|
|
|
|
Report No. : |
482249 |
|
Report Date : |
02.01.2018 |
IDENTIFICATION DETAILS
|
Name : |
WILLIAM E. CONNOR & ASSOCIATES LIMITED |
|
|
|
|
Registered Office : |
15/F., Office Tower II, The Harbourfront, 18-22 Tak Fung Street, Hunghom, Kowloon |
|
|
|
|
Country : |
Hong Kong |
|
|
|
|
Date of Incorporation : |
24.05.1983 |
|
|
|
|
Com. Reg. No.: |
08426448 |
|
|
|
|
Legal Form : |
Private Limited Company |
|
|
|
|
Line of Business : |
Exporter and Buying Agent; Catering/Food Provision Service; Forest
Products Marketing. |
|
|
|
|
No. of Employees : |
150. (Group Employees) |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A |
|
Credit Rating |
Explanation |
Rating Comments |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Regular |
|
|
|
|
Litigation : |
Exist |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.06.2017) |
Current Rating (30.09.2017) |
|
Hong Kong |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
HONG KONG - ECONOMIC OVERVIEW
Hong Kong has a free market economy, highly dependent on international trade and finance - the value of goods and services trade, including the sizable share of reexports, is about four times GDP. Hong Kong has no tariffs on imported goods, and it levies excise duties on only four commodities, whether imported or produced locally: hard alcohol, tobacco, hydrocarbon oil, and methyl alcohol. There are no quotas or dumping laws. Hong Kong continues to link its currency closely to the US dollar, maintaining an arrangement established in 1983.
Hong Kong's open economy left it exposed to the global economic slowdown that began in 2008. Although increasing integration with China through trade, tourism, and financial links aided a more rapid initial recovery than many observers anticipated, its continued reliance on foreign trade and investment leaves it vulnerable to renewed global financial market volatility or a slowdown in the global economy.
The Hong Kong Government is promoting the Special Administrative Region (SAR) as the site for Chinese renminbi (RMB) internationalization. Hong Kong residents are allowed to establish RMB-denominated savings accounts; RMB-denominated corporate and Chinese government bonds have been issued in Hong Kong; and RMB trade settlement is allowed. The territory far exceeded the RMB conversion quota set by Beijing for trade settlements in 2010 due to the growth of earnings from exports to the mainland. RMB deposits grew to roughly 9.4% of total system deposits in Hong Kong by the end of 2015. The government is pursuing efforts to introduce additional use of RMB in Hong Kong financial markets and is seeking to expand the RMB quota.
The mainland has long been Hong Kong's largest trading partner, accounting for about half of Hong Kong's total trade by value. Hong Kong's natural resources are limited, and food and raw materials must be imported. As a result of China's easing of travel restrictions, the number of mainland tourists to the territory has surged from 4.5 million in 2001 to 47.3 million in 2014, outnumbering visitors from all other countries combined. Mainland visitors to Hong Kong declined 3% in 2015 to approximately 45.7 million, reflecting an overall drop of 2.5% in total visitors to Hong Kong. Hong Kong has also established itself as the premier stock market for Chinese firms seeking to list abroad. In 2015, mainland Chinese companies constituted about 51% of the firms listed on the Hong Kong Stock Exchange and accounted for about 62.1% of the exchange's market capitalization. During the past decade, as Hong Kong's manufacturing industry moved to the mainland, its service industry has grown rapidly. In 2014, Hong Kong and China signed a new agreement on achieving basic liberalization of trade in services in Guangdong Province under the Closer Economic Partnership Agreement, adopted in 2003 to forge closer ties between Hong Kong and the mainland. The new measures, effective March 2015, cover a negative list and a most-favored treatment provision, and will improve access to the mainland's service sector for Hong Kong-based companies.
Credit expansion and a tight housing supply have caused Hong Kong property prices to rise rapidly; consumer prices increased 4.4% in 2014, but slowed to 2.9% in 2015. Lower- and middle-income segments of the population are increasingly unable to afford adequate housing.
