MIRA INFORM REPORT

 

 

Report No. :

340463

Report Date :

16.09.2015

 

 

 

 

 

 

Tel No.:

01003416450

 

 

IDENTIFICATION DETAILS

 

Name :

THE NATIONAL COMPANY FOR FERTILIZERS AND CHEMICALS (AGROCHEM)

 

 

Registered Office :

Km 57, Alex Cairo Desert Road, Alexandria

 

 

Country :

Egypt

 

 

Financials (as on) :

31.12.2014

 

 

Date of Incorporation :

1st January 1981, however subject was registered on 2nd December 1995

 

 

Com. Reg. No.:

3919

 

 

Legal Form :

Egyptian Joint Stock Company

 

 

Line of Business :

Manufacture of pesticides, fertilizers and related materials. Subject’s products include sulphuric acid, granulated single and triple super phosphate, potassium sulphate, and compounded fertilizers.

 

 

No. of Employees :

55

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 

 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Egypt

B2

B2

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

 

 

 


 

EGYPT - ECONOMIC OVERVIEW

 

Occupying the northeast corner of the African continent, Egypt is bisected by the highly fertile Nile valley, where most economic activity takes place. Egypt's economy was highly centralized during the rule of former President Gamal Abdel NASSER but opened up considerably under former Presidents Anwar EL-SADAT and Mohamed Hosni MUBARAK. Cairo from 2004 to 2008 pursued business climate reforms to attract foreign investment and facilitate growth. Poor living conditions and limited job opportunities for the average Egyptian contribute to public discontent, a major factor leading to the January 2011 revolution that ousted Mubarak. The uncertain political, security, and policy environment since 2011 caused economic growth to slow significantly, hurting tourism, manufacturing, and other sectors and pushing up unemployment. Weak growth and limited foreign exchange earnings have made public finances unsustainable, leaving authorities dependent on expensive borrowing for deficit finance and on Gulf allies to help cover the import bill. Egypt's current Constitution passed in a referendum that took place in January 2014.

 

Source : CIA

 

 

 

 


SUMMARY

 

Company Name                                    : THE NATIONAL COMPANY FOR FERTILIZERS AND CHEMICALS

                                                  (AGROCHEM)

Country of Origin                                   : Egypt

Legal Form                                           : Egyptian Joint Stock Company

Start Date                                             : 1st January 1981

Registration Date                                  : 2nd December 1995

Commercial Registration Number           : 3919

Membership Number                             : 4107

Issued Capital                                       : £E 1,000,000

Paid up Capital                                     : £E 1,000,000

Total Workforce                                     : 55

Activities                                               : Manufacturers of pesticides, fertilizers and related materials

Financial Condition                                : Fair

Payments                                             : Nothing detrimental uncovered

Operating Trend                                    : Steady

 

 


COMPANY NAME

 

THE NATIONAL COMPANY FOR FERTILIZERS AND CHEMICALS (AGROCHEM)

 

 

ADDRESS

 

Registered & Physical Address

 

Location           : Km 57, Alex Cairo Desert Road

 

Town                : Alexandria

Country             : Egypt

 

Telephone         : (20-3) 5440640

Facsimile          : (20-3) 5411150

Mobile              : (20-128) 1131980 / (20-100) 3416450

Email                : info@agrochem.com.eg

 

Premises

 

Subject operates from a medium sized suite of offices and a factory that are owned and located in the Industrial Area of Alexandria.

 

Branch Office (s)

 

     Location                                                                                           Description

 

·       473 El Horreya Street                                                                        Office premises

Bolky

Alexandria

 

 

KEY PRINCIPALS

 

     Name                                                                                               Position

 

·       Gamal El Din Abd El Fatah Abd El Rahman Hamada                          Chairman

 

·       Azza Mahmoud Ahmed                                                                     Director

 

·       Emad Helmy Abd El Gouad                                                              Director

 

·       Mohamed Megahed                                                                          Marketing Manager

 

·       Mohamed El Ganzoury                                                                      Finance Manager

 

·       Ezzat Fathy Malak                                                                             Purchasing Manager

 

 

LEGAL FORM & OWNERS

 

Date of Establishment  : 1st January 1981, however subject was registered on 2nd December 1995

 

Legal Form                  : Egyptian Joint Stock Company

 

Commercial Reg. No.   : 3919

 

Membership No.           : 4107

 

Issued Capital              : £E 1,000,000

 

Paid up Capital            : £E 1,000,000

 

Name of Shareholder (s)

 

·       Gamal El Din Abd El Fatah Abd El Rahman Hamada

·       Azza Mahmoud Ahmed

·       Emad Helmy Abd El Gouad

 

 

OPERATIONS

 

Activities: Engaged in the manufacture of pesticides, fertilizers and related materials. Subject’s products include

     sulphuric acid, granulated single and triple super phosphate, potassium sulphate, and compounded

     fertilizers.

 

Production Capacity: 2,000 tons per year

 

Import Countries: Europe and the Far East.

 

Operating Trend: Steady

 

Subject has a workforce of 55 employees.

 

 

FINANCIAL DATA

 

Financial highlights provided by local sources are given below:

 

Currency: Egyptian Pounds (£E)

 

                                                Year Ending 31/12/13:               Year Ending 31/12/14:

 

Total Sales                                £E 14,000,000                           £E 14,800,000

 

Local sources consider subject’s financial condition to be Fair.

 

The above financial figures are based on estimations by our local sources.

 

 

BANKERS

 

·       Credit Agricole

Main Branch

Alexandria

 

 

PAYMENT HISTORY

 

No complaints regarding subject’s payments have been reported.

 

 

GENERAL COMMENTS

 

During the course of this investigation nothing detrimental was uncovered regarding subject’s operating history or the manner in which payments are fulfilled. As such the company is considered to be a fair trade risk.

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.44

UK Pound

1

Rs.102.41

Euro

1

Rs.75.05

 

INFORMATION DETAILS

 

Analysis Done by :

KAR

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

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This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.