|
Report No. : |
341748 |
|
Report Date : |
24.09.2015 |
IDENTIFICATION DETAILS
|
Name : |
NEUBOR GLASS S.R.L. |
|
|
|
|
Registered Office : |
Via Murano, 2 Zona Ind. Ponte Rosso, 33078 - San Vito Al Tagliamento (Pn) -It- |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2014 |
|
|
|
|
Date of Incorporation : |
31.12.2008 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacture of Glass and Glass Products |
|
|
|
|
No. of Employees : |
From 51 to 70 |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
Payment Behaviour : |
Slow but correct |
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
Italy |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
ITALY - ECONOMIC OVERVIEW
Italy has a diversified economy, which is divided into a
developed industrial north, dominated by private companies, and a less-developed,
highly subsidized, agricultural south, where unemployment is higher. The
Italian economy is driven in large part by the manufacture of high-quality
consumer goods produced by small and medium-sized enterprises, many of them
family-owned. Italy also has a sizable underground economy, which by some
estimates accounts for as much as 17% of GDP. These activities are most common
within the agriculture, construction, and service sectors. Italy is the
third-largest economy in the euro-zone, but its exceptionally high public debt
and structural impediments to growth have rendered it vulnerable to scrutiny by
financial markets. Public debt has increased steadily since 2007, topping 132%
of GDP in 2014, but investor concerns about Italy and the broader euro-zone
crisis eased in 2013, bringing down Italy's borrowing costs on sovereign
government debt from euro-era. The government still faces pressure from
investors and European partners to sustain its efforts to address Italy's
long-standing structural impediments to growth, such as labor market
inefficiencies and tax evasion. In 2014 economic growth and labor market
conditions continued to deteriorate, with overall unemployment rising to 12.2%
and youth unemployment around 40%. Italy's GDP is now nearly 10% below its 2007
pre-crisis level.
|
Source
: CIA |
NEUBOR GLASS S.R.L.
Via Murano, 2 ZONA IND. PONTE ROSSO
33078 - San Vito Al Tagliamento (PN) -IT-
|
Fiscal Code |
: |
01633850936 |
|
Legal Form |
: |
Limited liability company |
|
start of Activities |
: |
31/12/2008 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
18.000.000/20.000.000 |
|
Number of Employees |
: |
from 51 to 70 |
Manufacture of Glass and Glass Products
Legal Form : Limited liability company
|
Fiscal Code : 01633850936 |
|
Foreign Trade Reg. no. : PN019675 since 16/02/2009 |
|
Chamber of Commerce no. : 92228 of Pordenone since 23/12/2008 |
|
V.A.T. Code : 01633850936 |
|
Establishment date |
: 18/12/2008 |
|
|
Start of Activities |
: 31/12/2008 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 2.026.692 |
|
|
Subscribed Capital |
: 2.026.692 |
|
|
Paid up Capital |
: 2.026.692 |
|
Legal mail : |
NEUBOR.GLASS@LEGALMAIL.IT |
|
|
Silvestri |
Maurizio |
|
|
Born in Roma |
(RM) |
on 23/09/1955 |
- Fiscal Code : SLVMRZ55P23H501Y |
|
|
Residence: |
Murano - Z.i. Ponterosso |
, 2 |
- 33078 |
San Vito Al Tagliamento |
(PN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
14/04/2015 |
||
|
Board Chairman |
14/04/2015 |
||
|
Managing Director |
17/04/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Neubor Investiment S.r.l. |
|
|
: |
Murano |
, 2 |
- 33078 |
San Vito Al Tagliamento |
(PN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Manini |
Giovanni |
|
|
Born in Parma |
(PR) |
on 18/06/1969 |
- Fiscal Code : MNNGNN69H18G337C |
