|
Report No. : |
341352 |
|
Report Date : |
26.09.2015 |
IDENTIFICATION DETAILS
|
Name : |
PIMPOLHO PRODUTOS INFANTIS LTDA. |
|
|
|
|
Registered Office : |
Rua Fernando Antonio,13 - Dom Bosco 29147-330 - Cariacica/Es |
|
|
|
|
Country : |
Brazil |
|
|
|
|
Financials (as on) : |
31.12.2014 |
|
|
|
|
Date of Incorporation : |
17.06.2009 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacture of clothing and shoes for children. |
|
|
|
|
No. of Employees : |
48 Employee(s) |
RATING & COMMENTS
|
MIRA’s Rating : |
Ba |
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List – March 31, 2015
|
Country Name |
Previous Rating (31.12.2014) |
Current Rating (31.03.2015) |
|
Brazil |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low |
A2 |
|
Moderate |
B1 |
|
High |
B2 |
|
Very High |
C1 |
|
Restricted |
C2 |
|
Off-credit |
D |
BRAZIL - ECONOMIC OVERVIEW
Characterized by large and well-developed agricultural, mining, manufacturing, and service sectors, and a rapidly expanding middle class, Brazil's economy outweighs that of all other South American countries, and Brazil is expanding its presence in world markets. Since 2003, Brazil has steadily improved its macroeconomic stability, building up foreign reserves, and reducing its debt profile by shifting its debt burden toward real denominated and domestically held instruments. Since 2008, Brazil became a net external creditor and all three of the major ratings agencies awarded investment grade status to its debt. After strong growth in 2007 and 2008, the onset of the global financial crisis hit Brazil in 2008. Brazil experienced two quarters of recession, as global demand for Brazil's commodity-based exports dwindled and external credit dried up. However, Brazil was one of the first emerging markets to begin a recovery. In 2010, consumer and investor confidence revived and GDP growth reached 7.5%, the highest growth rate in the past 25 years. After reaching historic lows of 4.5% in early 2014, the unemployment rate remains low, but is rising. Brazil's traditionally high level of income inequality has declined for each of the last 15 years. GDP growth has slowed since 2011, due to several factors, including: overdependence on exports of raw commodities, low productivity, high operational costs, persistently high inflation, and low levels of investment. Brazil’s fiscal and current account balances have eroded during the past four years as the government attempted to boost economic growth through targeted tax cuts for industry and incentives to spur household consumption. After winning re-election in October 2014 by a historically narrow margin, President Dilma ROUSSEFF appointed a new economic team led by Finance Minister Joaquim LEVY, who introduced a fiscal austerity package intended to restore the primary account surplus to 1.2% of GDP and preserve the country’s investment-grade sovereign credit rating. Brazil seeks to strengthen its workforce and its economy over the long run by imposing local content and technology transfer requirements on foreign businesses, by investing in education through social programs such as Bolsa Familia and the Brazil Science Mobility Program, and by investing in research in the areas of space, nanotechnology, healthcare, and energy.
|
Source
: CIA |
PIMPOLHO PRODUTOS
INFANTIS LTDA.
