MIRA INFORM REPORT

 

 

Report No. :

341063

Report Date :

23.09.2015

 

IDENTIFICATION DETAILS

 

Name :

MACQUARIE BANK PTY LTD

 

 

Registered Office :

50, Martin Place, Sydney, NSW 2000

 

 

Country :

Australia

 

 

Financials (as on) :

31.03.2015 (Consolidated)

 

 

Year of Establishment :

1969

 

 

Legal Form :

Australian Public Company

 

 

Line of Business :

Banking and Financial Services.

 

 

No. of Employees :

14,085

 

 

RATING & COMMENTS

 

MIRA’s Rating :

A

 

RATING

STATUS

PROPOSED CREDIT LINE

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

Fairly Large

 

 

Status :

Good

 

 

Payment Behaviour :

Regular

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Australia

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

AUSTRALIA - ECONOMIC OVERVIEW

 

Following two decades of continuous growth, low unemployment, contained inflation, very low public debt, and a strong and stable financial system, Australia enters 2015 facing a range of growth constraints, principally driven by a sharp fall in global prices of key export commodities. Although demand for resources and energy from Asia and especially China has grown rapidly, creating a channel for resources investments and growth in commodity exports, sharp drops in current prices have already impacted growth. The services sector is the largest part of the Australian economy, accounting for about 70% of GDP and 75% of jobs. Australia was comparatively unaffected by the global financial crisis as the banking system has remained strong and inflation is under control. Australia has benefited from a dramatic surge in its terms of trade in recent years, although this trend could reverse or slow due to falling global commodity prices. Australia is a significant exporter of natural resources, energy, and food. Australia's abundant and diverse natural resources attract high levels of foreign investment and include extensive reserves of coal, iron, copper, gold, natural gas, uranium, and renewable energy sources. A series of major investments, such as the US$40 billion Gorgon Liquid Natural Gas project, will significantly expand the resources sector. Australia is an open market with minimal restrictions on imports of goods and services. The process of opening up has increased productivity, stimulated growth, and made the economy more flexible and dynamic. Australia plays an active role in the World Trade Organization, APEC, the G20, and other trade forums. Australia entered into free trade agreements (FTAs) with the Republic of Korea and Japan, and concluded an FTA with China, in 2014, adding to existing FTAs with Chile, Malaysia, New Zealand, Singapore, Thailand, and the US, and a regional FTA with ASEAN and New Zealand. Australia continues to negotiate bilateral agreements with India and Indonesia, as well as larger agreements with its Pacific neighbors and the Gulf Cooperation Council countries, and an Asia-wide Regional Comprehensive Economic Partnership that includes the ten ASEAN countries and China, Japan, Korea, New Zealand and India. Australia is also working on the Trans-Pacific Partnership Agreement with Brunei, Canada, Chile, Japan, Malaysia, Mexico, New Zealand, Peru, Singapore, the US, and Vietnam.

 

Source : CIA

 

Company Name

 

REGISTERED NAME                MACQUARIE BANK PTY LTD

ACN: 008 583 542

      ABN: 46 008 583 542

 

 

Summary Panel

 

Established

1969

 

Incorporated

1983

 

Line of Business

Banking and financial services

Status

Trading

Chief Executive Officer

NICHOLAS WILLIAM MOORE 

 

 

EXECUTIVE SUMMARY

 

Macquarie Bank Ltd - consolidated

 

As at 31 March 2015

As at 31 March 2014

Change (%)

Revenue

$5,295,000,000.00

$4,578,000,000.00

15.66%

Profit b/tax

$1,518,000,000.00

$1,174,000,000.00

29.30%

Profit a/tax

$1,119,000,000.00

$774,000,000.00

44.57%

Net Profit Margin

21.13%

16.91%

4.23%

 

During fiscal 2015, the subject recorded a deficiency in Net Cashflows from operating activities totalling $3,403 million.

 

As at 31 March 2010 the subject recorded total assets of $172,580 million.

 

Furthermore at 31 March 2015 the subject recorded Net Assets of $11,599 million.

 

 

CORPORATE SEARCH

 

Company Type                         Australian Public Company

 

Incorporation Date:                    26 Apr 1983

 

Incorporation State:                   Australian Capital Territory

 

Top 20 Shareholders

(As at 22 April 2015)                  Navigator Australia Ltd

HSBC Custody Nominees (Australia) Limited

National Nominees Limited

Citicorp Nominees Pty Ltd

Netwealth Investments Limited

Questor Financial Services Limited

Nulis Nominees (Australia) Limited

BNP Paribas Noms Pty Ltd

Mr Zhiliang

J P Morgan Nominees Australia Limited

UBS Wealth Management Australia Nominees Pty Ltd

RBC Investor Services Australia Nominees Pty Limited

Aust Executor Trustees Ltd

Netwealth Investments Limited

Pacific Development Corporation Pty Ltd

Pelatron Pty Ltd

Shengli Investments Pty Ltd

Viridian Investment Fund No 1 Pty Ltd

VIP Finance Pty Ltd

Cremorne Co Pty Ltd

 

