDR62S25D969Y

 

Residence:

Sant'ilario

, 52

- 16167

Genova

(GE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

16/04/2014

Board Chairman

16/04/2014

 

No Prejudicial events are reported

 

No Protests registered

 

Astuni

Maurizio

 

Born in Genova

(GE)

on 25/04/1962

- Fiscal Code : STNMRZ62D25D969E

 

Residence:

Giosue Carducci

, 5/7

- 16121

Genova

(GE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Procurator

16/09/2013

 

No Prejudicial events are reported

 

No Protests registered

 

Gatti

Roberta

 

Born in Genova

(GE)

on 26/12/1967

- Fiscal Code : GTTRRT67T66D969S

 

Residence:

Massaua

, 2/4

- 16131

Genova

(GE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Procurator

08/04/2013

 

No Prejudicial events are reported

 

No Protests registered

 

Puppo

Marco

 

Born in Genova

(GE)

on 18/09/1977

- Fiscal Code : PPPMRC77P18D969L

 

Residence:

Flavia

, 1/2

- 16147

Genova

(GE)

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

16/04/2014

Managing Director

16/04/2014

 

No Prejudicial events are reported

 

No Protests registered

 

Luoto

Kalle-pekka Juhani

 

Born in Espoo

( )

on 02/05/1967

- Fiscal Code : LTUKLP67E02Z109U

 

Residence:

Riihitontuntie

, 7B

Espoo

- IT -

 

Position

Since

Shares Amount

% Ownership

Director

16/04/2014

 

Ostp Holding Oy

 

 

Position

Since

Shares Amount

% Ownership

Sole partner

12/12/2011

 

No Protests registered

 

Ostp Holding Oy

 

 

Position

Since

Shares Amount

% Ownership

Partner

 

No Protests registered

 

 

Companies connected to members *

 

*checkings have been performed on a national scale.

 

In this module are listed the companies in which members hold or have holded positions.

 

Gatti

Andrea

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Avestapolarit Immobiliare Spa

Genova (GE) - IT -

00269460101

Managing Director

Withdrawn

Ceased

Avestapolarit Immobiliare Spa

Genova (GE) - IT -

00269460101

Director

Withdrawn

Ceased

RED INOX - SOCIETA' A RESPONSABILITA' LIMITATA.

Genova (GE) - IT -

03171520103

Sole Director

Withdrawn

Merged

So.ge.par. S.p.a.

Milano (MI) - IT -

00264570607

Director

Withdrawn

Merged

Fratelli Gatti Societa' A Responsabilita' Limitata

Genova (GE) - IT -

03332440100

Director

Active

Registered

Fratelli Gatti Societa' A Responsabilita' Limitata

Genova (GE) - IT -

03332440100

Sole Director

Withdrawn

Registered

Istituto Ligure Mobiliare Societa' Per Azioni Siglabile In Forma Abbreviata Ilm

Genova (GE) - IT -

01041720085

Director

Withdrawn

Registered

Mimosa 94 Societa' Semplice

Genova (GE) - IT -

96550890014

Partner

Active

Registered

Trinoxia Srl

Genova (GE) - IT -

01927880995

Managing Director

Active

Registered

Trinoxia Srl

Genova (GE) - IT -

01927880995

Director

Active

Registered

Trinoxia Srl

Genova (GE) - IT -

01927880995

Board Chairman

Active

Registered

Tubinoxia Societa' A Responsabilita' Limitata Con Socio Unico

Genova (GE) - IT -

02061500993

Director

Active

Registered

Tubinoxia Societa' A Responsabilita' Limitata Con Socio Unico

Genova (GE) - IT -

02061500993

Board Chairman

Active

Registered

 

Puppo

Marco

 

Firm's Style

Seat

Fiscal Code

Position

Position Status

Firm's Status

Trinoxia Srl

Genova (GE) - IT -

01927880995

Director

Active

Registered

Trinoxia Srl

Genova (GE) - IT -

01927880995

Managing Director

Active

Registered

 

The indication "REGISTERED" as Firm Status could refer to Firms in Liquidation, Active, Inactive.

For more information, in this case, we advise to request further investigations.