|
MAIN ADDRESS: |
RUA FERNANDO ANTONIO,13 - DOM BOSCO |
|
ZIP CODE/CITY: |
29147-330 - CARIACICA/ES |
|
|
|
|
PHONE: |
27 3340-1972 |
|
FAX: |
27 3340-1972 |
|
E-MAIL: |
contabilidade@pimpolho.com.br |
|
WEB SITE: |
www.pimpolho.com.br |
|
BRANCHES: |
|
|
|
|
|
UNREGISTERED
OFFICE ADDRESS: |
RUA VALDIVINO VIEIRA,153 - BAIRRO DA GLÓRIA |
|
ZIP CODE/CITY: |
29147-330 VILA VELHA/ES |
|
PHONE: |
27 2104-0555 |
|
|
|
|
ADDRESS: |
RUA DEOLINDO PERIM,13 QUADRA VI - JARDIM GUADALAJARA |
|
ZIP CODE/CITY: |
29180-015 VILA VELHA/ES |
|
MAIN ACTIVITIES: |
|
MANUFACTURE OF CLOTHING AND SHOES FOR CHILDREN. |
|
LEGAL FORM: |
LIMITED
LIABILITY COMPANY |
|
|
|
|
INCORPORATION DATE: |
17/06/2009 |
|
REGISTER DATE: |
17/06/2009 |
|
BALANCE SHEET FILING DATE: |
31/12 |
|
TAX CONTRIBUTOR NUMBER(CNPJ): |
10.912.561/0001-10 |
|
STATE REGISTER: |
082.635.80-3 |
|
|
|
|
SHARE CAPITAL: |
R$ 4.497.000,00 |
|
BOARD OF
DIRECTORS: |
|
|
|
|
|
NILZA AZEVEDO DE BRITO |
MANAGING PARTNER |
|
NELSON TAVARES AZEVEDO DE BRITO |
MANAGING PARTNER |
|
JOSE TAVARES AZEVEDO DE BRITO |
MANAGING PARTNER |
|
ANTONIO TAVARES AZEVEDO DE BRITO |
MANAGING PARTNER |
|
CECILIA AZEVEDO DE BRITO MONTEIRO |
MANAGING PARTNER |
|
FERNANDO DE BRITO MONTEIRO |
MANAGING PARTNER |
|
RICARDO SILVA TAVARES DE BRITO |
MANAGING PARTNER |
|
MARINA LOPES DE BRITO |
MANAGING PARTNER |
|
GABRIELA LOPES DE BRITO |
MANAGING PARTNER |
|
THE MANAGING PARTNERS ARE AUTHORIZED TO SIGN ON BEHALF OF THE COMPANY. |
|
SHAREHOLDERS /
PARTNERS: |
|
|
|
|
|
NILZA AZEVEDO DE BRITO |
R$ 2.338.440,00 |
|
CECILIA AZEVEDO DE BRITO MONTEIRO |
R$ 404.730,00 |
|
JOSE TAVARES AZEVEDO DE BRITO |
R$ 539.640,00 |
|
NELSON TAVARES AZEVEDO DE BRITO |
R$ 494.670,00 |
|
GABRIELA LOPES DE BRITO |
R$ 22.485,00 |
|
ANTONIO TAVARES AZEVEDO DE BRITO |
R$ 449.700,00 |
|
MARINA LOPES DE BRITO |
R$ 22.485,00 |
|
FERNANDO DE BRITO MONTEIRO |
R$ 134.910,00 |
|
RICARDO SILVA TAVARES DE BRITO |
R$ 89.940,00 |
|
AFFILIATES /
SUBSIDIARIES: |
|
|
|
|
|
BRITO HODING LTDA |
|
|
BRITO & CIA LTDA |
|
|
COMERCIAL GLORIA LTDA |
|
|
JTB HOTEIS E POUSADAS LTDA |
|
|
TB EMPREENDIMENTOS LTDA |
|
|
OCEAN - COMERCIO, IMPORTACAO E EXPORTACAO LTDA. |
|
|
NTA BRITO SERVICOS AGRICOLAS - EIRELI |
|
|
THE SUBJECT WAS ESTABLISHED ON JUNE 17, 2009 TO BE ENGAGED IN THE SAID
LINE OF BUSINESS. PARTNERS: NILZA AZEVEDO DE BRITO: BRAZILIAN, WIDOW, ENTREPRENEUR, HOLDER OF
DOCUMENTS CPF 525.769.577-49, RG 128.523./SSP-ES, RESIDENTIAL ADDRESS AT
