|
|
|
MIRA INFORM REPORT
|
Report No. : |
490499 |
|
Report Date : |
05.02.2018 |
IDENTIFICATION DETAILS
|
Name : |
PARAMOUNT INTERNATIONAL PTE. LTD. |
|
|
|
|
Registered Office : |
101, Cecil Street, 23-12, Tong Eng Building, 069533 |
|
|
|
|
Country : |
Singapore |
|
|
|
|
Date of Incorporation : |
06.06.2016 |
|
|
|
|
Com. Reg. No.: |
201615315-R |
|
|
|
|
Legal Form : |
Exempt Private (Limited By Share) |
|
|
|
|
Line of Business : |
General Wholesale Trade (Note: We tried to confirm / obtain the detailed activity but the same is not available from any sources.) |
|
|
|
|
No. of Employees : |
Not Available |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
C |
|
Credit Rating |
Explanation |
Rating Comments |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
Unknown |
|
|
|
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.06.2017) |
Current Rating (30.09.2017) |
|
Singapore |
A1 |
A1 |
|
Risk Category |
ECGC Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
SINGAPORE - ECONOMIC OVERVIEW
Singapore has a highly developed and successful free-market economy. It enjoys a remarkably open and corruption-free environment, stable prices, and a per capita GDP higher than that of most developed countries. Unemployment is very low. The economy depends heavily on exports, particularly of consumer electronics, information technology products, medical and optical devices, pharmaceuticals, and on its vibrant transportation, business, and financial services sectors.
The economy contracted 0.6% in 2009 as a result of the global financial crisis, but has continued to grow since 2010. Growth in 2014-16 was slower than during the previous decade, at under 3% annually, largely a result of soft demand for exports amid a sluggish global economy and weak growth in Singapore’s manufacturing sector.
The government is attempting to restructure Singapore’s economy by weaning its dependence on foreign labor, addressing weak productivity growth, and increasing Singaporean wages. Singapore has attracted major investments in advanced manufacturing, pharmaceuticals, and medical technology production and will continue efforts to strengthen its position as Southeast Asia's leading financial and technology hub. Singapore is a member of the Regional Comprehensive Economic Partnership negotiations with the nine other ASEAN members plus Australia, China, India, Japan, South Korea, and New Zealand. In 2015, Singapore formed, with the other ASEAN members, the ASEAN Economic Community.
|
Source
: CIA |
EXECUTIVE
SUMMARY
|
REGISTRATION
NO. |
: |
201615315-R |
|
COMPANY
NAME |
: |
PARAMOUNT
INTERNATIONAL PTE. LTD. |
|
FORMER
NAME |
: |
N/A |
|
INCORPORATION
DATE |
: |
06/06/2016 |
|
COMPANY
STATUS |
: |
EXIST |
|
LEGAL
FORM |
: |
EXEMPT
PRIVATE (LIMITED BY SHARE) |
|
LISTED
STATUS |
: |
NO |
|
REGISTERED
ADDRESS |
: |
101,
CECIL STREET, 23-12, TONG ENG BUILDING, 069533, SINGAPORE. |
|
BUSINESS
ADDRESS |
: |
101,
CECIL STREET, 23-12, TONG ENG BUILDING, 069533, SINGAPORE. |
|
TEL.NO. |
: |
65-62246151 |
|
FAX.NO. |
: |
65-62238087 |
|
CONTACT
PERSON |
: |
JAGDISHPRASAD
RAMKISHAN GARG ( DIRECTOR ) |
|
PRINCIPAL
ACTIVITY |
: |
GENERAL
WHOLESALE TRADE |
|
ISSUED
AND PAID UP CAPITAL |
: |
2.00
ORDINARY SHARE, OF A VALUE OF USD 2.00 |
|
SALES |
: |
N/A |
|
NET
WORTH |
: |
N/A |
|
STAFF
STRENGTH |
: |
N/A |
|
LITIGATION |
: |
CLEAR |
|
FINANCIAL
CONDITION |
: |
N/A |
|
PAYMENT |
: |
N/A |
|
MANAGEMENT
CAPABILITY |
: |
WEAK |
|
COMMERCIAL
RISK |
: |
N/A |
|
CURRENCY
EXPOSURE |
: |
N/A |
|
GENERAL
REPUTATION |
: |
POOR |
|
INDUSTRY
OUTLOOK |
: |
AVERAGE
GROWTH |
HISTORY/
BACKGROUND
The Subject is an exempt private company whose
shares are not held by any corporate body and has no more than 20 shareholders
who are all natural persons. An exempt company is a type of private limited
company. A private limited company is a separate legal entity from its
shareholders. As a separate legal entity, the Subject is capable of owning
assets, entering into contracts, suing or be sued by other companies.
