MIRA INFORM REPORT

Report No. :	489088
Report Date :	02.02.2018

IDENTIFICATION DETAILS

Name :	MARKS AND SPENCER P.L.C
Registered Office :	Waterside House, 35 North Wharf Road, London, W2 1nw
Country :	United Kingdom
Financials (as on) :	01.04.2017
Date of Incorporation :	17.06.1926
Com. Reg. No.:	00214436
Legal Form :	Public limited with Share Capital
Line of Business :	· A Group Engaged As Retailers And Sell High Quality, Great Value Clothing And Home Products As Well As Outstanding Quality Of Food · Other Retail Sale In Non-Specialised Stores
No. of Employees :	84939

RATING & COMMENTS

(Mira Inform has adopted New Rating mechanism w.e.f. 23^rd January 2017)

MIRA’s Rating :

A+

Credit Rating	Explanation	Rating Comments
A+	Low Risk	Business dealings permissible with low risk of default

Status :	Good
Payment Behaviour :	Regular
Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List

Country Name	Previous Rating (30.06.2017)	Current Rating (30.09.2017)
United Kingdom	A1	A1

Risk Category	ECGC Classification
Insignificant	A1
Low Risk	A2
Moderately Low Risk	B1
Moderate Risk	B2
Moderately High Risk	C1
High Risk	C2
Very High Risk	D

UNITED KINGDOM - ECONOMIC OVERVIEW

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining; the UK has been a net importer of energy since 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output.

In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded the UK’s economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the then CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which has continued under the Conservative government. However, the deficit still remains one of the highest in the G7, standing at 3.6% of GDP as of 2017, and the UK has pledged to lower its corporation tax from 20% to 17% by 2020. The UK had a debt burden of 90.4% GDP at the end of 2017.

The UK’s economy has begun to slow since the referendum vote to leave the EU in June 2016. A sustained depreciation of the British pound has increased consumer and producer prices, weighing on consumer spending without spurring a meaningful increase in exports. The UK has an extensive trade relationship with other EU members through its single market membership and economic observers have warned the exit will jeopardize its position as the central location for European financial services. Prime Minister MAY is seeking a new “deep and special” trade relationship with the EU following the UK’s exit. However, economists doubt that the UK will be able to preserve the benefits of EU membership without the obligations.

Source : CIA

Company Name and address

Company Name: MARKS AND SPENCER P.L.C.

Company No: 00214436

Registered Address: WATERSIDE HOUSE 35 NORTH WHARF ROAD LONDON W2 1NW

Company Summary

Registered Address WATERSIDE HOUSE
35 NORTH WHARF ROAD
LONDON
W2 1NW

Trading Address Waterside House
35 North Wharf Road
London
W2 1NW

Website Address http://www.marksandspencer.com

Telephone Number 02079354422

Fax Number

TPS No

FPS Yes

Incorporation Date 17/06/1926

Previous Name

Type Public limited with Share Capital

FTSE Index -

Date of Change -

Filing Date of Accounts 29/09/2017

Currency GBP

Share Capital £712,509,869

SIC07 47190

Charity Number -

SIC07 Description OTHER RETAIL SALE IN NON-SPECIALISED STORES

Principal Activity A group engaged as retailers and sell high quality, great value clothing and home products as well as outstanding quality of food.

Additional Information

CCJ's 6 (£20,549)

11/01/2018 COUNTY COURT BUSINESS CENTRE £375 Judgment

24/03/2016 COUNTY COURT BUSINESS CENTRE £535 Judgment

18/03/2016 COUNTY COURT BUSINESS CENTRE £459 Judgment

Ultimate Holding Company MARKS AND SPENCER GROUP P.L.C.

Accountant -

Mortgages 13

Trade Debtors -

Group 51 companies

Linkages 18 companies

Countries In 6 countries

Key Financials

Year to Date Turnover Pre Tax Profit Shareholder's Funds Employees

01/04/2017 £10,622,000,000 £130,600,000 £5,670,200,000 84939

02/04/2016 £10,555,400,000 £488,800,000 £6,021,100,000 82948

28/03/2015 £10,311,400,000 £600,000,000 £5,649,800,000 83069

Mortgage Summary

Total Mortgage 13

Outstanding 0

Satisfied 13

Trade Debtors / Bad Debt Summary

Total Number of Documented Trade 1

Total Value of Documented Trade £120

Commentary

This company has been treated as a Large company in respect of the rating/limit generated.

This is a very large company with total assets in excess of £5 billion and shareholders' funds greater than £50 million.

This company's return on total assets employed ratio indicates a relatively efficient use of assets.

This company has only made late payments on a low percentage of invoices.

This company's ratio of total liabilities to total assets indicates the presence of moderate equity funding.

This company's bank loans and overdrafts (less cash) account for a moderate percentage of short term liabilities.

