3decades

MIRA INFORM REPORT

Report No. :	485540
Report Date :	19.01.2018

IDENTIFICATION DETAILS

Name :	PWB HEALTH (UK) LTD

Registered Office :	Wembly Works Hemingfield Road, Wombwell Barnsley S73 OLY

Country :	United Kingdom

Financials (as on) :	28.02.2017

Date of Incorporation :	09.11.2010

Com. Reg. No.:	07433437

Legal Form :	Private Limited with Share Capital

Line of Business :	Manufacturer of Medical and Dental Instruments and supplies.

No. of Employees :	Not Available

RATING & COMMENTS

(Mira Inform has adopted New Rating mechanism w.e.f. 23^rd January 2017)

MIRA’s Rating :

Credit Rating

Explanation

Rating Comments

Medium High Risk

Business dealings permissible preferably on secured basis

Status :	Moderate

Payment Behaviour :	Slow

Litigation :	Clear

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List

Country Name

Previous Rating

(30.06.2017)

Current Rating

(30.09.2017)

United Kingdom

Risk Category	ECGC Classification
Insignificant	A1
Low Risk	A2
Moderately Low Risk	B1
Moderate Risk	B2
Moderately High Risk	C1
High Risk	C2
Very High Risk	D

UNITED KINGDOM - ECONOMIC OVERVIEW

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining; the UK has been a net importer of energy since 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output.

In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded Britain's economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the then CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which has continued under the new Conservative majority government. However, the deficit still remains one of the highest in the G7, standing at 4.1% of GDP as of mid-2016, and Britain has pledged to lower its corporation tax from 20% to 17% by 2020. Britain had a debt burden of 92.2% GDP at the end of 2016.

While the UK is one of the fastest growing economies in the G7, economists are concerned about the potential negative impact of the UK’s vote to leave the EU. The UK has an extensive trade relationship with other EU members through its single market membership and economic observers have warned the exit will jeopardize its position as the central location for European financial services.

Source : CIA

COMPANY NAME AND ADDRESS

Company Name: PWB HEALTH (UK) LTD

Company No: 07433437

Company Status: Active - Accounts Filed

Registered Address: WEMBLY WORKS HEMINGFIELD ROADWOMBWELLBARNSLEYS73 0LY

Company Summary

Registered Address WEMBLY WORKS HEMINGFIELD ROAD, WOMBWELL BARNSLEY S73 0LY

Trading Address Wembley Works, Hemingfield Road, Wombwell, Barnsley, South Yorkshire, S73 0LY

Website Address http://www.breastlight.com

Telephone Number 01484817807

Fax Number --

TPS No

FPS Yes

Incorporation Date 09/11/2010

Previous Name ULTRA PROPERTIES LTD

Type Private limited with Share Capital

FTSE Index -

Date of Change 23/12/2010

Filing Date of Accounts 30/11/2017

Currency GBP

Share Capital £1

SIC07 32500

Charity Number -

SIC07 Description MANUFACTURE OF MEDICAL AND DENTAL INSTRUMENTS AND SUPPLIES

Principal Activity --

Additional Information

CCJ's 0 (£0)

No CCJ Information To Display

Ultimate Holding Company RESOURCE MEDICAL (UK) LTD

Accountant -

Mortgages 0

Group 3 companies

Linkages 0 companies

Countries In 0 countries

Key Financials

Year to Date Turnover Pre Tax Profit Shareholder's Funds Employees

28/02/2017 - - -£79,383 -

29/02/2016 - - -£9,895 -

28/02/2015 - - -£14,476 -

Mortgage Summary

Total Mortgage 0

Outstanding 0

Satisfied 0

Trade Debtors / Bad Debt Summary

Total Number of Documented Trade 0

Total Value of Documented Trade £0

Commentary

This company has been treated as a Small company in respect of the rating/limit generated.

The latest Balance Sheet indicates a negative net working capital position.

The negative debt/equity ratio indicates a Balance Sheet deficiency funded by creditors/debt.

There has been a reduction in shareholders funds compared with the previous balance sheet.

This company trades in an industry with a higher level of corporate failures.

CCJ

Total Number of Exact CCJs -	0	Total Value of Exact CCJs -
Total Number of Possible CCJs -	0	Total Value of Possible CCJs -
Total Number of Satisfied CCJs -	0	Total Value of Satisfied CCJs -
Total Number of Writs -	-

Total Current Directors	1	Total Current Secretaries	0
Total Previous Directors / Company Secretaries	1	Total Person's With Significant Control	1

Current Directors

Title		Function	Director
Name	Zulfkar Ahmad	Nationality	British
Date of Birth	03/1954	Present Appointments	1
Latest Address	2 Thorne Road, Huddersfield, West Yorkshire	Appointment Date	09/11/2010
Post Code	HD1 3JJ

Top Shareholders

Name	Currency	Share Count	Share Type	Nominal Value	% of Total Share Count
RESOURCE MEDICAL (UK) LTD	GBP	1	ORDINARY	1	100
1