An exempt private company with an annual
turnover of ≤ SGD10 million, or total assets ≤ SGD10 million or
number of employees ≤ 50 (meet at least 2 criteria for immediate past two
financial years) are exempted from statutory auditing requirements. The Subject
is not required to have their accounts audited. However, the Subject will
prepare unaudited accounts for purposes of AGMs and filing with Registry Office
if it is unable to meet all its obligations as and when they fall due.
An exempt private company with an annual
turnover of more than SGD10 million, or total assets more than SGD10 million or
number of employees more than 50 (meet at least 2 criteria for immediate past
two financial years) are required to file the audited financial.
The Subject is principally engaged in the (as
a / as an) general wholesale trade.
Share
Capital History
|
Date |
Issue
& Paid Up Capital |
|
03/10/2017 |
USD
2.00 |
The
major shareholder(s) of the Subject are shown as follows :
Current Shareholder(s) :
|
Name |
Address |
IC/PP/Loc
No |
Shareholding |
(%) |
|
JAGDISHPRASAD
RAMKISHAN GARG + |
5/B,
MOUNT BLANC APPT., GAURAV PATH ROAD, PIPLOD, SURAT, GUJARAT, 395007, INDIA. |
G6812111 |
1.00 |
50.00 |
|
ABHINAV
JAGDISHPRASAD GARG + |
5/B,
MOUNT BLANC APPT., GAURAV PATH ROAD, PIPLOD, SURAT, GUJARAT, 395007, INDIA. |
G6814911 |
1.00 |
50.00 |
|
--------------- |
------ |
|||
|
2.00 |
100.00 |
|||
|
============ |
===== |
+
Also Director
DIRECTORS
DIRECTOR 1
|
Name
Of Subject |
: |
PACKIRISAMY
NAVANEETHAKUMAR |
|
Address |
: |
31,
BALAM ROAD, 07-113, BALAM GARDENS, 370031, SINGAPORE. |
|
IC
/ PP No |
: |
S7568575J |
|
Nationality |
: |
INDIAN |
|
Date
of Appointment |
: |
06/06/2016 |
INTEREST CHECK
|
Interest
in companies |
: |
see
below |
|
Interest
in business |
: |
none
in our databank |
|
Former
interest |
: |
none
in our databank |
INTEREST IN COMPANY
|
No |
Local
No |
Company |
Designation |
App
Date |
Shareholding
(Number of Share) |
Profit/(loss)
After Tax |
Financial
Year |
Status |
As
At |
|
1 |
201128623Z |
ASTRAL
OVERSEAS PTE. LTD. |
Secretary |
13/04/2015 |
0.00 |
- |
- |
- |
22/02/2017 |
|
2 |
201401834M |
AURIONPRO
SOFTWARE PTE. LTD. |
Secretary |
17/01/2014 |
0.00 |
- |
- |
Disolved |
18/03/2016 |
|
3 |
200916248N |
BLJI
AGRO PTE. LTD. |
Secretary |
01/10/2014 |
0.00 |
- |
- |
- |
21/07/2015 |
|
4 |
199906237W |
DEETANSA
SINGAPORE PTE LTD |
Secretary |
01/04/2015 |
0.00 |
- |
- |
- |
01/09/2015 |
|
5 |
200208802N |
HK
MARINE PTE. LTD. |
Secretary |
01/04/2015 |
0.00 |
- |
- |
- |
07/10/2016 |
|
6 |
200004055C |
MULTI
AGRO IMPEX PTE LTD |
Secretary |
01/04/2015 |
0.00 |
- |
- |
- |
16/08/2017 |
|
7 |
198500162H |
P.G.P.