AVENIDA ANTONIO GIL VELOSO 544, APTO 501, PRAIA DA COSTA, ZIP CODE 29101-012,
VILA VELHA/ES; ANTONIO TAVARES AZEVEDO DE BRITO: BRAZILIAN, MARRIED, CIVIL ENGINEER,
HOLDER OF DOCUMENTS CPF 474.782.507-00, RG 240.114/SPTC-ES, RESIDENTIAL
ADDRESS AT AVENIDA DESEMBARGADOR ALFREDO CABRAL 501, ILHA DO FRADE, ZIP CODE
29057-030, VITORIA/ES; CECILIA AZEVEDO DE BRITO MONTEIRO: BRAZILIAN, MARRIED, ECONOMIST,
HOLDER OF DOCUMENTS CPF 421.342.427-87, RG 283.022/SPTC-ES, RESIDENTIAL
ADDRESS AT AVENIDA SATURNINO DE BRITO 117, APTO 1001, PRAIA DO CANTO, ZIP
CODE 29055-180, VITORIA/ES; JOSE TAVARES AZEVEDO DE BRITO: BRAZILIAN, MARRIED, CIVIL ENGINEER,
HOLDER OF DOCUMENTS CPF 731.747.777-04, RG 472.539/SPTC-ES, RESIDENTIAL
ADDRESS AT AVENIDA DESEMBARGADOR ALFREDO CABRAL 580, ILHA DO FRADE, ZIP CODE
29057-030, VITORIA/ES; NELSON TAVARES AZEVEDO DE BRITO: BRAZILIAN, DIVORCED, ENGINEER, HOLDER
OF DOCUMENTS CPF 261.503.286-00, RG 330.546/SPTC-ES, RESIDENTIAL ADDRESS AT
RUA AGENOR AMARO DOS SANTOS, 260, APTO 402, JARDIM CAMBURI, ZIP CODE
29090-010, VITORIA/ES; MARINA LOPES DE BRITO:BRAZILIAN, SINGLE, STUDENT, RESIDENTIAL ADDRESS
AT AVENIDA SATURNINO DE BRITO, 735, APTO 902, PRAIA DO CANTO, ZIP CODE
29055-215, VITÓRIA/ES, HOLDER OF DOCUMENTS RG 3.063.043 SPTC-ES AND CPF
133.352.427-77; GABRIELA LOPES DE BRITO:BRAZILIAN, SINGLE, ENTRREPRENEUR, RESIDENTIAL
ADDRESS AT AVENIDA SATURNINO DE BRITO, 735, APTO 902, PRAIA DO CANTO, ZIP
CODE 29055-215, VITÓRIA/ES, HOLDER OF DOCUMENTS RG 3.063.049 SPTC-ES AND CPF
133.352.417-03. FERNANDO DE BRITO MONTEIRO: BRAZILIAN, SINGLE, ENTREPRENEUR, HOLDER OF
DOCUMENTS CPF 087.262.497-82, RG 1.475.426/SSP-ES, RESIDENTIAL ADDRESS AT RUA
JOAQUIM LIRIO 85, APTO 1102, PRAIA DO CANTO, ZIP CODE 29055-460, VITORIA/ES; RICARDO SILVA TAVARES DE BRITO:
BRAZILIAN, MARRIED, ENTREPRENEUR, HOLDER OF DOCUMENTS CPF 057.055.187-06, RG
2.000.088/SPTC-ES, RESIDENTIAL ADDRESS AT RUA ALEIXO NETTO, 807, APTO 2001,
PRAIA DO CANTO, ZIP CODE 29055-145, VITORIA/ES. FURTHER DETAILS ARE SO FAR NOT KNOWN. |
|
PUBLIC
INFORMATION: |
|
NO DETRIMENTAL FILES WERE FOUND. |
|
GENERAL BALANCE SHEETS AS OF 31/12/2014, 31/12/2013 AND 31/12/2012. |
|
( FIGURES ARE IN REAIS ). |
|
ASSETS |
|
|
|
|
CURRENT: |
31/12/2014 |
31/12/2013 |
31/12/2012 |
|
|
|
|
|
|
CASH AND CASH EQUIVALENTS |
2.879.545,25 |
3.255.702,21 |
2.901.299,63 |
|
CLIENTS |
7.241.518,99 |
5.719.314,37 |
4.808.422,08 |
|
RECOVERABLE TAXES |
90.947,92 |
164.311,50 |
149.228,05 |
|
ADVANCES |
185.821,76 |
326.335,97 |
74.764,04 |