Directors                                   GORDON MCKELLAR CAIRNS 

Appointment Date

01 Nov 2014

Address

26 REDAN LA

MOSMAN NSW 2088

Date of Birth

25 Jul 1950

Gender

MALE

Place of Birth

BRIDGE OF ALLAN UNITED KINGDOM

 

MARY JOYCE REEMST 

Appointment Date

01 Jul 2014

Address

50 MARTIN PL

SYDNEY NSW 2000

Date of Birth

06 Dec 1957

Place of Birth

SYDNEY NSW

 

·Add an alert

 

NICOLA WAKEFIELD EVANS 

Resident overseas

Appointment Date07 Feb 2014

Address

106 VICTORIA RD

BELLEVUE HILL NSW 2023

Date of Birth

29 Nov 1960

Place of Birth

FORBES NSW

 

 

·Add an alert

PATRICIA ANNE CROSS 

Resident overseasN

Appointment Date

07 Aug 2013

Address

22 COUNCIL ST

HAWTHORN EAST VIC 3123

Date of Birth

18 May 1959

Place of Birth

GEORGIA UNITED STATES

·Add an alert

 

GARY RONALD BANKS 

Resident overseas

Appointment Date

01 Aug 2013

Address

71 BARRY ST

CARLTON VIC 3053

Date of Birth

02 Dec 1949

Place of Birth

GREENSBOROUGH VIC

 

·Add an alert

MICHAEL JOHN COLEMAN 

Resident overseasN

Appointment Date

09 Nov 2012

Address

38 RIDGE ST

SURRY HILLS NSW 2010

Date of Birth

21 Jul 1950

Gender

MALE

Place of Birth

SYDNEY NSW

 

·Add an alert

DIANE JENNIFER GRADY 

Resident overseas

Appointment Date

19 May 2011

Address

15 NOONBINNA CRS

NORTHBRIDGE NSW 2063

Date of Birth

31 Jul 1948

Gender

FEMALE

Place of Birth

PHOENIX, ARIZONA UNITED STATES

·Add an alert

 

MICHAEL JOHN HAWKER 

Resident overseas

Appointment Date

22 Mar 2010

Address

50 MARTIN PL

SYDNEY NSW 2000

Date of Birth

11 Oct 1959

Gender

MALE

Place of Birth

WELLINGTON NSW

 

·Add an alert

NICHOLAS WILLIAM MOORE 

Resident overseas

Appointment Date

24 May 2008

Address

50 MARTIN PL

SYDNEY NSW 2000

Date of Birth

05 Oct 1958

Place of Birth

MORDIALLOC VIC

·Add an alert

 

Director Name

PETER HASTINGS WARNE 

Resident overseasN

Appointment Date

01 Jul 2007

Address

21 PRINCE ALBERT ST

MOSMAN NSW 2088

Date of Birth

03 Dec 1955

Place of Birth

GUNNEDAH NSW

·Add an alert

 

Director Name

HARRY KEVIN MCCANN 

Resident overseas

Appointment Date

23 Dec 1996

Address

14 MIDDLE HEAD RD

MOSMAN NSW 2088

Date of Birth

26 Dec 1940

Gender

MALE

Place of Birth

PERTH WA

SECURITY INTERESTS           Effective 30 January 2012 the Personal Property Securities Register (PPSR)  was introduced to give the different Commonwealth, State and Territory laws and registers regarding security interests in personal property under one national system.

As a result of PPS Reform a number of existing Commonwealth, State and Territory personal property security registers will close. Interests registered on existing security interest registers will be migrated to the national PPS Register. Subsequently Registered Charges are no longer lodged with the Australian Securities and Investments Commission (ASIC).

 

 

BUSINESS STRUCTURE

 

TRADING ADDRESS                 50 Martin Place

                                                SYDNEY, NSW 2000

 

TELEPHONE                             (612) 8232 3333

 

FACSIMILE                                                                                                                                           (612) 8232 4330

 

WEBSITE                                                                                                                                              http://www.macquarie.com

 

CONTROLLED ENTITIES           Delaware Investment Advisers (United States)

Delaware Investments Advisers Partner, Inc. (United States)

Delaware Investments Management Company, LLC (United States)

Delaware Management Company (United States)

Delaware Management Holdings, Inc. (United States)

Macquarie Aerospace Limited (Ireland)

Macquarie Affiliated Managers (USA) Inc. (United States)

Macquarie Affiliated Managers Holdings (USA) Inc. (United States)

Macquarie Aircraft Leasing Limited (Ireland)

Macquarie Alternative Assets Management Limited (Australia)

Macquarie America Holdings Inc. (United States)

Macquarie Americas Holdings Pty Ltd (Australia)

Macquarie Australia Pty Limited (Australia)

Macquarie Bank International Limited (United Kingdom)

Macquarie BFS Holdings Ltd. (Canada)

Macquarie CAF Holdings Inc. (United States)

Macquarie Corporate and Asset Finance Limited (Australia)

Macquarie Energy LLC (United States)

Macquarie FG Holdings Inc. (United States)

Macquarie FICC (UK) Limited (United Kingdom)

Macquarie FICC Holdings USA Inc. (United States)

