|
|
|
MIRA INFORM REPORT
|
Report No. : |
503618 |
|
Report Date : |
13.04.2018 |
IDENTIFICATION DETAILS
|
Name : |
CREATIVE CLOTHING |
|
|
|
|
Registered
Office : |
H. No. 1429/12, Block 32, Village Gehlewal, Rohon Road, Ludhiana-141007,
Punjab |
|
Tel. No.: |
91-161-2636924 / 25 |
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|
|
|
Country : |
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|
|
|
|
Financials (as
on) : |
31.03.2018 (Turnover) 31.03.2016 (Detailed Financial) |
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|
|
|
Year of
Establishment : |
2003 |
|
|
|
|
Capital Investment
/ Paid-up Capital : |
INR 19.863 Million (As on 31.03.2016) |
|
|
|
|
IEC No.: [Import-Export Code No.] |
Not Applicable (As informed by the management that firm
does not have export and import) |
|
|
|
|
TIN No.: |
03631108659 |
|
|
|
|
GSTN : [Goods & Service Tax
Registration No.] |
03AADFC4200B1ZL |
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|
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PAN No.: [Permanent Account No.] |
AADFC4200B |
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|
Legal Form : |
Partnership Concern with an unlimited liability of the partners |
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|
Line of Business
: |
Manufacturer and Trader of Readymade Garments, Retails Clothing and
Accessories.
[Confirmed by management] |
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|
|
|
No. of Employees
: |
200 (Approximately) |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A |
|
Credit Rating |
Explanation |
Rating Comments |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
Maximum Credit Limit : |
USD 57000 |
|
|
|
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
Usually correct |
|
|
|
|
Litigation : |
Clear |
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|
Comments : |
Subject was established in the year 2003 as a partnership firm and it is having satisfactory track. It is a manufacturer and trader of readymade garments, retails clothing and accessories. As per available financials of 2016, firm has increased its revenue from operations as compared to previous year and maintained average profitability margin at 1.40% during the year under review. Rating takes into consideration firm’s established track record of business operations marked by its sound financial profile along with adequate capital base and low debt balance sheet. Further, Mr. Dinesh Dhanda (Partner) has provided general information and also claimed that firm has achieved revenue for the FY 2016-17 as INR 250 million, in FY 2017-18 as INR 270 million and expected in FY 2018-19 as INR 300 million, which is not verified by statutory auditors. The firm also derives strength from its long standing track records of business operations and decent revenue profile. Trade relations are reported as fair. Business is active. Payments are reported to be usually correct. In view of aforesaid, the firm can be considered for business dealings at usual trade terms and conditions. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.09.2017) |
Current Rating (31.12.2017) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
EXTERNAL AGENCY RATING
NOT AVAILABLE
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2018.
BIFR (Board for Industrial & Financial Reconstruction) LISTING
STATUS
Subject’s name is not listed as a Sick Unit in
the publicly available BIFR (Board for Industrial & Financial
Reconstruction) list as of 13.04.2018.
IBBI (Insolvency and Bankruptcy Board of India) LISTING STATUS
Subject’s name is not listed in the publicly
available IBBI (Insolvency and Bankruptcy Board of India) list as of report
date.
