MIRA INFORM REPORT

 

 

Report No. :

342500

Report Date :

26.09.2015

 

IDENTIFICATION DETAILS

 

Name :

EIN SHEMER RUBBER INDUSTRIES ACA LTD.

 

 

Registered Office :

D.N. Hefer, Ein Shemer 3881600

 

 

Country :

Israel

 

 

Year of Establishment :

1967

 

 

Legal Form :

Agricultural Cooperative Association

 

 

Line of Business :

Designers, manufacturers, marketers and exporters of rubber products, such as: tyre-retread materials, cushion gum, strips, hoses, window and car profiles, blend products.

 

 

No. of Employees :

160 Employees

 

 

RATING & COMMENTS

 

MIRA’s Rating :

Ba

 

RATING

STATUS

PROPOSED CREDIT LINE

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

Satisfactory

 


 

Status :

Satisfactory

 

 

Payment Behaviour :

No Complaints

 

 

Litigation :

Clear

 

 

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List – March 31, 2015

 

Country Name

Previous Rating

(31.12.2014)

Current Rating

(31.03.2015)

Israel

B1

B1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low

 

A2

Moderate

 

B1

High

 

B2

Very High

 

C1

Restricted

 

C2

Off-credit

 

D

 

ISRAEL - ECONOMIC OVERVIEW

 

Israel has a technologically advanced market economy. Cut diamonds, high-technology equipment, and pharmaceuticals are among the leading exports. Its major imports include crude oil, grains, raw materials, and military equipment. Israel usually posts sizable trade deficits, which are covered by tourism and other service exports, as well as significant foreign investment inflows. Between 2004 and 2013, growth averaged nearly 5% per year, led by exports. The global financial crisis of 2008-09 spurred a brief recession in Israel, but the country entered the crisis with solid fundamentals, following years of prudent fiscal policy and a resilient banking sector. Israel's economy also has weathered the Arab Spring because strong trade ties outside the Middle East have insulated the economy from spillover effects. Slowing demand domestically and internationally and reduced investment due to uncertainties caused by the Gaza conflict in summer 2014 have reduced GDP growth to about 2% during 2014. Natural gas fields discovered off Israel's coast since 2009 have brightened Israel's energy security outlook. The Tamar and Leviathan fields were some of the world's largest offshore natural gas finds this past decade. The massive Leviathan field is expected to come online no sooner than 2017, but production from Tamar provided a one percentage point boost to Israel's GDP in 2013 and a 0.5% boost in 2014. In mid-2011, public protests arose around income inequality and rising housing and commodity prices. Israel's income inequality and poverty rates are among the highest of OECD countries and there is a broad perception among the public that a small number of "tycoons" have a cartel-like grip over the major parts of the economy. The government formed committees and has started splitting up the oligopolies to address some of the grievances but has maintained that it will not engage in deficit spending to satisfy populist demands. Over the long term, Israel faces structural issues, including low labor participation rates for its fastest growing social segments - the ultra-orthodox and Arab-Israeli communities. Also, Israel's progressive, globally competitive, knowledge-based technology sector employs only 9% of the workforce, with the rest employed in manufacturing and services - sectors which face downward wage pressures from global competition.

 

Source : CIA

 


Company Name and address

 

E S SHEMER RUBBER IND. A.C.A. LTD.

 

Correct Name:            EIN SHEMER RUBBER INDUSTRIES ACA LTD.

                                 (Also trading as: EIN SHEMER RUBBER INDUSTRIES)

                                 Telephone           972 4 637 10 37

                                 Fax                     972 4 637 23 45

                                 Email:                 export@esrubber.com

                                 Physical Address:

                                 D.N. Hefer

                                 EIN SHEMER 3881600, ISRAEL

                                 Mailing Address:

                                 P.O. Box 881

                                 PARDES HANA-KARKUR 710802, ISRAEL

 

 

HISTORY & LEGAL FORMATION

 

Originally established as an industrial unit of Kibbutz Ein Shemer in 1967.

 

Converted into a limited partnership and registered as such as per file No. 55-000196-0 on the 01.10.1072.

Originally registered under the name EIN SHEMER RUBBER PRODUCTS FACTORY, which changed to EIN SHEMER RUBBER INDUSTRIES on the 10.11.2000.

 

Converted into an Agricultural Cooperative Society and registered under the present name as per file No. 57-003843-0 on the 01.01.2002.

 

*Note: ACA in subject’s name stands for Agricultural Cooperative Association (therefore full name may also be used: EIN SHEMER RUBBER INDUSTRIES AGRICULTURAL COOPERATIVE ASSOCIATION LTD.), which is another translation to “Agricultural Cooperative Society” (ACS), and since there is no registered Latin name for subject, both terms can be used.

