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3decades

 

MIRA INFORM REPORT

 

 

Report No. :

487198

Report Date :

20.01.2018

 

IDENTIFICATION DETAILS

 

Name :

SNC CAD

 

 

Registered Office :

SNC Cad, Lieu Dit La Mottais, 35140 St Aubin Du Cormier

 

 

Country :

France

 

 

Date of Incorporation :

June 1986

 

 

Legal Form :

Partnership

 

 

Line of Business :

Non-Food Purchasing Centers

 

 

No. of Employees :

3 to 5 employees

 

 

RATING & COMMENTS

(Mira Inform has adopted New Rating mechanism w.e.f. 23rd January 2017)

 

MIRA’s Rating :

C

 

Credit Rating

Explanation

Rating Comments

C

Medium High Risk

Business dealings permissible preferably on secured basis

 

 

Status :

Moderate

 

 

Payment Behaviour :

Unknown

 

 

Litigation :

Clear

 

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

 

 

ECGC Country Risk Classification List

 

Country Name

Previous Rating

(30.06.2017)

Current Rating

(30.09.2017)

France

A1

A1

 

Risk Category

ECGC Classification

Insignificant

 

A1

Low Risk

 

A2

Moderately Low Risk

 

B1

Moderate Risk

 

B2

Moderately High Risk

 

C1

High Risk

 

C2

Very High Risk

 

D

 


 

FRANCE - ECONOMIC OVERVIEW

 

The French economy is diversified across all sectors. The government has partially or fully privatized many large companies, including Air France, France Telecom, Renault, and Thales. However, the government maintains a strong presence in some sectors, particularly power, public transport, and defense industries. Despite terrorist attacks, labor strikes, and bad weather, France is still the most visited country in the world with 83 million foreign tourists in 2016, including 530,000 who came for the 2016 Euro Cup. France's leaders remain committed to a capitalism in which they maintain social equity by means of laws, tax policies, and social spending that mitigate economic inequality.

France's real GDP grew by 1.6% in 2017, up from 1.2% the year before. The unemployment rate (including overseas territories) increased from 7.8% in 2008 to 10.2% in 2015, before falling to 9.5% in 2017. Youth unemployment in metropolitan France decreased from 24.6% in the fourth quarter of 2014 to 24% in the fourth quarter of 2016.

Lower-than-expected growth and high spending have strained France's public finances. Despite measures to restore public finances since President Francois HOLLANDE took office in 2012, the budget deficit rose from 3.3% of GDP in 2008 to 7.5% of GDP in 2009 before improving to 3.1% of GDP in 2017. Meanwhile, France's public debt rose from 89.5% of GDP in 2012 to 96.1% in 2017.

President HOLLANDE’s policies aimed to enhance French industry’s competitiveness and to lower high jobless figures. The Competitiveness and Employment Tax Credit of 2012, the Responsibility and Solidarity Pact of 2014, the Investment Stimulus Plan, and the Emergency Jobs Plan represent more than $42.6 billion in support for businesses in 2017 by lowering French labor costs, but so far the results of these policies have been marginal on France’s competitiveness and job creation. In an effort to bolster social justice, the 2017 budget bill contained provisions to reduce income taxes for households and for small and medium sized enterprises.

During his mandate, President HOLLANDE oversaw two highly unpopular economic reforms that led to widespread protests. The “Macron Law” of 2015, enacted to boost economic growth, authorized businesses to open some Sundays of each month and allowed flexibility to negotiate pay and working hours. The “El Khomri law,” imposed by decree in 2016, aimed to make it easier for businesses to employ people and gave employers more leeway to negotiate hours, wages, and time off.

 

Source : CIA

 


Company name and summary

SIRET

338 106 586 00039

Name

SNC CAD

Acronym

-

Trade name

-

Status

Economically active

Postal Address

SNC CAD
LIEU DIT LA MOTTAIS
35140 ST AUBIN DU CORMIER
FRANCE

Share Capital

500,000 Euros

Telephone

02 99 39 72 81

Activity (APE)

Non-Food Purchasing Centers (4619A)

Formation Date

06/1986

Deregistration Date

-

Court Registry Number

19 9 2B00189

Registration Court

Rennes (35)

Nationality

France

RCS Registration

RCS Rennes B 338 106 586

EUR VAT Number

FR82338106586

Last account Date

-

Incorporation Date

02/1992

Fax

02 99 39 73 74

Legal form

Partnership

Currency

Euros

 

 

