|
|
|
MIRA
INFORM REPORT
|
Report No. : |
492609 |
|
Report Date : |
20.02.2018 |
IDENTIFICATION DETAILS
|
Name : |
BOBST FIRENZE
S.R.L. |
|
|
|
|
Registered Office : |
Via Fratelli
Cervi, 76 Capalle, 50013 - Campi Bisenzio (FI) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2016 |
|
|
|
|
Date of Incorporation : |
23.02.2005 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
Manufacture of Machinery for Printing and
Binding (including Spare Parts and Accessories) |
|
|
|
|
No. of Employees : |
From 91 To 110 |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A |
|
Credit Rating |
Explanation |
Rating Comments |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
Slow but correct |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.09.2017) |
Current Rating (31.12.2017) |
|
Italy |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
ITALY - ECONOMIC OVERVIEW
Italy’s economy compromises a developed industrial north, dominated by
private companies, and a less-developed, highly subsidized, agricultural south,
with a legacy of unemployment and underdevelopment. The Italian economy is
driven in large part by the manufacture of high-quality consumer goods produced
by small and medium-sized enterprises, many of them family-owned. Italy also
has a sizable underground economy, which by some estimates accounts for as much
as 17% of GDP. These activities are most common within the agriculture,
construction, and service sectors.
Italy is the third-largest economy in the euro zone, but its
exceptionally high public debt and structural impediments to growth have
rendered it vulnerable to scrutiny by financial markets. Public debt has
increased steadily since 2007, reaching 131% of GDP in 2017. Investor concerns
about Italy and the broader euro-zone crisis eased in 2013, bringing down
Italy's borrowing costs on sovereign government debt from euro-era records. The
government still faces pressure from investors and European partners to sustain
its efforts to address Italy's longstanding structural economic problems,
including labor market inefficiencies, a sluggish judicial system, and a weak
banking sector. Italy’s economy returned to modest growth in late 2014 for the
first time since 2011. In 2015-16, Italy’s economy grew at about 1% each year,
and in 2017 growth accelerated to 1.5% of GDP. In 2017, overall unemployment was
11.4%, but youth unemployment remained high at 37.1%.
|
Source
: CIA |
Company name & address
BOBST FIRENZE S.R.L.
Via Fratelli Cervi,
76 Capalle
50013 - Campi
Bisenzio (FI) -IT-
Summary
|
Fiscal Code |
: |
05512550483 |
|
Legal Form |
: |
Limited Liability Company |
|
start of Activities |
: |
23/02/2005 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
35.000.000/50.000.000 |
|
Number of Employees |
: |
From 91 To 110 |
Activity
Manufacture of machinery for printing and
binding (including spare parts and accessories)
Legal Data
Legal Form : Limited liability company
|
Fiscal Code : 05512550483 |
|
Foreign Trade Reg. no. : FI074067 since
13/04/2006 |
|
Chamber of Commerce no. : 302072 of Como |
|
Chamber of Commerce no. : 552140 of Firenze
since 01/03/2005 |
|
V.A.T. Code : 05512550483 |
|
Establishment date |
: 23/02/2005 |
|
|
Start of Activities |
: 23/02/2005 |
|
|
Legal duration |
: 31/12/2030 |
|
|
Nominal Capital |
: 110.000 |
|
|
Subscribed Capital |
: 110.000 |
|
|
Paid up Capital |
: 110.000 |
|
Legal mail : |
LEGAL@GIDUEPEC.COM |
Members
|
|
D'annunzio |
Federico |
|
|
Born in Roma |
(RM) |
on 18/03/1964 |
- Fiscal Code : DNNFRC64C18H501P |
|
|
Residence: |
T. Minniti |
, 182 |
- 21040 |
Cislago |
(VA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/05/2015 |
||
|
Managing Director |
29/05/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Bothorel |
Erik, Henri, Eugene |
|
|
Born in Marsiglia |
( ) |
on 25/09/1962 |
- Fiscal Code : BTHRHN62P25Z110P |
|
|
Residence: |
Campagna |
, 9 |
- 29121 |
Piacenza |
(PC) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Board Chairman |
29/05/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Pagani |