Hong Kong’s economic integration with the mainland continues to be most evident in the banking and finance sector. Initiatives like the Hong Kong-Shanghai Stock Connect, the Mutual Recognition of Funds, and The Hong Kong Shanghai Gold Connect are all important steps towards opening up the Mainland’s capital markets and has reinforced Hong Kong’s leading role as China’s offshore RMB market. Additional connect schemes from bonds to commodities and other investment products are also under exploration by Hong Kong authorities.
|
Source
: CIA |
Please be advised that there is no such a company known as ‘William E Connor Associates’ registered with Hong Kong Government. Located at your given address is a company known as ‘William E. Connor & Associates Ltd.’ which we consider your enquiry. A report of it was compiled for your reference. Besides, the subject formerly was located at ‘15/F., 6/F., Office Tower II, The Harbourfront, 18-22 Tak Fung Street, Hunghom, Kowloon, Hong Kong’. Now, it is just located at the above-mentioned address.
WILLIAM
E. CONNOR &
ASSOCIATES LIMITED
ADDRESS: 15/F., Office Tower II, The
Harbourfront, 18-22 Tak Fung Street, Hunghom, Kowloon, Hong Kong.
PHONE: 852-2621 2888, 2621 3282
FAX: 852-2621 2688, 2621 5223
E-MAIL: info@weconnor.com
hotline@weconnor.com
MANAGEMENT:
Chairman &
Chief Executive Officer: Mr. William
Edwin Connor II
Incorporated on: 24th May, 1983.
Organization: Private Limited
Company.
Issued Share Capital: HK$1,000,000.00
Business Category: Exporter and
Buying Agent.
Group Annual Turnover: US$2.0-3.0
billion.
Group Employees: 150.
(Hong Kong)
Main Dealing Banker: Citibank N.A.,
Hong Kong Branch.
Banking Relation: Very Good.
ADDRESS:
Registered
Head Office:-
15/F.,
Office Tower II, The Harbourfront, 18-22 Tak Fung Street, Hunghom, Kowloon,
Hong Kong.
Mailing
Address:-
P.O. Box 97089,
Tsimshatsui, Kowloon, Hong Kong.
Representative
Offices: Indonesia, Madras and Shanghai.
Holding
Company:-
WSB Holdings Ltd.,
Hong Kong.
Subsidiary:-
Omega Compliance
Ltd., Hong Kong.
Associated/Affiliated
Companies:-
Connor
International Ltd., Bangladesh.
Connor
International Ltd., Hong Kong.
Connor
International Ltd., Portugal.
Connor
International Ltd., Turkey.
Connor Trade
Services Ltd., Hong Kong.
Omega Compliance
India Pvt. Ltd., India.
Regis Gard Ltd.,
Korea.
Southgate Ltd.,
Philippines.
The William E.
Connor Foundation Inc., United States.
William E. Connor
& Associates Co. Ltd., Vietnam.
William E. Connor
& Associates Sourcing Pvt. Ltd., India.
William E. Connor
(China) Ltd., Shanghai, China.
William E. Connor
(Fuzhou) Ltd., China.
William E. Connor
(Hong Kong) Ltd., Hong Kong. [Dissolved]
William E. Connor
(Indonesia) Ltd., Indonesia.
William E. Connor
(Korea) Ltd., South Korea.
William E. Connor
(Philippines) Ltd., Philippines.
William E. Connor
(Shanghai) Ltd., China.
William E. Connor
(Shenzhen) Ltd., China.
William E. Connor
(Singapore) Pte. Ltd., Singapore.
William E. Connor
(Sri Lanka) Ltd., Sri Lanka.
William E. Connor
(Taiwan) Ltd., Taiwan.
William E. Connor
(Thailand) Ltd., Thailand.
William E. Connor
De Mexico S.A. de C.V., Mexico.
William E. Connor
Inc., Japan.