Trends

There are no trends available for a company

 

 

Directors

Current Directors

6

View Details

 

 

Ultimate Holding Company

 

Name

Country

Company Number

PERCEVA

500208152

Affiliation links. View Details

 

 

Judgment and Preferential

Judgment

No judgement

View details

Preferential Right

No social security and tax office preferential right to date

View details

 

 

Establishment Details

 

Type of Establishment

Head Office

Production Role

-

APE/NAF Code

4619A

Activity

Non-Food Purchasing Centers

Formation Date

04/2001

Reason for Formation

Other

Closure Date

-

Reason for Closure

-

Reactivation Date

-

Seasonality

-

Activity Nature

-

Activity Location

N/R

Trading Address

LA MOTTAIS
35140 SAINT AUBIN DU CORMIER

Department

Ille-et-Vilaine (35)

Location Surface

-

District

3

City

SAINT AUBIN DU CORMIER

Status

Economically active

Business Pages FT®

VETEMENTS POUR HOMMES ET DAMES (DETAIL)

Region

Bretagne

Area

08

Size of Urban Area

-

 

 

Ultimate Parent(s)

 

1 ultimate parent company/companies for this company

Company Name

Activity (APE)

APE/NAF Code

City

Post Code

PERCEVA

Brokerage of securities and merchandise

6612Z

PARIS 2

75002

 

 

Other Establishment(s)

 

Regionality

Legal unit with all establishments in same area

Mono-activity status

Legal unit having all establishments with the same main activity

Branches

1 branch entities in this company

 

Company Name

Company Type

APE/NAF Code

Activity

City

Post Code

SNC CAD

Head Office

4619A

Non-Food Purchasing Centers

SAINT AUBIN DU CORMIER

35140

 

 

Workforces

 

Workforce at address

3 to 5 employees

Company workforce

3 to 5 employees

 

 

Workforce account

-

 

 

Commentary

 

The comments are ordered according to the class of risk. Companies are compared with regard to other companies of the same type. Thus a positive comment for one category can be negative for another or can change depending on its value. This is a purely statistical decision.

Workforce size is in the average risk band

The company is 31 years old

Industry code with low risk rating

 

 

Industry comparison

 

Activity (APE)

Non-Food Purchasing Centers (4619A)

 

 

Collective procedures

No judgment information for the company

Preferential rights details and history

Summary of preferential rights

Company monitored since

09/04/2015

Status of Monitoring

No social security and tax office preferential right to date

 

 

Preferential rights details and history

Summary of preferential rights

Company monitored since

09/04/2015

Status of Monitoring

No social security and tax office preferential right to date

 

 

Group Data

 

Ultimate parent company

PERCEVA

Direct parent

ALPHA ANJOU II - 99.8 %

Group – Number of companies

52

Linkages – Number of companies

-

Number of countries

-

Group Structure

 

 

Go directly to the current company

Rating Information

 

Name

SIREN

Parts

Last account published

1

PERCEVA

500208152

-

31/12/2016

2

DALLOYAU

562106385

100 %

31/10/2007

3

DALLOYAU BASTILLE

552125031

99.97 %

-

DALLOYAU PONS

997526421

84.87 %

31/12/2007

DALLOYAU BOULOGNE

320366909

51 %

30/04/2016

DALLOYAU RASPAIL

347577702

33.30 %

31/10/2008

2

GROUPE BEHM INTERNATIONAL

507491199

86 %

31/12/2016

3

B T K

786780320

100 %

31/12/2011

4

BEHM INTERNATIONAL

-

Min blocking

-

CARROSSERIE BEHM

410336473

99.99 %

31/12/2014

TITAN INTERNATIONAL SA

385189808

99.92 %

31/12/2011

2

KEYOR

389960006

100 %

31/12/2015

3

FONMARTY ET FILS

464201219

100 %

31/12/2016

MAGRI

340719046

100 %

31/12/2016

EKEM

454201559

100 %

31/12/2015

3

SA BATIMETAL

643820640

100 %

31/12/2016

4

SARL RESEAU BOIS

390136943

100 %

31/12/2016

2

SOCIETE OBERNOISE D'INVESTISSEMENTS

529571986

100 %

31/03/2016

3

SUPRA SA

675880710

100 %

31/03/2016

2

OCEALLIANCE

534101332

70 %

-

3

ALLIOMER

615920238

100 %

30/09/2016

3

MARITEAM SERVICES

490701414

100 %

30/06/2010

4

FORO MAREE

327489647

66.99 %

30/09/2016

OCEMARIS

387471725

Majority

30/09/2012

VIVIERS DU DIBEN

349114421

100 %

30/06/2010

2

EMOVA HOLDING

793617457

100 %

30/09/2016

3

EMOVA GROUP

421025974

75.09 %

30/09/2016

4

MONCEAU FLEURS

390119667

100 %

30/09/2016

4

LA GENERALE DES VEGETAUX

421117219

100 %

30/09/2016

5

MONCEAU FLEURS INTERNATIONAL S.A.