Corrado |
|
|
Born in Piacenza |
(PC) |
on 10/11/1964 |
- Fiscal Code : PGNCRD64S10G535G |
|
|
Residence: |
Fr. Capalle Via Fratelli Cervi |
, 76 |
- 50013 |
Campi Bisenzio |
(FI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
24/07/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Ciapponi |
Magda |
|
|
Born in Saronno |
(VA) |
on 03/12/1959 |
- Fiscal Code : CPPMGD59T43I441R |
|
|
Residence: |
Dante |
, 243 |
- 22070 |
Rovello Porro |
(CO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
24/07/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Trecate |
Maurizio |
|
|
Born in Vercelli |
(VC) |
on 04/10/1968 |
- Fiscal Code : TRCMRZ68R04L750Z |
|
|
Residence: |
Fr. Capalle Via Fratelli Cervi |
, 76 |
- 50013 |
Campi Bisenzio |
(FI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
24/07/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Verhoeven |
Franciscus Arnoldus Maria |
|
|
Born in Eindhoven |
( ) |
on 10/11/1963 |
- Fiscal Code : VRHFNC63S10Z126P |
|
|
Residence: |
Fr. Capalle Via Fratelli Cervi |
, 76 |
- 50013 |
Campi Bisenzio |
(FI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
24/07/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Tissi |
Attilio |
|
|
Born in Neuhausen Am Rheinfall |
( ) |
on 15/11/1968 |
- Fiscal Code : TSSTTL68S15Z133Q |
|
|
Residence: |
Fratelli Cervi |
, 76 |
- 50013 |
Campi Bisenzio |
(FI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
29/05/2015 |
|
|
Cardinotti |
Matteo |
|
|
Born in Viareggio |
(LU) |
on 22/10/1975 |
- Fiscal Code : CRDMTT75R22L833V |
|
|
Residence: |
Fratelli Cervi |
, 76 |
- 50013 |
Campi Bisenzio |
(FI) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
24/07/2015 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Bobst Mex Sa |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Partner |
|
|
No Protests registered |
Companies
connected to members *
*checkings have been performed on a national
scale.
In this module are listed the companies in
which members hold or have holded positions.
|
|
D'annunzio |
Federico |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Gidue S.p.a. In Liquidazione |
Turate (CO) - IT - |
02473490122 |
Chairman |
Withdrawn |
In liquidation |
|
Gidue S.p.a. In Liquidazione |
Turate (CO) - IT - |
02473490122 |
Managing Director |
Withdrawn |
In liquidation |
|
Gidue S.p.a. In Liquidazione |
Turate (CO) - IT - |
02473490122 |
Board Chairman |
Withdrawn |
In liquidation |
|
Gidue Re S.r.l. In Liquidazione |
Turate (CO) - IT - |
02982920130 |
Sole Director |
Withdrawn |
Registered |
|
Tec Tecnologie Per L Industria Di D
Annunzio Federico |
Milano (MI) - IT - |
DNNFRC64C18H501P |
Proprietor |
Withdrawn |
Ceased |
|
Aquaflex Italia Sas Di Ferlini Mauro EC. |
Pogliano Milanese (MI) - IT - |
10534430151 |
Limited Partner |
Withdrawn |
Ceased |
|
Fedeto Societa' Semplice |
Milano (MI) - IT - |
97349730156 |
Partner |
Withdrawn |
Registered |
|
Tofede Societa' Semplice |
Milano (MI) - IT - |
97349720157 |
Partner |
Withdrawn |
Registered |
|
Tofecri Societa' Semplice |
Milano (MI) - IT - |
97349710158 |
Partner |
Withdrawn |
Registered |
|
Fedeto Management E Consulting S.a.s. Di
Federico D'annunzio E C. |
Milano (MI) - IT - |
03993450968 |
Acting partner (in work) |
Withdrawn |
Ceased |
|
Servizi Amministrativi S.a.s. Di Cristina
Toffolo De Piante |
Milano (MI) - IT - |
05174580968 |
Limited Partner |
Withdrawn |
Registered |
|
|
Bothorel |
Erik, Henri, Eugene |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Rotomec S.p.a. |
San Giorgio Monferrato (AL) - IT - |
00161310065 |
Managing Director |
Withdrawn |
Ceased |
|
Rotomec S.p.a. |
San Giorgio Monferrato (AL) - IT - |
00161310065 |
Director |
Withdrawn |
Ceased |
|
Bobst Italia S.p.a. |
Piacenza (PC) - IT - |
06223930154 |
Managing Director |
Withdrawn |
Registered |
|
Bobst Italia S.p.a. |
Piacenza (PC) - IT - |
06223930154 |
Director |
Active |
Registered |
The indication "REGISTERED" as Firm
Status could refer to Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise
to request further investigations.