|
|
Residence: |
Filippo Brunelleschi |
, 15 |
- 43124 |
Parma |
(PR) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
28/07/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Ferrozzi |
Corrado |
|
|
Born in Ferrara |
(FE) |
on 19/09/1969 |
- Fiscal Code : FRRCRD69P19D548J |
|
|
Residence: |
Alceste Ricciarelli |
, 1/B |
- 44124 |
Ferrara |
(FE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Managing Director |
17/04/2015 |
||
|
Director |
14/04/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Balanev |
Andrey |
|
|
Born in San Pietroburgo |
( ) |
on 18/07/1970 |
- Fiscal Code : BLNNRY70L18Z154A |
|
|
Residence: |
Andromeda |
, 26 |
- 30028 |
San Michele Al Tagliamento |
(VE) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
14/04/2015 |
|
|
Brachetti |
Piergiacomo |
|
|
Born in Camerino |
(MC) |
on 08/06/1956 |
- Fiscal Code : BRCPGC56H08B474F |
|
|
Residence: |
Lanificio |
, 23 |
- 37141 |
Verona |
(VR) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
31/03/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Raster |
Max Bernhard |
|
|
Born in Monaco |
( ) |
on 05/04/1964 |
- Fiscal Code : RSTMBR64D05Z112J |
|
|
Residence: |
Murano Z.i. Ponterosso |
, 2 |
- 33078 |
San Vito Al Tagliamento |
(PN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
14/04/2015 |
||
|
Assistant board Chairman |
14/04/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Fontanesi |
Alberto |
|
|
Born in Parma |
(PR) |
on 24/04/1974 |
- Fiscal Code : FNTLRT74D24G337U |
|
|
Residence: |
Murano |
, 2 |
- 33078 |
San Vito Al Tagliamento |
(PN) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
14/04/2015 |
||
|
Managing Director |
17/04/2015 |
||
|
Attorney with special power |
28/07/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Fantuzzi |
Bruno |
|
|
Born in San Polo di Piave |
(TV) |
on 31/08/1961 |
- Fiscal Code : FNTBRN61M31I124O |
|
|
Residence: |
Mondini |
, 18 |
- 31046 |
Oderzo |
(TV) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
30/07/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Mora |
Michele |
|
|
Born in Parma |
(PR) |
on 10/03/1971 |
- Fiscal Code : MROMHL71C10G337O |
|
|
Residence: |
R. Pezzani |
, 15 |
- 43022 |
Montechiarugolo |
(PR) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
28/07/2015 |
|
|
No Protests registered |
|
|
Grisenti |
Claudio |
|
|
Born in Parma |
(PR) |
on 31/03/1966 |
- Fiscal Code : GRSCLD66C31G337L |
|
|
Residence: |
Alessandro Minuziano |
, 46 |
- 43125 |
Parma |
(PR) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
28/07/2015 |
|
|
No Protests registered |
*checkings have been performed on a national scale.
In this module are listed the companies in which members hold or have
holded positions.
|
|
Silvestri |
Maurizio |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Pro.bio.sint. S.p.a. |
Lodi (LO) - IT - |
00336220124 |
Director |
Withdrawn |
Registered |
|
Prime European Therapeuticals S.p.a. InForma Abbreviata Euticals
S.p.a. |
Milano (MI) - IT - |
07254610152 |
Managing
Director |
Withdrawn |
Registered |
|
Prime European Therapeuticals S.p.a. InForma Abbreviata Euticals
S.p.a. |
Milano (MI) - IT - |
07254610152 |
Director |
Withdrawn |
Registered |
|
Prime European Therapeuticals S.p.a. InForma Abbreviata Euticals
S.p.a. |
Milano (MI) - IT - |
07254610152 |
Director |
Withdrawn |
Registered |
|
Prime European Therapeuticals S.p.a. InForma Abbreviata Euticals
S.p.a. |
Milano (MI) - IT - |
07254610152 |
Board Chairman |
Withdrawn |
Registered |
|
Polichimica Sap Farmaceutici S.p.a. OppuRe Poli Industria Chimica
S.p.a. Oppure |
Milano (MI) - IT - |
00746490150 |
Managing
