MIRA INFORM REPORT

 

 

Report No. :

340870

Report Date :

12.09.2015

 

IDENTIFICATION DETAILS

 

Name :

BIG ARBEITSSCHUTZ GMBH

 

 

Registered Office :

Königsberger Str. 6, D 21244 Buchholz

 

 

Country :

Germany

 

 

Financials (as on) :

31.12.2013

 

 

Year of Establishment :

1983

 

 

Legal Form :

Private Limited Company

 

 

Line of Business :

Subject is engaged in wholesale of other equipment and accessories for machinery and technical supplies

 

 

No. of Employee :

35

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

Status :

Satisfactory

 

 

Payment Behaviour :

No complaints

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Germany

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

GERMANY - ECONOMIC OVERVIEW

 

The German economy - the fifth largest economy in the world in PPP terms and Europe's largest - is a leading exporter of machinery, vehicles, chemicals, and household equipment and benefits from a highly skilled labor force. Like its Western European neighbors, Germany faces significant demographic challenges to sustained long-term growth. Low fertility rates and declining net immigration are increasing pressure on the country's social welfare system and necessitate structural reforms. Reforms launched by the government of Chancellor Gerhard SCHROEDER (1998-2005), deemed necessary to address chronically high unemployment and low average growth, contributed to strong growth and falling unemployment. These advances, as well as a government subsidized, reduced working hour scheme, help explain the relatively modest increase in unemployment during the 2008-09 recession - the deepest since World War II - and its decrease to 5.2% in 2014. The new German government introduced a minimum wage of about $11.60 (8.50 euros) per hour to take effect in 2015. Stimulus and stabilization efforts initiated in 2008 and 2009 and tax cuts introduced in Chancellor Angela MERKEL's second term increased Germany's total budget deficit - including federal, state, and municipal - to 4.1% in 2010, but slower spending and higher tax revenues reduced the deficit to 0.8% in 2011 and in 2012 Germany reached a budget surplus of 0.1%. The budget was essentially in balance in 2014. A constitutional amendment approved in 2009 limits the federal government to structural deficits of no more than 0.35% of GDP per annum as of 2016 though the target was already reached in 2012. The German economy suffers from low levels of investment, and a government plan to invest 15 billion euros 2016-18, largely in infrastructure, is intended to spur needed private investment. Following the March 2011 Fukushima nuclear disaster, Chancellor Angela MERKEL announced in May 2011 that eight of the country's 17 nuclear reactors would be shut down immediately and the remaining plants would close by 2022. Germany plans to replace nuclear power with renewable energy, which accounted for 27.8% of gross electricity consumption in 2014, up from 9% in 2000. Before the shutdown of the eight reactors, Germany relied on nuclear power for 23% of its electricity generating capacity and 46% of its base-load electricity production. Extremely low inflation, caused largely by low global energy prices and a weak euro, are expected to boost German GDP growth in 2015.

 

Source : CIA

 

 

Company name

 

BIG ARBEITSSCHUTZ GMBH

 

Company Status:          active

                                    Königsberger Str. 6

                                    D 21244 Buchholz

                                    Telephone:04181/9095-0

                                    Telefax:  04181/9095-55

                                    Homepage: www.big-arbeitsschutz.de

                                    E-mail:   info@big-arbeitsschutz.de

 

VAT no.:             DE114955850

 

 

CONCLUSION

 

Business relations are permissible.

 

 

 LEGAL FORM              Private limited company

 Date of foundation:      1983

 Shareholders'

 agreement:                   15.02.1985

 Registered on:             15.05.1985

 Commercial

 Register:                      Local court 21255 Tostedt

 under:                          HRB 2755

 

 

 Share capital

 

 EUR                1,000,000.00

 

 

 Shareholder

 

                      Marc Pingel

                      Falkenweg 14c

                      D 21244 Buchholz

                      born:                  20.01.1968

                      Share:                 EUR            531,988.00

 Shareholder:

                      Cornelia Gröning

                      Am Petersberg 28

                      D 21407 Deutsch Evern

                      born:                  21.06.1956

                      Share:                 EUR            378,928.00

 Shareholder:

                      Carsten von Ewegen

                      Rehkamp 37a

                      D 21244 Buchholz

                      born:                  25.05.1965

                      Share:                 EUR             89,084.00

 

 