INTERNATIONAL PTE. LTD. |
Director |
14/01/2015 |
0.00 |
USD424,484.00 |
2014 |
- |
17/01/2017 |
|
8 |
201615315R |
PARAMOUNT
INTERNATIONAL PTE. LTD. |
Secretary
Director |
06/06/2016
06/06/2016 |
0.00 |
- |
- |
- |
03/10/2017 |
|
9 |
201416146E |
PRIME
OIL TRADING PTE. LTD. |
Secretary
Director |
01/07/2015
01/07/2015 |
0.00 |
- |
- |
- |
26/09/2017 |
|
10 |
200912084G |
SEASTARR
TRADING PTE. LTD. |
Secretary |
02/05/2015 |
0.00 |
- |
- |
- |
22/02/2016 |
|
11 |
201409578N |
SUNRISE
PETROLEUM PTE. LTD. |
Secretary
Director |
02/04/2014
02/04/2014 |
0.00 |
- |
- |
- |
07/08/2017 |
|
12 |
200607763E |
UNITED
RAW MATERIAL PTE. LTD. |
Secretary |
22/07/2017 |
0.00 |
- |
- |
- |
08/08/2017 |
DIRECTOR 2
|
Name
Of Subject |
: |
JAGDISHPRASAD
RAMKISHAN GARG |
|
Address |
: |
5/B,
MOUNT BLANC APPT., GAURAV PATH ROAD, PIPLOD, SURAT, GUJARAT, 395007, INDIA. |
|
IC
/ PP No |
: |
G6812111 |
|
Nationality |
: |
INDIAN |
|
Date
of Appointment |
: |
06/06/2016 |
INTEREST CHECK
|
Interest
in companies |
: |
see
below |
|
Interest
in business |
: |
none
in our databank |
|
Former
interest |
: |
none
in our databank |
INTEREST IN COMPANY
|
No |
Local
No |
Company |
Designation |
App
Date |
Shareholding
(Number of Share) |
Profit/(loss)
After Tax |
Financial
Year |
Status |
As
At |
|
1 |
201615315R |
PARAMOUNT
INTERNATIONAL PTE. LTD. |
Director |
06/06/2016 |
1.00 |
- |
- |
- |
03/10/2017 |
DIRECTOR 3
|
Name
Of Subject |
: |
ABHINAV
JAGDISHPRASAD GARG |
|
Address |
: |
5/B,
MOUNT BLANC APPT., GAURAV PATH ROAD, PIPLOD, SURAT, GUJARAT, 395007, INDIA. |
|
IC
/ PP No |
: |
G6814911 |
|
Nationality |
: |
INDIAN |
|
Date
of Appointment |
: |
06/06/2016 |
INTEREST CHECK
|
Interest
in companies |
: |
see
below |
|
Interest
in business |
: |
none
in our databank |
|
Former
interest |
: |
none
in our databank |
INTEREST IN COMPANY
|
No |
Local
No |
Company |
Designation |
App
Date |
Shareholding
(Number of Share) |
Profit/(loss)
After Tax |
Financial
Year |
Status |
As
At |
|
1 |
201615315R |
PARAMOUNT
INTERNATIONAL PTE. LTD. |
Director |
06/06/2016 |
1.00 |
- |
- |
- |
03/10/2017 |
MANAGEMENT
|
1) |
Name
of Subject |
: |
JAGDISHPRASAD
RAMKISHAN GARG |
|
Position |
: |
DIRECTOR |
AUDITOR
No Auditor found in our databank
COMPANY
SECRETARIES
|
1) |
Company
Secretary |
: |
PACKIRISAMY
NAVANEETHAKUMAR |
|
IC
/ PP No |
: |
S7568575J |
|
|
Address |
: |
31,
BALAM ROAD, 07-113, BALAM GARDENS, 370031, SINGAPORE. |
|
BANKING
No Banker found in our databank.