CCJ

Total Number of Exact CCJs -	5	Total Value of Exact CCJs -	£19,669
Total Number of Possible CCJs -	2	Total Value of Possible CCJs -	£594

Show More

Total Current Directors	3	Total Current Secretaries	1
Total Previous Directors / Company Secretaries	57	Total Person's With Significant Control	1

Current Directors

Title	Ms	Function	Director
Name	Amanda Mellor	Nationality	British
Date of Birth	03/1964	Present Appointments	40
Latest Address	35 North Wharf Road, London	Appointment Date	17/07/2009
Post Code	W2 1NW
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report	View Compliance Report
Title	Mr	Function	Director
Name	Stephen Joseph Rowe	Nationality	British
Date of Birth	07/1967	Present Appointments	2
Latest Address	Waterside House, 35 North Wharf Road, London	Appointment Date	17/07/2015
Post Code	W2 1NW
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report	View Compliance Report

Title	Mrs	Function	Director
Name	Helen Alison Weir	Nationality	British
Date of Birth	08/1962	Present Appointments	23
Latest Address	Waterside House 35 North Wharf Road, London	Appointment Date	01/04/2015
Post Code	W2 1NW
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report	View Compliance Report

Current Company Secretary

Title	Ms	Function	Company Secretary
Name	Amanda Mellor	Nationality	British
Date of Birth	-	Present Appointments	2
Latest Address	Waterside House 35 North Wharf Road, London	Appointment Date	30/07/2009
Post Code	W2 1NW
Other Actions		View Consumer Report	View Trace Report
	View Compliance Report

Top Shareholders

Name	Currency	Share Count	Share Type	Nominal Value	% of Total Share Count
MARKS & SPENCER GROUP PLC	GBP	2,850,039,477	ORDINARY	0.25	100
1

Financials

Profit & Loss

	Date Of Accounts	01/04/17	(%)	02/04/16	(%)	28/03/15	(%)	29/03/14	(%)	30/03/13
	Weeks	52	(%)	53	(%)	52	(%)	52	(%)	52
	Currency	GBP	(%)	GBP	(%)	GBP	(%)	GBP	(%)	GBP
	Consolidated A/cs	Y	(%)	Y	(%)	Y	(%)	Y	(%)	Y
	Turnover	£10,622,000,000	0.6%	£10,555,400,000	2.4%	£10,311,400,000	0%	£10,309,700,000	2.8%	£10,026,800,000
	Export	-	-	-	-	-	-	-	-	-
	Cost of Sales	£6,534,200,000	1.7%	£6,427,000,000	-	-	-100%	£6,439,000,000	-	-
	Gross Profit	£4,087,800,000	-1%	£4,128,400,000	-	-	-	£3,870,700,000	-	-
	Wages & Salaries	£1,552,600,000	4.4%	£1,486,700,000	5.7%	£1,406,200,000	-0.3%	£1,410,900,000	6.5%	£1,324,200,000
	Directors Emoluments	-	-	£5,700,000	72.7%	£3,300,000	-	£3,300,000	22.2%	£2,700,000
	Operating Profit	£207,400,000	-64.5%	£584,100,000	-16.7%	£701,300,000	1%	£694,500,000	-7.8%	£753,000,000
	Depreciation	£456,600,000	10.3%	£414,100,000	3.5%	£400,100,000	5.4%	£379,700,000	1.5%	£374,100,000
	Audit Fees	£1,600,000	14.3%	£1,400,000	-6.7%	£1,500,000	66.7%	£900,000	-10%	£1,000,000
	Interest Payments	£113,000,000	-2.9%	£116,400,000	-0.3%	£116,800,000	-16%	£139,100,000	-36.3%	£218,200,000
	Pre Tax Profit	£130,600,000	-73.3%	£488,800,000	-18.5%	£600,000,000	3.4%	£580,400,000	6.1%	£547,200,000
	Taxation	-£60,500,000	28.3%	-£84,400,000	28.7%	-£118,300,000	-29.9%	-£91,100,000	-6.3%	-£85,700,000
	Profit After Tax	£70,100,000	-82.7%	£404,400,000	-16%	£481,700,000	-1.6%	£489,300,000	6%	£461,500,000
	Dividends Payable	£379,100,000	25.5%	£302,100,000	7.1%	£282,200,000	3.1%	£273,600,000	-	£273,600,000
	Retained Profit	-£307,600,000	-393.5%	£104,800,000	-48.7%	£204,300,000	-12.9%	£234,500,000	19.3%	£196,600,000