B130120

100 %

-

FLORALIM

482721149

5 %

30/04/2015

ISA BOULOGNE

510608243

35 %

31/12/2015

CREATION FLORALE

512019720

30 %

30/09/2014

MONCEAU FLEURS BELGIUM SPRL

809530920

16 %

30/09/2016

MONCEAU FLEURS ITALIE

-

90 %

-

HAPPY INC.

483507810

100 %

30/09/2016

MONCEAU FLEURS EXPANSION

512371618

100 %

30/09/2016

4

MONCEAU FLEURS EXPANSION FRANCE

512371733

57 %

30/09/2016

5

LA CENTRALE DES FLEURS

482821014

100 %

30/09/2015

MAGIE FLORALE

484053541

100 %

30/09/2016

ISA SAINT CLOUD

490333812

4 %

31/12/2015

MAISON DE VERDI

-

40 %

-

EMOVA MARKET PLACE B.V.

28106787

100 %

30/09/2016

4

HAURAUNIZE

480737956

100 %

30/09/2016

5

RAPID'FLORE EXPANSION

512815796

100 %

30/09/2016

FLORIA CREATION

401950308

100 %

30/09/2016

4

PB PARTICIPATIONS

319569596

100 %

-

5

CELTAT

493821821

100 %

31/12/2014

6

DISTRICENTER

432510030

99.50 %

-

SNC CAD

338106586

0.20 %

-

ZD SERVICES

348681347

100 %

31/12/2014

5

ALPHA ANJOU II

402864169

100 %

31/12/2010

6

SNC CAD

338106586

99.80 %

-

HEKAYEM FLEURS

520656109

13 %

31/12/2011

LOUNGE FLOREO

525170478

35 %

31/03/2017

FLORE DISTRIBUTION

-

32 %

-

HAPPY EXPANSION

813446036

100 %

30/09/2016

EMOVA MARKET PLACE

818312803

100 %

30/09/2016

CARTO-MANIA

482412129

100 %

30/04/2014

 

 

 

Linkages

No Linkages information available for the company.

 

 

Shareholder(s)

 

Name

CELTAT

Name of representative

DESPREZ JEAN-EMILE

Manager position

Manager

Date of birth

26/11/1955

Place of birth

PORTBAIL

Type

Moral person

Name at birth

View Details

Name

ALPHA ANJOU II

Name of representative

DESPREZ JEAN-EMILE

Manager position

Manager

Date of birth

26/11/1955

Place of birth

PORTBAIL

Type

Moral person

Name at birth

 

 

Statutory Auditor

 

Name

KPMG FIDUCIAIRE DE FRANCE

Manager position

Statutory auditor

Date of birth

-

Place of birth

Type

Individual

Name at birth

View Details

Name

M. THOUVENEL ERIC

Manager position

Deputy auditor

Date of birth

-

Place of birth

Type

Individual

Name at birth

View Details

 

Name

ROUXEL-TANGUY & ASSOCIES

Name of representative

Manager position

Statutory auditor

Date of birth

-

Place of birth

Type

Moral person

Name at birth

Name

Mme. PEAN - HAMARD MURIELLE

Manager position

Deputy auditor

Date of birth

28/06/1972

Place of birth

VITRÉ

Type

Individual

Name at birth

PEAN

 

 

Previous Directors

 

View the directors history for this company
If you want to view the directors history, please click on the link view details.