Capital
Shareholders
Shareholders' list as at date of data
collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
D'annunzio Federico |
Cislago - IT - |
DNNFRC64C18H501P |
38.500 .Eur |
35,00 |
|
Bobst Mex Sa |
71.500 .Eur |
65,00 |
Direct
Participations
The Company under review has no
participations in other Companies.
Firm's location
and structure
In order to carry out its activities the firm
uses the following locations:
|
- |
Legal and operative seat |
|
Fratelli Cervi |
, 76 |
- 50013 |
- Campi Bisenzio |
(FI) |
- IT - |
|
Legal mail |
: LEGAL@GIDUEPEC.COM |
|
- |
Branch |
(Administrative office) |
since 01/09/2009 |
|
Matteotti |
, 10 |
- 22078 |
- Turate |
(CO) |
- IT - |
|
PHONE |
: 029668181 |
|
FAX |
: 0296681842 |
|
Employees |
: 95 |
|
Fittings and Equipment for a value of
30.000 |
Eur |
|
Stocks for a value of 8.130.000 |
Eur |
Historical
Information and/or Firm's Status
COMPANY STYLE MODIFICATIONS:
|
Former Style |
New Style |
Changement Date |
|
NUOVA CASTAGNOLI S.R.L. |
Nuova Gidue Srl |
21/01/2009 |
CEASINGS/INCORPORATIONS/MERGES:
|
|
The subj. took over by rent the activities
of |
|
Gidue S.p.a. In Liquidazione |
|
|
Matteotti |
, 10 |
, 22078 |
, Turate |
(CO) |
- IT - |
|
|
Fiscal Code: 02473490122 |
|
|
Date |
: |
21/01/2009 |
|
|
The firm took over the activity of |
|
Castagnoli Form Consulta - S.R.L. |
|
|
VIA DEL GIGLIO 6 |
, 50100 |
, Firenze |
(FI) |
- IT - |
|
|
Fiscal Code: 04434790483 |
|
|
Date |
: |
19/07/2007 |
Protests
Protests checking on the subject firm has
given a negative result.
Data Base
Prejudicial Events Search
Search performed on a National Scale
|
|
Prejudicial Events Search Result: NEGATIVE |
Search performed on a specialized data base.
Legal Procedures
None reported, standing to the latest
received edition of the Official Publications.
National Real
Estates Survey
|
The requested subject is not present c/o
the CADASTRE OFFICES. |
All responsibilities are declined regarding
any possible omissions concerning the given results. Therefore, we advise to
request for "Hypothecating Survey Inspection" c/o the locally
competent RR.II. Immovables Registry, as this service doesn't fully guarantees
the actual title of the Real Estates of the requested Subject.
Financial and
Economical Analysis
Company's starting of activities dates back
to 2005.
The economic-financial analysis has been made
on the base of the b/s of the latests three years.
Under an economic point of view, profits were
registered during the last years with a r.o.e. of 27,04% in 2016 with a
remarkable upward trend (+31,51% on 2016 compared to 2015 and +8,1% on 2015
compared to 2014).
The operating result was positive in the last
financial year (10,64%) and in line with the sector's average.
The operating result is positive and amounts
to Eur. 2.818.725 on stable levels if compared to the previous year.