Manager

 

                      Carsten von Ewegen

                      Rehkamp 37a

                      D 21244 Buchholz

                      having sole power of representation

                      born: 25.05.1965

                      Profession: Businessman

                      Marital status: unknown

 Manager:

                      Marc Pingel

                      Falkenweg 14c

                      D 21244 Buchholz

                      having sole power of representation

                      born: 20.01.1968

                      Profession: Businessman

                      Marital status: married

 

 

Proxy

 

                      Regine Rudolf

                      D 21698 Harsefeld

                      having sole power of representation

                      born: 21.10.1953

                      née: Dittmer

                      Profession: Businessman

                      Marital status: married

 Proxy:

                      Uwe Blanck

                      D 21256 Handeloh

                      having sole power of representation

                      born: 31.07.1961

                      Marital status: unknown

 

 Further functions/participations of Marc Pingel (Manager)

 Shareholder:

                      Anders Gastronomie GmbH

                      Breite Str. 17

                      D 21244 Buchholz

                      Legal form:         Private limited company

                      Share capital:     EUR             25,000.00

                      Share:                 EUR             12,500.00

                      Registered

                      on:                                 22.02.2013

                      Reg. data:           21255 Tostedt, HRB 203829

 

 

 COMPANY HISTORY

 

 04.04.1997 - 15.10.1997  Bergk Import GmbH

                          Neue Str. 12

                          D 21244 Buchholz

                          Private limited company

 16.10.1997 - 14.11.2000  Bergk Import GmbH

                          Königsberger Str. 8

                          D 21244 Buchholz

                          Private limited company

 15.11.2000 - 24.04.2007  BIG Arbeitsschutz GmbH

                          Königsberger Str. 8

                          D 21244 Buchholz

                          Private limited company

 

 

 BUSINESS ACTIVITIES

 

 Main industrial sector

 46693   Wholesale of other equipment and accessories for machinery and technical supplies

 

 

 PARTICIPATIONS

 

 General partner:

                      AGKI Arbeitsgemeinschaft der

                      Körperschutzimporteure GbR

                      D 21244 Buchholz

                      Legal form: Partnership under the Civil Code

                      Company Status: active

 

FINANCIAL INFORMATION

 

 Payment experience:  within agreed terms

 

 Negative information:We have no negative information at hand.

 

 Balance sheet year:  2013

 

 

 REAL ESTATE

 

 Type of ownership:       proprietor

 Share:                          100.00 %

 Address                       Königsberger Str. 6

                                     D 21244 Buchholz

 

 Real Estate of:             Marc Pingel

 Type of ownership:       Tenant

 Address                       Falkenweg 14c

                                    D 21244 Buchholz

 

 Real Estate of:             Carsten von Ewegen

 Type of ownership:       Tenant

 Address                       Rehkamp 37a

                                    D 21244 Buchholz

 

 Real Estate of:             Marc Pingel

 Type of ownership:       Tenant

 Address                       Falkenweg 14c

                                    D 21244 Buchholz

 

 Land register documents were not available.

 

 

 BANKERS

 

 NORDDEUTSCHE LANDESBANK GIROZENTRALE, 20408 HAMBURG

 Sort. code: 25050000

 BIC: NOLADE2HXXX

 HAMBURGER SPARKASSE, 20454 HAMBURG

 Sort. code: 20050550

 BIC: HASPDEHHXXX

 

 

 FINANCIAL FIGURES

 

 Turnover:                     2013               EUR         48,939,860.00

                                    2014               EUR         50,000,000.00

 Profit:                          2013               EUR          5,393,945.00

 further business figures:

 Equipment:                                                      EUR            738,971.00

 Ac/ts receivable:                                              EUR          4,133,290.00

 Liabilities:                                            EUR         12,625,700.00

 Total numbers of vehicles:                             5

 - Passenger cars:                                           5

 Employees:                                                     35

 

 

 BALANCE SHEETS

 

 Balance sheet ratios                 01.01.2013 - 31.12.2013

 Equity ratio [%]:                       81.16

 Liquidity ratio:                          3.96

 Return on total capital [%]:        24.25

 

 Balance sheet ratios                 01.01.2012 - 31.12.2012

 Equity ratio [%]:                       73.94

 Liquidity ratio:                          1.01

 Return on total capital [%]:        26.87

 

 Balance sheet ratios                 01.01.2011 - 31.12.2011

 Equity ratio [%]:                       74.56

 Liquidity ratio:                          0.92

 Return on total capital [%]:        33.10

 

 Balance sheet ratios                 01.01.2010 - 31.12.2010

 Equity ratio [%]:                       69.79

 Liquidity ratio:                          1.60

 Return on total capital [%]:         33.84

 

 Equity ratio

 The equity ratio indicates the portion of the equity as compared

 to the total capital. The higher the equity ratio, the better the

 economic stability (solvency) and thus the financial autonomy of

 a company.

