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MIRA
INFORM REPORT
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Report No. : |
488837 |
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Report Date : |
03.02.2018 |
IDENTIFICATION DETAILS
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Name : |
MSM COMPUTER WORLD LLP |
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Registered
Office : |
CK.61/49-A, Kashipura Chowk, Varanasi-221001, Uttar Pradesh |
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Mobile No.: |
91-9838700060 [Mr. Sanjay Kumar] |
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Country : |
India |
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Financials (as
on) : |
Not Available |
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Date of
Incorporation : |
21.04.2016 |
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Total Obligation
of Contribution : |
INR 3.500 Million |
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LLPIN: |
AAG-2076 |
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IEC No.: |
Not Divulged |
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TAN No.: [Tax Deduction &
Collection Account No.] |
Not Available |
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PAN No.: [Permanent Account No.] |
Not Divulged |
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GST No.: |
Not Divulged |
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Legal Form : |
Limited Liability Partnership |
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Line of Business
: |
Trader of Computer Programmes, Computer Aided Designs, Software Design
and Related Activities. [Registered Activity] |
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No. of Employees
: |
02 [Approximately] [As per Site Visit] |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
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MIRA’s Rating : |
B |
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Credit Rating |
Explanation |
Rating Comments |
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B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
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Maximum Credit Limit : |
USD 10000 [INR 641425.00] |
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Status : |
Moderate |
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Payment Behaviour : |
Unknown |
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Litigation : |
Clear |
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Comments : |
Subject was established in April 2016. Mr. Sanjay Kumar (Designation Not Divulged) denied to provide any information regarding the subject to us. Rating is constrained on account of limited business track record. No payment terms are known. In view of aforesaid, the subject can be considered for business dealings with some caution. Note 1: As per Registrar of Companies date of balance sheet (i.e. financial filed) is shown as 31.03.2017 but documents related to financial for the year 31.03.2017 are not available from any sources. Note 2: Site visit was conducted at the address which you have provided. Our executive has successfully traced the subject on the given address.
Our executive also enquired with neighbour company (Kavika Foundation and Deepak General Store) and they confirmed that the subject is situated on the given address. As per executive’s observation, it is a 4 storey building and subject is situated on ground floor. Area of premises seems to be 400 sq. ft. and number of employees sighted at the premises were 2. Locality seems to be commercial and area appears to be upmarket. Location was easy to find and we have sighted subject’s
name board. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
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Country Name |
Previous Rating (30.06.2017) |
Current Rating (30.09.2017) |
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India |
A1 |
A1 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low Risk |
A2 |
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Moderately Low Risk |
B1 |
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Moderate Risk |
B2 |
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Moderately High Risk |
C1 |
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High Risk |
C2 |
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Very High Risk |
D |
EXTERNAL AGENCY RATING
NOT AVAILABLE
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2016.
BIFR (Board for Industrial & Financial Reconstruction) LISTING
STATUS
Subject’s name is not listed as a Sick Unit in
the publicly available BIFR (Board for Industrial & Financial
Reconstruction) list as of 03.02.2018
IBBI (Insolvency and Bankruptcy Board of India) LISTING STATUS
Subject’s name is not listed in the publicly
available IBBI (Insolvency and Bankruptcy Board of India) list as of report
date.
INFORMATION DECLINED BY
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Name : |
Mr. Sanjay Kumar |
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Designation : |
Not Divulged |
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Contact No.: |
91-9838700060 |
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Date : |
03.02.2018 |
LOCATIONS
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Registered Office : |
CK.61/49-A, Kashipura, Chowk, Varanasi-221001, Uttar Pradesh, India |
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Tel. No.: |
Not Available |
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Mobile No.: |
91-9838700060 [Mr. Sanjay Kumar] |
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Fax No.: |
Not Available |
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E-Mail : |
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Branch Office : |
B 27/67A, Indira Tower, Opposite
Patarpali Hospital, Bhagalpur Road, Anand Bagh, Durgakund, Varanasi 221005, Uttar
Pradesh, India |
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Area : |
400 [Sq. Ft.] [As per Site Visit] |
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Locality : |
Commercial [As per Site Visit] |
DIRECTORS
AS ON: 31.03.2017
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Name : |
Mrs. Devi Monika |
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Designation : |
Designated Partner |
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Address : |
CK.51/29, Kuchavindhyachal Kashipura, Varanasi-221001, Uttar Pradesh, India |
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Date of Birth/Age : |
01.06.1982 |
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Date of Appointment : |
21.04.2016 |
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DIN No.: |
07447494 |
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Name : |
Mr. Salik |
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Designation : |
Designated Partner |
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Address : |
C.11/28, Pitrakunda, Varanasi-221001, Uttar Pradesh, India |
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Date of Birth/Age : |
03.12.1977 |
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Date of Appointment : |
21.04.2016 |
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DIN No.: |
07447524 |
CONTRIBUTION DETAILS
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Names of Persons |
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Amount in
Million |
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Salik |
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3.000 |
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Devi Monika |
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0.500 |
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Total |
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3.500 |
BUSINESS DETAILS
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Line of Business : |
Trader of Computer Programmes, Computer Aided Designs, Software Design
and Related Activities. [Registered Activity] |
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Brand Names : |
Not Divulged |
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Agencies Held : |
Not Divulged |
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Exports : |
Not Divulged |
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Imports : |
Not Divulged |
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Terms : |
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Selling : |
Not Divulged |
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Purchasing : |
Not Divulged |
PRODUCTION STATUS: NOT AVAILABLE
GENERAL INFORMATION
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Suppliers : |