The gross operating margin of the latest
financial year is of Eur. 4.499.630 on the same levels as the previous
financial year.
The financial status of the company is fairly
balanced with an indebtedness level of 1,24 and decreasing as against 2015.
With regard to equity capital, an amount of
Eur. 6.093.915 is registered. , rising by 37,06%.
Eur. 18.656.849 is the amount of total debts,
both commercial and of different nature, showing a stable trend as opposed to
2015 (Eur. 16.882.352).
Financial debts exposure is under control
while the recourse to commercial credit is rather frequent however still within
the sector's average.
Liquidity is good (1,37)
Credits are collected in 33,61 days on the
average. , a value lower than the sector's average.
As far as the cash flow is concerned during
the latest financial year it amounted to Eur. 2.282.531
Labour cost amounts to Eur. 5.056.394, with a
11,51% incidence on production costs. , whereas the incidence on sales revenues
is of 11,48%.
The incidence of the financial charges is of
-0,06% on the sales amount.
Financial Data
|
|
Complete balance-sheet for the year |
al 31/12/2016 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
44.061.948 |
|
Profit (Loss) for the period |
1.647.933 |
|
|
Complete balance-sheet for the year |
al 31/12/2015 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
33.503.946 |
|
Profit (Loss) for the period |
1.561.142 |
|
|
Complete balance-sheet for the year |
al 31/12/2014 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
30.991.840 |
|
Profit (Loss) for the period |
1.126.371 |
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
25.838.606 |
|
Profit (Loss) for the period |
259.686 |
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
22.436.029 |
|
Profit (Loss) for the period |
877.894 |
Balance Sheets
From our constant monitoring of the relevant
Public Administration offices, no more recent balance sheets result to have
been filed.
|
- Balance Sheet as at 31/12/2016 - 12 Mesi
- Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2015 - 12 Mesi
- Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2014 - 12 Mesi
- Currency: - Amounts x 1 |
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|
RATIOS |
Value Type |
as at 31/12/2016 |
as at 31/12/2015 |
as at 31/12/2014 |
Sector Average |
|
COMPOSITION ON INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,03 |
0,02 |
0,04 |
0,18 |
|
Elasticity Ratio |
Units |
0,97 |
0,97 |
0,96 |
0,80 |
|
Availability of stock |
Units |
0,31 |
0,25 |
0,27 |
0,24 |
|
Total Liquidity Ratio |
Units |
0,66 |
0,72 |
0,70 |
0,48 |
|
Quick Ratio |
Units |
0,42 |
0,49 |
0,42 |
0,03 |
|
COMPOSITION ON SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
1,24 |
1,29 |
1,92 |
3,25 |
|
Self Financing Ratio |
Units |
0,23 |
0,19 |
0,18 |
0,19 |
|
Capital protection Ratio |
Units |
0,71 |
0,62 |
0,57 |
0,63 |
|
Liabilities consolidation quotient |
Units |
0,03 |
0,03 |
0,05 |
0,19 |
|
Financing |
Units |
3,06 |
3,80 |
4,30 |
3,80 |
|
Permanent Indebtedness Ratio |
Units |
0,25 |
0,22 |
0,22 |
0,36 |
|
M/L term Debts Ratio |
Units |
0,02 |
0,02 |
0,04 |
0,11 |
|
Net Financial Indebtedness Ratio |
Units |
0,00 |
0,00 |
0,00 |
0,63 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
8,20 |
8,74 |
5,80 |
1,75 |
|
Current ratio |
Units |
1,37 |
1,33 |
1,27 |
1,21 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
0,94 |
0,98 |
0,92 |
0,81 |
|
Structure's primary quotient |
Units |
7,55 |
7,83 |
4,72 |
1,03 |
|
Treasury's primary quotient |
Units |
0,60 |
0,66 |
0,56 |
0,06 |
|
Rate of indebtedness ( Leverage ) |
% |
434,65 |
514,87 |
559,17 |
516,42 |
|
Current Capital ( net ) |
Value |
6.993.438 |
5.494.723 |
3.322.282 |
422.465 |
|
RETURN |
|||||
|