 

 Liquidity ratio

 The liquidity ratio shows the proportion between adjusted

 receivables and net liabilities. The higher the ratio, the lower

 the company's financial dependancy from external creditors.

 

 Return on total capital

 The return on total capital shows the efficiency and return on

 the total capital employed in the company. The higher the return

 on total capital, the more economically does the company work

 with the invested capital.

 

 

 Financisls

 

Type of balance sheet:               Company balance sheet

 Origin of the present

 balance sheet:                          electronic German Federal Gazette

 

 Financial year:      01.01.2013 - 31.12.2013

 

 ASSETS                                  EUR         22,240,425.21

  Fixed assets                           EUR          3,721,851.46

   Intangible assets                     EUR             57,130.01

    Concessions, licences, rights        EUR             57,130.01

   Tangible assets                       EUR          3,258,628.57

    Land / similar rights                EUR          2,519,657.57

    Other tangible assets / fixtures and

    fittings                             EUR            738,971.00

   Financial assets                      EUR            406,092.88

    Shares in participations /

    subsidiaries and the like            EUR            406,092.88

     Shares in investee companies        EUR            406,092.88

  Current assets                         EUR         18,438,354.39

   Stocks                                EUR         11,370,694.92

    Finished goods / work in progress    EUR         10,934,437.58

    Advance payments made                EUR            436,257.34

   Accounts receivable                   EUR          4,133,289.80

    Trade debtors                        EUR          3,987,952.80

    Other debtors and assets             EUR            145,337.00

   Liquid means                          EUR          2,934,369.67

  Remaining other assets                 EUR             80,219.36

   Accruals (assets)                     EUR             16,506.36

   Active difference from asset

   offsetting                            EUR             63,713.00

 

 LIABILITIES                             EUR         22,240,425.21

  Shareholders' equity                   EUR          9,402,092.88

   Capital                               EUR          1,000,000.00

    Subscribed capital (share capital)   EUR          1,000,000.00

   Reserves                              EUR          3,000,000.00

    Retained earnings / revenue reserves EUR          3,000,000.00

   Balance sheet profit/loss (+/-)       EUR          5,402,092.88

    Balance sheet profit / loss          EUR          5,402,092.88

  Provisions                             EUR            207,140.00

   Other / unspecified provisions        EUR            207,140.00

  Liabilities                            EUR         12,625,700.33

   Financial debts                       EUR            200,000.00

    Liabilities due to banks             EUR            200,000.00

   Other liabilities                     EUR         12,425,700.33

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR            364,068.73

    Unspecified other liabilities        EUR         12,061,631.60

  Other liabilities                      EUR              5,492.00

   Deferrals (liabilities)               EUR              5,492.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         48,939,860.31

  Other operating income                 EUR            307,500.15

  Cost of materials                      EUR         33,098,040.28

   Raw materials and supplies, purchased

   goods                                 EUR         33,088,193.12

   Purchased services                    EUR              9,847.16

  Gross result (+/-)                     EUR         16,149,320.18

  Staff expenses                         EUR          3,153,302.36

   Wages and salaries                    EUR          2,809,962.27

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            343,340.09

  Total depreciation                     EUR            284,762.69

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            284,762.69

  Other operating expenses               EUR          4,661,084.81

  Operating result from continuing

  operations                             EUR          8,050,170.32

  Expenses for the transfer of losses    EUR              1,699.76

  Interest result (+/-)                  EUR           -600,664.18

   Interest and similar income           EUR             13,659.05

   Interest and similar expenses         EUR            614,323.23

  Financial result (+/-)                 EUR           -602,363.94

  Result from ordinary operations (+/-)  EUR          7,447,806.38

  Income tax / refund of income tax (+/-)EUR         -2,043,388.22

  Other taxes / refund of taxes          EUR            -10,473.61

  Tax (+/-)                              EUR         -2,053,861.83

  Annual surplus / annual deficit        EUR          5,393,944.55

 