|
OTHER |
39.453,09 |
290.111,05 |
11.053,38 |
|
INVENTORY |
14.230.695,68 |
14.593.609,85 |
10.150.873,27 |
|
PRE PAID EXPENSES |
11.773,07 |
13.343,03 |
12.730,14 |
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL CURRENT ASSETS |
24.679.755,76 |
24.362.727,98 |
18.108.370,59 |
|
LONG-TERM
RECEIVABLES: |
|
|
|
|
|
|
|
|
|
CREDIT WITH RELTD COMPANIES |
3.131.080,29 |
|
|
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL LONG-TERM RECEIVABLES |
3.131.080,29 |
|
|
|
FIXED ASSETS: |
|
|
|
|
|
|
|
|
|
INVESTMENTS |
|
30.151,90 |
71.726,78 |
|
FIXED ASSETS |
514.883,05 |
546.799,88 |
580.135,96 |
|
INTANGIBLE |
2.236,91 |
4.056,83 |
5.876,75 |
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL FIXED ASSETS |
517.119,96 |
581.008,61 |
657.739,49 |
|
|
================ |
================ |
================ |
|
TOTAL ASSETS |
28.327.956,01 |
24.943.736,59 |
18.766.110,08 |
|
LIABILITIES: |
|
|
|
|
CURRENT: |
31/12/2014 |
31/12/2013 |
31/12/2012 |
|
|
|
|
|
|
SUPPLIERS |
159.677,56 |
329.370,02 |
343.493,08 |
|
SOCIAL / LABOR OBLIGATIONS |
53.835,30 |
66.058,72 |
49.960,66 |
|
TRIBUTARY OBLIGATIONS |
126.195,52 |
90.962,75 |
68.194,21 |
|
INCOME TAX |
213.497,10 |
168.380,87 |
138.469,74 |
|
SOCIAL CONTRIBUTION |
124.525,83 |
105.032,45 |
85.488,66 |
|
COMMISSIONS DUE |
100.120,78 |
61.641,18 |
77.036,97 |
|
OTHER |
399.126,16 |
93.014,37 |
54.046,02 |
|
PROVISIONS |
30.736,86 |
68.193,14 |
44.385,03 |
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL CURRENT LIABILITIES |
1.207.715,11 |
982.653,50 |
861.074,37 |
|
NET EQUITY: |
|
|
|
|
|
|
|
|
|
SHARE CAPITAL |
4.497.000,00 |
4.497.000,00 |
4.497.000,00 |
|
PROFIT RESERVES |
22.623.240,90 |
19.464.083,09 |
13.408.035,71 |
|
|
---------------- |
---------------- |
---------------- |
|
TOTAL NET EQUITY |
27.120.240,90 |
23.961.083,09 |
17.905.035,71 |
|
|
================ |
================ |
================ |
|
TOTAL LIABILITIES |
28.327.956,01 |
24.943.736,59 |
18.766.110,08 |
|
PROFIT AND LOSS ACCOUNTS AS OF 31/12/2014, 31/12/2013 AND 31/12/2012. |
|
( FIGURES ARE IN REAIS ). |
|
|
31/12/2014 |
31/12/2013 |
31/12/2012 |
|
|
|
|
|
|
GROSS SALES |
44.970.056,07 |
35.443.585,34 |
29.080.131,98 |
|
(-) TAXES ON SALES |
4.622.728,91 |
3.762.171,79 |
4.490.220,92 |
|
|
---------------- |
---------------- |
---------------- |
|
NET SALES |
40.347.327,16 |
31.681.413,55 |
24.589.911,06 |
|
(-) COST OF SOLD GOODS |
18.107.335,97 |
14.285.115,69 |
10.458.373,41 |
|
|