Capital Shareholders

 

Shareholders' list as at date of data collection:

 

Firm's Style / Name

Seat / Residence

Fiscal Code

Owned Shares

% Ownership

Ostp Holding Oy

100,00

 

 

Direct Participations

 

The Company under review has no participations in other Companies.



Firm's location and structure

 

In order to carry out its activities the firm uses the following locations:

 

-

Legal and operative seat

 

Dodici Ottobre

, 2

- 16100

- Genova

(GE)

- IT -

 

Legal mail

: OSTPITALY@LEGALMAIL.IT

 

-

Branch

since 11/03/2013

 

Lambro

, 29

- 20090

- Opera

(MI)

- IT -

 

-

Branch

(Store)

since 06/05/2013

 

Bortolan

, 9/B

- 31030

- Carbonera

(TV)

- IT -

 

-

Branch

(Store)

since 01/03/2014

 

Spinucci

, 55

- 33030

- Talmassons

(UD)

- IT -

 

Employees

: 14

 

Stocks for a value of 2.610.000

Eur

 

 

Historical Information and/or Firm's Status

 

CEASINGS/INCORPORATIONS/MERGES:

 

The subj. took over by rent the activities of

 

Outokumpu S.p.a.

 

Agnello

, 8

, 20121

, Milano

(MI)

- IT -

 

Fiscal Code: 00718730153

 

Date

:

08/04/2013



Protests

 

Protests checking on the subject firm has given a negative result.

 

 

Data Base Prejudicial Events Search

 

Search performed on a National Scale

 

Prejudicial Events Search Result: NEGATIVE

 

Search performed on a specialized data base.

 

 

Legal Procedures

 

None reported, standing to the latest received edition of the Official Publications.



 

Financial and Economical Analysis

 

Company's starting of activities dates back to some years ago (2013).

The economic-financial analysis has been made on the base of the b/s of the latests three years.

During the last years, the subject company registered net losses.

A loss is registered as to the operating result (-4,73%).

The amount of the operating loss for 2014 is equal to Eur. -246.028.

A gross operating margine for a value of Eur. 12.161 was reached. with a more then 100% increase as opposed to the preceding year.

Indebtedness is scanty since debts are lower than liquidity.

The net equity capital is negative (Eur. -100.755).

Managerial cash flow has a minus sign and is equal to Eur. -349.994.

Labour cost amounts to Eur. 589.489, with a 8,61% incidence on production costs. , whereas the incidence of such costs on sales revenues is equal to 9,2%.

The financial management is marked by a high incidence of financial charges in relation to sales revenues (-4,56%).



Financial Data

 

Complete balance-sheet for the year

al 31/12/2014

(in Eur

x 1)

 

Item Type

Value

Sales

6.405.012

Profit (Loss) for the period

-514.111

 

Complete balance-sheet for the year

al 31/12/2013

(in Eur

x 1)

 

Item Type

Value

Sales

2.833.941

Profit (Loss) for the period

-540.637

 

Complete balance-sheet for the year

al 31/12/2012

(in Eur

x 1)

 

Item Type

Value

Profit (Loss) for the period

-34.981



Balance Sheets

 

From our constant monitoring of the relevant Public Administration offices, no more recent balance sheets result to have been filed.

 

- Balance Sheet as at 31/12/2014 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1

 

- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1

 

Years

2014

2013

2012

BALANCE SHEET ACCOUNTS

 

ASSETS

CREDITS VS PARTNERS

. Deposits not yet withdrawn

. Deposits already withdrawn

Total credits vs partners

FIXED ASSETS

. INTANGIBLE FIXED ASSETS

. . Start-up and expansion expenses

. . Research,develop. and advert.expens.

. . Industrial patent rights

. . Concessions,licenses,trademarks,etc.

. . Goodwill

. . Assets in formation and advance paymen.