 Type of balance

 sheet:               Company balance sheet

 Origin of the present

 balance sheet:       electronic German Federal Gazette

 

 Financial year:      01.01.2012 - 31.12.2012

 

 ASSETS                                  EUR         20,792,701.77

  Fixed assets                           EUR          3,444,973.52

   Intangible assets                     EUR             82,232.00

    Concessions, licences, rights        EUR             82,232.00

   Tangible assets                       EUR          3,306,673.75

    Land / similar rights                EUR          2,545,340.75

    Other tangible assets / fixtures and

    fittings                             EUR            761,333.00

   Financial assets                      EUR             56,067.77

    Shares in participations /

    subsidiaries and the like            EUR             56,067.77

     Shares in investee companies        EUR             56,067.77

  Current assets                         EUR         17,276,247.65

   Stocks                                EUR         12,005,320.89

    Finished goods / work in progress    EUR         11,776,771.59

    Advance payments made                EUR            228,549.30

   Accounts receivable                   EUR          4,270,106.67

    Trade debtors                        EUR          3,591,461.78

    Other debtors and assets             EUR            678,644.89

   Liquid means                          EUR          1,000,820.09

  Remaining other assets                 EUR             71,480.60

   Accruals (assets)                     EUR             19,169.60

   Active difference from asset

   offsetting                            EUR             52,311.00

 

 LIABILITIES                             EUR         20,792,701.77

  Shareholders' equity                   EUR          7,837,629.81

   Capital                               EUR          1,000,000.00

    Subscribed capital (share capital)   EUR          1,000,000.00

   Reserves                              EUR          3,000,000.00

    Retained earnings / revenue reserves EUR          3,000,000.00

   Balance sheet profit/loss (+/-)       EUR          3,837,629.81

    Balance sheet profit / loss          EUR          3,837,629.81

  Provisions                             EUR            171,460.00

   Other / unspecified provisions        EUR            171,460.00

  Liabilities                            EUR         12,778,119.96

   Financial debts                       EUR          1,187,890.65

    Liabilities due to banks             EUR          1,187,890.65

   Other liabilities                     EUR         11,590,229.31

    Trade creditors (for IAS incl. bills

    of exchange)                         EUR            268,286.51

    Unspecified other liabilities        EUR         11,321,942.80

  Other liabilities                      EUR              5,492.00

   Deferrals (liabilities)               EUR              5,492.00

 

 PROFIT AND LOSS ACCOUNT (cost-summary method) according to Comm.

 Code (HGB)

  Sales                                  EUR         46,710,143.76

  Other operating income                 EUR            822,944.34

  Cost of materials                      EUR         31,067,135.89

   Raw materials and supplies, purchased

   goods                                 EUR         31,067,135.89

  Gross result (+/-)                     EUR         16,465,952.21

  Staff expenses                         EUR          2,984,293.10

   Wages and salaries                    EUR          2,630,616.55

   Social security contributions and

   expenses for pension plans and

   benefits                              EUR            353,676.55

  Total depreciation                     EUR            278,409.94

   Depreciation on tangible / intangible

   asssets (incl. start-up and exp. of

   bus.                                  EUR            278,409.94

  Other operating expenses               EUR          4,920,420.84

  Operating result from continuing

  operations                             EUR          8,282,828.33

  Result from participating interests

  (+/-)                                  EUR             -1,119.47

   Expenses for participations           EUR              1,119.47

    Expenses for other participations    EUR              1,119.47

  Interest result (+/-)                  EUR           -590,088.73

   Interest and similar income           EUR             14,852.59

   Interest and similar expenses         EUR            604,941.32

  Financial result (+/-)                 EUR           -591,208.20

  Result from ordinary operations (+/-)  EUR          7,691,620.13

  Income tax / refund of income tax (+/-)EUR         -2,092,817.82

  Other taxes / refund of taxes          EUR            -11,399.65

  Tax (+/-)                              EUR         -2,104,217.47

  Annual surplus / annual deficit        EUR          5,587,402.66

 

 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.39

UK Pound

1

Rs.102.59

Euro

1

Rs.74.90

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ASH

 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.