---------------- |
---------------- |
---------------- |
|
GROSS PROFIT |
22.239.991,19 |
17.396.297,86 |
14.131.537,65 |
|
OPERATING REVENUE (EXPENSE) |
-11.068.849,85 |
-8.019.487,26 |
-6.422.254,29 |
|
FINANCIAL REVENUE(EXPENSE) |
-48.541,25 |
120.363,09 |
186.131,77 |
|
|
---------------- |
---------------- |
---------------- |
|
OPERATIONAL PROFIT (LOSS) |
11.122.600,09 |
9.497.173,69 |
7.895.415,13 |
|
NON-OPERATING RESULT |
70,77 |
|
|
|
CONTRIBUTION/INCOME TAX |
-1.622.060,34 |
-1.379.214,60 |
-1.161.060,49 |
|
|
---------------- |
---------------- |
---------------- |
|
NET PROFIT (LOSS) |
9.500.610,52 |
8.117.959,09 |
6.734.354,64 |
|
MONTHLY SALES |
|||
|
|
2015 |
|
|
|
|
--------------------- |
|
|
|
JANUARY |
R$ 3.184.694,17 |
|
|
|
FEBRUARY |
R$ 4.051.290,38 |
|
|
|
MARCH |
R$ 5.951.075,06 |
|
|
|
APRIL |
R$ 4.951.035,61 |
|
|
|
MAY |
R$ 4.709.139,70 |
|
|
|
JUNE |
|
|
|
|
JULY |
|
|
|
|
AUGUST |
|
|
|
|
SEPTEMBER |
|
|
|
|
OCTOBER |
|
|
|
|
NOVEMBER |
|
|
|
|
DECEMBER |
|
|
|
|
TOTAL |
R$ 22.847.234,92 |
|
|
|
RATIOS: |
31/12/2014 |
31/12/2013 |
31/12/2012 |
|
QUICK RATIO |
8,65 |
|
9,94 |
|
9,24 |
|
|
CURRENT RATIO |
20,44 |
|
24,79 |
|
21,03 |
|
|
ACCOUNTS RECEIVABLE TURNOVER |
5,57 |
TIMES |
5,54 |
TIMES |
5,11 |
TIMES |
|
DAYS' SALES IN RECEIVABLES |
64,61 |
DAYS |
64,99 |
DAYS |
70,40 |
DAYS |
|
INVENTORY TURNOVER |
1,27 |
TIMES |
,98 |
TIMES |
1,03 |
TIMES |
|
ACCOUNTS PAYABLE PERIOD |
3,17 |
DAYS |
8,30 |
DAYS |
11,82 |
DAYS |
|
RETURN ON ASSETS |
1,42 |
TIMES |
1,27 |
TIMES |
1,31 |
TIMES |
|
SALES TURNOVER ON NET EQUITY |
1,49 |
TIMES |
1,32 |
TIMES |
1,37 |
TIMES |
|
NET WORTH TIE-UP |
,02 |
|
,02 |
|
,03 |
|
|
INDEBTEDNESS |
,04 |
|
,04 |
|
,05 |
|
|
EQUITY RATIO |
95,74 |
% |
96,06 |
% |
95,41 |
% |
|
WORKING CAPITAL RATIO |
1.943,51 |
% |
2.379,28 |
% |
2.003,00 |
% |
|
GENERAL SOLVENCY |
23,46 |
|
25,38 |
|
21,79 |
|
|
RETURN ON NET EQUITY |
35,03 |
% |
33,88 |
% |
37,61 |
% |
|
RETURN ON SALES (PROFIT MARGIN) |
23,55 |
% |
25,62 |
% |
27,39 |
% |
|
GROSS PROFIT MARGIN |
55,12 |
% |
54,91 |
% |
57,47 |
% |
|
OPERATIONAL RESULT |
27,57 |
% |
29,98 |
% |
32,11 |
% |
|
SALES TURNOVER ON LIABILITIES |
33,41 |
TIMES |
32,24 |
TIMES |
28,56 |
TIMES |
|
FOREIGN CURRENCY ON ASSETS |
|
|
|
|
|
|
|
FOREIGN CURRENCY ON LIABILITIES |
|
|
|
|
|
|
|
EXCHANGE RATE: |
|
|
US$ 1,00 = R$ 3,85 |
- OFFICIAL RATE ON 15/09/2015 |
|
US$ 1,00 = R$ 2,65 |
- OFFICIAL RATE ON 31/12/2014 |
|
US$ 1,00 = R$ 2,34 |
- OFFICIAL RATE ON 31/12/2013 |