INFORMATION PARTED BY
|
Name : |
Mr. Dinesh Dhanda |
|
Designation : |
Partner |
|
Contact No.: |
91-9888846000 |
|
Date : |
12.04.2018 |
LOCATIONS
|
Registered Office/ Factory : |
H. No. 1429/12, Block 32, Village Gehlewal, Rohon Road,
Ludhiana-141007, Punjab, India |
|
Tel. No.: |
91-161-2636924 / 25 |
|
Mobile No.: |
91-9888846000 (Mr. Dinesh Dhanda) |
|
Fax No.: |
91-161-2636925 |
|
E-Mail : |
|
|
Area : |
66000 Sq. ft. |
|
Location : |
Owned |
|
Locality : |
Industrial |
PARTNERS
|
Name : |
Mr. Dinesh Dhanda |
|
Designation : |
Partner |
|
Address : |
Ludhiana-141007, Punjab, India |
|
Date of Birth/Age : |
31.12.1974 |
|
Qualification : |
Graduate |
|
Experience : |
23 Years |
|
|
|
|
Name : |
Mr. Ashish Dhanda |
|
Designation : |
Partner |
|
Address : |
Ludhiana-141007, Punjab, India |
|
Date of Birth/Age : |
07.12.1970 |
|
Qualification : |
Graduate |
|
Experience : |
26 Years |
|
|
|
|
Name : |
Mr. Ashok Dhanda |
|
Designation : |
Partner |
|
Address : |
Ludhiana-141007, Punjab, India |
|
Date of Birth/Age : |
28.11.1947 |
|
Qualification : |
Graduate |
|
Experience : |
41 Years |
BUSINESS DETAILS
|
Line of Business : |
Manufacturer and Trader of Readymade Garments, Retails Clothing and
Accessories.
[Confirmed by management] |
|
|
|
|
Products : |
|
|
|
|
|
Brand Names : |
Not Available |
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Agencies Held : |
Not Available |
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Exports : |
Not Available |
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|
|
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Imports : |
Not Available |
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|
|
|
Terms : |
|
|
Selling : |
Cash, Cheque and Credit [30 Days] |
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|
|
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Purchasing : |
Cash, Cheque and Credit [30 Days] |
GENERAL INFORMATION
|
Suppliers : |
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Customers : |
Wholesalers, Retailers and End Users
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No. of Employees : |
200 (Approximately) |
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Bankers : |
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Facilities : |
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Auditors : |
|
|
Name : |
Ashwani Bharat and Company Chartered Accountants |
|
Address : |
Ludhiana, Punjab, India |
|
Membership No. : |
088939 |
|
|
|
|
Collaborators : |
Not Available |
|
|
|
|
Membership : |
Not Available |
|
|
|
|
Sister Concern : |
Not Available |
CAPITAL STRUCTURE
AS ON 31.03.2016
|
Partners’ Capital Account : |
|
|
Owned : |
INR 19.863 Million |
|
Borrowed : |
-- |
|
Total : |
INR 19.863
Million |
FINANCIAL DATA
[all figures are
INR Million]
ABRIDGED
BALANCE SHEET
|
SOURCES OF FUNDS |
31.03.2016 |
31.03.2015 |
31.03.2014 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Partners’ Capital |
19.863 |
14.848 |
11.895 |
|
|
2] Share Application Money |
0.000 |
0.000 |
0.000 |
|
|
3] Reserves & Surplus |
0.000 |
0.000 |
0.000 |
|
|
4] (Accumulated Losses) |
0.000 |
0.000 |
0.000 |
|
|
NETWORTH |
19.863 |
14.848 |
11.895 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
5.847 |
9.664 |
6.025 |
|
|
2] Unsecured Loans |
4.885 |
3.765 |
3.398 |
|
|
TOTAL
BORROWING |
10.732 |
13.429 |
9.423 |
|
|
DEFERRED TAX LIABILITIES |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