Financials

PROFIT & LOSS

	Date Of Accounts	28/02/17	(%)	29/02/16	(%)	28/02/15	(%)	28/02/14	(%)	28/02/13
	Weeks	52	(%)	52	(%)	52	(%)	52	(%)	52
	Currency	GBP	(%)	GBP	(%)	GBP	(%)	GBP	(%)	GBP
	Consolidated A/cs	N	(%)	N	(%)	N	(%)	N	(%)	N
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Turnover	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Export	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Cost of Sales	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Gross Profit	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Wages & Salaries	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Directors Emoluments	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Operating Profit	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Depreciation	£4,991	-22.5%	£6,442	61.4%	£3,992	35.2%	£2,953	-33.3%	£4,429
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Audit Fees	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Interest Payments	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Pre Tax Profit	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Taxation	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Profit After Tax	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Dividends Payable	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Retained Profit	-	-	-	-	-	-	-	-	-

BALANCE SHEET

	Date Of Accounts	28/02/17	(%)	29/02/16	(%)	28/02/15	(%)	28/02/14	(%)	28/02/13
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Tangible Assets	£17,528	-22.2%	£22,519	41%	£15,966	-20%	£19,958	69%	£11,811
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Intangible Assets	0	-	0	-100%	£4,933	-60%	£12,333	-37.5%	£19,733
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Total Fixed Assets	£17,528	-22.2%	£22,519	7.8%	£20,899	-35.3%	£32,291	2.4%	£31,544
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Stock	£165,078	-7.6%	£178,603	6.1%	£168,270	1.8%	£165,262	-5.4%	£174,692
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Trade Debtors	£21,864	-43.6%	£38,752	-77.6%	£172,715	61.4%	£107,006	-17.6%	£129,929
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Cash	£5,703	-75.5%	£23,238	35.8%	£17,107	74.3%	£9,817	-69.2%	£31,876
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Other Debtors	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Miscellaneous Current Assets	0	-100%	£6,902	-	0	-	0	-	0
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Total Current Assets	£192,645	-22.2%	£247,495	-30.9%	£358,092	26.9%	£282,085	-16.2%	£336,497
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Trade Creditors	£18,466	-43.6%	£32,751	-89.9%	£325,467	33.2%	£244,343	-11.7%	£276,867
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Bank Loans & Overdrafts	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Other Short Term Finance	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Miscellaneous Current Liabilities	£271,090	9.7%	£247,158	-	0	-	0	-	0
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Total Current Liabilities	£289,556	3.4%	£279,909	-14%	£325,467	33.2%	£244,343	-11.7%	£276,867
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Bank Loans & Overdrafts and LTL	0	-	0	-100%	£68,000	-	£68,000	-	£68,000
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Other Long Term Finance	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Total Long Term Liabilities	0	-	0	-100%	£68,000	-	£68,000	-	£68,000

CAPITAL & RESERVES

	Date Of Accounts	28/02/17	(%)	29/02/16	(%)	28/02/15	(%)	28/02/14	(%)	28/02/13
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Called Up Share Capital	£100	-	£100	-	£100	-	£100	-	£100
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	P & L Account Reserve	-£79,483	-695.2%	-£9,995	31.4%	-£14,576	-854.1%	£1,933	-91.6%	£23,074
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Revaluation Reserve	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Sundry Reserves	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Shareholder Funds	-£79,383	-702.3%	-£9,895	31.6%	-£14,476	-812.1%	£2,033	-91.2%	£23,174

OTHER FINANCIAL ITEMS

	Date Of Accounts	28/02/17	(%)	29/02/16	(%)	28/02/15	(%)	28/02/14	(%)	28/02/13
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Net Worth	-£79,383	-702.3%	-£9,895	49%	-£19,409	-88.4%	-£10,300	-399.3%	£3,441
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Working Capital	-£96,911	-199%	-£32,414	-199.4%	£32,625	-13.6%	£37,742	-36.7%	£59,630
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Total Assets	£210,173	-22.2%	£270,014	-28.8%	£378,991	20.6%	£314,376	-14.6%	£368,041
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Total Liabilities	£289,556	3.4%	£279,909	-28.9%	£393,467	26%	£312,343	-9.4%	£344,867
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Net Assets	-£79,383	-702.3%	-£9,895	31.6%	-£14,476	-812.1%	£2,033	-91.2%	£23,174

CASH FLOW

	Date Of Accounts	28/02/17	(%)	29/02/16	(%)	28/02/15	(%)	28/02/14	(%)	28/02/13
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Net Cashflow from Operations	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Net Cashflow before Financing	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Net Cashflow from Financing	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Increase in Cash	-	-	-	-	-	-	-	-	-

MISCELLANEOUS

	Date Of Accounts	28/02/17	(%)	29/02/16	(%)	28/02/15	(%)	28/02/14	(%)	28/02/13
	Contingent Liability	NO	-	NO	-	NO	-	NO	-	NO
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Capital Employed	-£79,383	-702.3%	-£9,895	-118.5%	£53,524	-23.6%	£70,033	-23.2%	£91,174
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Number of Employees	-	-	-	-	-	-	-	-	-
	Accountants
	Auditors
	Auditor Comments	The company is exempt from audit
	Bankers
	Bank Branch Code