Macquarie Financial Holdings (USA) LLC (United States)

Macquarie Financial Ltd./Financiere Macquarie Ltee. (Canada)

Macquarie Financial Markets LLC (United States)

Macquarie Financial Products Management Limited (Australia)

Macquarie Funding Holdings LLC (United States)

Macquarie Funds Management Holdings Pty Limited (Australia)

Macquarie Investment Management Ltd (Australia)

Macquarie Investments (UK) Limited (United Kingdom)

Macquarie Investments 2 Limited (United Kingdom)

Macquarie Leasing Pty Limited (Australia)

Macquarie Prism Pty Limited (Australia)

Macquarie Rail Inc. (United States)

Macquarie Real Estate Inc (United States)

Macquarie Services (USA) LLC (United States)

Macquarie TCG (USA) LLC (United States)

Utility Metering Services Limited (United Kingdom).

 

BANK                                       Not determined

                                               

EMPLOYEES                            14,085 

           

           

BACKGROUND

 

The subject was incorporated in the ACT on 29 January 1985 as Plena Ltd, changing name on 3 October 1983 to Bond St Associates Ltd, changing name on 8 March 1984 to Macquarie Associates Ltd, before adopting the current style on 15 March 2006.

The subject has origins from the merchant bank Hill Samuel Australia (HSA), a wholly-owned subsidiary of Hill Samuel & Co. Limited, London.  Established in Australia in 1969, it began operations in Sydney in January 1970 with only three staff.

In 1981, HSA commenced work on a proposal to become a trading bank. Authority for HSA to become Macquarie Bank Limited (MBL) was received from the Federal Treasurer on 28 February 1985, making it only the second private trading bank to be established in Australia this century.

Macquarie Bank took over all the existing activities of HSA and opened its doors for business on 1 March 1985 with a retail branch in Sydney. A trading bank branch was opened in Melbourne a few months later and in Brisbane in November 1986.

On 29 July 1996, Macquarie Bank Limited listed its fully paid ordinary shares on the Australian Stock Exchange (ASX) and on 30 October 1996 entered the ASX's All Ordinaries Index, with a market capitalisation of approximately $1.3 billion.

In October 2007, MBL securityholders and optionholders and the Federal Court of Australia approved the restructure of the Macquarie group into a non-operating holding company (“NOHC”) structure. The NOHC and ultimate parent of the Macquarie group, Macquarie Group Limited, is listed on the Australian Securities Exchange (ASX: MQG).

 

 

OPERATIONS

 

The subject operates as a holding entity for the group which is involved as a provider of financial services, offering a complete range of investing, commercial banking and retail financial services in Australia and selected financial services offshore.

 

Activities are conducted from premises located at the above listed trading address.

 

 

ADVERSE

                                               

A search of of on 14 September 2015 failed to trace any litigation listed against the subject at that date.

 

 

FINANCES

 

For the financial year ended 31 March 2015 the subject recorded consolidated Net Operating income of $5,295 million which resulted in an operating profit before tax of $1,518 million and operating profit after tax of $1,119 million representing a Net Profit Margin of 24.11%.

 

Net operating income of increased 16 percent on the prior year. Key drivers of the changes from the prior year were a 16 percent increase in combined net interest and trading income to $A3,871 million for the year ended 31 March 2015 from $A3,327 million in the prior year.

 

Since 31 March 2014, the Group raised $A21.3 billion of term Funding.

 

Below is a summary of the subject’s income results for the past two financial years.

 

Macquarie Bank Ltd - consolidated

 

As at 31 March 2015

As at 31 March 2014

Change (%)

Revenue

$5,295,000,000.00

$4,578,000,000.00

15.66%

Profit b/tax

$1,518,000,000.00

$1,174,000,000.00

29.30%

Profit a/tax

$1,119,000,000.00

$774,000,000.00

44.57%

Net Profit Margin

21.13%

16.91%

4.23%

 

During fiscal 2015, the subject recorded a deficiency in Net Cashflows from operating activities totalling $3,403 million.

 

As at 31 March 2010 the subject recorded total assets of $172,580 million. They included Loan assets held at amortised cost of $43,794 million, derivative financial instruments of $71,206 million, trading portfolio assets of $30,039,000 and Receivables of $25,981,000.

 

Liabilities at the same date (excluding loan capital) totalled $157,741 million and included deposits of $47,333,000 and debt issued at amortised cost of $53,033 million.

 

Furthermore at 31 March 2015 the subject recorded Net Assets of $11,599 million.

 

 

TRADE SURVEY

 

Trade payment from further sources in the past 4 months have traced the following data for the subject. 

 

            Total Owing: $140,944

            Total Past Due: $55,722

            Average Late Payment Days: 46

All Industries Late Payment Days: 9

 

-               Within terms: $85,222

-               1 – 30 days past due: $18,261

-               31 – 60 days past due: $34,196

-               61 – 90 days past due: $0

-               91+ days: $3,265

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.65.63

UK Pound

1

Rs.101.73

Euro

1

Rs.73.26

 

INFORMATION DETAILS

 

Analysis Done by :

KAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.