MIRA INFORM REPORT

 

 

Report No. :

340683

Report Date :

15.09.2015

 

IDENTIFICATION DETAILS

 

Name :

OKAMOTO (SINGAPORE) PRIVATE LIMITED

 

                                                                                       

Registered Office :

10, Riverside Road, Marsiling Lane Industrial Estate, 739082

 

 

Country :

Singapore

 

 

Financials (as on) :

31.03.2014

 

 

Date of Incorporation :

19.12.1973

 

 

Com. Reg. No.:

197302386-G

 

 

Legal Form :

Private Limited

 

 

Line of Business :

Subject is engaged in the manufacturing of precision tools. 

 

 

No. of Employees :

250

 

 

RATING & COMMENTS

 

MIRA’s Rating :

B 

 

RATING

STATUS

PROPOSED CREDIT LINE

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

Small

 

Status :

Moderate

 

 

Payment Behaviour :

Slow

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Singapore

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

SINGAPORE - ECONOMIC OVERVIEW

 

Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly of consumer electronics, information technology products, medical and optical devices, pharmaceuticals, and on its vibrant transportation, business, and financial services sectors. The economy contracted 0.6% in 2009 as a result of the global financial crisis, but has continued to grow since 2010 on the strength of renewed exports. Growth in 2014 was slower at 2.9%, largely a result of soft demand for exports amid a sluggish global economy and weak growth in Singapore’s manufacturing sector. The government is attempting to restructure Singapore’s economy by weaning its dependence on foreign labor, addressing weak productivity, and increasing Singaporean wages. Singapore has attracted major investments in pharmaceuticals and medical technology production and will continue efforts to strengthen its position as Southeast Asia's leading financial and high-tech hub. Singapore is a member of the 12-nation Trans-Pacific Partnership free trade negotiations, the Regional Comprehensive Economic Partnership negotiations with the nine other ASEAN members plus Australia, China, India, Japan, South Korea and New Zealand, and in 2015, Singapore will form, with the other ASEAN members, the ASEAN Economic Community.

 

Source : CIA

 

EXECUTIVE SUMMARY

 

 

 

REGISTRATION NO.

:

197302386-G

COMPANY NAME

:

OKAMOTO (SINGAPORE) PRIVATE LIMITED

FORMER NAME

:

N/A

INCORPORATION DATE

:

19/12/1973

COMPANY STATUS

:

EXIST

LEGAL FORM

:

PRIVATE LIMITED

LISTED STATUS

:

NO

REGISTERED ADDRESS

:

10, RIVERSIDE ROAD, MARSILING LANE INDUSTRIAL ESTATE, 739082, SINGAPORE.

BUSINESS ADDRESS

:

10, RIVERSIDE ROAD, ENTRANCE AT MARSILING LANE, WOODLANDS NEWTOWN, 739082, SINGAPORE.

TEL.NO.

:

65-63623818

FAX.NO.

:

65-63623368

WEB SITE

:

WWW.OKAMOTO.COM.SG

CONTACT PERSON

:

SEIJI TAKAYAMA ( DIRECTOR )

PRINCIPAL ACTIVITY

:

MANUFACTURING OF PRECISION TOOLS

ISSUED AND PAID UP CAPITAL

:

20,300,001.00 ORDINARY SHARE, OF A VALUE OF SGD 21,500,000.00 

SALES

:

SGD 40,848,873 [2014]

NET WORTH

:

SGD 24,535,804 [2014]

STAFF STRENGTH

:

250 [2015]

LITIGATION

:

CLEAR

FINANCIAL CONDITION

:

POOR

PAYMENT

:

AVERAGE

MANAGEMENT CAPABILITY

:

AVERAGE

COMMERCIAL RISK

:

LOW

CURRENCY EXPOSURE

:

MODERATE

GENERAL REPUTATION

:

GOOD

INDUSTRY OUTLOOK

:

MATURE

 

 

HISTORY / BACKGROUND

 

The Subject is a private limited company and is allowed to have a minimum of one and a maximum of forty-nine shareholders. As a private limited company, the Subject must have at least two directors. A private limited company is a separate legal entity from its shareholders. As a separate legal entity, the Subject is capable of owning assets, entering into contracts, sue or be sued by other companies. The liabilities of the shareholders are to the extent of the equity they have taken up and the creditors cannot claim on shareholders' personal assets even if the Subject is insolvent. The Subject is governed by the Companies Act and the company must file its annual returns, together with its financial statements with the Registrar of Companies.