. . Other intangible fixed assets

. Total Intangible Fixed Assets

189.518

232.803

24.431

. TANGIBLE FIXED ASSETS

. . Real estate

. . Plant and machinery

. . Industrial and commercial equipment

. . Other assets

. . Assets under construction and advances

. Total Tangible fixed assets

2.373.160

2.362.864

2.102.679

. FINANCIAL FIXED ASSETS

. . Equity investments

. . . Equity invest. in subsidiary companies

. . . Equity invest. in associated companies

. . . Equity invest. in holding companies

. . . Equity invest. in other companies

. . Financial receivables

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivab due from subsidiaries

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from assoc.comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . . Receivables due from third parties

. . . . Within 12 months

. . . . Beyond 12 months

. . Other securities

. . Own shares

. . . Total nominal value

. Total financial fixed assets

12.061

16.728

973

Total fixed assets

2.574.739

2.612.395

2.128.083

CURRENT ASSETS

. INVENTORIES

. . Raw materials and other consumables

. . Work in progress and semimanufactured

. . Work in progress on order

. . Finished goods

. . Advance payments

. Total Inventories

2.607.549

1.755.307

. CREDITS NOT HELD AS FIXED ASSETS

. . Within 12 months

158.554

. . Beyond 12 months

. . Trade receivables

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from subsid. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from assoc. comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Receivables due from holding comp.

. . . . Within 12 months

. . . . Beyond 12 months

. . Fiscal Receivables

146.248

. . . . Within 12 months

146.248

. . . . Beyond 12 months

. . Receivables for anticipated taxes

12.179

. . . . Within 12 months

12.179

. . . . Beyond 12 months

. . Receivables due from third parties

127

. . . . Within 12 months

127

. . . . Beyond 12 months

. Total Credits not held as fixed assets

158.554

. FINANCIAL ASSETS

. . Equity invest. in subsidiary comp.

. . Equity invest. in associated companies

. . Equity invest. in holding companies

. . Other equity investments

. . Own shares

. . . Total nominale value

. . Other securities

. Total Financial Assets

. LIQUID FUNDS

. . Bank and post office deposits

. . Checks

. . Banknotes and coins

. Total Liquid funds

630

3.244

92.305

Total current assets

2.608.179

1.758.551

250.859

ADJUSTMENT ACCOUNTS

. Discount on loans

. Other adjustment accounts

18.304

22.279

1

Total adjustments accounts

18.304

22.279

1

TOTAL ASSETS

5.201.222

4.393.225

2.378.943

LIABILITIES

STOCKHOLDERS' EQUITY

. Capital stock

100.000

100.000

100.000

. Additional paid-in capital

. Revaluation reserves

. Legal reserve

. Reserve for Own shares

. Statute reserves

. Other reserves

827.467

580.000

. Accumulated Profits (Losses)

-34.981

. Profit( loss) of the year

-1.028.222

-1.081.272

-34.981

. Advances on dividends

. Partial loss of the year Coverage

Total Stockholders'Equity

-100.755

-436.253

65.019

RESERVES FOR RISKS AND CHARGES

. . Reserve for employee termination indem.

. . Taxation fund, also differed

. . Other funds

Total Reserves for Risks and Charges

20.000

20.000

Employee termination indemnities

16.346

13.013

ACCOUNTS PAYABLE

. . . . Within 12 months

21.831

. . . . Beyond 12 months

2.282.000

. . Bonds

. . . . Within 12 months

. . . . Beyond 12 months

. . Convertible bonds repayable

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to shareholders for financing

2.282.000

. . . . Within 12 months

. . . . Beyond 12 months

2.282.000

. . Due to banks

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to other providers of finance

. . . . Within 12 months

. . . . Beyond 12 months

. . Advances from customers

. . . . Within 12 months

. . . . Beyond 12 months

. . Trade payables

18.075

. . . . Within 12 months

18.075

. . . . Beyond 12 months

. . Securities issued

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to subsidiary companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to associated companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to holding companies

. . . . Within 12 months

. . . . Beyond 12 months

. . Due to the tax authorities

1.492

. . . . Within 12 months

1.492

. . . . Beyond 12 months

. . Due to social security and welfare inst.

. . . . Within 12 months

. . . . Beyond 12 months

. . Other payables

2.264

. . . . Within 12 months

2.264

. . . . Beyond 12 months

Total accounts payable

2.303.831

ADJUSTMENT ACCOUNTS

. Agio on loans

. Other adjustment accounts

27.126

15.643

10.093

Total adjustment accounts

27.126

15.643

10.093

TOTAL LIABILITIES

-37.283

-387.597

2.378.943

 

MEMORANDUM ACCOUNTS

 

Third party goods

Investment accounts

35.000

116.000

Risk accounts

Civil and fiscal norms relation

 

PROFIT AND LOSS ACCOUNTS

 

VALUE OF PRODUCTION

. Revenues from sales and services

6.405.012

2.833.941

. Changes in work in progress

. Changes in semi-manufact. products

. Capitalization of internal work

178.750

. Other income and revenues

198.327

144.260

. . Contributions for operating expenses

. . Different income and revenues

198.327

144.260

Total value of production

6.603.339

3.156.951

PRODUCTION COSTS

. Raw material,other materials and consum.