30.595 |
28.277 |
21.318 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
12.998 |
10.957 |
11.265 |
|
|
Capital work-in-progress |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
0.000 |
0.000 |
0.031 |
|
|
DEFERREX TAX ASSETS |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
36.686 |
24.367 |
32.048 |
|
|
Sundry Debtors |
35.859 |
37.054 |
28.538 |
|
|
Cash & Bank Balances |
0.322 |
1.116 |
1.794 |
|
|
Other Current Assets |
0.000 |
0.000 |
0.000 |
|
|
Loans & Advances |
1.715 |
1.282 |
1.033 |
|
Total Current Assets |
74.582 |
63.819 |
63.413 |
|
|
Less : CURRENT LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditors |
53.905 |
45.358 |
51.044 |
|
|
Other Current Liabilities |
3.080 |
1.141 |
2.347 |
|
|
Provisions |
0.000 |
0.000 |
0.000 |
|
Total Current Liabilities |
56.985 |
46.499 |
53.391 |
|
|
Net Current
Assets |
17.597 |
17.320 |
10.022 |
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
0.000 |
0.000 |
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
30.595 |
28.277 |
21.318 |
|
PROFIT
& LOSS ACCOUNT
|
|
PARTICULARS |
31.03.2016 |
31.03.2015 |
31.03.2014 |
|
|
SALES |
|
|
|
|
|
Income |
205.958 |
146.397 |
151.907 |
|
|
Other Income |
0.000 |
0.011 |
0.046 |
|
|
TOTAL |
205.958 |
146.408 |
151.953 |
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
Cost of goods sold |
163.202 |
114.504 |
115.776 |
|
|
Freight and Octroi |
0.107 |
0.076 |
0.074 |
|
|
Packaging material |
3.547 |
0.000 |
0.000 |
|
|
Power and Fuel |
1.790 |
1.350 |
1.489 |
|
|
Wages |
11.588 |
8.909 |
10.731 |
|
|
Repairs to machinery |
0.783 |
0.273 |
0.252 |
|
|
Compensation to employees |
4.237 |
2.534 |
2.342 |
|
|
Insurance
Charges |
0.160 |
0.153 |
0.193 |
|
|
Entertainment
Expenses |
0.046 |
0.032 |
0.026 |
|
|
Sales
Promotion expenses |
0.060 |
0.008 |
0.095 |
|
|
Brokerage
and commission |
1.611 |
0.607 |
0.490 |
|
|
Travelling
expenses |
0.554 |
0.709 |
0.472 |
|
|
Conveyance |
0.312 |
0.307 |
0.289 |
|
|
Telephone expenses |
0.141 |
0.097 |
0.077 |
|
|
Donation |
0.000 |
0.000 |
0.004 |
|
|
Rates
and Taxes |
0.016 |
0.029 |
0.029 |
|
|
Audit
Fees |
0.008 |
0.008 |
0.007 |
|
|
Cartage outward |
1.816 |
0.000 |
0.000 |
|
|
Computer expenses |
0.020 |
0.000 |
0.000 |
|
|
Diwali
expenses |
0.001 |
0.000 |
0.011 |
|
|
Consumable
Stores |
0.000 |
3.174 |
4.489 |
|
|
Electricity office |
0.110 |
0.000 |
0.000 |
|
|
Salary
paid to partner |
1.920 |
1.440 |
1.200 |
|
|
Interest to partners |
1.716 |
0.000 |
0.000 |
|
|
Employees benefits
expense |
0.000 |
0.000 |
0.000 |
|
|
Other expenses |
6.826 |
2.589 |
3.540 |
|
|
TOTAL |
200.571 |
136.799 |
141.586 |
|
|
|
|
|
|
|
|
PROFIT / (LOSS) BEFORE
INTEREST, DEPRECIATION AND AMORTISATION |
5.387 |
9.609 |
10.367 |
|
|
|
|
|
|
|
Less |
FINANCIAL EXPENSES |
1.072 |
6.945 |
7.879 |
|
|
|
|
|
|
|
|
PROFIT / (LOSS) BEFORE,
DEPRECIATION AND AMORTISATION |
4.315 |
2.664 |
2.488 |
|
|
|
|
|
|
|
Less |
DEPRECIATION/
AMORTISATION |
1.427 |
0.973 |
1.008 |
|
|
|
|
|
|
|
|
NET PROFIT |
2.888 |
1.691 |
1.480 |
|
Particulars |
|
31.03.2018 |
31.03.2017 |
|
Sales Turnover (Approximately) |
|
270.000 |
250.000 |
Expected Sales (2018-2019): INR 300.000 Million (Due to business growth)
The above information has been parted by Mr. Dinesh Dhanda (Partner)
Note: Sole Proprietary and Partnership concerns are exempted
from filing their financials with the Government Authorities or Registry
Records.