Director |
Withdrawn |
Merged |
|
Polichimica Sap Farmaceutici S.p.a. OppuRe Poli Industria Chimica
S.p.a. Oppure |
Milano (MI) - IT - |
00746490150 |
Director |
Withdrawn |
Merged |
|
Polichimica Sap Farmaceutici S.p.a. OppuRe Poli Industria Chimica
S.p.a. Oppure |
Milano (MI) - IT - |
00746490150 |
Board Chairman |
Withdrawn |
Merged |
|
Bristol-myers Squibb S.r.l. |
Roma (RM) - IT - |
00082130592 |
Managing
Director |
Withdrawn |
Registered |
|
Neubor Investiment S.r.l. |
San Vito Al Tagliamento (PN) - IT - |
01429200932 |
Director |
Active |
Registered |
|
Neubor Investiment S.r.l. |
San Vito Al Tagliamento (PN) - IT - |
01429200932 |
Managing
Director |
Active |
Registered |
|
Neubor Investiment S.r.l. |
San Vito Al Tagliamento (PN) - IT - |
01429200932 |
Board Chairman |
Active |
Registered |
|
Euteam Societa' Semplice |
Monza (MB) - IT - |
97509350159 |
Partner |
Active |
Registered |
|
Archimica S.r.l. |
Milano (MI) - IT - |
05333280963 |
Managing
Director |
Withdrawn |
Registered |
|
Archimica S.r.l. |
Milano (MI) - IT - |
05333280963 |
Director |
Withdrawn |
Registered |
|
Archimica S.r.l. |
Milano (MI) - IT - |
05333280963 |
Board Chairman |
Withdrawn |
Registered |
|
Bormioli Rocco S.p.a. |
Fidenza (PR) - IT - |
06262210963 |
Attorney with
special power |
Active |
Registered |
|
Lauro Cinquantasette S.p.a. |
Milano (MI) - IT - |
04849340965 |
Managing
Director |
Withdrawn |
Registered |
|
Lauro Cinquantasette S.p.a. |
Milano (MI) - IT - |
04849340965 |
Director |
Withdrawn |
Registered |
|
Lauro Cinquantasette S.p.a. |
Milano (MI) - IT - |
04849340965 |
Board Chairman |
Withdrawn |
Registered |
|
Exorao Life Science S.r.l. |
Milano (MI) - IT - |
08433900969 |
Director |
Active |
Registered |
|
Exorao Life Science S.r.l. |
Milano (MI) - IT - |
08433900969 |
Board Chairman |
Active |
Registered |
|
Just Pharma S.r.l. |
Roma (RM) - IT - |
02505630596 |
Director |
Active |
Registered |
|
Just Pharma S.r.l. |
Roma (RM) - IT - |
02505630596 |
Board Chairman |
Active |
Registered |
|
|
Ferrozzi |
Corrado |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Bormioli Rocco E Figlio S.p.a. |
Fidenza (PR) - IT - |
00165490343 |
Attorney with
special power |
Withdrawn |
Ceased |
|
Bormioli Rocco S.p.a. |
Fidenza (PR) - IT - |
06262210963 |
Attorney with
special power |
Active |
Registered |
|
Bormioli Rocco S.p.a. |
Fidenza (PR) - IT - |
06262210963 |
Procurator |
Withdrawn |
Registered |
|
|
Raster |
Max Bernhard |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Gerresheimer Pisa S.p.a. |
Pisa (PI) - IT - |
00116570508 |
Director |
Withdrawn |
Registered |
|
Gerresheimer Pisa S.p.a. |
Pisa (PI) - IT - |
00116570508 |
Board Chairman |
Withdrawn |
Registered |
|
Neubor Investiment S.r.l. |
San Vito Al Tagliamento (PN) - IT - |
01429200932 |
Director |
Active |
Registered |
|
Neubor Investiment S.r.l. |
San Vito Al Tagliamento (PN) - IT - |
01429200932 |
Assistant board
Chairman |
Active |
Registered |
|
Neubor Investiment S.r.l. |
San Vito Al Tagliamento (PN) - IT - |
01429200932 |
Managing
Director |
Active |
Registered |
|
|
Fontanesi |
Alberto |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Decoro Fidenza S.r.l. |
Fidenza (PR) - IT - |
02318970346 |
Attorney with
special power |
Active |
Registered |
|
Bormioli Rocco S.p.a. |
Fidenza (PR) - IT - |
06262210963 |
Attorney with
special power |
Active |
Registered |
|
Bormioli Rocco S.p.a. |
Fidenza (PR) - IT - |
06262210963 |
Procurator |
Withdrawn |
Registered |
The indication "REGISTERED" as Firm Status could refer to
Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further
investigations.