The Subject is principally engaged in the (as a / as an) manufacturing of precision tools.

 

Share Capital History

Date

Issue & Paid Up Capital

14/09/2015

SGD 21,500,000.00

 

The major shareholder(s) of the Subject are shown as follows :

 

Current Shareholder(s) :

Name

Address

IC/PP/Loc No

Shareholding

(%)

OKAMOTO MACHINE TOOL WORKS, LTD.

2993, GOBARA, ANNAKA, GUNMA 379-0135, JAPAN.

T05UF0202B

20,300,001.00

100.00

---------------

------

20,300,001.00

100.00

============

=====

+ Also Director

 

 

DIRECTORS

 

DIRECTOR 1

 

Name Of Subject

:

TADAO ARAI

Address

:

RM 26C, GP GRANDE TOWER, 55 SOI SUKHUMVIT 23, SUKHUMVIT ROAD, KLONGTOEY NUA, WATTANA, 10110, BANGKOK, THAILAND.

IC / PP No

:

TH8906195

Nationality

:

JAPANESE

Date of Appointment

:

01/07/2012

 

DIRECTOR 2

 

Name Of Subject

:

SEIJI TAKAYAMA

Address

:

13, DEVONSHIRE ROAD, 01-02, BAYRON, THE 239848, SINGAPORE.

IC / PP No

:

F2180920

Nationality

:

JAPANESE

Date of Appointment

:

01/07/2014

 

DIRECTOR 3

 

Name Of Subject

:

TAY BOON SIONG

Address

:

170, MILTONIA CLOSE, SHAUGHNESSY, THE 768271, SINGAPORE.

IC / PP No

:

S0026112B

Date of Birth

:

05/05/1979

Nationality

:

SINGAPOREAN

Date of Appointment

:

30/09/2003

 

 

DIRECTOR 4

 

Name Of Subject

:

JITSUO NISHIMOTO

Address

:

264-5, KENZAKI-CHO, TAKASAKI GUNMA, 370-0883, JAPAN.

IC / PP No

:

TH4559993

Nationality

:

JAPANESE

Date of Appointment

:

15/09/2005

 

 

MANAGEMENT

 

 

 

1)

Name of Subject

:

SEIJI TAKAYAMA

Position

:

DIRECTOR

 

 

AUDITOR

 

 

Auditor

:

KPMG LLP

Auditor' Address

:

N/A

 

 

 

COMPANY SECRETARIES

 

1)

Company Secretary

:

LEONG YOKE YENG

IC / PP No

:

S1329872F

Address

:

123, CORONATION ROAD WEST, 269348, SINGAPORE.

 

 

 

BANKING


No Banker found in our databank. 

 

ENCUMBRANCE (S)

 

Charge No

Creation Date

Charge Description

Chargee Name

Total Charge

Status

8801198

14/04/1988

N/A

DBS BANK LTD.

-

Unsatisfied

 

 

                                                                      

LITIGATION CHECK AGAINST SUBJECT


* A check has been conducted in our databank againt the Subject whether the subject has been involved in any litigation.

No legal action was found in our databank.

No winding up petition was found in our databank.