ENCUMBRANCE
(S)
No encumbrance was found in our databank at the time
of investigation.
LITIGATION
CHECK - SUBJECT COMPANY AS A DEFENDANT
* A check has been conducted in our databank
againt the Subject whether the subject has been involved in any litigation.
No legal action was found in our databank.
No winding up petition was found in our
databank.
PAYMENT
RECORD
|
SOURCES
OF RAW MATERIALS: |
||
|
Local |
: |
N/A |
|
Overseas |
: |
N/A |
The staff from the registered office refused to
disclose the Subject's suppliers.
CLIENTELE
|
Local |
: |
N/A |
|
Overseas |
: |
N/A |
The staff from the registered office refused to
disclose the Subject's clientele.
OPERATIONS
|
Goods
Traded |
: |
GENERAL
WHOLESALE TRADE |
|
|
Branch |
: |
NO |
Other
Information:
The Subject is principally engaged in the (as a
/ as an) general wholesale trade.
The staff from the registered office refused to
disclose the Subject's operation.
CURRENT
INVESTIGATION
Latest
fresh investigations carried out on the Subject indicated that:
|
Telephone
Number Provided By Client |
: |
N/A |
|
Current
Telephone Number |
: |
65-62246151 |
|
Match |
: |
N/A |
|
Address
Provided by Client |
: |
101
CECIL STREET, 23-12,TONG ENG BUILDING |
|
Current
Address |
: |
101,
CECIL STREET, 23-12, TONG ENG BUILDING, 069533, SINGAPORE. |
|
Match |
: |
NO |
Other
Investigations
We contacted one of the staff from the Subject's
registered office and she only provided limited information.
She refused to disclose the Subject's nature of
business in details.
She also refused to disclose the Subject's
number of employees and bankers.
The address provided is incomplete.
FINANCIAL
ANALYSIS
|
An
exempt private company with an annual turnover of ≤ SGD10 million, or
total assets ≤ SGD10 million or number of employees ≤ 50 (meet at
least 2 criteria for immediate past two financial years) are exempted from statutory
auditing requirements. The Subject is not required to have their accounts
audited. However, the Subject will prepare unaudited accounts for purposes of
AGMs and filing with Registry Office if it is unable to meet all its
obligations as and when they fall due. |
||||||
|
Overall
financial condition of the Subject : N/A |
||||||
SINGAPORE
ECONOMIC/ INDUSTRY OUTLOOK
|
Major
Economic Indicators : |
2012 |
2013 |
2014 |
2015 |
2016* |
|
|
|||||
|
Population
(Million) |
5.31 |
5.40 |
5.47 |
5.54 |
5.63 |
|
Gross
Domestic Products ( % ) |
1.3 |
3.7 |
(3.5) |
3.7 |
4.8 |
|
Consumer
Price Index |
4.6 |
2.4 |
2.4 |
(0.5) |
(0.7) |
|
Total
Imports (Million) |
474,554.0 |
466,762.0 |
463,779.1 |
407,767.9 |
398,372.0 |
|
Total
Exports (Million) |
510,329.0 |
513,391.0 |
518,922.7 |
476,285.4 |
468,552.0 |
|
|
|||||
|
Unemployment
Rate (%) |
2.0 |
1.9 |
1.9 |
1.9 |
2.1 |
|
Tourist
Arrival (Million) |
14.49 |
15.46 |
15.01 |
15.23 |
16.28 |
|
Hotel
Occupancy Rate (%) |
86.4 |
86.3 |
85.5 |
85.0 |
- |
|
Cellular
Phone Subscriber (Million) |
1.52 |
1.97 |
1.98 |
1.99 |
- |
|
|
|||||