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Customers : |
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No. of Employees : |
02 [Approximately] [As per Site Visit] |
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Bankers : |
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Auditors : |
Not Divulged |
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Memberships : |
Not Divulged |
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Collaborators : |
Not Divulged |
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Associates/Subsidiaries : |
Not Divulged |
CAPITAL STRUCTURE
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Total Obligation of Concern |
INR 3.500 Million |
FINANCIAL DATA
[all figures are
in INR Million]
NOT DIVULGED
LOCAL AGENCY FURTHER INFORMATION
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Sr. No. |
Check list by
info agents |
Available in
Report (Yes/No) |
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1 |
Year of establishment |
Yes |
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2 |
Constitution of the entity -Incorporation
details |
Yes |
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3 |
Locality of the entity |
Yes |
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4 |
Premises details |
Yes |
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5 |
Buyer visit details |
Yes |
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6 |
Contact numbers |
Yes |
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7 |
Name of the person contacted |
Yes |
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8 |
Designation of contact person |
No |
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9 |
Promoter’s background |
Yes |
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10 |
Date of Birth of Proprietor / Partners /
Directors |
Yes |
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11 |
Pan Card No. of Proprietor / Partners |
No |
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12 |
Voter Id Card No. of Proprietor / Partners |
No |
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13 |
Type of business |
Yes |
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14 |
Line of Business |
Yes |
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15 |
Export/import details (if applicable) |
No |
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16 |
No. of employees |
Yes |
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17 |
Details of sister concerns |
No |
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18 |
Major suppliers |
No |
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19 |
Major customers |
No |
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20 |
Banking Details |
No |
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21 |
Banking facility details |
No |
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22 |
Conduct of the banking account |
-- |
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23 |
Financials, if provided |
No |
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24 |
Capital in the business |
Yes |
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25 |
Last accounts filed at ROC, if applicable |
No |
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26 |
Turnover of firm for last three years |
No |
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27 |
Reasons for variation <> 20% |
-- |
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28 |
Estimation for coming financial year |
No |
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29 |
Profitability for last three years |
No |
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30 |
Major shareholders, if available |
Yes |
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31 |
External Agency Rating, if available |
No |
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32 |
Litigations that the firm/promoter
involved in |
-- |
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33 |
Market information |
-- |
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34 |
Payments terms |
No |
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35 |
Negative Reporting by Auditors in the
Annual Report |
No |
INDEX OF CHARGES: NO
CHARGES EXISTS FOR COMPANY
OBSERVATION POINTS
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Name of Company : |
MSM COMPUTER WORLD LLP |
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Address : |
B 27/67A, Indira Tower, Opposite Patarpali Hospital, Bhagalpur Road,
Anand Bagh, Durgakund, Varanasi 221005, Uttar Pradesh, India |
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Date of Visit : |
01.02.2018 |
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Name Board : |
Sighted |
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Location: |
Easy |
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Landmark (If Any): |
Opposite Kavika Foundation |
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Total Floors of the Building : |
04 Floors |
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Subject situated on: |
Ground Floor |
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Locality: |
Commercial |
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Area of Premises : |
400 [Sq. Ft.] |
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Area : |
Upmarket |
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No. of employees seen at premises: |
02 [Approximately] |
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Furniture Items
Sighted : |
Chairs and Table |
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Neighbours Interview : |
Our executive also enquired with neighbour company (Kavika
Foundation and Deepak General Store) and they confirmed that the subject is
situated on the given address |
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Proof of visit: |
Photos |
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts, India Prisons Service,
Interpol, etc.
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other
financial stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
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Currency |
Unit
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INR |
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US Dollar |
1 |
INR 64.08 |
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UK Pound |
1 |
INR 91.34 |
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Euro |
1 |
INR 78.95 |
INFORMATION DETAILS
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Information
Gathered by : |
KAM |
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Analysis Done by
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PRY |
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Report Prepared
by : |
RUP |
SCORE FACTORS
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DEMERIT POINTS |
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--BANK CHARGES |
YES/NO |
NO |
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--LITIGATION |
YES/NO |
NO |
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--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
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MERIT POINTS |
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--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
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--EXPORT ACTIVITIES |
YES/NO |
NO |
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--AFFILIATION |
YES/NO |
NO |
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--LISTED |
YES/NO |
NO |
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--OTHER MERIT FACTORS |
YES/NO |
YES |
RATING EXPLANATIONS
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Credit Rating |
Explanation |
Rating Comments |
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A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
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A+ |
Low Risk |
Business dealings permissible with low
risk of default |
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A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
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B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
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C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
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D |
High Risk |
Business dealing not recommended or on
secured terms only |
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NB |
New Business |
No recommendation can be done due to
business in infancy stage |
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NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.