 

PAYMENT RECORD

 

 

SOURCES OF RAW MATERIALS:

Local

:

YES

Overseas

:

YES


The Subject refused to provide any name of trade/service supplier and we are unable to conduct any trade enquiry. However, from financial historical data we conclude that :

OVERALL PAYMENT HABIT

Prompt 0-30 Days

[

]

Good 31-60 Days

[

]

Average 61-90 Days

[

X

]

Fair 91-120 Days

[

]

Poor >120 Days

[

]

 

 

CLIENTELE

 

Local

:

YES

 

Domestic Markets

:

SINGAPORE

Overseas

:

YES

Export Market

:

ASIA

Credit Term

:

N/A

Payment Mode

:

CHEQUES
TELEGRAPHIC TRANSFER (TT)

 

 

OPERATIONS

 

Products manufactured

:

PRECISION TOOLS

 

Total Number of Employees:

YEAR

2015


GROUP

N/A

COMPANY

250

 

Branch

:

NO

 

Other Information:


The Subject is principally engaged in the (as a / as an) manufacturing of precision tools. 

The Subject has been developing into a fully integrated machine tool manufacturing operation. 

Okamoto Singapore was the first Asian machine tool plant in the industry. 


CURRENT INVESTIGATION

 

Latest fresh investigations carried out on the Subject indicated that :

Telephone Number Provided By Client

:

N/A

Current Telephone Number

:

65-63623818

Match

:

N/A

Address Provided by Client

:

10 RIVERSIDE ROAD, SINGAPORE 739082

Current Address

:

10, RIVERSIDE ROAD, ENTRANCE AT MARSILING LANE, WOODLANDS NEWTOWN, 739082, SINGAPORE.

Match

:

NO

 

Other Investigations


We contacted one of the staff from the Subject and she provided some information.

The address provided is incomplete. 

The Subject refused to disclose its bankers.


FINANCIAL ANALYSIS

 

 

Profitability

Turnover

:

Decreased

[

23.58%

]

Profit/(Loss) Before Tax

:

Increased

[

(227.09%)

]

Return on Shareholder Funds

:

Unfavourable

[

(24.30%)

]

Return on Net Assets

:

Unfavourable

[

(22.57%)

]

The lower turnover could be due to the intense market competition.Higher losses before tax during the year could be due to the higher operating costs incurred. The Subject's unfavourable returns on shareholders' funds indicate the management's inefficiency in utilising its assets to generate returns.

Working Capital Control

Stock Ratio

:

Unfavourable

[

124 Days

]

Debtor Ratio

:

Favourable

[

47 Days

]

Creditors Ratio

:

Favourable

[

36 Days

]

The Subject could be incurring higher holding cost. As its capital was tied up in stocks, it could face liquidity problems. The favourable debtors' days could be due to the good credit control measures implemented by the Subject. The Subject had a favourable creditors' ratio where the Subject could be taking advantage of the cash discounts and also wanting to maintain goodwill with its creditors.

Liquidity

Liquid Ratio

:

Unfavourable

[

0.52 Times

]

Current Ratio

:

Unfavourable

[

0.94 Times

]

A low liquid ratio means that the Subject may be facing working capital deficiency. If the Subject cannot obtain additional financing or injection of fresh capital, it may face difficulties in meeting its short term obligations.

Solvency

Interest Cover

:

Unfavourable

[

(13.19 Times)

]

Gearing Ratio

:

Favourable

[

0.27 Times

]

The Subject incurred losses in the year. It did not generate sufficient income to service its interest.  If the situation does not improve, the Subject may be vulnerable to default in servicing the interest. The Subject was lowly geared thus it had a low financial risk. The Subject was mainly financed by its shareholders' funds and internally generated funds. In times of economic slowdown / downturn, the Subject being a lowly geared company, will be able to compete better than those companies which are highly geared in the same industry.

Overall Assessment :

The Subject's losses could be attributed to the lower turnover which in turn could be the result of unfavourable market conditions. Due to its weak liquidity position, the Subject will be faced with problems in meeting all its short term obligations if no short term loan is obtained or additional capital injected into the Subject. The Subject's interest cover was negative, indicating that it did not generate sufficient income to service its interest. If its result does not show impressive improvements or succeed obtaining short term financing or capital injection, it may not be able to service its interest and repay the loans. The Subject as a lowly geared company, will be more secured compared to those highly geared companies. It has the ability to meet all its long term obligations.

