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MIRA
INFORM REPORT
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Report No. : |
489388 |
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Report Date : |
07.02.2018 |
IDENTIFICATION DETAILS
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Name : |
KRISTECH KRZYSZTOF KAJSTURA |
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Registered Office : |
Ul. Porzeczkowa 12 43-450 Ustroń |
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Country : |
Poland |
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Date of Incorporation : |
04.08.2004 |
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Legal Form : |
Natural persons conducting business activity |
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Line of Business : |
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No. of Employees : |
1 to 9 (2015) |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
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MIRA’s Rating : |
A |
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Credit Rating |
Explanation |
Rating Comments |
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A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
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Status : |
Satisfactory |
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Payment Behaviour : |
Slow but Correct |
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Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
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Country Name |
Previous Rating (30.06.2017) |
Current Rating (30.09.2017) |
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Poland |
A2 |
A2 |
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Risk Category |
ECGC
Classification |
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Insignificant |
A1 |
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Low Risk |
A2 |
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Moderately Low Risk |
B1 |
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Moderate Risk |
B2 |
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Moderately High Risk |
C1 |
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High Risk |
C2 |
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Very High Risk |
D |
POLAND - ECONOMIC OVERVIEW
Poland has the sixth-largest economy in the EU and has long had a reputation as a business-friendly country with largely sound macroeconomic policies. Since 1990, Poland has pursued a policy of economic liberalization. During the 2008-09 economic slowdown Poland was the only EU country to avoid a recession, in part because of the government’s loose fiscal policy combined with a commitment to rein in spending in the medium-term Poland is the largest recipient of EU development funds and their cyclical allocation can significantly impact the rate of economic growth.
The Polish economy performed well during the 2014-17 period, with the real GDP growth rate generally exceeding 3%, in part because of increases in government social spending that have helped to accelerate consumer-driven growth. However, since 2015, Poland has implemented new business restrictions and taxes on foreign-dominated economic sectors, including banking and insurance, energy, and healthcare, that have dampened investor sentiment and has increased the government’s ownership of some firms. The government reduced the retirement age in 2016 and has had mixed success in introducing new taxes and boosting tax compliance to offset the increased costs of social spending programs and relieve upward pressure on the budget deficit. Some credit ratings agencies estimate that Poland during the next few years is at risk of exceeding the EU’s 3%-of-GDP limit on budget deficits, possibly impacting its access to future EU funds. Poland’s economy is projected to perform well in the next few years in part because of an anticipated cyclical increase in the use of its EU development funds and continued, robust household spending.
Poland faces several systemic challenges, which include addressing some of the remaining deficiencies in its road and rail infrastructure, business environment, rigid labor code, commercial court system, government red tape, and burdensome tax system, especially for entrepreneurs. Additional long-term challenges include diversifying Poland’s energy mix, strengthening investments in innovation, research, and development, as well as stemming the outflow of educated young Poles to other EU member states, especially in light of a coming demographic contraction due to emigration, persistently low fertility rates, and the aging of the Solidarity-era baby boom generation.
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Source
: CIA |
Company name and address
KRISTECH
KRZYSZTOF KAJSTURA |
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ul. Porzeczkowa 12 |
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Phone:
33 4876688 |
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Fax:
33 4876945 |
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E-mail:
kristech@kristech.pl |
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Website:
http://www.kristech.pl |
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https://shop.kristech.pl |
Company summery
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Legal form |
Natural persons conducting business activity |
(1) |
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Stat.no. |
072916237 |
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Tax ID |
PL 5482311415 |
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Establishment |
04.08.2004 |
(1) |
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Registration: |
06.12.2011, Central Business Activity Registration and
Information Office, |
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Owner |
Krzysztof
Kajstura |
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Main
activity |
Design
of microprocessor systems |
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Branches
NACE 2007: |
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Engineering
activities and related technical consultancy |
(M.71.12.Z) |
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Research
and experimental development on natural sciences and engineering |
(M.72.19.Z) |
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Other
IT activity |
(J.62.03.Z) |
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Other
retail of machines and equipment |
(G.47.41.Z) |
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Other
equipment repair and maintenance |
(S.95.11.Z) |
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Employment |
2009:
1 to 9 employees |
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Turnover |
data
not possible to obtain |
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Financial statements
Balance data is not available due to the lack of balance data
publication.
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Locations: |
seat: |
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Real
Estate |
Verification
of information on real estate ownership position through the Real Estate
Register is not covered by the standard report. |
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Connections: |
Krzysztof Kajstura |
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Data
concerning connections are valid as at: 12.01.2018. |
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General
information |
The
subject refused to cooperate in elaboration of the report. |
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Banks |
MBANK SA Oddział Bankowości Detalicznej
(11402004) |
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Payment
Manner |
Slow but Correct |
(34) |
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Credit
capability |
Business
connections should not be refused, credits require security |
(41) |
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The
commercial credit cannot be determined due to the lack of insight into the
complete and current financial situation of the subject company. |
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FOREIGN EXCHANGE RATES
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Currency |
Unit
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Indian Rupees |
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US Dollar |
1 |
INR 64.27 |
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1 |
INR 89.72 |
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Euro |
1 |
INR 79.52 |
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PLN |
1 |
INR 19.14 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
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Analysis Done by
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PRI |
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Report Prepared
by : |
TRU |
RATING EXPLANATIONS
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Credit Rating |
Explanation |
Rating Comments |
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A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
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A+ |
Low Risk |
Business dealings permissible with low
risk of default |
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A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
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B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
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C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
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D |
High Risk |
Business dealing not recommended or on
secured terms only |
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NB |
New Business |
No recommendation can be done due to
business in infancy stage |
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NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
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Company
background and operations size
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Promoters
/ Management background
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Payment
record
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Litigation
against the subject
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Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.