|
Registration
of New Companies (No.) |
31,892 |
37,288 |
41,589 |
34,243 |
35,528 |
|
Registration
of New Companies (%) |
(1.3) |
9.8 |
11.5 |
(17.7) |
3.8 |
|
Liquidation
of Companies (No.) |
17,218 |
17,369 |
18,767 |
21,384 |
- |
|
Liquidation
of Companies (%) |
9.4 |
(5.3) |
8.0 |
13.9 |
- |
|
|
|||||
|
Registration
of New Businesses (No.) |
24,788 |
22,893 |
35,773 |
28,480 |
33,326 |
|
Registration
of New Businesses (%) |
5.51 |
1.70 |
56.30 |
(20.39) |
17.02 |
|
Liquidation
of Businesses (No.) |
22,489 |
22,598 |
22,098 |
26,116 |
- |
|
Liquidation
of Businesses (%) |
(2.2) |
0.5 |
(2.2) |
18.2 |
- |
|
|
|||||
|
Bankruptcy
Orders (No.) |
1,748 |
1,992 |
1,757 |
1,776 |
- |
|
Bankruptcy
Orders (%) |
14.5 |
14.0 |
(11.8) |
1.0 |
- |
|
Bankruptcy
Discharges (No.) |
1,881 |
2,584 |
3,546 |
3,499 |
- |
|
Bankruptcy
Discharges (%) |
35.2 |
37.4 |
37.2 |
(1.3) |
- |
|
|
|||||
|
INDUSTRIES
( % of Growth ) : |
|||||
|
Agriculture |
|||||
|
Production
of Principal Crops |
5.16 |
1.78 |
4.29 |
3.04 |
- |
|
Fish
Supply & Wholesale |
(0.5) |
(3.8) |
(8.6) |
(8.5) |
(9.9) |
|
|
|||||
|
Manufacturing
# |
|||||
|
Food,
Beverages & Tobacco |
97.9 |
97.9 |
99.4 |
100.0 |
103.7 |
|
Textiles |
140.1 |
119.5 |
102.7 |
100.0 |
93.3 |
|
Wearing
Apparel |
395.4 |
334.1 |
212.6 |
100.0 |
80.3 |
|
Leather
Products & Footwear |
109.5 |
122.0 |
106.5 |
100.0 |
93.2 |
|
Wood
& Wood Products |
93.3 |
103.0 |
107.2 |
100.0 |
90.5 |
|
Paper
& Paper Products |
98.5 |
104.4 |
104.5 |
100.0 |
99.7 |
|
Printing
& Media |
122.8 |
113.8 |
105.968 |
100.0 |
86.9 |
|
Crude
Oil Refineries |
107.1 |
100.7 |
92.2 |
100.0 |
100.5 |
|
Chemical
& Chemical Products |
85.3 |
88.4 |
96.7 |
100.0 |
97.6 |
|
Pharmaceutical
Products |
103.8 |
101.421 |
109.4 |
100.0 |
115.9 |
|
Rubber
& Plastic Products |
113.5 |
109.497 |
109.2 |
100.0 |
87.9 |
|
Non-metallic
Mineral |
108.8 |
107.4 |
90.759 |
100.0 |
93.6 |
|
Basic
Metals |
91.5 |
77.2 |
99.3 |
100.0 |
113.1 |
|
Fabricated
Metal Products |
107.314 |
107.5 |
107.757 |
100.0 |
91.7 |
|
Machinery
& Equipment |
107.3 |
109.1 |
118.2 |
100.0 |
79.3 |
|
Electrical
Machinery |
80.102 |
87.4 |
97.871 |
100.0 |
99.3 |
|
Electronic
Components |
100.7 |
105.0 |
105.6 |
100.0 |
106.3 |
|
Transport
Equipment |
109.9 |
111.1 |
106.68 |
100.0 |
98.7 |
|
|
|||||
|
Construction |
28.70 |
25.40 |
22.00 |
- |
- |
|
Real
Estate |
31.9 |
88.5 |
145.1 |
- |
- |
|
|
|||||
|
Services |
|||||
|
Electricity,
Gas & Water |
6.30 |
6.70 |
6.50 |
- |
- |
|
Transport,
Storage & Communication |
5.30 |
9.80 |
14.20 |
- |
- |
|
Finance
& Insurance |
0.50 |
3.30 |
6.00 |
- |
- |
|
Government
Services |
6.00 |
6.50 |
6.30 |
- |
- |
|
Education
Services |
0.30 |
3.10 |
5.98 |
- |
- |
|
|
|||||
|
*
Estimate / Preliminary |
|||||
|
#
Based on Index of Industrial Production (2015 = 100) |
INDUSTRY
ANALYSIS
|
INDUSTRY
: |
TRADING |
|
The
wholesale & retail trade sector expanded by 6.8% in the third quarter of