Return on Sales |
% |
5,18 |
5,37 |
5,14 |
3,35 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
27,04 |
35,11 |
39,04 |
5,13 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
45,84 |
49,53 |
81,21 |
14,77 |
|
Return on Investment ( R.O.I. ) |
% |
10,64 |
10,97 |
16,95 |
4,16 |
|
Return/ Sales |
% |
6,40 |
7,49 |
8,82 |
4,11 |
|
Extra Management revenues/charges incid. |
% |
58,46 |
62,18 |
41,20 |
28,57 |
|
Cash Flow |
Value |
2.282.531 |
1.798.867 |
1.594.348 |
122.482 |
|
Operating Profit |
Value |
2.818.725 |
2.510.756 |
2.734.059 |
144.752 |
|
Gross Operating Margin |
Value |
4.499.630 |
3.877.493 |
3.600.506 |
241.990 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
33,61 |
47,86 |
46,62 |
111,85 |
|
Debts to suppliers average term |
Days |
111,02 |
120,13 |
97,67 |
128,30 |
|
Average stock waiting period |
Days |
66,44 |
61,80 |
49,73 |
80,43 |
|
Rate of capital employed return ( Turnover
) |
Units |
1,66 |
1,46 |
1,92 |
1,08 |
|
Rate of stock return |
Units |
5,42 |
5,83 |
7,24 |
4,45 |
|
Labour cost incidence |
% |
11,48 |
11,84 |
11,69 |
19,12 |
|
Net financial revenues/ charges incidence |
% |
-0,06 |
0,04 |
0,05 |
-1,08 |
|
Labour cost on purchasing expenses |
% |
11,51 |
12,16 |
12,48 |
19,02 |
|
Short-term financing charges |
% |
0,35 |
0,28 |
0,23 |
2,68 |
|
Capital on hand |
% |
60,11 |
68,32 |
52,05 |
91,91 |
|
Sales pro employee |
Value |
278.873 |
587.788 |
274.264 |
198.432 |
|
Labour cost pro employee |
Value |
32.002 |
69.616 |
32.067 |
35.779 |
Remarks
1) Protests checking (relative to the last
five years) performed by crossing and matching the members names and the Firm's
Style with the reported addresses, is supplied by the Informatic Registry
managed by the Italian Chamber of Commerce. If the fiscal code is not
indicated, the eventual homonymous cases are submitted to expert staff
evaluation in order to limit wrong matching risks.
2) The Legal Data, supplied and retrived from
the Firm's Registry of the Italian Chamber of Commerce, are in line with the
last registered modifications.
3) Risk evaluation and Credit Opinion have
been performed on the base of the actual data at the moment of their
availability.
Market /
Territory Data
|
Population living in the province |
: |
965.388 |
|
Population living in the region |
: |
3.598.269 |
|
Number of families in the region |
: |
1.474.681 |
Monthly family expences average in the region
(in Eur..) :
|
- per food products |
: |
444 |
|
- per non food products |
: |
2.009 |
|
- per energy consume |
: |
122 |
Sector Data
The values are calculated on a base of 1.206
significant companies.
The companies cash their credits on an average
of 112 dd.
The average duration of suppliers debts is
about 128 dd.
The sector's profitability is on an average
of 3,35%.
The labour cost affects the turnover in the
measure of 19,12%.
Goods are held in stock in a range of 80 dd.
The difference between the sales volume and
the resources used to realize it is about 1,08.
The employees costs represent the 19,02% of
the production costs.
Statistical
Detrimental Data
Statistically the trade activity shows
periods of crisis.
The area is statistically considered
moderately risky.
In the region 24.960 protested subjects are
found; in the province they count to 5.242.
The insolvency index for the region is 0,70,
, while for the province it is 0,55.
Total Bankrupt companies in the province :
6.520.
Total Bankrupt companies in the region :
20.423.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 63.90 |
|
|
1 |
INR 90.31 |
|
Euro |
1 |
INR 80.17 |
|
Euro |
1 |
INR 79.88 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
NIY |
|
|
|
|
Report Prepared
by : |
TPT |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.