Worldwindows LLC,
United States.
08426448
0124632
Chairman &
Chief Executive Officer: Mr. William
Edwin Connor II
HK$1,000,000.00 (10,000 fully paid ordinary
shares)
(As
per registry dated 24-05-2017)
|
Name |
|
No.
of shares |
|
William
Edwin CONNOR II |
|
1 |
|
WSB Holdings Ltd., Hong Kong. |
|
9,999 |
|
|
|
–––––– |
|
|
Total: |
10,000 ===== |
(As per registry dated 24-05-2017)
|
Name (Nationality) |
Address |
|
William Edwin CONNOR II (American) |
House 2, 72 Deep Water Bay Road, Hong Kong. |
|
Justin Bruce KENT |
House 4, Ondina Heights, 62-66 Peak Road, The Peak, Hong Kong. |
|
James Ernest GAGNON |
Flat B, 18/F., Block 1, Carmen’s Garden, 9 Cox’s Road, Kowloon, Hong
Kong. |
(As
per registry dated 24-05-2017)
|
Name |
Address |
Co.
No. |
|
Vincent
Secretarial Services (Nominee) Ltd. |
11/F., Wheelock House, 20 Pedder Street, Central, Hong Kong. |
0513164 |
The
subject was incorporated on 24th May, 1983 as a private limited liability
company under the Hong Kong Companies Ordinance.
It
was originally registered under the name of EAL (H.K.) Ltd., name changed to
the present style on 2nd December, 1986.
Formerly
the subject was located at 15/F., Silvercord, Tower 2, 30 Canton Road,
Tsimshatsui, Kowloon, Hong Kong, moved to 6/F., 7/F. & 15/F., Office Tower
II, The Harbourfront, 18-22 Tak Fung Street, Hunghom, Kowloon, Hong Kong in
June 1995 and further moved to the present address in February 2015.
The
subject appointed its new company secretary on 24th May, 2017.
Apart
from these, neither material change nor amendment has been ever traced and
noted.
Activities: Exporter and Buying Agent;
Catering/Food Provision Service; Forest Products Marketing.
Lines:-
Apparel and Accessories
· Ready-to-wear –
Missy sportswear, career wear, junior sportswear, special sizes, outerwear,
activewear
· Men’s wear –
Sportswear, outerwear, dressshirts, suit/blazers/trousers
· Infant’s and
children’s
Intimate apparel
·
Fashion accessories/shoes
Homestore
· Houseware – Cookware,
kitchen utensils, tableware (flatware, dinnerware, glassware), plasticware,
acrylic drinkware and serving, baskets, decorative accessories, storage
· Trim-a-home –
Stockings, treeskirts, tree ornaments and wreathes, Christmas lights, table
top, wall décor, animated toys, plush toys
· Decorative
accessories – Artificial flowers, silverware, photo frames, lighting
(candles/candle holders), decorative accessories, baskets, vases
· Home textiles –
Table linen, bed linen, drapes, pillow covers, cushion covers, carpets, bath
towels, shower curtains, laundry basket liners, slip covers, top of the bed
(quilts, duvet covers, shams)
· Furniture –
Indoor, outdoor tables, chairs, occasional chairs, casegoods and cabinets,
shelves, mirrors and accent furniture
· Stationery and
home office products – Desk top items, organizers, furniture, paper products
· Luggage – Soft and
hard sided, totes, expandables
· Toys – Plush
Group Employees: 150.
(Hong Kong)
Commodities Imported: China, other Asian
countries, etc.
Markets: US, Europe, Hong Kong, etc.
Group Annual Turnover: US$2.0-3.0
billion.
Terms/Sales: L/C (main) or T/T.
Terms/Buying:
L/C or as per contracted.
The American Chamber of Commerce in Hong Kong.
The Hong Kong General
Chamber of Commerce, Hong Kong.