|
US$ 1,00 = R$ 2,04 |
- OFFICIAL RATE ON 31/12/2012 |
|
COMMENTS ON THE
FINANCIAL INFORMATION: |
|
FOLLOWS ATTACHED WORKSHEET WITH MAIN FINANCIAL RATIOS. THE FIGURES AVAILABLE SHOW A VERY GOOD FINANCIAL STANDING. IT SHOWS
HIGH LIQUIDITY RATIOS AND POSITIVE WORKING CAPITAL, AS WELL AS VERY LOW LEVEL
OF INDEBTEDNESS. IN ADDITION IT IS NOTED GROWING SALES AND PROFITABILITY. |
|
REAL ESTATE: |
NOT AVAILABLE
|
VEHICLES: |
NOT AVAILABLE
|
MACHINES: |
OWNED MACHINES AND EQUIPMENTS ARE
VALUED AT R$ 302.222,31
|
NOT AVAILABLE. |
|
|
BRANCH/PHONE: |
|
|
BANCO DO BRASIL S/A |
3431-2 / 27 3331-2671 |
|
|
BANCO BRADESCO S/A |
1200-9 / 273349-3211 |
|
|
BANCO ITAU S/A |
0701 / 27 3329-0455 |
|
|
CAIXA ECONOMICA FEDERAL |
1643 / 27 2124-1643 |
|
|
REMARKS: IN BRAZIL THE BANKS ARE PROHIBITED BY LAW TO PROVIDE
INFORMATION OR ANY KIND OF COMMENTS ABOUT THEIR CLIENTS. DUE TO THIS LAW
PROHIBITION WE ARE UNABLE TO PROVIDE ANY BANKING DETAILS. ACCORDING TO THE CENTRAL BANK OF BRAZIL OFFICIAL REPORT, THE COMPANY
HAS NOT RETURNED CHECKS UP TO DATE. (IN THE TERMS OF "CIRCULAR 1682
BRAZILIAN CENTRAL BANK"). |
|
MANUFACTURE OF CLOTHING AND SHOES FOR CHILDREN. |
|
IMPORT AND EXPORT: |
IMPORTS FROM:
|
NOT AVAILABLE. |
EXPORTS TO:
|
NOT AVAILABLE. |
|
MAIN CLIENTS: |
|
|
|
|
|
|
|
DOMESTIC
CLIENTS: |
CITY: |
PHONE: |
|
BRASCOL COMERCIO DE ROUPAS LTDA |
SAO PAULO/SP |
11 3328-1818 |
|
CONFECÇÕES EMILIO LTDA |
SAO PAULO/SP |
11 2693-4660 |
|
ESPAÇO SHOE COM. DE ARTIGOS DO VESTUARIO LTDA |
NITEROI/RJ |
21 7866-5744 |
|
STAFF: |
|
|
|
THE COMPANY HAS: 48 EMPLOYEE(S) |
|
THE SUBJECT IS A WELL-ESTABLISHED COMPANY, OPERATING SINCE 2009. SO FAR
IT HAS A CLEAR TRADE HISTORY AND NORMAL PAYMENT BEHAVIOR. IT IS A FAMILY-RUN
COMPANY AND BOTH THE COMPANY AND THE PRINCIPALS ENJOY A FAVORABLE REPUTATION
AMONG LOCAL TRADE SOURCES. THE COMPANY HAS TRADE RELATIONS WITH SOME LOCAL SUPPLIERS BUT UP TO DATE
ONLY SMALL PAYMENTS WERE REPORTED AND THE SUBJECT IS NOT SAID TO BE USER OF
TRADE CREDIT FACILITIES. |
|
MAIN SUPPLIERS: |
|
|
|
|
|
|
|
DOMESTIC
SUPPLIERS: |
CITY: |
PHONE: |
|
ADATEX S/A INDUSTRIA E OCMERCIO |
JACAREI/SP |
12 2127-2300 |
|
ALDEIAS CALCADOS LTDA - ME |
JUAZEIRO DO NORTE/CE |
88 3571-2077 |
|
ELMAR CONFECÇÕES LTDA - ME |
CACHOEIRO DE ITAPEMIRIM/ES |
27 3515-1034 |
|
INDUSTRIA DE PAPEL E PAPELAO SAO ROBERTO S/A |
SAO PAULO/SP |
11 2632-3000 |
|
JOFER EMBALAGENS LTDA |
BIRIGUI/SP |
18 3643-4000 |
|
PAYMENT HISTORY: |
|
3 SUPPLIERS REPORTED PAYMENTS: |