Balance Sheet

	Date Of Accounts	01/04/17	(%)	02/04/16	(%)	28/03/15	(%)	29/03/14	(%)	30/03/13
	Tangible Assets	£5,827,600,000	-6.5%	£6,230,600,000	5.5%	£5,904,400,000	2.9%	£5,740,000,000	0.7%	£5,698,200,000
	Intangible Assets	£709,000,000	-11.1%	£797,300,000	-7.1%	£858,200,000	6.2%	£808,400,000	16.3%	£695,000,000
	Total Fixed Assets	£6,536,600,000	-7%	£7,027,900,000	3.9%	£6,762,600,000	3.3%	£6,548,400,000	2.4%	£6,393,200,000
	Stock	£758,500,000	-5.2%	£799,900,000	0.3%	£797,800,000	-5.6%	£845,500,000	10.2%	£767,300,000
	Trade Debtors	£109,300,000	-10.9%	£122,700,000	-0.8%	£123,700,000	-2.4%	£126,800,000	17.1%	£108,300,000
	Cash	£468,600,000	89.3%	£247,600,000	20.3%	£205,900,000	13.1%	£182,100,000	-5.7%	£193,100,000
	Other Debtors	£209,300,000	1.9%	£205,300,000	3.6%	£198,100,000	8.4%	£182,700,000	33.7%	£136,700,000
	Miscellaneous Current Assets	£2,729,800,000	2.9%	£2,652,100,000	3.6%	£2,559,000,000	2.2%	£2,503,200,000	-3%	£2,579,300,000
	Total Current Assets	£4,275,500,000	6.2%	£4,027,600,000	3.7%	£3,884,500,000	1.2%	£3,840,300,000	1.5%	£3,784,700,000
	Trade Creditors	£967,500,000	-5.3%	£1,021,900,000	5.6%	£967,600,000	4.1%	£929,100,000	-4.5%	£972,700,000
	Bank Loans & Overdrafts	£518,000,000	74.1%	£297,500,000	6.5%	£279,400,000	-37.3%	£445,500,000	193.5%	£151,800,000
	Other Short Term Finance	£82,400,000	-17.9%	£100,400,000	26.1%	£79,600,000	-37.1%	£126,600,000	-74.3%	£492,500,000
	Miscellaneous Current Liabilities	£800,100,000	16.8%	£685,000,000	-12.7%	£785,000,000	-7.4%	£848,100,000	40.3%	£604,600,000
	Total Current Liabilities	£2,368,000,000	12.5%	£2,104,800,000	-0.3%	£2,111,600,000	-10.1%	£2,349,300,000	5.7%	£2,221,600,000
	Bank Loans & Overdrafts and LTL	£3,291,900,000	2%	£3,227,100,000	2%	£3,165,100,000	-3.9%	£3,292,500,000	9.6%	£3,004,700,000
	Other Long Term Finance	£325,400,000	-15.3%	£384,000,000	-16.7%	£461,000,000	-19.4%	£572,200,000	1.5%	£563,800,000
	Total Long Term Liabilities	£2,773,900,000	-5.3%	£2,929,600,000	1.5%	£2,885,700,000	1.4%	£2,847,000,000	-0.2%	£2,852,900,000

.

Capital & Reserves

	Date Of Accounts	01/04/17	(%)	02/04/16	(%)	28/03/15	(%)	29/03/14	(%)	30/03/13
	Called Up Share Capital	£712,500,000	-	£712,500,000	-	£712,500,000	-	£712,500,000	-	£712,500,000
	P & L Account Reserve	£4,546,300,000	-6.9%	£4,882,200,000	9%	£4,478,900,000	8.5%	£4,127,600,000	3.5%	£3,987,600,000
	Revaluation Reserve	-	-	-	-	-	-	-	-	-
	Sundry Reserves	£411,400,000	-3.5%	£426,400,000	-7%	£458,400,000	30.1%	£352,300,000	-12.6%	£403,300,000
	Shareholder Funds	£5,670,200,000	-5.8%	£6,021,100,000	6.6%	£5,649,800,000	8.8%	£5,192,400,000	1.7%	£5,103,400,000

Other Financial Items

	Date Of Accounts	01/04/17	(%)	02/04/16	(%)	28/03/15	(%)	29/03/14	(%)	30/03/13
	Net Worth	£4,961,200,000	-5%	£5,223,800,000	9%	£4,791,600,000	9.3%	£4,384,000,000	-0.6%	£4,408,400,000
	Working Capital	£1,907,500,000	-0.8%	£1,922,800,000	8.5%	£1,772,900,000	18.9%	£1,491,000,000	-4.6%	£1,563,100,000
	Total Assets	£10,812,100,000	-2.2%	£11,055,500,000	3.8%	£10,647,100,000	2.5%	£10,388,700,000	2.1%	£10,177,900,000
	Total Liabilities	£5,141,900,000	2.1%	£5,034,400,000	0.7%	£4,997,300,000	-3.8%	£5,196,300,000	2.4%	£5,074,500,000
	Net Assets	£5,670,200,000	-5.8%	£6,021,100,000	6.6%	£5,649,800,000	8.8%	£5,192,400,000	1.7%	£5,103,400,000