Overall financial condition of the Subject : POOR

 

 

SINGAPORE ECONOMIC / INDUSTRY OUTLOOK

 

 

Major Economic Indicators :

2010

2011

2012

2013

2014

 

Population (Million)

5.08

5.18

5.31

5.40

5.47

Gross Domestic Products ( % )

14.5

4.9

1.3

3.7

(3.5)

Consumer Price Index

2.8

5.2

4.6

2.4

2.4

Total Imports (Million)

423,221.8

459,655.1

474,554.0

466,762.0

463,779.1

Total Exports (Million)

478,840.7

514,741.2

510,329.0

513,391.0

518,922.7

 

Unemployment Rate (%)

2.2

2.1

2.0

1.9

1.9

Tourist Arrival (Million)

11.64

13.17

14.49

15.46

15.01

Hotel Occupancy Rate (%)

85.6

86.5

86.4

86.3

85.5

Cellular Phone Subscriber (Million)

1.43

1.50

1.52

1.97

1.98

 

Registration of New Companies (No.)

29,798

32,317

31,892

37,288

41,589

Registration of New Companies (%)

12.8

8.5

(1.3)

9.8

11.5

Liquidation of Companies (No.)

15,126

19,005

17,218

17,369

18,767

Liquidation of Companies (%)

(32.5)

25.6

9.4

(5.3)

8.0

 

Registration of New Businesses (No.)

23,978

23,494

24,788

22,893

35,773

Registration of New Businesses (%)

(10.78)

2.02

5.51

1.70

56.30

Liquidation of Businesses (No.)

24,211

23,005

22,489

22,598

22,098

Liquidation of Businesses (%)

2.8

(5)

(2.2)

0.5

(2.2)

 

Bankruptcy Orders (No.)

1,537

1,527

1,748

1,992

1,757

Bankruptcy Orders (%)

(25.3)

(0.7)

14.5

14.0

(11.8)

Bankruptcy Discharges (No.)

2,252

1,391

1,881

2,584

3,546

Bankruptcy Discharges (%)

(26.3)

(38.2)

35.2

37.4

37.2

 

INDUSTRIES ( % of Growth ) :

Agriculture

Production of Principal Crops

(0.48)

4.25

3.64

-

Fish Supply & Wholesale

(10.5)

12.10

(0.5)

-

2.80

 

Manufacturing *

92.8

100.0

100.3

102.0

Food, Beverages & Tobacco

96.4

100.0

103.5

103.5

105.0

Textiles

122.1

100.0

104.0

87.1

74.9

Wearing Apparel

123.3

100.0

92.1

77.8

49.5

Leather Products & Footwear

81.8

100.0

98.6

109.8

95.9

Wood & Wood Products

104.0

100.0

95.5

107.4

112.0

Paper & Paper Products

106.1

100.0

97.4

103.2

103.4

Printing & Media

103.5

100.0

93.0

86.1

80.3

Crude Oil Refineries

95.6

100.0

99.4

93.5

85.6

Chemical & Chemical Products

97.6

100.0

100.5

104.1

114.0

Pharmaceutical Products

75.3

100.0

109.7

107.2

115.7

Rubber & Plastic Products

112.3

100.0

96.5

92.9

92.8

Non-metallic Mineral

92.5

100.0

98.2

97.6

82.2

Basic Metals

102.2

100.0

90.6

76.5

98.3

Fabricated Metal Products

103.6

100.0

104.3

105.1

105.1

Machinery & Equipment

78.5

100.0

112.9

114.5

124.0

Electrical Machinery

124.1

100.0

99.3

108.5

121.3

Electronic Components

113.6

100.0

90.6

94.3

95.0

Transport Equipment

94.0

100.0

106.3

107.5

103.2

 

Construction

14.20

20.50

28.70

-

22.00

Real Estate

21.3

25.4

31.9

-

145.1

 