KEY
RATIOS
EFFICIENCY RATIOS
|
PARTICULARS |
31.03.2016 |
31.03.2015 |
31.03.2014 |
|
Average Collection Days (Sundry
Debtors / Income * 365) |
63.55 |
92.38 |
68.57 |
|
|
|
|
|
|
Account Receivables Turnover (Income / Sunday Debtors) |
5.74 |
3.95 |
5.32 |
|
|
|
|
|
|
Average Payment Days (Sundry Creditors / Purchases * 365 Days) |
120.56 |
144.59 |
160.92 |
|
|
|
|
|
|
Inventory Turnover (Operating Income / Inventories) |
0.15 |
0.39 |
0.32 |
|
|
|
|
|
|
Asset Turnover (Operating Income / Net Fixed Assets) |
0.41 |
0.88 |
0.92 |
LEVERAGE RATIOS
|
PARTICULARS |
31.03.2016 |
31.03.2015 |
31.03.2014 |
|
Debt Ratio ((Borrowing
+ Current Liabilities) / Total Assets) |
0.77 |
0.80 |
0.84 |
|
|
|
|
|
|
Debt Equity Ratio (Total Liability / Networth) |
0.54 |
0.90 |
0.79 |
|
|
|
|
|
|
Current Liabilities to Networth (Current Liabilities / Net Worth) |
3.11 |
3.39 |
4.77 |
|
|
|
|
|
|
Fixed Assets to Networth (Net Fixed Assets / Networth) |
0.65 |
0.74 |
0.95 |
|
|
|
|
|
|
Interest Coverage Ratio (PBIT / Financial Charges) |
5.03 |
1.38 |
1.32 |
PROFITABILITY RATIOS
|
PARTICULARS |
|
31.03.2016 |
31.03.2015 |
31.03.2014 |
|
Net Profit Margin [(PAT / Sales)
* 100] |
% |
1.40 |
1.16 |
0.97 |
|
|
|
|
|
|
|
Return on Total Assets ((PAT / Total Assets) * 100) |
% |
3.30 |
2.26 |
1.98 |
|
|
|
|
|
|
|
Return on Investment (ROI) ((PAT / Networth) * 100) |
% |
14.54 |
11.39 |
12.44 |
SOLVENCY RATIOS
|
PARTICULARS |
31.03.2016 |
31.03.2015 |
31.03.2014 |
|
Current Ratio (Current
Assets / Current Liabilities) |
1.21 |
1.27 |
1.12 |
|
|
|
|
|
|
Quick Ratio ((Current Assets – Inventories) / Current Liabilities) |
0.61 |
0.78 |
0.55 |
|
|
|
|
|
|
G-Score Ratio Financial (Networth / Total Assets) |
0.23 |
0.20 |
0.16 |
|
|
|
|
|
|
G-Score Ratio Debt (Debts / Equity Capital) |
0.54 |
0.90 |
0.79 |
|
|
|
|
|
|
G-Score Ratio Liquidity (Total Current Assets / Total Current Liabilities) |
1.21 |
1.27 |
1.12 |
Total
Liability = Short-term Debt + Long-term Debt + Current Maturities of Long-term
debts
FINANCIAL ANALYSIS
[all figures are
INR Million]
DEBT EQUITY RATIO
|
Particular |
31.03.2014 |
31.03.2015 |
31.03.2016 |
|
|
INR In Million |
INR In Million |
INR In Million |
|
Partners’ Capital |
11.895 |
14.848 |
19.863 |
|
Reserves & Surplus |
0.000 |
0.000 |
0.000 |
|
Money received against
share warrants |
0.000 |
0.000 |
0.000 |
|
Share Application money
pending allotment |
0.000 |
0.000 |
0.000 |
|
Net worth |
11.895 |
14.848 |
19.863 |
|
|
|
|
|
|
Secured Loans |
6.025 |
9.664 |
5.847 |
|
Unsecured Loans |
3.398 |
3.765 |
4.885 |
|
Total borrowings |
9.423 |
13.429 |
10.732 |
|
Debt/Equity ratio |
0.792 |
0.904 |
0.540 |
YEAR-ON-YEAR GROWTH
|
Year on Year Growth |
31.03.2014 |
31.03.2015 |
31.03.2016 |
|
|
INR In Million |
INR In Million |
INR In Million |
|
Sales |
151.907 |
146.397 |