Manager position

Title and name

Date of Birth/Place of Birth

Manager

ALPHA ANJOU II

-

View Details

Manager

ALPHA ANJOU II

-

View Details

Manager

ALPHA ANJOU II

26/11/1955 - PORTBAIL

View Details

Manager

CELTAT

-

View Details

Manager

CELTAT

-

View Details

Manager

CELTAT

26/11/1955 - PORTBAIL

View Details

Active partner

ALPHA ANJOU II

16/11/1955 - PORTBAIL

View Details

Active partner

DESPREZ VETEMENTS

-

View Details

Active partner

DIFA SERVICES

-

View Details

 

 

Status history

No Status History

 

 

Recent publications in Gazettes

 

Publication date

Gazette Name

Description

Hide

26/10/2017

Bodacc B

Modification et mutation diverse

35 - ILLE-ET-VILAINE

GREFFE DU TRIBUNAL DE COMMERCE DE RENNES

668 - 338 106 586 RCS Rennes. SNC C. A. D. Forme : Société en nom collectif. Activité : l'importation et la commercialisation de tous produits textiles, d'articles Chaussants et articles d'habillement, ainsi que tous articles destinés à l'équipement ou à la décoration de l'habitat; d'une manière générale l'achat et la vente de tous produits de cette nature; la prise de participations par voie d'apport, d'achat, de souscription ou autrement dans toute société quels qu'en soient la forme et l'objet; toutes prestations d'assistance financière aux entreprises appartenant au même groupe que la société.
Commentaires : Modification de l'activité.. Date de commencement de l’activité : 01/06/1986.

Hide

21/09/2017

JAL

Miscellaneous updates

Le Paysan Breton / Edition d'Ille et Vilaine


Date de décision : 21/06/2017
Entreprise :338106586 - SNC CAD, LA MOTTAIS, 35140, SAINT AUBIN DU CORMIER
Description :activité (Objet social)€

Hide

15/08/2014

Bodacc B

Modification et mutation diverse

35 - ILLE-ET-VILAINE

GREFFE DU TRIBUNAL DE COMMERCE DE RENNES

586 - 338 106 586 RCS Rennes. SNC C. A. D. Forme : Société en nom collectif. Administration : Gérant : CELTAT représenté par DESPREZ Jean-Emile Gérant : ALPHA ANJOU II représenté par DESPREZ Jean-Emile Associé en nom : CELTAT représenté par DESPREZ Jean-Emile Associé en nom : ALPHA ANJOU II représenté par DESPREZ Jean-Emile Commissaire aux comptes titulaire : KPMG FIDUCIAIRE DE FRANCE Commissaire aux comptes suppléant : THOUVENEL Eric Commissaire aux comptes titulaire : ROUXEL-TANGUY & ASSOCIES en fonction le 05 Août 2014 Commissaire aux comptes suppléant : PEAN Murielle en fonction le 05 Août 2014. Activité : .
Commentaires : Modification de représentant.

Hide

26/09/2008

Bodacc B

Modification et mutation diverse

35 - ILLE-ET-VILAINE

GREFFE DU TRIBUNAL DE COMMERCE DE RENNES

1099 - 338 106 586 RCS Rennes. SNC C.A.D. Forme : Société en nom collectif. Administration : Gérant : CELTAT, représenté par M DESPREZ Jean Emile André Brice. Gérant : ALPHA ANJOU II, représenté par M DESPREZ Jean Emile André Brice. Associé en nom collectif : CELTAT, représenté par M DESPREZ Jean Emile André Brice. Associé en nom collectif : ALPHA ANJOU II, représenté par M DESPREZ Jean Emile André Brice. Commissaire aux comptes titulaire : KPMG FIDUCIAIRE DE FRANCE. Commissaire aux comptes suppléant : THOUVENEL Eric. Capital : 500000 EUR. Activité : Produits textiles, articles chaussants et articles d'habillement (exploitation et commercialisation) (début : 06.04.2001). Adresse de l’établissement principal : la Mottais, 35140 Saint-Aubin-du-Cormier.
Adresse du siège social : la Mottais, 35140 Saint-Aubin-du-Cormier.
Commentaires : Changement de composition des associés. Date de commencement de l’activité : 01/06/1986. Date d’effet : 02/09/2008.

Hide

08/08/2007

Bodacc B

Modifications et mutations diverses

524 - RCS Rennes B 338 106 586. RC 92-B 189. S.N.C. C.A.D. Forme : S.N.C. Capital : 500 000 euros. Adresse du siège social : La Mottais,, 35140 Administration : gérants : CELTAT ALPHA ANJOU II. Associés en nom collectif : DESPREZ (Eric, Jean, Louis, Emile) CELTAT ALPHA ANJOU II. Commissaire aux comptes titulaire : K.P.M.G. FIDUCIAIRE DE FRANCE. Commissaire aux comptes suppléant : THOUVENEL (Eric). Ancienne administration : anciens gérants associés : S.A. DESPREZ-VETEMENTS S.A.R.L. DIFA-SERVICES. Etablissement principal - Activité : exploitation, commercialisation de produits textiles, d'articles chaussants et d'habillement. Adresse : La Mottais, 35140 Date d'effet : 18 janvier 2007.