Services

Electricity, Gas & Water

4.00

7.00

6.30

-

Transport, Storage & Communication

12.80

7.40

5.30

-

14.20

Finance & Insurance

(0.4)

8.90

0.50

-

6.00

Government Services

9.70

6.90

6.00

-

Education Services

(0.9)

(1.4)

0.30

-

5.98

 

* Based on Index of Industrial Production (2011 = 100)

 

 

INDUSTRY ANALYSIS

 

INDUSTRY :

MANUFACTURING

In the third quarter of 2014, manufacturing output has increased by 1.9%, extending the 1.5% growth in the previous quarter. Growth was largely driven by the biomedical manufacturing and chemicals clusters. Besides, for the whole 2013, the manufacturing sector grew by 1.7%, an uptick from the 0.3% growth recorded in the previous year. All clusters recorded an expansion in 2013, except the biomedical manufacturing cluster.

The chemicals cluster grew by 5.2% in the third quarter of 2014. Growth was led by the petrochemicals and specialty chemicals segments, which expanded by 8.9% and 7.1% respectively. By contrast, the petroleum segment contracted by 4.2% in the third quarter of 2014 due to plant maintenance shutdowns. For the year of 2013, the chemicals cluster grew only by 0.7%.

Besides, output of the biomedical manufacturing cluster expanded by 9.0% in the third quarter of 2014. The medical technology segment posted robust growth of 23% due to higher production of medical instruments and supplies, while the output of the pharmaceuticals segment rose by 6.2%. However, in the whole of 2013, the biomedical manufacturing cluster recorded only a flat growth.

In the third quarter of 2014, the transport engineering cluster contracted by 2.0%, dragged down by the aerospace segment. Output in the aerospace segment plunged by 18% on the back of fewer repair jobs from commercial airlines. This was mitigated by the 4.1% growth in the marine & offshore engineering segment, which was supported by higher contributions from rig building projects. Nonetheless, for the whole of 2013, the transport engineering cluster grew by 5.2%.

Moreover, output of the precision engineering cluster increased by 1.3% in the third quarter of 2014. The machinery & systems segment grew by 6.2%, supported by higher demand for semiconductor-related equipment and mechanical engineering work. This was partly offset by the decline in the output of the precision modules & components segment. Conversely, in the full year of 2013, the precision engineering cluster's output declined by 5.6%.

Furthermore, in the third quarter of 2014, output of the general manufacturing industries declined by 3.0%. The 2.1% growth in the food, beverages & tobacco segment was more than offset by declines in the other two segments. In particular, the miscellaneous industries segment contracted by 4.7% on the back of lower output in construction-related products, such as concrete & cement products and steel structural components. For the full year of 2013, the general manufacturing cluster grew by 2.8%.

Besides, in the third quarter of 2014, the electronics cluster expanded by 0.9%, reversing the 5.0% contraction in the previous quarter. Growth was supported by an expansion in the computer peripherals (6.3%) and data storage (2.6%) segments. Moreover, for the year 2013, the electronics cluster expanded by 3.5%.

OVERALL INDUSTRY OUTLOOK : MATURE

 

 

CREDIT RISK EVALUATION & RECOMMENDATION

 

 

Incorporated in 1973, the Subject is a Private Limited company, focusing on manufacturing of precision tools. The Subject has been in business for over two decades. It has built up a strong clientele base and good reputation will enable the Subject to further enhance its business in the near term. The Subject is expected to enjoy a stable market shares. Having strong support from its holding company has enabled the Subject to remain competitive despite the challenging business environment. The Subject is a large entity with strong capital position. We are confident with the Subject's business and its future growth prospect. 


Over the years, the Subject has penetrated into both the local and overseas market. The Subject has positioned itself in the global market and is competing in the industry. Its stable clientele base will enable the Subject to further enhance its business in the near term. The Subject is a fairly large and rapidly growing company with over 250 staff in its operations Overall, we regard that the Subject's management capability is average. This indicates that the Subject has greater potential to improve its business performance and raising income for the Subject. 