 

 

OWNERSHIP

 

1.    EUCALYPTUS INDUSTRIES LTD., 55%, controlled by Akiva Moses, Tomer Amir, Yosef Rosen and Roni Koborovsky,

2.    Kibbutz Ein Shemer, 45%, a co-operative society, operating a communal agricultural settlement.

 

In January 2015 EUCALYPTUS INDUSTRIES acquired 55% of subject.

 

 

DIRECTORS

 

1.     Yehuda Ben-Haim, Chairman,

2.     Natan Vilner, General Manager,

3.     Oded Dagai,

4.     Sagi Granot,

5.     Natan Vilner,

And more.

 

 

BUSINESS

 

Designers, manufacturers, marketers and exporters of rubber products, such as: tyre-retread materials, cushion gum, strips, hoses, window and car profiles, blend products etc.

Subject is divided into 5 main divisions: Compounds, Retread Materials, Hoses, Profiles and a Laboratory.

 

Some 30% of subject’s sales are for export, mainly to Europe.

Most of subject’s purchasing is imports, from Europe, Japan, and the U.S.A.

 

Among clients: ARKAL FILTRATION SYSTEMS, SCHIEFFER MAGAM INDUSTRIES, DURAM RUBBER RAMAT HAKOVESH, RAVIV ACS, etc.

 

Among local suppliers: POLYON BARKAI INDUSTRIES, NOMINOR CHEMICAL INDUSTRIES, GADOT CHEMICALS, PEL DAR POLYMERS, etc.

 

Operating from premises (offices, plant and storage facilities), owned by Kibbutz Ein Shemer, on an area of 12,000 sq. meters, in Kibbutz Ein Shemer, near Hadera.

 

Having 160 employees (had 170 employees in the beginning of 2014, same as in 2012).

 

 

MEANS

 

EUCALYPTUS INDUSTRIES acquired 55% of subject according to a reported company value of tens NIS millions.

 

Stock was valued at NIS 7,000,000 in the beginning of 2014 (was valued at NIS 6,500,000 in mid 2012, similar to 2011 and 2010).

 

B/S to the 31.12.2005 totaled NIS 41,165,000.

Equity the 31.12.2005 valued NIS 8,750,000.

Later B/S data unavailable.

 

 

REVENUES

 

2007 sales claimed to be NIS 86,000,000 (of which 38% were for export).

2008 sales claimed to be NIS 80,000,000 (of which 38% were for export).

2009 sales claimed to be NIS 64,000,000 (of which 30% were for export).

2010 sales claimed to be NIS 76,000,000 (of which 33% were for export).

2011 sales claimed to be NIS 84,000,000 (of which 33% were for export).

2012 sales claimed to be NIS 90,000,000 (of which 30% were for export).

2013 sales claimed to be circa NIS 93,000,000 (of which 30% for export).

Exact 2014 sales not forthcoming, though we were informed by subject's general manager that there is no significant difference from 2013, 30% for export.

 

 

OTHER COMPANIES

 

Other companies owned by Kibbutz Ein Shemer:

MINIPLAST ACS LTD., manufacturers, marketers of disposable plastic bio laboratory products, having 40 employees, 2008 sales NIS 16 million,

MINIPLAST EIN-SHEMER (1976), a limited partnership

EIN SHEMER-ALON HOLDINGS LTD.

EIN SHEMER ECONOMIC CO. LTD.

EIN SHEMER AGRICULTURAL PRODUCTS DEVELOPMENT LP.

EIN SHEMER LANDS LTD.

E-GLUE SOFTWARE TECHNOLOGIES LTD., software tools for customized solutions.

EUCALYPTUS INDUSTRIES LTD., a holding/ investment company.

 

 

BANKERS

 

Mizrahi Tefahot Bank Ltd., Pardes Hanna Branch (No. 473), Pardes Hanna, account No. 190265.

The First International Bank of Israel Ltd., Hadera Branch (No. 027), Hadera, account No. 227560.

Bank Leumi Le'Israel Ltd., Hadera Business Branch (No. 639), Hadera, account No. 21600/90.

A check with the Central Banks' database did not reveal negative information on subject’s bank accounts.

 

 

CHARACTER AND REPUTATION

 

Nothing unfavorable learnt.

 

Subject's General Manager refused to update financial data, nor provide the price paid by EUCALYPTUS for subject's shares.

 

This is a long established enterprise, well-known its field.

 

Subject is ISO 9001:2008 certified, meeting other international quality standards.