Hide

07/09/2004

Bodacc B

Modifications et mutations diverses

RCS Rennes B 338106586 RC 92-B 189 S.N. C. C.A.D. Forme : S.N.C. Capital : 500 000 euros. Adresse du siège social : La Mottais, 35140 Saint-Aubin-du-Cormier. Administration : gérants associés : DESPREZ-VETEMENTS DIFA-SERVICES. Associé en nom collectif : DESPREZ ( Eric, Jean, Louis, Emile). Commissaire aux comptes titulaire : K.P.M.G. FIDUCIAIRE DE FRANCE. Commissaire aux comptes suppléant : THOUVENEL (Eric). Ancienne administration : ancien commissaire aux comptes suppléant : M m e SAMANA (Marianne) Etablissement principal: Activité : exploitation, commercialisation de produits textiles, d'articles chaussants et d'habillement. Adresse : La Mottais, 35140 Saint-Aubin- du-Cormier. Date d'effet : 28 juin 2004.

Hide

24/06/2001

Bodacc B

Modifications et mutations diverses

Ancienne situation du siège social. RCS Rennes B 338106586 RC 92-B 189 SOCIETE EN NOM COLLECTIF C.A.D. Forme : S.N.C. Capital : 500 000 euros. Adresse : Z.I. de la Turbanière, 35530 Brecé Nouvelle situation du siège social. Adresse : La Mottais, 35140 Saint-Aubin-du-Cormier Etablissement principal: Activité : exploitation et commercialisation de produits textiles, d'articles chaussants et d'habillement. Adresse : Z. I. de la Turbanière, 35530 Brecé ETABLISSEMENT PRINCIPAL nouvelle situation. Adresse : La Mottais, 35140 Saint-Aubin-du-Cormier. Date d'effet : 6 avril 2001.

Hide

04/03/2001

Bodacc B

Modifications et mutations diverses

Ancienne situation du siège social. RCS Rennes B 338106586 RC 92-B 189 SOCIETE EN NOM COLLECTIF C.A.D. Forme : S.N.C. Capital : 50 000 F. Adresse : Z.I. de la Turbanière, Brécé 35530 Noyal-sur- Vilaine Nouvelle situation du siège social. Capital : 500 000 euros Etablissement principal: Activité : exploitation, commercialisation de produits textiles, d'articles chaussants et d'habillement. Adresse : Z. I. de la Turbanière, Brécé 35530 Noyal- sur-Vilaine. Commentaires : augmentation du capital et conversion en euros. Date d'effet : 21 décembre 2000.

Hide

14/12/1997

Bodacc B

Modifications et mutations diverses

RCS Rennes B 338 106 586 RC 92-B 189 SOCIETE EN NOM COLLECTIF C.A.D. Forme : S. N.C. Capital : 50 000 F. Adresse du siège social : Z.I. de la Turbanière Brécé 35530 Noyal-sur-Vilaine. Administration : gérants associés : DESPREZ VETEMENTS DIFA SERVICES. Nouvel associé en nom collectif : DESPREZ (Eric, Jean, Louis, Emile). Commissaire aux comptes titulaire : K.P.M.G. FIDUCIAIRE DE FRANCE. Commissaire aux comptes suppléant : Mme SAMANA (Marianne) Etablissement principal: Activité : exploitation et commercialisation de produits textiles, d'articles chaussants et d'articles d'habillement. Adresse : Z.I. de la Turbanière Brécé 35530 Noyal-sur-Vilaine. Date d'effet : 22 septembre 1997.

Hide

06/09/1997

Bodacc B

Modifications et mutations diverses

RCS Rennes B 338 106 586 RC 92-B 189 SOCIETE EN NOM COLLECTIF C.A.D. Forme : S. N.C. Capital : 50 000 F. Adresse du siège social : Z.I. de la Turbanière Brece 35530 Noyal-sur-Vilaine. Administration : gérants : DESPREZ VETEMENTS DIFA SERVICES. Commissaire aux comptes titulaire : K.P.M.G. FIDUCIAIRE DE FRANCE. Commissaire aux comptes suppléant : Mme SAMANA (Marianne). Ancien commissaire aux comptes titulaire : LECARDONNEL (Thierry). Ancien commissaire aux comptes suppléant : HAMELIN (Jean) Etablissement principal: Activité : exploitation et commercialisation de produits textiles, d'articles chaussants et d'habillement. Adresse : Z. I. de la Turbanière Brece 35530 Noyal- sur-Vilaine. Date d'effet : 23 juin 1997.