Shareholders' list as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Neubor Investiment S.r.l. |
San Vito Al Tagliamento - IT - |
01429200932 |
1.824.022 .Eur |
90,00 |
|
Altair OOO |
Saint Petersburg - RU - |
92030790270 |
202.669 .Eur |
10,00 |
The Company under review has participations in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares
Amount |
% Ownership |
since |
until |
Share Status |
|
Pordenone Energia - Societa' Consortile Per Azioni |
Pordenone - IT - |
01400720932 |
250 .Eur |
0,06 |
Active |
||
|
Gas Intensive Soc. Consortile A Responsa bilita' Limitata |
Milano - IT - |
03305420964 |
1.000 .Eur |
0,36 |
Active |
In order to carry out its activities the firm uses the following
locations:
|
- |
Legal and operative seat |
|
Murano |
, 2 |
- 33078 |
- San Vito Al Tagliamento |
(PN) |
- IT - |
|
PHONE |
: 0434856511 |
|
FAX |
: 043485260 |
|
Email |
: info@neuborglass.com |
|
Legal mail |
: NEUBOR.GLASS@LEGALMAIL.IT |
|
Employees |
: 65 |
|
Fittings and Equipment for a value of 15.500.000 |
Eur |
|
Stocks for a value of 2.870.000 |
Eur |
COMPANY'S CAPITAL CHANGES:
|
Former Type |
Former Amount |
New Type |
New Amount |
Changement Date |
|
subcribed,nominal and issued |
10.000Eur |
subcribed,nominal and issued |
110.000Eur |
24/12/2008 |
CEASINGS/INCORPORATIONS/MERGES:
|
|
The firm took over the activity of |
|
Neubor
Investiment S.r.l. |
|
|
Murano |
, 2 |
, 33078 |
, San Vito Al Tagliamento |
(PN) |
- IT - |
|
|
Fiscal Code: 01429200932 |
|
|
Date |
: |
24/12/2008 |
Protests checking on the subject firm has given a negative result.
Search performed on a National Scale
|
|
Prejudicial Events Search Result: NEGATIVE |
Search performed on a specialized data base.
None reported, standing to the latest received edition of the Official
Publications.
The firm operates with:
|
Bank Name |
Agency Name |
Address |
ZIP Code |
City |
ABI Code |
CAB Code |
|
BANCA POP. FRIULADRIA SPA |
5336 |
0 |
||||
|
BANCA POPOLARE DI VICENZA SCPA |
SAN VITO AL
TAGLIAMENTO |
PIAZZA DEL POPOLO 1 |
33078 |
San Vito Al Tagliamento
(PN) |
5728 |
65010 |
|
BANCA DI CREDITO COOP.PORDENONESE |
SAN VITO AL
TAGLIAMENTO |
VIA AMALTEO, 26 |
33078 |
San Vito Al
Tagliamento (PN) |
8356 |
65010 |
Subject is active since 2008
The analysis is based on the latest 3 balance sheets.
Unstable economic results mark the company's financial state of affairs.
; in the last financial year a loss was registered (r.o.e. -21,16%) Upward
trend as to the turnover in the last financial year (+43,65%).
The return on investment in the last financial year was negative
(-6,22%).
