MIRA INFORM REPORT

 

 

Report No. :

341706

Report Date :

22.09.2015

 

IDENTIFICATION DETAILS

 

Name :

FABRIC FREEDOM LTD

 

 

Registered Office :

Koinonia, 2 Campion Driveromseyhampshireso51 7RD

 

 

Country :

United Kingdom

 

 

Financials (as on) :

31.03.2014

 

 

Date of Incorporation :

22.12.2005

 

 

Com. Reg. No.:

05660984

 

 

Legal Form :

Private limited with Share Capital

 

 

Line of Business :

Agents involved in the sale of textiles, clothing, fur, footwear and leather goods.

 

 

No. of Employee :

Not Available

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ca

 

RATING

STATUS

PROPOSED CREDIT LINE

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

Limited with full security

 

Status :

Moderate

 

 

Payment Behaviour :

Slow and delayed

 

 

Litigation :

Clear

 

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

United Kingdom

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 


 

UNITED KINGDOM ECONOMIC OVERVIEW

 

The UK, a leadingTRADING power andFINANCIAL center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining and the UK has been a net importer of energy since 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output.

In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which aimed to lower London's budget deficit from about 11% of GDP in 2010 to nearly 1% by 2015. The CAMERON government raised the value added tax from 17.5% to 20% in 2011. It has pledged to reduce the corporation tax rate to 20% by 2015. However, the deficit still remains one of the highest in the G7, standing at 6.0% in 2014.

In 2012, weak consumer spending and subdued businessINVESTMENT weighed on the economy, however, in 2013 GDP grew 1.7% and in 2014, 2.6%, accelerating unexpectedly because of greater consumer spending and a recovering housingMARKET.

The Bank of England (BoE) implemented an asset purchase program of 375 billion (approximately $586 billion) as of December 2014. During times of economic crisis, the BoE coordinates interest rate moves with the European Central Bank, but Britain remains outside the European Economic and Monetary Union (EMU).

 

Source : CIA

 

 

Company Name and address

 

FABRIC FREEDOM LTD

 

Company No

05660984

 

Registered Address

KOINONIA, 2 CAMPION DRIVEROMSEYHAMPSHIRESO51 7RD

 

 

Company Summary

 

Registered Address

KOINONIA, 2 CAMPION DRIVE ROMSEY HAMPSHIRE SO51 7RD

Trading Address

 

Koinonia 2 Campion Drive Romsey Hampshire SO51 7RD

Website Address

--

 

 

Telephone Number

--

Fax Number

 

TPS

--

FPS

No

Incorporation Date

22/12/2005

 

 

Previous Name

--

Type

Private limited with Share Capital

FTSE Index

--

Date of Change

--

Filing Date of Accounts

23/12/2014

Currency

GBP

Share Capital

£100

SIC07

46160

Charity Number

--

 

 

SIC07 Description

AGENTS INVOLVED IN THE SALE OF TEXTILES, CLOTHING, FUR, FOOTWEAR AND LEATHER GOODS

Principal Activity

--

 

 

Key Financials

 

Year to Date

Turnover

Pre Tax Profit

Shareholder

Funds Employees

31/03/2014

--

--

-£14,103

--

31/03/2013

--

--

-£11,020

--

31/03/2012

--

--

£2,907

--

 

 

Commentary

 

This company has been treated as a Small company in respect of the rating/limit generated.

The latest Balance Sheet indicates a negative net working capital position.

The negative debt/equity ratio indicates a Balance Sheet deficiency funded by creditors/debt.

This company trades in an industry with a moderate level of corporate failures.

 

 

CCJ

 

Total Number of Exact CCJs -

0

Total Value of Exact CCJs -

Total Number of Possible CCJs -

0

Total Value of Possible CCJs -

Total Number of Satisfied CCJs -

0

Total Value of Satisfied CCJs -

Total Number of Writs -

-

 

 

Total Current Directors

2

Total Current Secretaries

1

Total Previous Directors / Company Secretaries

2

 

 

Current Directors

 

Name

Jacqueline Taphouse

Date of Birth

14/03/1952

Officers Title

Mrs

Nationality

British

Present Appointments

3

Function

Director

Appointment Date

04/01/2006

Address

Koinonia, 2 Campion Drive, Romsey, Hampshire, SO51 7RD

 

Name

Bryan George Taphouse

Date of Birth

03/06/1950

Officers Title

Rev

Nationality

British

Present Appointments

2

Function

Director

Appointment Date

04/01/2006

Address

Koinonia, 2 Campion Drive, Romsey, Hampshire, SO51 7RD

 

 

Current Company Secretary

 