[Membership No. HKW0063]
Issued Share
Capital: HK$1,000,000.00 (10,000 fully paid ordinary shares)
Mortgage
or Charge:-
Date: 06-06-2016
Description of
Instrument: Deposit Deed
Mortgagee: Citibank N.A., Hong Kong
Branch.
Profit or Loss: Operation is profitable.
Condition: Keeping in an active and good manner.
Facilities: Making active use of general banking
facilities.
Payment: Regular.
Commercial
Morality: Very Good.
Bankers:-
Citibank N.A.,
Hong Kong Branch.
Hang Seng Bank
Ltd., Hong Kong.
First Interstate
Bank of California, Hong Kong Branch.
BNP Paribas,
Hong Kong Branch.
Standing: Very Good.
William
E. Connor & Associates Limited was incorporated in May 1983. It had remained inactive until it took over
all the trading activities from William E. Connor (Hong Kong) Ltd. on 1st
January, 1988. The latter company was
incorporated in January 1949 in Hong Kong as an affiliate of William E. Connor
Inc., Japan. It was a well-established
trading firm which has been banking with Citibank N.A. since May 1967.
Now,
the Chairman & CEO of the subject Mr. William Edwin Connor II is a Hong
Kong ID holder and has got the right to reside in Hong Kong.
The
subject has set up an office in Dongguan City, Guangdong Province, China. This office is responsible for sourcing
commodities from China suppliers.
It
was reported that the subject was originally established in Tokyo, Japan in
1949.
Now,
the subject is a subsidiary company of WSB Holdings Ltd. which is a Hong
Kong-based company. The subject belongs
to the Connor Group.
The
subject continues to carry on the same lines of business as an exporter and
buying agent for a number of large American department stores which are selling
substantial volume of garments, sundry goods, toys and plastic products from
the Asia Pacific region. The Group now
has set up buying offices in China, Bangladesh, South Korea, the Philippines, Portugal,
Sri Lanka, Taiwan, India, Thailand, Turkey, Vietnam, Indonesia, etc.
It
also serves the customers in South America, Europe, South Africa and Australia.
The
subject now is specialized in fashion-related goods, fabrics, footwear, house
wares, furniture, lighting products, decorative accessories, stationery, office
equipment and other consumer products.
The
subject is pure service company. It is
sourcing commodities on behalf of its clients worldwide.
The
subject is a member of the old and well-established Connor Group. The Conner Group’s services embrace all
stages of global supply-chain management.
It offers comprehensive product development assistance, identifying
manufacturers, negotiating prices, handling logistics, providing comprehensive
quality assurance, monitoring compliance with country-of-origin requirements,
and assisting clients meet government regulations. The Group now has over 1,400 technicians
and professionals in 35 locations in more than 20 countries.
The
Group represents some of the most significant brands, department stores,
specialty retailers and catalogue companies in Japan, North America, Latin
America, Europe and Australia.
Its
comparatively new subsidiary Omega Compliance Ltd. provides its clients with
supply chain evaluation and compliance services. Clients include department stores, catalogue
and e-commerce retailers, and importers in North America, Europe, Latin
America, Australia, Japan, etc.
Every
year, the Group sources, at cost, in excess of US$2.0 billion of merchandise
from 33 different countries for over 70 customers. Main customers include Nordstrom,
Williams-Sonoma, Saks, Neiman Marcus, etc.
The
annual sales turnover of the Group ranges from US$2.0 to 3.0 billion. Business is lucrative.
The
subject has been involved in a number of litigation while most of them
concerning labour dispute and “Exporting Prohibited Articles Without Licence”,
etc.
Mr.
William Edwin Connor II, aged 65 and being an American, is the Group’s Chief
Executive Officer. He obtained the Associate
in Arts/Science degree in Stanford University, and Doctor of Jurisprudence from
University of Santa Clara. Married with
3 children, Mr. William Edwin Connor II was ranked one of the World’s Richest
People by Forbes with a total net worth of about US$2.0 billion.