Cash Flow

	Date Of Accounts	01/04/17	(%)	02/04/16	(%)	28/03/15	(%)	29/03/14	(%)	30/03/13
	Net Cashflow from Operations	£1,067,700,000	-11.9%	£1,212,000,000	-5.2%	£1,278,000,000	13.1%	£1,129,600,000	-0.9%	£1,140,200,000
	Net Cashflow before Financing	£695,700,000	9.4%	£635,900,000	1.1%	£628,900,000	22.2%	£514,700,000	-8.1%	£559,800,000
	Net Cashflow from Financing	-£491,100,000	22.2%	-£631,400,000	-2.8%	-£614,500,000	-23.4%	-£498,100,000	16.4%	-£595,800,000
	Increase in Cash	£204,600,000	999.9%	£4,500,000	-68.8%	£14,400,000	-13.3%	£16,600,000	146.1%	-£36,000,000

Miscellaneous

	Date Of Accounts	01/04/17	(%)	02/04/16	(%)	28/03/15	(%)	29/03/14	(%)	30/03/13
	Contingent Liability	NO	-	NO	-	NO	-	NO	-	NO
	Capital Employed	£8,444,100,000	-5.7%	£8,950,700,000	4.9%	£8,535,500,000	6.2%	£8,039,400,000	1%	£7,956,300,000
	Number of Employees	84939	2.4%	82948	-0.1%	83069	-3.2%	85813	5%	81734
	Accountants
	Auditors	DELOITTE LLP
	Auditor Comments	The audit report contains no adverse comments
	Bankers	HSBC BANK PLC
	Bank Branch Code

Ratios

	Date Of Accounts	01/04/17	02/04/16	28/03/15	29/03/14	30/03/13
	Pre-tax profit margin %	1.23	4.63	5.82	5.63	5.46
	Current ratio	1.81	1.91	1.84	1.63	1.70
	Sales/Net Working Capital	5.57	5.49	5.82	6.91	6.41
	Gearing %	58.10	53.60	56	63.40	58.90
	Equity in %	56.10	58.70	57.70	54.20	53.80
	Creditor Days	33.15	35.91	34.15	32.80	35.31
	Debtor Days	3.74	4.31	4.36	4.47	3.93
	Liquidity/Acid Test	1.48	1.53	1.46	1.27	1.35
	Return On Capital Employed %	1.54	5.46	7.02	7.21	6.87
	Return On Total Assets Employed %	1.20	4.42	5.63	5.58	5.37
	Current Debt Ratio	0.41	0.34	0.37	0.45	0.43
	Total Debt Ratio	0.90	0.83	0.88	1	0.99
	Stock Turnover Ratio %	7.14	7.57	7.73	8.20	7.65
	Return on Net Assets Employed %	2.30	8.11	10.61	11.17	10.72

Status History

No Status History found

Statistics

Group	51 companies
Linkages	18 companies
Countries	In 6 countries

Summary

Holding Company	MARKS AND SPENCER GROUP P.L.C.
Ownership Status	Wholly Owned
Ultimate Holding Company	MARKS AND SPENCER GROUP P.L.C.