2015, higher than the 6.0% growth in the preceding quarter. Growth was
supported by both the wholesale trade and retail trade segments. The
wholesale trade segment was boosted by an increase in both domestic and
foreign wholesale trade sales volume. In particular, the domestic wholesale
trade index rose by 7.4%, following the 8.1 % increase in the previous
quarter. The strong performance in domestic wholesale trade was due to a
surge in the sales of petroleum and petroleum products (14%), chemicals &
chemical products (39%) and telecommunications & computers (18%). |
|
|
Similarly,
the foreign wholesale trade index rose by 10% in the third quarter of 2015,
accelerating from the 6.9% rise in the previous quarter. Growth was driven by
improvements in the sales of petroleum & petroleum products (21%),
metals, timber & construction materials (10%) and general wholesale trade
(8.8%). |
|
|
Overall
retail trade sales volume also recorded resilient growth of 5.6% in the third
quarter of 2015, extending the 6.4 % expansion in the second quarter. Growth
was supported by a surge in the volume of motor vehicle sales (44%), which
was in turn due to a substantial increase in the supply of Certificate of
Entitlements. Excluding motor vehicles, retail sales volume increased at a
much slower pace of 0.7% over the same period. The increase in retail sales
volume (excluding motor vehicles) was due to improved non-discretionary goods
sales. For instance, the sales of medical goods & toiletries and
department store goods rose by 8.1% and 3.6% respectively. |
|
|
According
to the Retail News Asia, Food and beverage has overtaken fashion as the
primary driver of demand for retail real estate in Singapore. Despite
declining retail sales and consumer spending, the prime retail sector
remained in good shape during the third quarter 2015. |
|
|
OVERALL
INDUSTRY OUTLOOK : AVERAGE GROWTH |
|
CREDIT
RISK EVALUATION & RECOMMENDATION
|
Incorporated
in 2016, the Subject is an Exempt Private company, focusing on general
wholesale trade. The Subject has been in business for less than 5 years and
it has slowly been building up contact with its clients while competing in
the industry. However, it has yet to enjoy a stable market shares as it need
to compete many well established players in the same field. With an issued
and paid up capital of USD 2 contributed by individual shareholders, the
Subject may face difficulties in its attempt to further expand its business
in the future. Thus, the Subject should put more efforts on its business to
gain higher market share while competing aggressively in the market. |
FINANCIAL
ACCOUNT
No latest financial accounts are available at
the Registry Office.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 64.08 |
|
|
1 |
INR 91.34 |
|
Euro |
1 |
INR 80.03 |
|
SGD |
1 |
INR 48.70 |
Note:
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
PRA |
|
|
|
|
Report Prepared
by : |
NIT |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.