 

In the past we received positive opinions on subject from their suppliers.

 

Kibbutz Ein Shemer, established 1927, has over 400 members. The Kibbutz also cultivates a large area of agricultural land, including crops (wheat), fruit plantation (Avocado, Citrus), operating large dairy farming, and more. Also operates a Museum, as well as few other small enterprises.

 

In September 2006 subject acquired the business activities of TECHNOGUM RUBBER MANUFACTURE LTD. The company, operated since 1948, manufactured rubber goods for various industries.

 

Akiva Moses, who heads EUCALYPTUS INDUSTRIES, is a renowned manager, who served as General Manager of ISRAEL CHEMICALS (ICL), a multi-national concern and among the world's leading suppliers of minerals, as well as being one of the largest industrial concerns in Israel. He also served as Chairman of OIL REFINERIES, Israel's largest oil refinery plant.

 

Few years ago, as subject was suffering from import of rubber soles for tires renovation in dumping prices from South Africa, subject appealed to the Anti-Dumping Commissioner, who decided in July 2012 to lay a temporary levy. The relevant ministers recommended for a permanent levy of 10%, which was initially rejected by the government Finance Committee, but after pressure, which included a the fear of dismissals of tens of employees from subject's plant, in March 2013 the Finance Committee decided to lay a 7.5% levy.

 

According to a market research firm published in mid 2014 (ordered by the Ministry of Economy), total revenues of the local Plastic & Rubber Industry reached US$ 5 billion (return to the levels in 2007, prior to the global economic crisis, when revenues fell and started to climb back since 2010), half of which was for export (which is comprise US$ 2.3 billion from goods, the rest from raw products). Sales breakdown: 30% of the branch's sales are for the Household, 23% - Agriculture, 16% - Packaging, 9% - Building sector, 9% Industry, 5% Furniture, 4% - Compounds (rest is to other fields).

There were 23,700 workers employed in the Plastic & Rubber branch in 2013.

 

According to the Central Bureau of Statistics (CBS), sales for export from the manufacturing of Plastic and Rubber products in 2014 climbed by 6% from 2013 up to US$ 2,086 million, continuing the upward trend from 2013 (rose 7.6% from 2012, after it fell by some 3% in 2012 from 2011). The export witnessed a reverse trend in the first 5 months of 2015 with 7.8% decrease compared to the parallel period in 2014.

 

According to the CBS, import of Plastic and Rubber raw material for the local industry in 2014 summed up to US$ 2,518 million, up 4.5% from 2013 (in $ terms, rose by 2.7% in 2013 from 2012). Yet, a 17% decrease in import was marked in the first 5 months of 2015 compared to the parallel period in 2014.

Plastic & rubber raw materials consumption by the local industry is of around 1 million tons, 70% of which derives from import, the rest from local production (which is comprised mainly of simple raw materials).

 

Investment in imported machinery and equipment by the Plastic & Rubber industries rose in 2014 by 5.5% from 2013, totaling NIS 410.4 million. This is after a decrease in 2013 by 18% from 2012.

 

 

SUMMARY

 

Notwithstanding the refusal to update financial details, considered good for trade engagements.


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

Rs.66.10

UK Pound

1

Rs.100.89

Euro

1

Rs.73.96

 

INFORMATION DETAILS

 

Analysis Done by :

RAS

 

 

Report Prepared by :

NIT

 

               

RATING EXPLANATIONS

 

RATING

STATUS

PROPOSED CREDIT LINE

 

>86

Aaa

Possesses an extremely sound financial base with the strongest capability for timely payment of interest and principal sums

 

Unlimited

 

71-85

Aa

Possesses adequate working capital. No caution needed for credit transaction. It has above average (strong) capability for payment of interest and principal sums

 

Large

 

56-70

A

Financial & operational base are regarded healthy. General unfavourable factors will not cause fatal effect. Satisfactory capability for payment of interest and principal sums

 

Fairly Large

 

41-55

Ba

Overall operation is considered normal. Capable to meet normal commitments.

 

Satisfactory

 

26-40

B

Capability to overcome financial difficulties seems comparatively below average.

 

Small

 

11-25

Ca

Adverse factors are apparent. Repayment of interest and principal sums in default or expected to be in default upon maturity

 

Limited with full security

 

<10

C

Absolute credit risk exists. Caution needed to be exercised

 

Credit not recommended

 

--

NB

New Business

--

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors and their relative weights (as indicated through %) are as follows:

 

Financial condition (40%)            Ownership background (20%)                  Payment record (10%)

Credit history (10%)                   Market trend (10%)                                Operational size (10%)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.