Group Structure Full

Company Name	Registered Number	Latest Key Financials	Consol. Accounts	Turnover
MARKS AND SPENCER GROUP...	04256886	01.04.2017	Y	£10,622,000,000
MARKS AND SPENCER (NED...	33098668	31.03.2017	N
MARKS AND SPENCER (I...	IE016855	02.04.2016	N
APRELL LIMITED	IE243068	02.04.2016	N
MARKS AND SPENCER IN...	04903061	01.04.2017	N	£1,044,000
MARKS AND SPENCER (INI...	SC315365	01.04.2017	N	£5
MARKS AND SPENCER PENS...	00326199	31.03.2017	N
MARKS AND SPENCER PE...	05193992	31.03.2017	N
MARKS AND SPENCER P.L.C.	00214436	01.04.2017	Y	£10,622,000,000
MARKS AND SPENCER 20...	05502478	01.04.2017	N	£1,350,000
MARKS AND SPENCER 20...	05502502	01.04.2017	N	£1,630,000
MARKS AND SPENCER (P...	05502513	01.04.2017	N	£300,000
MARKS AND SPENCER 20...	05502519	01.04.2017	N
MARKS AND SPENCER 20...	05502520	01.04.2017	N	£1,500,000
MARKS AND SPENCER 20...	05502523	01.04.2017	N	£1,400,000
MARKS AND SPENCER 20...	05502538	01.04.2017	N	£2,335,000
MARKS AND SPENCER 20...	05502542	01.04.2017	N	£1,000,000
MARKS AND SPENCER 20...	05502544	01.04.2017	N	£1,965,000
MARKS AND SPENCER 20...	05502546	01.04.2017	N	£500,000
MARKS AND SPENCER (P...	05502582	01.04.2017	N	£1,820,000
MARKS AND SPENCER 20...	05502588	01.04.2017	N	£160
MARKS AND SPENCER 20...	05502598	01.04.2017	N	£118,000
MARKS AND SPENCER 20...	05502608	01.04.2017	N	£1,570,000
M & S LIMITED	05946613	01.04.2017	N
AMETHYST LEASING (HO...	04246649	01.04.2017	N
AMETHYST LEASING (...	04246934	01.04.2017	N	£373,000
BUSYEXPORT LIMITED	04411320	01.04.2017	N
MANFORD (TEXTILES) L...	00237629	31.03.2017	N
ST.MICHAEL (TEXTIL...	00386149	02.04.2016	N
MARKS & SPENCER OUTL...	04039568	01.04.2017	N	£16,335,021
MARKS & SPENCER SIMP...	04739922	01.04.2017	N	£715,727,000
MARKS AND SPENCER SH...	04461788	01.04.2017	N	£11,716,000
MARKS AND SPENCER FR...	05502548	01.04.2017	N	£57,436,169
MARKS AND SPENCER (B...	10011863	01.04.2017	N	£5,173,000
MARKS AND SPARKS LIM...	00773110	01.04.2017	N
MARKS AND SPENCER IN...	02615081	01.04.2017	N	£2,948,000
MARKS AND SPENCER...	08540784	01.04.2017	N
MARKS AND SPENCER PR...	02100781	01.04.2017	N	£174,000
MARKS AND SPENCER...	02094786	01.04.2017	N
MARKS AND SPENCER...	05174129	01.04.2017	N	£2,246,000
MARKS AND SPENCER (N...	NI004091	01.04.2017	N
MINTERTON SERVICES L...	04763836	01.04.2017	N	£469,176
RUBY PROPERTIES (HAR...	04716018	01.04.2017	N	£1,239,000
RUBY PROPERTIES (LON...	04716031	01.04.2017	N	£1,210,000
RUBY PROPERTIES (TUN...	04716032	01.04.2017	N	£1,294,000
RUBY PROPERTIES (THO...	04716110	01.04.2017	N	£687,000
RUBY PROPERTIES (ENF...	04716390	01.04.2017	N	£2,228,000
RUBY PROPERTIES (CUM...	04922798	01.04.2017	N	£1,815,000
ST. MICHAEL FINANCE...	01339700	01.04.2017	N	£1,637,000
SIMPLY FOOD (PROPERT...	02239799	01.04.2017	N	£765,000
SIMPLY FOOD (PROPE...	05502543	01.04.2017	N	£59,000

Statistics

Group	51 companies
Linkages	18 companies
Countries	In 6 countries

Other Linked Companies

Name	Latest Key Financials	Turnover
ARGOS DISTRIBUTORS (IRELAND) LIMITED	11.03.2017	€219,801,000
AGRO TRADE INTERNATIONAL B.V.	31.12.2014
PER UNA GROUP LIMITED	29.03.2014	£7,723,000
MARKS AND SPENCER NEDERLAND (RETAIL) B.V.	31.03.2016	€18,082,590
MARKS & SPENCER AKTIEBOLAG	31.12.2015
MARKS E SPENCER ITALIA SOCIETA A RESPONSABILITA LIMITATA IN LIQUIDAZIONE	31.03.2016
J SAINSBURY HOLDINGS UNLIMITED COMPANY	15.03.2014
JS FINANCE CORPORATION UNLIMITED COMPANY	15.03.2014
MANFORD LIMITED	31.01.2017
MARKS AND SPENCER STORES B.V.	31.03.2017
M & S MODE INTERNATIONAL B.V.	31.03.2017
MARKS AND SPENCER B.V.	31.03.2017
HDMI LICENSING LLC	-	$100,000
SI BEAM INC	-	$30,000,000
INTEGRATED INTELLECTUAL PROPERTY, INC	-
QTERICS, INC.	-	$500,000
SILICON IMAGE INCORPORATED	-	$258,052,000
LATTICE SEMICONDUCTOR CORP.	-	$300,000,000

Exact CCJ Details

Date	Court	Amount	Status	Case Number	Date Paid
11/01/2018	COUNTY COURT BUSINESS CENTRE	£375	Judgment	D0QZ19VF	-
24/03/2016	COUNTY COURT BUSINESS CENTRE	£535	Judgment	C6QZ248N	-
18/03/2016	COUNTY COURT BUSINESS CENTRE	£459	Judgment	C2FK378M	-
23/12/2015	COUNTY COURT MONEY CLAIMS CENTRE	£880	Satisfied	B00YP927	26/01/2016
08/05/2015	COUNTY COURT BUSINESS CENTRE	£461	Judgment	B1FK214W	-
23/02/2012	CHELMSFORD	£17,839	Judgment	0DA02211	-

Possible CCJs Details

Possible CCJ matches show CCJs that may be matched to a company based on various criteria such as similar trading names or addresses. This data is provided for your information only as an aid to decision-making and does not affect a company’s rating.