RATIOS

	Date Of Accounts	28/02/17	29/02/16	28/02/15	28/02/14	28/02/13
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Pre-tax profit margin %	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Current ratio	0.67	0.88	1.10	1.15	1.22
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Sales/Net Working Capital	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Gearing %	0	0	-469.70	3344.80	293.40
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Equity in %	-37.80	-3.70	-3.90	0.70	6.70
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Creditor Days	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Debtor Days	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Liquidity/Acid Test	0.09	0.24	0.58	0.47	0.58
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Return On Capital Employed %	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Return On Total Assets Employed %	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Current Debt Ratio	-3.64	-28.28	-22.48	120.18	11.94
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Total Debt Ratio	-3.64	-28.28	-27.18	153.63	14.88
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Stock Turnover Ratio %	-	-	-	-	-
$Description: \\vivek-pc\123 Foreign Report Raw\PWB HEALTH (UK) LTD_files\barchart-grey.png$	Return on Net Assets Employed %	-	-	-	-	-

Report Notes

Success!

There are no notes to display.

Status History

No Status History found

Event History

Date	Description
22/12/2017	Confirmation Statement
04/12/2017	New Accounts Filed
04/12/2017	New Accounts Filed
17/01/2017	Annual Returns
03/12/2016	New Accounts Filed
03/12/2016	New Accounts Filed
16/01/2016	Annual Returns
04/12/2015	New Accounts Filed
25/05/2015	Change in Reg. Office
25/05/2015	Change of Company Postcode
03/04/2015	Annual Returns
04/12/2014	New Accounts Filed
23/12/2013	Annual Returns
05/12/2013	New Accounts Filed
18/02/2013	Annual Returns

Previous Company Names

Date	Previous Name
23/12/2010	ULTRA PROPERTIES LTD

Writ Details

No writs found

Statistics

Group	3 companies
Linkages	0 companies
Countries	In 0 countries

Summary

Holding Company	RESOURCE MEDICAL (UK) LTD
Ownership Status	Wholly Owned
Ultimate Holding Company	RESOURCE MEDICAL (UK) LTD

Group Structure Full

Company Name	Registered Number	Latest Key Financials	Consol. Accounts	Turnover
RESOURCE MEDICAL (UK) LTD	05105588	28.02.2017	N
PWB HEALTH (UK) LTD	07433437	28.02.2017	N
MOTORSPORT RAGE LTD	10352203	-	N

Statistics

Group	3 companies
Linkages	0 companies
Countries	In 0 countries

Previous Director/Company Secretaries

Name	Current Active Appointments	Previous Appointments	Dissolved Companies
Yomtov Eliezer Jacobs	0	1363	1811

Total Persons With Significant Control	1	Total Statements
Active	1	Active
Ceased	0	Ceased

Active Persons With Significant Control

Name	Mr Zulfkar Akram	Kind	Individual Person With Significant Control
Address	Wembly Works Hemingfield Road, Wombwell, Barnsley, South Yorkshire	Country Of Residence	England
Post Code	S73 0LY	Nationality	British
Date of Birth	03/1954	Notified On	10/04/2016
Nature Of Control	Ownership of shares - above 75%

Ceased Persons With Significant Control

No Ceased Persons With Significant Control To Display

Active Statements

No Active Statements To Display

Ceased Statements

No Ceased Statements To Display
Average Invoice Value	£2294.10
Invoices available	1
Paid	1
Outstanding	0

Trade Payment Data is information that we collect from selected third party partners who send us information about their whole sales ledger.

	Within Terms	0-30 Days	31-60 Days	61-90 Days	91+ Days
Paid	1	0	0	0	0
Outstanding	0	0	0	0	0

Bottom of Form

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	INR 63.84
UK Pound	1	INR 88.28
Euro	1	INR 77.88
GBP	1	INR 88.75

Note: Above are approximate rates obtained from sources believed to be correct

INFORMATION DETAILS

Analysis Done by :	NIY

Report Prepared by :	NIT

RATING EXPLANATIONS

Credit Rating	Explanation	Rating Comments
A++	Minimum Risk	Business dealings permissible with minimum risk of default
A+	Low Risk	Business dealings permissible with low risk of default
A	Acceptable Risk	Business dealings permissible with moderate risk of default
B	Medium Risk	Business dealings permissible on a regular monitoring basis
C	Medium High Risk	Business dealings permissible preferably on secured basis
D	High Risk	Business dealing not recommended or on secured terms only
NB	New Business	No recommendation can be done due to business in infancy stage
NT	No Trace	No recommendation can be done as the business is not traceable

NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors are as follows:

· Financial condition covering various ratios

· Company background and operations size

· Promoters / Management background

· Payment record

· Litigation against the subject

· Industry scenario / competitor analysis

· Supplier / Customer / Banker review (wherever available)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.