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TOTAL AMOUNT: R$ 113.262,00 |
|
|
|
AMOUNT OF INVOICES PAID: 16 |
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TOTAL OF PROMPT PAYMENTS: 100% |
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HIGHEST INVOICE: R$ 29.125,00 |
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HIGHEST CREDIT: R$ 29.125,00 |
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|
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BASED ON THE GENERAL INFORMATION AVAILABLE IT IS BELIEVED THAT GOOD
TRADE RELATIONS MAY BE ESTABLISHED. CREDIT FACILITIES MAY BE EXTENDED WITHIN
TERMS AND AMOUNTS ADEQUATE TO THE COMPANY'S FINANCIAL STRENGTH. |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
Rs.66.10 |
|
UK Pound |
1 |
Rs.100.89 |
|
Euro |
1 |
Rs.73.96 |
INFORMATION DETAILS
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Analysis Done by
: |
KIN |
|
|
|
|
Report Prepared
by : |
VNT |
RATING EXPLANATIONS
|
RATING |
STATUS |
PROPOSED CREDIT LINE |
|
|
|
>86 |
Aaa |
Possesses an extremely sound financial base with the strongest
capability for timely payment of interest and principal sums |
Unlimited |
|
|
71-85 |
Aa |
Possesses adequate working capital. No caution needed for credit
transaction. It has above average (strong) capability for payment of interest
and principal sums |
Large |
|
|
56-70 |
A |
Financial & operational base are regarded healthy. General
unfavourable factors will not cause fatal effect. Satisfactory capability for
payment of interest and principal sums |
Fairly Large |
|
|
41-55 |
Ba |
Overall operation is considered normal. Capable to meet normal
commitments. |
Satisfactory |
|
|
26-40 |
B |
Capability to overcome financial difficulties seems comparatively
below average. |
Small |
|
|
11-25 |
Ca |
Adverse factors are apparent. Repayment of interest and principal sums
in default or expected to be in default upon maturity |
Limited with
full security |
|
|
<10 |
C |
Absolute credit risk exists. Caution needed to be exercised |
Credit not
recommended |
|
|
-- |
NB |
New Business |
-- |
|
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors and their relative weights (as
indicated through %) are as follows:
Financial
condition (40%) Ownership
background (20%) Payment
record (10%)
Credit history
(10%) Market trend (10%) Operational size
(10%)
This report is issued at your request without any
risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or
its officials.