Date	Court	Amount	Status	Case Number	Date Paid	Registered CCJ Details
11/01/2016	COUNTY COURT BUSINESS CENTRE	£370	Judgment	B2QZ1K7X	-	MARKS AND SPENCER, HERONBRIDGE HOUSE, HERONS WAY, CHESTER BUSINESS PARK, CH4 9QA, CH4 9QA
11/12/2015	COUNTY COURT BUSINESS CENTRE	£224	Judgment	B8QZ6F5P	-	MARKS AND SPENCER, WREXHAM ROAD, CHESTER, CH4 9GA, CH4 9GA, CH4 9GA

Mortgage Details

Mortgage Type:	A SUBORDINATED LOAN SECURITY DEED MADE BETWEEN THE COMPANY, LAW DEBENTURE TRUSTEES LIMITED (THE "TRUSTEE" WHICH EXPRESSION SHALL INCLUDE SUCH COMPANY AND ALL OTHER PERSONS FOR THE TIME BEING ACTING ASTRUSTEE)
Date Charge Created:	12/12/01
Date Charge Registered:	21/12/01
Date Charge Satisfied:	20/06/07
Status:	SATISFIED
Person(s) Entitled:	LAW DEBENTURE TRUSTEES LIMITED
Amount Secured:	ALL DEBTS, MONIES AND LIABILITIES FROM TIME TO TIME DUE, OWING OR INCURRED BY THE COMPANY TO THE BORROWER UNDER CLAUSE 7 (4) ) OF THE TAX DEED OF COVENANT (ALLTERMS AS DEFINED)
Details:	BY WAY OF FIRST FIXED SECURITY IN FAVOUR OF THE TRUSTEE FOR ITSELF AND AS TRUSTEE FOR THE BORROWER ALL ITS RIGHT, TITLE, INTEREST AND BENEFIT, PRESENT AND FUTURE, IN TO AND UNDER THE SUBORDINATED LOAN.. SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS
Mortgage Type:	A LEASEHOLD CONTINGENCY DEED OF CHARGE MADE BETWEEN THE COMPANY, LAW DEBENTURE TRUSTEES LIMITED (THE"SECURITY TRUSTEE"WHICH EXPRESSION SHALL INCLUDE SUCH COMPANY AND ALL OTHER PERSONS FOR THE TIME BEING ACTING AS SECURITY TRUSTEE PURSUANT TO THE DEED) AND EACH OTHER PARTY AS DEFINED IN THE BORROWERDEED OF CHARGE
Date Charge Created:	12/12/01
Date Charge Registered:	21/12/01
Date Charge Satisfied:	20/06/07
Status:	SATISFIED
Person(s) Entitled:	LAW DEBENTURE TRUSTEES LIMITED
Amount Secured:	THE PAYMENT OR DISCHARGE OF THE AGGREGATE OF ALL MONIES AND LIABILITIES WHATSOEVER WHICH FROM TIME TO TIME ARE OR MAY BECOME DUE, OWING OR PAYABLE BY THE BORROWER TO THE BORROWER SECURED CREDITORS UNDER THE TRANSACTION DOCUMENTS (ALL TERMSAS DEFINED)
Details:	(1) CHARGED BY WAY OF FIRST LEGAL MORTGAGE TO THE FULLEST EXTENT POSSIBLE THE BARE LEGAL ESTATE OF EACH OF THE PROPERTIES AT 23 BROADWAY, ACCRINGTON; 23-29 QUEENSWAY, CRAWLEY; 133/137 TERMINUS ROAD, EASTBOURNE; 371 HARROGATE ROAD, MOORTOWN, LEEDS; 19/31 FARGATE, SHEFFIELD; 147/153 HIGH STREET, SLOUGH; AND 32/40 PARADE, CUTTON COLDFIELD.. SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