6.094.484

4.117.054

193

. Services received

24.293

. Leases and rentals

787.034

666.621

19.290

. Payroll and related costs

589.489

476.056

. . Wages and salaries

401.874

342.724

. . Social security contributions

132.065

106.336

. . Employee termination indemnities

24.730

. . Pension and similar

25.426

. . Other costs

30.820

1.570

. Amortization and depreciation

164.117

88.765

. . Amortization of intangible fixed assets

73.506

45.473

. . Amortization of tangible fixed assets

53.931

35.292

. . Depreciation of tangible fixed assets

. . Writedown of current receiv.and of liquid

36.680

8.000

. Changes in raw materials

-918.661

-1.692.363

. Provisions to risk reserves

74.072

. Other provisions

20.000

20.000

. Other operating costs

38.832

38.274

3.472

Total production costs

6.849.367

3.714.407

47.248

Diff. between value and cost of product.

-246.028

-557.456

-47.248

FINANCIAL INCOME AND EXPENSE

. Income from equity investments

. . In subsidiary companies

. . In associated companies

. . In other companies

. Other financial income

929

131

88

. . Financ.income from receivables

. . . Towards subsidiary companies

. . . Towards associated companies

. . . Towards holding companies

. . . Towards other companies

. . Financ.income from secur. t.f.assets

. . Financ.income from secur. cur.assets

. . Financ.income other than the above

929

131

. . . - Subsidiary companies

. . . - Associated companies

. . . - Holding companies

. . . - Other companies

929

131

. Interest and other financial expense

-292.688

-112.263

. . Towards subsidiary companies

. . Towards associated companies

. . Towards holding companies

-182.019

-80.267

. . Towards other companies

110.669

31.996

Total financial income and expense

-291.759

-112.132

88

ADJUSTMENTS TO FINANCIAL ASSETS

. Revaluations

. . Of equity investments

. . Of financ.fixed assets not repres.E.I.

. . Of securities incl.among current assets

. Devaluation

. . Of equity investments

. . Of financial fixed assets (no equity inv)

. . Of securities included among current ass

Total adjustments to financial assets

EXTRAORDINARY INCOME AND EXPENSE

. Extraordinary income

. . Gains on disposals

. . Other extraordinary income

. Extraordinary expense

. . Losses on disposals

. . Taxes relating to prior years

. . Other extraordinary expense

Total extraordinary income and expense

Results before income taxes

-537.787

-669.588

-47.160

. Taxes on current income

-23.676

-128.951

-12.179

. . current taxes

. . differed taxes(anticip.)

-23.676

-128.951

-12.179

. Net income for the period

-514.111

-540.637

-34.981

. Adjustments in tax regulations pursuance

. Provisions in tax regulations pursuance

. Profit (loss) of the year

-514.111

-540.637

-34.981

 

 

RATIOS

Value Type

as at 31/12/2014

as at 31/12/2013

as at 31/12/2012

Sector Average

COMPOSITION ON INVESTMENT

Rigidity Ratio

Units

0,50

0,59

0,89

0,11

Elasticity Ratio

Units

0,50

0,40

0,11

0,87

Availability of stock

Units

0,50

0,40

n.c.

0,22

Total Liquidity Ratio

Units

0,00

0,00

0,11

0,56

Quick Ratio

Units

0,00

0,00

0,04

0,02

COMPOSITION ON SOURCE

Net Short-term indebtedness

Units

n.c.

n.c.

n.c.

3,81

Self Financing Ratio

Units

n.c.

n.c.

0,03

0,17

Capital protection Ratio

Units

n.c.

n.c.

0,00

0,65

Liabilities consolidation quotient

Units

n.c.

n.c.

104,53

0,12

Financing

Units

n.c.

n.c.

35,43

4,72

Permanent Indebtedness Ratio

Units

n.c.

n.c.