The operating loss amounts to Eur. -1.785.091 .
The economic management produced a gross operating margin of Eur.
2.282.857 with a 27,85% growth.
Company's financial status is balanced since indebtedness is not high
(1,01) with an improving trend as on the decrease.
The management generated equity capital for an amount of Eur. 9.599.376
on the same levels as the year before.
In the year 2014 total debts amounted to Eur. 18.711.464 whereas in the
year before they amounted to Eur. 24.255.043, with a -22,85% drop.
The recourse to financial credit is within the limits; on the other hand
the recourse to suppliers' credit is rated as fairly high and higher than
sector's average.
Liquid assets are not adequate to subject's needs.
Credits are collected in 41,51 days on the average. , a better value
than the sector's average.
The financial management generated a cash flow of Eur. 2.037.103.
In the last financial year labour cost was of Eur. 4.015.776, with a
18,78% incidence on total costs of production. , whereas the incidence of such
costs on sales revenues is equal to 20,5%.
The incidence of the financial charges is of -0,82% on the sales amount.
|
|
Complete balance-sheet for the year |
al 31/12/2014 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
19.586.236 |
|
Profit (Loss) for the period |
-2.030.845 |
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
13.634.160 |
|
Profit (Loss) for the period |
549.920 |
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
14.233.762 |
|
Profit (Loss) for the period |
-659.120 |
From our constant monitoring of the relevant Public Administration
offices, no more recent balance sheets result to have been filed.
|
- Balance Sheet as at 31/12/2014 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2013 - 12 Mesi - Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2012 - 12 Mesi - Currency: - Amounts x 1 |
|
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|
|
RATIOS |
Value Type |
as at 31/12/2014 |
as at 31/12/2013 |
as at 31/12/2012 |
Sector Average |
|
COMPOSITION ON
INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,72 |
0,63 |
0,52 |
0,30 |
|
Elasticity Ratio |
Units |
0,28 |
0,37 |
0,48 |
0,66 |
|
Availability of stock |
Units |
0,10 |
0,11 |
0,20 |
0,15 |
|
Total Liquidity Ratio |
Units |
0,18 |
0,26 |
0,28 |
0,44 |
|
Quick Ratio |
Units |
0,03 |
0,12 |
0,01 |
0,02 |
|
COMPOSITION ON
SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
1,01 |
1,29 |
5,32 |
2,50 |
|
Self Financing Ratio |
Units |
0,33 |
0,26 |
0,06 |
0,21 |
|
Capital protection Ratio |
Units |
1,00 |
0,70 |
-0,27 |
0,64 |
|
Liabilities consolidation quotient |
Units |
0,80 |
0,60 |
2,08 |
0,29 |
|
Financing |
Units |
1,95 |
2,81 |
16,64 |
3,40 |
|
Permanent Indebtedness Ratio |
Units |
0,63 |
0,54 |
0,69 |
0,41 |
|
M/L term Debts Ratio |
Units |
0,29 |
0,28 |
0,63 |
0,15 |
|
Net Financial Indebtedness Ratio |
Units |
0,94 |
0,71 |
13,03 |
0,68 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
0,87 |
0,85 |
1,33 |
1,30 |
|
Current ratio |
Units |
0,76 |
0,80 |
1,58 |
1,18 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,49 |
0,56 |
0,92 |
0,84 |
|
Structure's primary quotient |
Units |
0,46 |
0,41 |
0,11 |
0,68 |
|
Treasury's primary quotient |
Units |
0,08 |
0,27 |
0,03 |
0,04 |
|
Rate of indebtedness ( Leverage ) |
% |
299,15 |
386,20 |
1812,20 |
441,03 |
|
Current Capital ( net ) |
Value |
-2.491.968 |
-3.086.545 |
3.469.320 |
97.133 |
|
RETURN |
|||||
|
Return on Sales |
% |
10,40 |
29,60 |
13,76 |
4,81 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
-21,16 |
6,37 |
-61,01 |
4,41 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
