MIRA INFORM REPORT

 

 

Report No. :

339466

Report Date :

10.09.2015

 

IDENTIFICATION DETAILS

 

Name :

SAHTAIN WATER CO (MOYA)

 

 

Registered Office :

Al Khobar Street, P O Box: 21767 & 1498, Riyadh 11431

 

 

Country :

Saudi Arabia 

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

27.06.1996

 

 

Com. Reg. No.:

1010237577, Riyadh

 

 

Legal Form :

Limited Liability Partnership

 

 

Line of Business :

Subject is engaged in the processing, bottling and marketing of mineral water.

 

 

No. of Employees :

150

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Saudi Arabia 

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 


 

SAUDI ARABIA - ECONOMIC OVERVIEW

 

Saudi Arabia has an oil-based economy with strong government controls over major economic activities. It possesses about 16% of the world's proven petroleum reserves, ranks as the largest exporter of petroleum, and plays a leading role in OPEC. The petroleum sector accounts for roughly 80% of budget revenues, 45% of GDP, and 90% of export earnings. Saudi Arabia is encouraging the growth of the private sector in order to diversify its economy and to employ more Saudi nationals. Diversification efforts are focusing on power generation, telecommuncations, natural gas exploration, and petrochemical sectors. Over 6 million foreign workers play an important role in the Saudi economy, particularly in the oil and service sectors, while Riyadh is struggling to reduce unemployment among its own nationals. Saudi officials are particularly focused on employing its large youth population, which generally lacks the education and technical skills the private sector needs. In 2014 the Kingdom ran its first budget deficit since 2009, and faces budget deficits for the foreseeable future because it requires an oil price greater than $100 per barrel to balance its budget. Although the Kingdom can finance high deficits for several years by drawing down its considerable foreign assets or borrowing, it probably will begin to reduce capital spending if oil prices stay low through the next year.

 

Source : CIA

 

 

SUMMARY

 

Company Name                                    : SAHTAIN WATER CO (MOYA)

Country of Origin                                   : Saudi Arabia

Legal Form                                           : Limited Liability Partnership

Registration Date                                  : 27th June 1996

Commercial Registration Number           : 1010237577, Riyadh

Membership Number                             : 78492

Issued Capital                                       : SR 3,575,000

Paid up Capital                                     : SR 3,575,000

Total Workforce                                     : 150

Activities                                               : Processing, bottling and marketing of mineral water.

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady


COMPANY NAME

 

SAHTAIN WATER CO (MOYA)

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : Al Khobar Street

 

PO Box                        : 21767 & 1498

 

Town                : Riyadh 11431

Country             : Saudi Arabia

 

Telephone         : (966-11) 4169363 / 4658061 / 4645855

Facsimile          : (966-11) 2884557

Mobile              : (966-55) 5208550

Email                : info@moyawater.com

 

Premises

 

Subject operates from a large suite of offices that are rented and located in the Central Business Area of Riyadh.

 

Branch Offices

 

     Location                                                                                           Description

 

·       Al Qassim                                                                                        Factory premises

CR No. 1132005287

 

·       Al Ras                                                                                              Office premises

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Mashoor Al Assaf                                                                             Managing Partner

 

·       Assaf Al Assaf                                                                                 Partner

 

·       Ajlan Al Ajlan                                                                                    General Manager

 

·       Ahmed Abd Motlib                                                                           Finance Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 27th June 1996

 

Legal Form                  : Limited Liability Partnership

 

Commercial Reg. No.   : 1010237577, Riyadh

 

Membership No.           : 78492

 

Issued Capital              : SR 3,575,000

 

Paid up Capital            : SR 3,575,000

 

Name of Partner (s)

 

·       Mashoor Al Assaf

·       Assaf Al Assaf

 

 

OPERATIONS

 

Activities: Engaged in the processing, bottling and marketing of mineral water.

 

Import Countries: Europe and the Far East.

 

Brand Names: MOYA

 

Operating Trend: Steady

 

Subject has a workforce of 150 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Saudi Riyals (SR)

 

                                    Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                    SR 33,735,000                           SR 37,500,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Saudi Investment Bank

Riyadh

 

·       Saudi American Bank

Malaz Branch

       PO Box: 3388

Riyadh 11471

Tel: (966-1) 4774770

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.29

UK Pound

1

Rs.101.89

Euro

1

Rs.73.98

 

 

 

 

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

NIT

 

 

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.