 

 

Company events history

 

Date

Description

26/10/2017

Bodacc B: Various editing or changing

23/10/2017

Updated articles of association

23/10/2017

Minutes of general meeting of shareholders

23/10/2017

Change to corporate purpose

21/09/2017

Legal Gazette: Miscellaneous updates

06/01/2017

New ultimate parent

09/04/2015

Collection of preferential rights activated for this company

15/08/2014

Bodacc B: Various editing or changing

05/08/2014

Minutes of general meeting of shareholders

05/08/2014

New auditor

07/03/2014

New shareholders detected

07/03/2014

New ultimate parent

07/03/2014

New parent detected

26/09/2008

New Bodacc B ads detected

26/09/2008

Bodacc B: Various editing or changing

12/09/2008

Private document

12/09/2008

Sale of shares

12/09/2008

Sale of shares

12/09/2008

Updated articles of association

12/09/2008

Private document

12/09/2008

Updated articles of association

12/07/2007

Amendment

12/07/2007

Appointment/resignation of company officers

12/07/2007

Appointment/resignation of company officers

12/07/2007

Minutes of general meeting of shareholders

12/07/2007

Private document

12/07/2007

Private document

12/07/2007

Updated articles of association

12/07/2007

Updated articles of association

23/08/2004

Private document

23/08/2004

New auditor

23/08/2004

Amendment

23/08/2004

Appointment/resignation of company officers

23/08/2004

Minutes of general meeting of shareholders

07/06/2001

Minutes of general meeting of shareholders

07/06/2001

Registered office transferred inside jurisdiction of the Commercial Court

07/06/2001

Updated articles of association

07/06/2001

Private document

14/02/2001

Private document

14/02/2001

Minutes of general meeting of shareholders

14/02/2001

Conversion of equity to euro

14/02/2001

Capital increase

14/02/2001

Updated articles of association

27/11/1997

Updated articles of association

27/11/1997

Sale of shares

27/11/1997

Office copy

27/11/1997

Minutes of general meeting of shareholders

27/11/1997

Amendment

27/11/1997

Private document

19/08/1997

New auditor

19/08/1997

Appointment/resignation of company officers

19/08/1997

Minutes of general meeting of shareholders

19/08/1997

Private document

09/09/1992

Minutes of general meeting of shareholders

09/09/1992

New auditor

21/02/1992

Appointment/resignation of company officers

21/02/1992

Declaration of conformity

21/02/1992

Minutes of general meeting of shareholders

21/02/1992

New manager

21/02/1992

Registered office transferred inside jurisdiction of the Commercial Court

21/02/1992

Updated articles of association

21/02/1992

Registration after transfer

 

 

Establishment events history

 

Date

Description

29/10/2017

Update of phone numbers

21/06/2017

Modification of Head office

02/08/2016

Update of phone numbers

 


 

FOREIGN EXCHANGE RATES

 

Currency

Unit

Indian Rupees

US Dollar

1

INR 63.72

UK Pound

1

INR 88.64

Euro

1

INR 78.14

Euro

1

INR 78.03

 

Note : Above are approximate rates obtained from sources believed to be correct

 

 

INFORMATION DETAILS

 

Analysis Done by :

NIY

 

 

Report Prepared by :

SYL

                                                


 

RATING EXPLANATIONS

 

Credit Rating

Explanation

Rating Comments

A++

Minimum Risk

Business dealings permissible with minimum risk of default

A+

Low Risk

Business dealings permissible with low risk of default

A

Acceptable Risk

Business dealings permissible with moderate risk of default

B

Medium Risk

Business dealings permissible on a regular monitoring basis

C

Medium High Risk

Business dealings permissible preferably on secured basis

D

High Risk

Business dealing not recommended or on secured terms only

NB

New Business

No recommendation can be done due to business in infancy stage

NT

No Trace

No recommendation can be done as the business is not traceable

 

NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.

 

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors are as follows:

 

·         Financial condition covering various ratios

·         Company background and operations size

·         Promoters / Management background

·         Payment record

·         Litigation against the subject

·         Industry scenario / competitor analysis

·         Supplier / Customer / Banker review (wherever available)

 

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.