MIRA INFORM REPORT

 

 

Report No. :

339477

Report Date :

12.09.2015

 

IDENTIFICATION DETAILS

 

Name :

MUSTHAFA ENTERPRISES

 

 

Registered Office :

No. 200-1/2C, J.B. Super Market, Keyzer Street,  Colombo - 11

 

 

Country :

Sri Lanka

 

 

Date of Incorporation :

11.04.2005

 

 

Com. Reg. No.:

WA 60442

 

 

Legal Form :

Proprietorship Company

 

 

Line of Business :

Import and Trader of textiles fabric 

 

 

No. of Employees :

2 (Approximately)

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Sri Lanka

A2

A2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

SRI LANKA - ECONOMIC OVERVIEW

 

Sri Lanka continues to experience strong economic growth following the end of the government's 26-year conflict with the Liberation Tigers of Tamil Eelam. The government has been pursuing large-scale reconstruction and development projects in its efforts to spur growth in war-torn and disadvantaged areas, develop small and medium enterprises and increase agricultural productivity. The government's high debt payments and bloated civil service have contributed to historically high budget deficits, but fiscal consolidation efforts and strong GDP growth in recent years have helped bring down the government's fiscal deficit, but low tax revenues remain a concern. The 2008-09 global financial crisis and recession exposed Sri Lanka's economic vulnerabilities and nearly caused a balance of payments crisis. Agriculture slowed due to a drought and weak global demand affected exports and trade. In early 2012, Sri Lanka floated the rupee, resulting in a sharp depreciation, and took steps to curb imports. A large trade deficit remains a concern, but strong remittances from Sri Lankan workers abroad help offset the trade deficit. Government debt of about 80% of GDP remains among the highest in emerging markets.

 

Source : CIA

 


Basic information at a glance

  

a.

Name of Subject of Inquiry

:

MUSTHAFA ENTERPRISES

b.

Legal Form  & Status                

:

Proprietorship Company

c.

Managing Proprietor

 :

Mohamed  Shiyam Azeez                                                                                                                                                                                            

d.

Primary Line of Business   

:

Import and Trader of textiles fabric 

e.

Place of Business               

:

 

No. 200-1/2C, J.B. Super Market, Keyzer Street,

Colombo - 11

Sri Lanka.

 

Tel. No: (00 94 77) 362 2774

Email: mshiyam03@gmail.com 

 

g.

Number of Employees

:

Approx. -02

h.

Warehouse

:

155 1/2, Messenger Street Near Phonix Apartment Colombo – 12, Sri Lanka

                       

 

COMPANY DETAILS 

 

Registration and Shareholder Details

 

a.

Registration No

:

WA 60442

b.

Date of Registration

:

11th  April, 2005

c.

Registered Address

:

# 200-1/2C, J.B. Super Market, Keyzer Street, Colombo - 11

d.

Proprietor

:

Mr. Mohamed  Shiyam Azeez                                                                                                                                                                                            

e.

Auditors

:

Deen & Company

f.

Company Secretary

:

Not applicable for this category of companies

g.

Bankers

:

Commercial Bank Plc, Keyzer Street Branch, Col.11

 

 

FINANCIAL DETAILS

 

Most recent available Financial Information

 

    The SUBJECT COMPANY declined to disclose financial, without knowing  

    the identity of the end user as they are fearing that the details will go to wrong hands or the 

    Competitors.

   

    However, it should be taken in to consideration that the particular industry/trading segment the  

    Company involved has a very good growth potential and as such it can be expected for the  

    Company to have good income prospects.

 

    Note: Based on the corporate laws of Sri Lanka, legal entities which are Private Company with  

    Limited Liability is not required to make public disclosure of their annual financials.       

    Therefore no financials are available for this entity

CURRENT INVESTIGATION

 

History.

 

The Subject Company, MUSTHAFA ENTERPRISES is a proprietorship company in operation. Registered on 11th April, 2005 under Registration number WA 60442.

 

The subject company is a importer and distributor of textiles for the Sri Lanka market.

 

(Note: The Proprietorship/ Partnership companies are being registered at the Provincial Registrar of Companies and when the owner does not provide the registration details it is not possible to extract such details from the Registrar’s office, to enable us the verify the company establishment details.)

 

Location.

The subject company  is located at the client # 200-1/2C, J.B. Super Market, Keyzer Street, Colombo 11, a highly business area in Colombo city. This premise is presently under refurbishment and opens up for business very shortly.

 Mr. Azeez states that he is now temporarily operating at #155-1/2, Near Phoenix Apartment (Razack Building), Messenger Street, Colombo 12, until the former premise is ready for business operation.

 

 

Operational Details:

 

General

The main line of business of the subject company is Import and supplying of textile/fabrics.

 

Products/Services

 

All types of textiles & Fabrics

 

Importing Countries

India

 

No. of Employees:

Approx.02

 

 

Trade references

The Subject Company did not provide any trade reference referrals either.

 

 

Credit Recommendations

 

Since no financial information has been forthcoming from the company, it is not possible to comment on the merits or otherwise of the company.

 

No computerised data bases exist to make checks whether the partners or the company has any legal action or lawsuit initiated against any of them but informal (but not in-depth) checks do not indicate any such cases in the public knowledge.

 

INFORMATION PARTED BY

 

Name :

Mr. Shiyam

Designation :

Proprietor

Contact No.:

0094773622774

Date :

12.09.2015

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.39

UK Pound

1

Rs.102.59

Euro

1

Rs.74.90

 

INFORMATION DETAILS

 

Information Gathered by :

GYA

 

 

Analysis Done by :

RAS

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.