Mortgage Type:	DEED OF RELEASE AND CHARGE EFFECTING SUBSTITUTION OF SECURITY
Date Charge Created:	17/07/90
Date Charge Registered:	07/08/90
Date Charge Satisfied:	09/02/01
Status:	SATISFIED
Person(s) Entitled:	THE PRUDENTIAL ASSURANCE COMPANY LIMITED
Amount Secured:	£45,000,000 DUE FROM THE COMPANY TO THECHARGEE SECURED BY A TRUST DEED DATED 27/3/79
Details:	BY A TRUST DEED DATED 27TH MARCH 1979 CERTAIN PROPERTY WAS CHARGED BY WAY OF LEGAL MORTGAGE BY A DEED OF EXCHANGE DATED17/7/90 CERTAIN LAND WAS RECEIVED BY THE COMPANY FROM THE L/BOROUGH OF BROMLEY THIS LAND COMPRISES TWO PARTS OF F/H LAND FORMING PART OF THE LAND REGISTERED WITH T/N SGL 522255. BYA DEED OF RELEASE AND CHARGE BY WAY OF LEGAL MORTGAGE DATED 17/7/90 THE LAND RECEIVED BY THE COMPANYWAS MADE SUBJECT TO THE LEGAL MORTGAGE IN THE TRUST DEED DATED 27/3/79.
Mortgage Type:	TRANSFER
Date Charge Created:	05/08/88
Date Charge Registered:	23/08/88
Date Charge Satisfied:	03/10/01
Status:	SATISFIED
Person(s) Entitled:	THE SECRETARY OF STATE FOR DEFENCE.
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMS OF THE CHARGE
Details:	F/H LAND PART OF THE MEADOWS, SANDHURST, CAMBERLEY, BERKS. COMPRISING APPROX. 14 ACRES.

Mortgage Type:	DEED OF FURTHER CHARGE
Date Charge Created:	19/04/84
Date Charge Registered:	24/04/84
Date Charge Satisfied:	09/02/01
Status:	SATISFIED
Person(s) Entitled:	THE PRUDENTIAL ASSURANCE COMPANY LIMITED.
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMS OF A TRUST DEED DATED 27.3.1979.
Details:	F/H LAND AT THE REAR OF SPRING GARDENS,BUXTON DERBYSHIRE. LAND TO THE NORTH OFSPRING GARDENS BUXTON,DERBYSHIRE. TOGETHER WITH ALL BUILDINGS ERECTIONS FIXTURES & FITTINGS FIXED PLANT & MACHINERY.
Mortgage Type:	DEED OF FURTHER CHARGE
Date Charge Created:	29/12/83
Date Charge Registered:	04/01/84
Date Charge Satisfied:	09/02/01
Status:	SATISFIED
Person(s) Entitled:	THE PRUDENTIAL ASSURANCE COMPANY LIMITED.
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMS OF A TRUST DEED DATED 27.3.79.
Details:	VARIOUS PROPERTIES IN ALDERSHOT, BROMLEY, CHELMSFORD, CHICHESTER & LEICESTER. (FOR FULL DETAILS SEEDOC. M328).

Mortgage Type:
Date Charge Created:	-
Date Charge Registered:	09/04/79
Date Charge Satisfied:	04/02/95
Status:	SATISFIED
Person(s) Entitled:	THE PRUDENTIAL ASSURANCE COMPANY LIMITED
Amount Secured:
Details:
Mortgage Type:
Date Charge Created:	29/01/70
Date Charge Registered:	29/01/70
Date Charge Satisfied:	12/10/84
Status:	SATISFIED
Person(s) Entitled:	SEE FORM NO. 48 FOR DETAILS
Amount Secured:	WARNING - UNABLE TO DISPLAY AMOUNT SECURED DETAILS
Details:

Mortgage Type:
Date Charge Created:	25/01/68
Date Charge Registered:	25/01/68
Date Charge Satisfied:	27/03/79
Status:	SATISFIED
Person(s) Entitled:	SEE FORM NO. 48 FOR DETAILS
Amount Secured:	WARNING - UNABLE TO DISPLAY AMOUNT SECURED DETAILS
Details:
Mortgage Type:
Date Charge Created:	01/07/66
Date Charge Registered:	01/07/66
Date Charge Satisfied:	27/03/79
Status:	SATISFIED
Person(s) Entitled:	SEE FORM NO. 48 FOR DETAILS
Amount Secured:	WARNING - UNABLE TO DISPLAY AMOUNT SECURED DETAILS
Details:

Mortgage Type:
Date Charge Created:	01/07/65
Date Charge Registered:	01/07/65
Date Charge Satisfied:	27/03/79
Status:	SATISFIED
Person(s) Entitled:	SEE FORM NO. 48 FOR DETAILS
Amount Secured:	WARNING - UNABLE TO DISPLAY AMOUNT SECURED DETAILS
Details:
Mortgage Type:
Date Charge Created:	-
Date Charge Registered:	03/07/61
Date Charge Satisfied:	27/03/79
Status:	SATISFIED
Person(s) Entitled:	SEE FORM NO. 48 FOR DETAILS
Amount Secured:
Details:

Mortgage Type:	CHARGE
Date Charge Created:	20/03/29
Date Charge Registered:	21/03/29
Date Charge Satisfied:	21/07/30
Status:	SATISFIED
Person(s) Entitled:	PRUDENTIAL ASSURANCE COMPANY LIMITED
Amount Secured:	£200,000 & FURTHER ADVANCES NOT EXCEEDING THEREWITH £1,000,000
Details:	THE PROPERTIES LISTED IN THE SCHEDULE ATTACHED TO DOC 45.