0,99

0,30

M/L term Debts Ratio

Units

0,00

0,00

0,96

0,07

Net Financial Indebtedness Ratio

Units

n.c.

n.c.

33,68

1,28

CORRELATION

Fixed assets ratio

Units

n.c.

n.c.

1,10

2,06

Current ratio

Units

n.c.

n.c.

11,49

1,16

Acid Test Ratio-Liquidity Ratio

Units

n.c.

n.c.

11,49

0,84

Structure's primary quotient

Units

n.c.

n.c.

0,03

1,28

Treasury's primary quotient

Units

n.c.

n.c.

4,23

0,03

Rate of indebtedness ( Leverage )

%

n.c.

n.c.

3658,84

591,61

Current Capital ( net )

Value

2.608.179

1.758.551

229.028

219.071

RETURN

Return on Sales

%

-5,46

-15,95

n.c.

2,22

Return on Equity - Net- ( R.O.E. )

%

n.c.

n.c.

-53,80

6,27

Return on Equity - Gross - ( R.O.E. )

%

n.c.

n.c.

-72,53

15,95

Return on Investment ( R.O.I. )

%

-4,73

-12,69

-1,99

4,19

Return/ Sales

%

-3,84

-19,67

n.c.

3,42

Extra Management revenues/charges incid.

%

n.c.

n.c.

n.c.

29,26

Cash Flow

Value

-349.994

-451.872

-34.981

61.669

Operating Profit

Value

-246.028

-557.456

-47.248

95.558

Gross Operating Margin

Value

12.161

-448.691

-47.248

144.934

MANAGEMENT

Credits to clients average term

Days

n.c.

n.c.

n.c.

120,94

Debts to suppliers average term

Days

n.c.

n.c.

148,64

120,04

Average stock waiting period

Days

146,56

222,98

n.c.

61,92

Rate of capital employed return ( Turnover )

Units

1,23

0,65

n.c.

1,27

Rate of stock return

Units

2,46

1,61

n.c.

5,74

Labour cost incidence

%

9,20

16,80

n.c.

7,77

Net financial revenues/ charges incidence

%

-4,56

-3,96

n.c.

-1,26

Labour cost on purchasing expenses

%

8,61

12,82

n.c.

7,90

Short-term financing charges

%

n.c.

n.c.

n.c.

2,67

Capital on hand

%

81,21

155,02

n.c.

78,39

Sales pro employee

Value

355.834

202.424

437.713

Labour cost pro employee

Value

32.749

34.004

33.928

 

 

Remarks

 

1) Protests checking (relative to the last five years) performed by crossing and matching the members names and the Firm's Style with the reported addresses, is supplied by the Informatic Registry managed by the Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual homonymous cases are submitted to expert staff evaluation in order to limit wrong matching risks.

 

2) The Legal Data, supplied and retrived from the Firm's Registry of the Italian Chamber of Commerce, are in line with the last registered modifications.

 

3) Risk evaluation and Credit Opinion have been performed on the base of the actual data at the moment of their availability.

 

 


Market / Territory Data

 

Population living in the province

:

875.732

Population living in the region

:

1.592.309

Number of families in the region

:

754.141

 

Monthly family expences average in the region (in Eur..) :

 

- per food products

:

463

- per non food products

:

1.607

- per energy consume

:

94

 

 

Sector Data

 

The values are calculated on a base of 6.137 significant companies.

The companies cash their credits on an average of 121 dd.

The average duration of suppliers debts is about 120 dd.

The sector's profitability is on an average of 2,22%.

The labour cost affects the turnover in the measure of 7,77%.

Goods are held in stock in a range of 62 dd.

The difference between the sales volume and the resources used to realize it is about 1,27.

The employees costs represent the 7,90% of the production costs.

 

 

Statistical Detrimental Data

 

Statistcally the trade activity shows periods of crisis.

The area is statistically considered moderately risky.

In the region 7.546 protested subjects are found; in the province they count to 4.210.

The insolvency index for the region is 0,48, , while for the province it is 0,48.

Total Bankrupt companies in the province : 3.970.

Total Bankrupt companies in the region : 7.305.

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.74

UK Pound

1

Rs.101.36

Euro

1

Rs.74.27

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.