Due to the challenging market conditions, the Subject's business performance seems to be deteriorating and losses incurred. The Subject has generated an unfavourable return on shareholders' funds indicating that the management was inefficient in utilising its funds to generate return. Due to its weak liquidity position, the Subject may face working capital deficiency in meeting its short term financial obligations if no fresh capital are injected into the Subject. Being a lowly geared company, the Subject is exposed to low financial risk as it is mainly dependent on its internal funds to finance its business needs. Given a positive net worth standing at SGD 24,535,804, the Subject should be able to maintain its business in the near terms. 


The Subject's supplier are from both the local and overseas countries. This will eliminates the risk of dependency on deliveries from a number of key suppliers and insufficient quantities of its raw materials. Overall the Subject has a good control over its resources. 


The Subject's payment habit is average. With its adequate working capital, the Subject should be able to pay its short term debts. 


The industry has reached its optimum level and is generally stable. It is saturated and very competitive. Thus, the Subject's growth prospect is very much depends on its capacity in sustaining its performance in the market. 

Based on the above condition, we recommend credit be granted to the Subject normally.

 



PROFIT AND LOSS ACCOUNT

 

 

THE FINANCIAL STATEMENTS WERE PREPARED IN ACCORDANCE WITH SINGAPORE FINANCIAL REPORTING STANDARDS.

OKAMOTO (SINGAPORE) PRIVATE LIMITED

 

Financial Year End

2014-03-31

2013-03-31

Months

12

12

Consolidated Account

Company

Company

Audited Account

YES

YES

Unqualified Auditor's Report (Clean Opinion)

YES

YES

Financial Type

FULL

FULL

Currency

SGD

SGD

TURNOVER

40,848,873

53,449,916

Other Income

316,325

106,635

----------------

----------------

Total Turnover

41,165,198

53,556,551

Costs of Goods Sold

(41,749,963)

(49,353,909)

----------------

----------------

Gross Profit

(584,765)

4,202,642

----------------

----------------

PROFIT/(LOSS) FROM OPERATIONS

(5,963,276)

(1,823,106)

----------------

----------------

PROFIT/(LOSS) BEFORE TAXATION

(5,963,276)

(1,823,106)

----------------

----------------

PROFIT/(LOSS) AFTER TAXATION

(5,963,276)

(1,823,106)

----------------

----------------

RETAINED PROFIT/(LOSS) BROUGHT FORWARD

As previously reported

6,421,780

8,346,386

----------------

----------------

As restated

6,421,780

8,346,386

----------------

----------------

PROFIT AVAILABLE FOR APPROPRIATIONS

458,504

6,523,280

DIVIDENDS - Ordinary (paid & proposed)

-

(101,500)

----------------

----------------

RETAINED PROFIT/(LOSS) CARRIED FORWARD

458,504

6,421,780

=============

=============

INTEREST EXPENSE (as per notes to P&L)

Bank overdraft

16,288

9,446

Hire purchase

19,707

22,440

Term loan / Borrowing

186,308

191,722

Others

197,828

262,377

----------------

----------------

420,131

485,985

=============

=============

DEPRECIATION (as per notes to P&L)

1,582,473

1,614,302

----------------

----------------

1,582,473

1,614,302

=============

=============

 

 

 

BALANCE SHEET

 

 

OKAMOTO (SINGAPORE) PRIVATE LIMITED

 

ASSETS EMPLOYED:

FIXED ASSETS

18,224,074

19,200,191

Associated companies

8,386,000

8,386,000

Investments

123,200

123,200

----------------

----------------

TOTAL LONG TERM INVESTMENTS/OTHER ASSETS

8,509,200

8,509,200

----------------

----------------

TOTAL LONG TERM ASSETS

26,733,274

27,709,391

Stocks

13,836,315

14,574,836

Trade debtors

5,246,466

6,225,875

Other debtors, deposits & prepayments

117,782

123,082

Amount due from related companies

9,958,547

6,361,194

Cash & bank balances

2,086,998

1,284,301

----------------

----------------

TOTAL CURRENT ASSETS

31,246,108

28,569,288

----------------

----------------

TOTAL ASSET

57,979,382

56,278,679

=============

=============

CURRENT LIABILITIES

Trade creditors

4,074,771

3,698,001

Other creditors & accruals

2,524,127

2,149,519

Short term borrowings/Term loans

6,652,673

7,852,246

Bill & acceptances payable

2,830

870

Amounts owing to related companies

19,752,676

11,183,954

Lease payables

407,304

458,508

----------------

----------------

TOTAL CURRENT LIABILITIES

33,414,381

25,343,098

----------------

----------------

NET CURRENT ASSETS/(LIABILITIES)

(2,168,273)

3,226,190

----------------

----------------

TOTAL NET ASSETS

24,565,001

30,935,581

=============

=============

SHARE CAPITAL

Ordinary share capital

24,077,300

24,077,300

----------------

----------------

TOTAL SHARE CAPITAL

24,077,300

24,077,300

Retained profit/(loss) carried forward

458,504

6,421,780

----------------

----------------

TOTAL RESERVES

458,504

6,421,780

----------------

----------------

SHAREHOLDERS' FUNDS/EQUITY

24,535,804

30,499,080

Lease obligations

29,197

436,501

----------------

----------------

TOTAL LONG TERM LIABILITIES

29,197

436,501

----------------

----------------

24,565,001

30,935,581

=============

=============

 

 

 

FINANCIAL RATIO

 

 

OKAMOTO (SINGAPORE) PRIVATE LIMITED

 

TYPES OF FUNDS

Cash

2,086,998

1,284,301

Net Liquid Funds

2,084,168

1,283,431

Net Liquid Assets

(16,004,588)

(11,348,646)

Net Current Assets/(Liabilities)

(2,168,273)

3,226,190

Net Tangible Assets

24,565,001

30,935,581

Net Monetary Assets

(16,033,785)

(11,785,147)

PROFIT & LOSS ITEMS

Earnings Before Interest & Tax (EBIT)

(5,543,145)

(1,337,121)

Earnings Before Interest, Taxes, Depreciation And Amortization (EBITDA)

(3,960,672)

277,181

BALANCE SHEET ITEMS

Total Borrowings

6,684,700

8,289,617

Total Liabilities

33,443,578

25,779,599

Total Assets

57,979,382

56,278,679

Net Assets

24,565,001

30,935,581

Net Assets Backing

24,535,804

30,499,080

Shareholders' Funds

24,535,804

30,499,080

Total Share Capital

24,077,300

24,077,300

Total Reserves

458,504

6,421,780

LIQUIDITY (Times)

Cash Ratio

0.06

0.05

Liquid Ratio

0.52

0.55

Current Ratio

0.94

1.13

WORKING CAPITAL CONTROL (Days)

Stock Ratio

124

100

Debtors Ratio

47

43

Creditors Ratio

36

27

SOLVENCY RATIOS (Times)

Gearing Ratio

0.27

0.27

Liabilities Ratio

1.36

0.85

Times Interest Earned Ratio

(13.19)

(2.75)

Assets Backing Ratio

1.02

1.28

PERFORMANCE RATIO (%)

Operating Profit Margin

(14.60)

(3.41)

Net Profit Margin

(14.60)

(3.41)

Return On Net Assets

(22.57)

(4.32)

Return On Capital Employed

(22.57)

(4.32)

Return On Shareholders' Funds/Equity

(24.30)

(5.98)

Dividend Pay Out Ratio (Times)

0

0.06

NOTES TO ACCOUNTS

Contingent Liabilities

0

0




 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.37

UK Pound

1

Rs.102.54

Euro

1

Rs.75.32

 

INFORMATION DETAILS

 

Analysis Done by :

TRI

 

 

Report Prepared by :

TRU

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.