-20,26 |
7,16 |
-51,55 |
14,30 |
|
Return on Investment ( R.O.I. ) |
% |
-6,22 |
-5,10 |
-0,18 |
4,16 |
|
Return/ Sales |
% |
-9,11 |
-12,47 |
-0,24 |
4,40 |
|
Extra Management revenues/charges incid. |
% |
n.c. |
n.c. |
n.c. |
23,79 |
|
Cash Flow |
Value |
2.037.103 |
4.035.162 |
1.957.941 |
85.628 |
|
Operating Profit |
Value |
-1.785.091 |
-1.699.684 |
-34.577 |
75.073 |
|
Gross Operating Margin |
Value |
2.282.857 |
1.785.558 |
2.595.484 |
198.441 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
41,51 |
85,94 |
128,59 |
110,77 |
|
Debts to suppliers average term |
Days |
222,32 |
516,44 |
106,87 |
124,20 |
|
Average stock waiting period |
Days |
52,72 |
97,99 |
99,72 |
53,64 |
|
Rate of capital employed return ( Turnover ) |
Units |
0,68 |
0,41 |
0,73 |
1,02 |
|
Rate of stock return |
Units |
6,83 |
3,67 |
3,61 |
6,62 |
|
Labour cost incidence |
% |
20,50 |
22,52 |
20,35 |
19,95 |
|
Net financial revenues/ charges incidence |
% |
-0,82 |
-2,69 |
-3,67 |
-1,87 |
|
Labour cost on purchasing expenses |
% |
18,78 |
19,51 |
20,46 |
20,58 |
|
Short-term financing charges |
% |
0,99 |
1,69 |
3,24 |
3,00 |
|
Capital on hand |
% |
146,62 |
244,46 |
137,54 |
97,63 |
|
Sales pro employee |
Value |
229.078 |
216.415 |
229.576 |
155.908 |
|
Labour cost pro employee |
Value |
46.968 |
48.746 |
46.709 |
33.115 |
1) Protests checking (relative to the last five years) performed by
crossing and matching the members names and the Firm's Style with the reported
addresses, is supplied by the Informatic Registry managed by the Italian Chamber
of Commerce. If the fiscal code is not indicated, the eventual homonymous cases
are submitted to expert staff evaluation in order to limit wrong matching
risks.
2) The Legal Data, supplied and retrived from the Firm's Registry of the
Italian Chamber of Commerce, are in line with the last registered
modifications.
3) Risk evaluation and Credit Opinion have been performed on the base of
the actual data at the moment of their availability.
|
Population living in the province |
: |
297.699 |
|
Population living in the region |
: |
1.204.718 |
|
Number of families in the region |
: |
516.349 |
Monthly family expences average in the region (in Eur..) :
|
- per food products |
: |
377 |
|
- per non food products |
: |
1.727 |
|
- per energy consume |
: |
114 |
The values are calculated on a base of 434 significant companies.
The companies cash their credits on an average of 111 dd.
The average duration of suppliers debts is about 124 dd.
The sector's profitability is on an average of 4,81%.
The labour cost affects the turnover in the measure of 19,95%.
Goods are held in stock in a range of 54 dd.
The difference between the sales volume and the resources used to
realize it is about 1,02.
The employees costs represent the 20,58% of the production costs.
Statistically the trade activity shows periods of crisis.
The area is statistically considered lowly risky.
In the region 3.901 protested subjects are found; in the province they
count to 695.
The insolvency index for the region is 0,33, , while for the province it
is 0,24.
Total Bankrupt companies in the province : 1.260.
Total Bankrupt companies in the region : 5.085.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.65.97 |
|
|
1 |
Rs.101.19 |
|
Euro |
1 |
Rs.73.37 |
INFORMATION DETAILS
|
Analysis Done by
: |
RAS |
|
|
|
|
Report Prepared
by : |
TPT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major sections
of this report. The assessed factors and their relative weights (as indicated
through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL)
or its officials.