Name

Jacqueline Taphouse

Date of Birth

14/03/1952

Officers Title

Mrs

Nationality

British

Present Appointments

3

Function

Company Secretary

Appointment Date

04/01/2006

Address

Koinonia, 2 Campion Drive, Romsey, Hampshire, SO51 7RD

 

 

Top 20 Shareholders

 

Name

Currency

Share Count

Share Type

Nominal Value

% of Total Share Count

JACQUELINE TAPHOUSE

GBP

50

ORDINARY

1

50

BRYAN GEORGE TAPHOUSE

GBP

50

ORDINARY

1

50

 

 

Profit & Loss

 

Date Of Accounts

31/03/14

(%)

31/03/13

(%)

31/03/12

(%)

31/03/11

(%)

31/03/10

Weeks

52

(%)

52

(%)

52

(%)

52

(%)

52

Currency

GBP

(%)

GBP

(%)

GBP

(%)

GBP

(%)

GBP

Consolidated A/cs

N

(%)

N

(%)

N

(%)

N

(%)

N

Turnover

-

-

-

-

-

-

-

-

-

Export

-

-

-

-

-

-

-

-

-

Cost of Sales

-

-

-

-

-

-

-

-

-

Gross Profit

-

-

-

-

-

-

-

-

-

Wages & Salaries

-

-

-

-

-

-

-

-

-

Directors Emoluments

-

-

-

-

-

-

-

-

-

Operating Profit

-

-

-

-

-

-

-

-

-

Depreciation

£661

267.2%

£180

-25.6%

£242

-24.6%

£321

-25.3%

£430

Audit Fees

-

-

-

-

-

-

-

-

-

Interest Payments

-

-

-

-

-

-

-

-

-

Pre Tax Profit

-

-

-

-

-

-

-

-

-

Taxation

-

-

-

-

-

-

-

-

-

Profit After Tax

-

-

-

-

-

-

-

-

-

Dividends Payable

-

-

-

-

-

-

-

-

-

Retained Profit

-

-

-

-

-

-

-

-

-

 

 

Balance Sheet

 

Date Of Accounts

31/03/14

(%)

31/03/13

(%)

31/03/12

(%)

31/03/11

(%)

31/03/10

Tangible Assets

£1,985

266.2%

£542

-24.9%

£722

-25.1%

£964

-25%

£1,285

Intangible Assets

0

-

0

-

0

-

0

-

0

Total Fixed Assets

£1,985

266.2%

£542

-24.9%

£722

-25.1%

£964

-25%

£1,285

Stock

0

-

0

-

0

-

0

-

0

Trade Debtors

£6,000

-

0

-100%

£15,283

-55.9%

£34,647

26.6%

£27,357

Cash

£405

-90.9%

£4,472

-45.7%

£8,242

49.6%

£5,508

-39.8%

£9,149

Other Debtors

0

-

0

-

0

-

0

-

0

Miscellaneous Current Assets

0

-

0

-

0

-

0

-

0

Total Current Assets

£6,405

43.2%

£4,472

-81%

£23,525

-41.4%

£40,155

10%

£36,506

Trade Creditors

£22,096

38.4%

£15,960

-24.8%

£21,237

-17.9%

£25,864

-9.7%

£28,632

Bank Loans & Overdrafts

0

-

0

-

0

-

0

-

0

Other Short Term Finance

0

-

0

-

0

-

0

-

0

Miscellaneous Current Liabilities

0

-

0

-

0

-

0

-

0

Total Current Liabilities

£22,096

38.4%

£15,960

-24.8%

£21,237

-17.9%

£25,864

-9.7%

£28,632

Bank Loans & Overdrafts and LTL

£397

436.5%

£74

-28.2%

£103

-30.4%

£148

-26.4%

£201

Other Long Term Finance

0

-

0

-

0

-

0

-

0

Total Long Term Liabilities

£397

436.5%

£74

-28.2%

£103

-30.4%

£148

-26.4%

£201

 

 

Capital & Reserves

 

Date Of Accounts

31/03/14

(%)

31/03/13

(%)

31/03/12

(%)

31/03/11

(%)

31/03/10

Called Up Share Capital

£100

-

£100

-

£100

-

£100

-

£100

P & L Account Reserve

-£14,203

-27.7%

-£11,120

-496.2%

£2,807

-81.3%

£15,007

69.4%

£8,858

Revaluation Reserve

-

-

-

-

-

-

-

-

-

Sundry Reserves

-

-

-

-

-

-

-

-

-

Shareholder Funds

-£14,103

-28%

-£11,020

-479.1%

£2,907

-80.8%

£15,107

68.6%

£8,958

 

 