205.958 |
|
|
|
(3.627) |
40.685 |
NET PROFIT MARGIN
|
Net Profit Margin |
31.03.2014 |
31.03.2015 |
31.03.2016 |
|
|
INR In Million |
INR In Million |
INR In Million |
|
Sales |
151.907 |
146.397 |
205.958 |
|
Profit |
1.479 |
1.691 |
2.888 |
|
|
0.97% |
1.16% |
1.40% |
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check list by
info agents |
Available in
Report (Yes/No) |
|
1 |
Year of establishment |
Yes |
|
2 |
Constitution of the entity -Incorporation
details |
Yes |
|
3 |
Locality of the entity |
Yes |
|
4 |
Premises details |
Yes |
|
5 |
Buyer visit details |
-- |
|
6 |
Contact numbers |
Yes |
|
7 |
Name of the person contacted |
Yes |
|
8 |
Designation of contact person |
Yes |
|
9 |
Promoter’s background |
Yes |
|
10 |
Date of Birth of Proprietor / Partners /
Directors |
Yes |
|
11 |
Pan Card No. of Proprietor / Partners |
No |
|
12 |
Voter Id Card No. of Proprietor / Partners |
No |
|
13 |
Type of business |
Yes |
|
14 |
Line of Business |
Yes |
|
15 |
Export/import details (if applicable) |
No |
|
16 |
No. of employees |
Yes |
|
17 |
Details of sister concerns |
No |
|
18 |
Major suppliers |
Yes |
|
19 |
Major customers |
Yes |
|
20 |
Banking Details |
Yes |
|
21 |
Banking facility details |
Yes |
|
22 |
Conduct of the banking account |
-- |
|
23 |
Financials, if provided |
Yes |
|
24 |
Capital in the business |
Yes |
|
25 |
Last accounts filed at ROC, if applicable |
No |
|
26 |
Turnover of firm for last five years |
Yes |
|
27 |
Reasons for variation <> 20% |
Yes |
|
28 |
Estimation for coming financial year |
Yes |
|
29 |
Profitability for last three years |
Yes |
|
30 |
Major shareholders, if available |
No |
|
31 |
External Agency Rating, if available |
No |
|
32 |
Litigations that the firm/promoter
involved in |
-- |
|
33 |
Market information |
-- |
|
34 |
Payments terms |
Yes |
|
35 |
Negative Reporting by Auditors in the
Annual Report |
No |
CMT REPORT (Corruption, Money Laundering & Terrorism)
The Public Notice information has been collected from various sources
including but not limited to: The Courts, India Prisons Service,
Interpol, etc.
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals have
been formally charged or convicted by a competent governmental authority for
any financial crime or under any formal investigation by a competent government
authority for any violation of anti-corruption laws or international anti-money
laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
INR |
|
US Dollar |
1 |
INR 65.13 |
|
UK Pound |
1 |
INR 92.52 |
|
Euro |
1 |
INR 80.59 |
INFORMATION DETAILS
|
Information
Gathered by : |
SHA |
|
|
|
|
Analysis Done by
: |
PRS |
|
|
|
|
Report Prepared
by : |
BHG |
SCORE FACTORS
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
YES |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.