Creditor Details

	Total Number	Total Value
Trade Creditors	0	-
No Creditor Data

Trade Debtors / Bad Debt Detail

	Total Number of Documented Trade	Total Value of Documented Trade
Trade Debtors	1	£120
Company Name		Amount	Statement Date
N C S (Cumbria) Limited		£120	22/04/2014

Previous Director/Company Secretaries

Name	Current Active Appointments		Previous Appointments	Dissolved Companies
Marc Bolland	1		25	9
Alan James McWalter	7		24	8
Clara Elizabeth Mary Freeman	1		6	8
Clinton Vita Silver	0		9	2
Maurice Epstein	0		4	0
Barry Simon Morris	0		4	1
Paul Peter Douglas Smith	0		1	2
John Michael Joseph Keenan	2		19	5
Anthony Frank Elliott Ball	0		17	21
Stella Rimington	0		8	4
Donald George Trangmar	0		5	2
Charles Wilson	3		22	10
Christopher Littmoden	0		14	9
Stuart Alan Ransom Rose	0		13	8
Andrew Zelig Stone Of Blackheath	2		10	5
Mark David McKeon	0		3	3
Martin Wakefield Jacomb	1		27	2
James Benfield	0		7	5
Laurel Claire Powers Freeling	0		25	27
Justin Matthew King	0		3	2
Luc Emile Vandevelde	0		6	1
Joseph Thomas Rowe	1		2	2
Roger Anthony Holmes	4		24	27
Ian Dyson	0		26	10
Philip Guy McCracken	10		52	2
Steven Michael Sharp	1		3	0
Nigel Lawrence Colne	2		9	4
Peter Henry Spridoell	0		1	0
Brian Ford Baldock	0		20	8
Simon John Sacher	0		11	6
Richard Greenbury	0		8	2
John Keith Oates	3		20	26
Ralph Harry Robins	0		11	3
Michael Sydney Perry	0		13	2
Anthony Stanley Orton	0		5	8
Alan Keith Patrick Smith	5		13	10
Janet Mary Young	1		8	0
Robert William Chaigneau Colvill	2		16	8
John Kevin Lomax	1		28	79
Graham John Oakley	3		54	38
Graham John Oakley	3		54	38
John O'Neill	0		8	9
Denis George Lanigan	0		2	0
David Reuben Susman	0		1	0
Vittorio Radice	2		11	1
John Anderson Lusher	0		7	5
David John Eyre	0		7	2
Peter Leslie Salsbury	1		19	6
Roger Aldridge	1		11	4
David Daniel Sieff	0		22	8
David Valentine Atterton	0		15	4
Derek Keith Hayes	0		2	0
Maurice Harold Helfgott	5		9	9
Alison Clare Reed	1		21	7
John William Dixon	0		1	0
Alan James Harris Stewart	0		35	11
David Ronald Norgrove	1		14	7
Total Persons With Significant Control	1	Total Statements		0
Active	1	Active		0
Ceased	0	Ceased		0

Active Persons With Significant Control

Name	Marks And Spencer Group Plc	Kind	Corporate Entity With Significant Control
Address	Waterside House North Wharf Road, London	Notified On	06/04/2016
Post Code	W2 1NW	Legal Form	Public Limited Company
Authority	Companies Act 2006	Place Registered	Companies House
Country Registered	England	Registration Number	04256886
Nature Of Control	Ownership of shares - above 75%

Ceased Persons With Significant Control

No Ceased Persons With Significant Control To Display

Active Statements

No Active Statements To Display

Ceased Statements

No Ceased Statements To Display

Bottom of Form

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	INR 63.61
UK Pound	1	INR 89.32
Euro	1	INR 78.95
GBP	1	INR 91.38

Note : Above are approximate rates obtained from sources believed to be correct

INFORMATION DETAILS

Analysis Done by :	PRA
Report Prepared by :	KET

RATING EXPLANATIONS

Credit Rating	Explanation	Rating Comments
A++	Minimum Risk	Business dealings permissible with minimum risk of default
A+	Low Risk	Business dealings permissible with low risk of default
A	Acceptable Risk	Business dealings permissible with moderate risk of default
B	Medium Risk	Business dealings permissible on a regular monitoring basis
C	Medium High Risk	Business dealings permissible preferably on secured basis
D	High Risk	Business dealing not recommended or on secured terms only
NB	New Business	No recommendation can be done due to business in infancy stage
NT	No Trace	No recommendation can be done as the business is not traceable

NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors are as follows:

· Financial condition covering various ratios

· Company background and operations size

· Promoters / Management background

· Payment record

· Litigation against the subject

· Industry scenario / competitor analysis

· Supplier / Customer / Banker review (wherever available)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.