Other Financial Items

 

Date Of Accounts

31/03/14

(%)

31/03/13

(%)

31/03/12

(%)

31/03/11

(%)

31/03/10

Net Worth

-£14,103

-28%

-£11,020

-479.1%

£2,907

-80.8%

£15,107

68.6%

£8,958

Working Capital

-£15,691

-36.6%

-£11,488

-602.1%

£2,288

-84%

£14,291

81.5%

£7,874

Total Assets

£8,390

67.3%

£5,014

-79.3%

£24,247

-41%

£41,119

8.8%

£37,791

Total Liabilities

£22,493

40.3%

£16,034

-24.9%

£21,340

-18%

£26,012

-9.8%

£28,833

Net Assets

-£14,103

-28%

-£11,020

-479.1%

£2,907

-80.8%

£15,107

68.6%

£8,958

 

 

Cash Flow

 

Date Of Accounts

31/03/14

(%)

31/03/13

(%)

31/03/12

(%)

31/03/11

(%)

31/03/10

Net Cashflow from Operations

-

-

-

-

-

-

-

-

-

Net Cashflow before Financing

-

-

-

-

-

-

-

-

-

Net Cashflow from Financing

-

-

-

-

-

-

-

-

-

Increase in Cash

-

-

-

-

-

-

-

-

-

 

 

Miscellaneous

 

Date Of Accounts

31/03/14

(%)

31/03/13

(%)

31/03/12

(%)

31/03/11

(%)

31/03/10

Contingent Liability

NO

-

NO

-

NO

-

NO

-

NO

Capital Employed

-£13,706

-25.2%

-£10,946

-463.7%

£3,010

-80.3%

£15,255

66.6%

£9,159

Number of Employees

-

-

-

-

-

-

-

-

-

Accountants

Auditors

Auditor Comments

The company is exempt from audit

Bankers

Bank Branch Code

 

 

Ratios

 

Date Of Accounts

31/03/14

31/03/13

31/03/12

31/03/11

31/03/10

Pre-tax profit margin %

-

-

-

-

-

Current ratio

0.29

0.28

1.11

1.55

1.28

Sales/Net Working Capital

-

-

-

-

-

Gearing %

-2.80

-0.70

3.50

1

2.20

Equity in %

-168.10

-219.80

12

36.70

23.70

Creditor Days

-

-

-

-

-

Debtor Days

-

-

-

-

-

Liquidity/Acid Test

0.28

0.28

1.10

1.55

1.27

Return On Capital Employed %

-

-

-

-

-

Return On Total Assets Employed %

-

-

-

-

-

Current Debt Ratio

-1.56

-1.44

7.30

1.71

3.19

Total Debt Ratio

-1.59

-1.45

7.34

1.72

3.21

Stock Turnover Ratio %

-

-

-

-

-

Return on Net Assets Employed %

-

-

-

-

-

 

 

Report Notes

 

There are no notes to display.

 

 

Status History

 

No Status History found

 

 

Event History

 

Date

Description

30/12/2014

New Accounts Filed

27/12/2014

Annual Returns

19/02/2014

Annual Returns

04/01/2014

New Accounts Filed

11/02/2013

Annual Returns

24/11/2012

New Accounts Filed

06/03/2012

Annual Returns

12/11/2011

New Accounts Filed

04/02/2011

Annual Returns

06/09/2010

New Accounts Filed

08/02/2010

Annual Returns

24/09/2009

New Accounts Filed

20/02/2009

Annual Returns

24/06/2008

New Accounts Filed

10/04/2008

Annual Returns

 

 

Previous Company Names

 

No Previous Names found

 

 

Writ Details

 

No writs found

 

 

Statistics

 

Group

-

Linkages

0 companies

Countries

In 0 countries

 

 

Summary

 

Holding Company

-

Ownership Status

Ultimate Holding Company

-

 

 

Group StructureFull

 

No Group Structure

 

 

Previous Director/Company Secretaries

 

Name

Current Directorships

Previous Directorships

FORM 10 DIRECTORS FD LTD

118

99276

FORM 10 SECRETARIES FD LTD

136

87065

Average Invoice Value

n/a

Invoices available

n/a

Paid

n/a

Outstanding

n/a

 

 

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

 

 

Within Terms

0-30 Days

31-60 Days

61-90 Days

91+ Days

Paid

Outstanding

 

 

 

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.75

UK Pound

1

Rs.102.17

Euro

1

Rs.74.38

 

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

ANK

 


 

RATING EXPLANATIONS

 

RATING

STATUS

 

 

PROPOSED CREDIT LINE

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

 

Credit not recommended

--

NB

                                       New Business

 

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.