Currently,
the subject has set up a number of office in China which are employing over 500
employees. The annual sourcing volume of
the subject of the subject is over US$5 million.
The
history of the subject in Hong Kong is over 34 years and 7 months.
On
the whole, supported by the Connor family, the subject is considered good for
normal business engagements.
Court
case:-
|
Action
Date |
Case
No. |
Plaintiff |
Defendant |
Cause |
Amount |
|
25-10-2000 |
SPK13276 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
25-10-2000 |
SPK13277 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
25-10-2000 |
SPK13278 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
25-10-2000 |
SPK13279 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
25-10-2000 |
SPK13280 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
25-10-2000 |
SPK13281 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
25-10-2000 |
SPK13282 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
Nov. 2000 |
H9899 |
Microsoft Corporation |
William E. Connor & Associates Ltd. |
Injunction |
Not stated |
|
08-01-2001 |
R9213 |
Chu Kam Ha |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
11-01-2001 |
SPK13276 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
11-01-2001 |
SPK13277 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
11-01-2001 |
SPK13278 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
11-01-2001 |
SPK13279 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
11-01-2001 |
SPK13280 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
11-01-2001 |
SPK13281 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
11-01-2001 |
SPK13282 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
12-02-2001 |
R357 |
Tai Siu Shing, Ricky and Law Ming Keung |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
08-03-2001 |
SPK13276 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
08-03-2001 |
SPK13277 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
08-03-2001 |
SPK13278 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
08-03-2001 |
SPK13279 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
08-03-2001 |
SPK13280 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
08-03-2001 |
SPK13281 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
08-03-2001 |
SPK13282 |
Government of HKSAR |
William E. Connor & Associates Ltd. |
Exporting Prohibited Articles Without
Licence |
Not stated |
|
07-12-2001 |
R8784 |
Chan Ho Fai, Stephen |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
03-01-2002 |
R8784 |
Chan Ho Fai, Stephen |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
28-02-2002 |
R8784 |
Chan Ho Fai, Stephen |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
11-03-2002 |
R8784 |
Chan Ho Fai, Stephen |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
12-07-2002 |
D1979 |
Chan Ho Fai, Stephen |
William E. Connor & Associates Ltd. |
Registration of LT Award |
Not stated |
|
05-02-2003 |
H22 |
Chan Ho Fai, Stephen |
William E. Connor & Associates Ltd. |
Appeal from the Labour Tribunal |
Not stated |
|
13-02-2003 |
S87132 |
Five Continental Candle Factory |
William E. Connor & Associates Ltd. |
Service Rendered |
Not stated |
|
05-09-2003 |
R6984 |
Li Pun Sum |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
04-04-2006 |
R1279 |
Henry Chen, Ho Kwong Wing, Li Siu Wai and
Yung Sin Lung |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
06-06-2006 |
R1279 |
Henry Chen, Ho Kwong Wing, Li Siu Wai and
Yung Sin Lung |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
07-08-2006 |
R1279 |
Henry Chen, Ho Kwong Wing, Li Siu Wai and
Yung Sin Lung |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
08-08-2006 |
R1279 |
Henry Chen, Ho Kwong Wing, Li Siu Wai and
Yung Sin Lung |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
05-10-2006 |
R1279 |
Henry Chen, Ho Kwong Wing, Li Siu Wai and
Yung Sin Lung |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
19-10-2006 |
R1279 |
Henry Chen, Ho Kwong Wing, Li Siu Wai and
Yung Sin Lung |
William E. Connor & Associates Ltd. |
Labour Dispute |
Not stated |
|
14-12-2006 |
H51 |
William E. Connor & Associates Ltd. |
William E. Connor & Associates Ltd. |
For Leave to Appeal |
Not stated |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 63.67 |
|
|
1 |
INR 85.90 |
|
Euro |
1 |
INR 75.45 |
|
HKD |
1 |
INR 8.15 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
NIS |
|
|
|
|
Report Prepared
by : |
KET |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.